How We Live The Simple Life In Our 40’s : Sept 2020 Net Worth Update (+1.27%)
Everyday Living Tips | Frugal Living | Life Musings | Our Net Worth

How We Live The Simple Life In Our 40’s : Sept 2020 Net Worth Update (+1.27%)

Needs Often Change As We Age Based On Lifestyle Living the simple life doesn’t necessarily mean moving to a farm, churning butter, and making homemade pies for dessert. Although that does appeal to me since I’m a huge fan of living the farm life it’s not for everyone, yet the simple life goes beyond that….

No Spend Challenge Month Results : September 2020 Budget Update
Frugal Living | Our Family Budget

No Spend Challenge Month Results : September 2020 Budget Update

Motivate Yourself With A Money Challenge To Build Financial Strength Who knew that a No Spend Month Challenge would confront our financial strengths and weaknesses, but that’s what it’s all about. Our no spend challenge month in September started pretty normal but then came with mixed results. For anyone new to Canadian Budget Binder last…

5 Budgeting Goals That Keep Us Debt-Free (Free Budget Binder Printable)
All About Budgets

5 Budgeting Goals That Keep Us Debt-Free (Free Budget Binder Printable)

Budgeting Goals Begins With A Realistic Budget Not Perfection Setting budgeting goals is not a simple task especially if you aren’t sure what financial direction you are headed in. The main goal of personal financial planning is to set yourself up financially for today and tomorrow. Full-stop. Math is one of those subjects that you…

How To Build Generational Wealth For Your Family : August 2020 Net Worth Update
Finance | Our Net Worth

How To Build Generational Wealth For Your Family : August 2020 Net Worth Update

The Gift Of Wealth Can Go On For Generations To Come Creating generational wealth is an umbrella term because there’s more to it than meets the eye. Once you’ve conquered your financial goals and are debt-free you can focus your goals on safeguarding generational wealth. The Chinese have a saying that states that generational wealth…

How To Budget And Plan For Irregular Expenses (Free Budget Binder Printable) : August 2020 Budget Update
Our Family Budget

How To Budget And Plan For Irregular Expenses (Free Budget Binder Printable) : August 2020 Budget Update

Keep A Tight Budget By Tracking Your Irregular Expenses Over the years I’ve blogged about projected expenses which you may know as irregular expenses. For those of you who don’t call them projected expenses, I’ve written a post for you as irregular expenses seem to be a popular way of describing it. These are expenses…

10 Debt-Free Living Tips To Consider Before Retirement : Our July Net Worth (+2.58%)
Our Net Worth

10 Debt-Free Living Tips To Consider Before Retirement : Our July Net Worth (+2.58%)

There’s More To Debt-Free Living Than Financial Freedom Debt-free living in retirement should be a priority for everyone to lessen the burden of financial stress. The problem with debt-free living is that just because you achieve this wonderful goal it’s not the end. There are times we wonder why we are saving so much money…

Daily Spending Tracker Tips To Tackle Wants And Needs (Free Budget Binder Printable) : July 2020 Budget Update
Our Family Budget

Daily Spending Tracker Tips To Tackle Wants And Needs (Free Budget Binder Printable) : July 2020 Budget Update

Work Your Way Into Budgeting Using This Daily Spending Tracker When starting with budgeting I often find the best way to track expenses is manual with a Spending Tracker. Not everyone is comfortable using a spending spreadsheet which I offer my readers for free in excel. At the end of this blog post, you will…

Simple Steps That Help Us Increase Wealth In Our 40’s : June 2020 Net Worth Update
Finance | Our Net Worth | Retirement

Simple Steps That Help Us Increase Wealth In Our 40’s : June 2020 Net Worth Update

Your 40’s Is The Time To Ramp Up Your Financial Goals If you want to increase wealth you have to plan ahead and your 40’s is the home stretch before life settles down. Leaving a legacy for our son is part of our retirement plan as well as making sure our lives are comfortable at…

Benefits Of Looking Average While Being Financially Independent : The Saturday Weekend Review #307
Debt | The Saturday Weekly Review

Benefits Of Looking Average While Being Financially Independent : The Saturday Weekend Review #307

Choose Your Financial Lifestyle Carefully And Here’s Why Would you rather look like an average person while being financially independent or rich yet broke all the time? It’s time to get real especially with uncertainty in the Canadian economy where jobs and livelihoods are at stake. Looking rich but living paycheque to paycheque is out…

Importance Of A Documented Monthly Debt Review (Free Budget Binder Printable) : June 2020 Budget Update
All About Budgets | Our Family Budget

Importance Of A Documented Monthly Debt Review (Free Budget Binder Printable) : June 2020 Budget Update

Celebrate Milestones By Documenting Your Debt Success Not everyone thrives on the success of paying their bills however for those of you who do a monthly debt review will keep you inspired. Knowing your debt numbers is more about understanding how well you are managing your money. Are you paying your debt off in a…