Should You Have More Than One Income Source? : Our August 2017 Budget Update

MORE THAN ONE INCOME SOURCE DOESN’T MEAN YOU HAVE TO TRADE HOURS FOR MONEY PROVIDED YOU KNOW YOUR OPTIONS. Someone asked me the other week how I was going to adjust to having only one income source now that I’ve resigned from one of my full-time jobs. I responded by saying that it won’t bother me one bit, at least not right away. Why? I can finally breathe and try to get my life back on track because I felt like I was on autopilot for all those years even though I enjoy what I do. Thankfully we have income sources that earn us some extra income such as this blog and our retirement investments, but are they enough? That depends on how much money we’d like to make and without much effort. Unfortunately the blog does take lots of effort so we do have plenty of room for improving our income source options. Having more than one income source sounds draining especially when you’re already working full-time and any available overtime.¬†Some couples only have one income source because either/or become a stay-at-home parent until their children are in school full-time. My mum did this while my father worked in […]

grocery game monthly challenge

5 Supermarket Annoyances That Cost You More To Buy Groceries : The Grocery Game Challenge 2016 #3 Oct 17-23

AVOID IRRITATING PITFALLS AND YOU’LL SAVE YOUR GROCERY BUDGET FROM EXPANSION   This week I wanted to focus on changes that grocery stores could embrace that would make grocery shopping easier so I’ve broken down some of the most common annoyances that customers face. Today when we buy groceries it has gone from something simple to a bit overwhelming at times now that we are parents. Over the past nine years of grocery shopping in Canada I’ve noticed a trend at every grocery store that I go to and that is marketing differs across the board. It becomes a tug of war between the shops and the customers and in the end all I ever see is a packed parking lot at Costco. We’re a country driven by convenience and it shows. No grocery store is alike even though they may offer similar rewards programs and the same products. Every grocery store needs to have a face and by that I mean they must stand out whether it’s in a big way or by multiple smaller reasons to herd the customers in week after week. That’s how they make their money or in part. You might not want to shop […]

grocery game monthly challenge

The Best Canadian Grocery Stores To Shop At : The Grocery Game Challenge 2016 #2 Mar 14-20

THE TOP GROCERY STORES IN CANADA ARE IN YOUR NEIGHBOURHOOD   There are so many Canadian Grocery Stores that it can get a bit confusing trying to figure out where to shop to get quality products while saving money to stretch those grocery dollars. Then there are shoppers who don’t care about saving money because they are committed to shopping at one grocery store even if they have to pay more money for products they can pay less for somewhere else. Related: Are you a grocery store snob? When I first moved to Canada 8 years ago I had no idea about Canadian Grocery Stores let alone where to begin shopping. Grocery store prices differ from shop to shop and with that comes differences in product quality and availability. Depending on where you live in Canada you may be blessed with local markets like the St. Lawrence Market in Toronto or St. Jacobs Farmers Market in St. Jacobs. Just about every nationality has a market/shop that sells products from the homeland especially in Toronto which is great to buy hard to find products for new recipes. Related: How to enjoy Gourmet Food on A Tight Budget Outside any city you […]

grocery game monthly challenge

5 Ways Price Matching Can Significantly Lower Your Grocery Budget This Year : The Grocery Game Challenge #4 Dec 28, 2015- Jan 3, 2016

ALWAYS FIND THE BEST PRICE   Many stores have a price matching guarantee which means if you’re not taking advantage of this wonderful money saving tool then you’re throwing money out the window. Don’t believe me? You are because what takes a few minutes of your time might take you longer to earn the money you are splashing without cashing in on the savings. Prices hardly ever go down on groceries these days and with produce prices going up in 2016 consumers better start thinking about how their grocery budget will be affected. Have you seen the price of cauliflower these days? One head runs from $5.99-$8.00 at some grocery stores. My wife wanted me to buy one for her but I’m not “Splurging” on cauliflower when it was $0.99 in the summer. She can wait to indulge when it’s cheaper. If spending money on food is not a big deal to you then you probably won’t care but you likely wouldn’t be here reading this in the first place. If you are critical about the money you spend in your grocery budget or you’re trying to get back on track with your spending you should learn about price matching. […]

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