Living On Baked Beans And Hotdogs For A Mortgage Besides learning how to budget I often get asked, whether to pay off debt first or save for a house. Right off the start, I’m going to say I’m not your financial advisor so do what you want. What would happen if I save money…
Paying Your Mortgage or Rent In Full Should Be A Priority The last thing you will want to do is have a late mortgage or rent payment especially if you don’t have savings in the bank. Optimizing your budget is different from having a contingency plan in place however both are very important. There aren’t…
PAYING YOURSELF FIRST IS A GATEWAY TOWARDS FEWER WORRIES When some people read about paying yourself first on blog posts or in the media the first thing they think to themselves is, How. How am I going to pay myself first when I have bills to pay? What does paying yourself mean? Paying yourself first…
Owning A Mortgage-Free House Is Possible For Everyone Hi everyone, I’m a 38 years old CBB reader and own a mortgage-free house which was only possible because of my lifestyle changes. I don’t choose to share that I own a mortgage-free house to many people but wanted to share my mortgage success story with all…
UNDERSTANDING HOW DEBT AFFECTS YOUR FINANCIAL HEALTH IS CRUCIAL I believe Canadians will forever be reading about bad debt in the news because it’s the kind of debt that cripples us financially the most. Although it’s nice to have ‘wants’ it’s also important to take care of ‘needs’ first and to avoid consumer debt at…
BUYING AND SELLING A HOME DURING THE WINTER You can victoriously buy and sell a home in Canada when there is snow on the ground and that means being prepared for everything including your winter open house. For 2019 the average price for a house in Ontario according to The Canadian Real Estate Association (CREA)…
