What Is A Bare Bones Basic Budget? : May 2018 Budget Update

BUDGETING FOR THE FIRST TIME DOESN’T HAVE TO BE AGGRESSIVE WITH A BASIC BUDGET. LET ME SHOW YOU HOW EASY IT IS TO GET THE NUMBERS YOU NEED TO START SAVING AND PAYING DOWN DEBT TODAY.   Yes, yes, yes a basic budget is important and I will say it until I’m blue in the face. Don’t believe me? I don’t care because what you do with your money is your business and I can assure you that this blog is for the people who want money control and the weight of debt lifted from their shoulders so they can go on living life without financial burdens. It may sound unrealistic but if we don’t have anything to believe in then there’s no point budgeting in the first place or setting goals for that matter. If you already plan to fail then you’ve failed. If I  could go back 10 years now and tell myself that budgeting would allow us to live debt free in our 40’s including wiping out mortgage I might have laughed but certainly listened to what advice I had to give. My money mindset has changed today compared to then and it’s because I have experienced […]

New Budget 2016 and 2015 Surprises and Fails : December 2015 Budget Update

START YOUR BUDGET 2016 NOW   Our updated budget 2016 has some changes which was expected because 2015 proved that prices are steadily going up so we’ve had to adjust our numbers to reflect this change. Unless you aren’t big on reading or watching the news maybe you’ve noticed that prices are skyrocketing, especially at the grocery store. In 2016 you can expect to add an additional $345 to your grocery budget for the year because of these increases. It’s not just food either. In 2015 it seemed like every time we turned around something was more expensive. If prices go up a dollar here or a couple bucks there that still accumulates as extra expenses in our budget especially since we budget accordingly. The reality is that you are never going to have a perfect budget so always leaving some room for price increases is critical.   Our free gift to you   Every year I wonder how we can change our budget plan to reflect something new and honestly there isn’t much to change. I’ve got a simple budget that I created years ago and that has been downloaded free by thousands of people around the world. All […]

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