How to Pay Cash For What You Need The Right Way : The Saturday Weekend Review #186

JUST BECAUSE YOU HAVE THE CASH TO BUY SOMETHING DOESN’T MEAN YOU SHOULD.   Believe me when I say there is a right way and a wrong way to pay cash for something. Choose the wrong way too often and you’ll soon know why you should have chosen the other option that many people forget, savings. If the ice-cream cone in the above picture caught your attention make that a reminder just how easy we are swayed by things that tempt us. Wouldn’t it be nice if that was you enjoying that ice-cream cone? You deserve it, but can you afford it? Related: I can buy it but can I afford it? Not everyone can get credit but if given the opportunity it’s just as easy to burn a hole through plastic as it is to empty your bank account of cash. Just because you pay cash for purchases doesn’t make you a super-saving, shopping super-hero. What you are is someone who knows the difference between cash and credit but even then that won’t stop someone from spending more than they earn if they don’t care about their financial freedom. All of my life I’ve been surrounded by people who […]

Can you picture yourself living the retired life?

DREAMING OF YOUR FUTURE   I’m not sure everyone can picture themselves retired because we base it on what we think we know and what we want to believe will happen during the supposed best years of our lives. Planning for retirement almost seems as if you are writing a guide about a future time and what your life will potentially be like. Don’t be envious of others’ success create your own but that starts with a plan of action and a will to want something that suits your own needs and not those of others. For some people their book is so big they struggle to get hold of it without the help of others, some don’t care and others take minimal interest in life after working for a living. I don’t know how much I agree with it being the best years but I’m certainly not one to judge because I’m not retired. In fact, I’m quite a few years away from retirement. Although I may be able to retire early I still struggle with what I will do when I no longer have to get up to wanting to throw my old cell phone from the UK […]

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