NEVER RUSH YOUR FINANCES! Online banking is a no-brainer for most people these days even though a percentage of people still opt to mail in bill payments or even go into the bank. What would you do if you wiped out your bank account because of your own error? That’s right if you aren’t…
The full pre-payment on our 5 year term mortgage for the 2012-2013 year has been completed to the tune of $37,000 just this past week. I know if you were following our Net Worth updates this past year you were cringing because of all the money we kept in our high interest savings account at…
Killing your mortgage in 3 easy steps I was honoured when Mr. CBB invited me to share some mortgage tips on CBB. It’s evident that he really values his readers so this is a real honour. I’m speaking from experience. Derek and I became mortgage free at 28 (we purchased our first home at 23, and…
Leasing a car rather than purchasing one can prove to be much more cost-effective and is an option being chosen by a growing number of people. Some people like to change their cars every so often and others use them for their business. Some chose to purchase the car at the end of the lease…
Photo Credit According to Statistics Canada the ratio of household debt to personal disposable income in 2011 was 150% up from 66% in 1980. Did you know that in 2009 two-thirds of Canadian households had outstanding debt that averaged $114,400. Is a debt repayment plan right for you? Do you need to think about credit card…
Review Your Bills And Handle Errors I’m not sure why anyone would want to pay for something they did not receive. I know I sure as heck don’t like giving away free money. Importance of Reading your Bills There’s more to look at the bill’s total cost. For example When our credit card bill would…
