Bust our budget August 2013: Save or splurge?

The Urge To Splurge Can Be Forceful Save or splurge really wasn’t going through our minds this month only because there were certain items that we needed to get which we were putting off for a long while, if not years. It was a funny month because it seemed as if everything that could go wrong, did go wrong. My Facebook fans got to listen to me whine this month every time we spent money that was out of the blue. When we put our money in the bank we hope to see it grow but there are times when we have to spend a little to enjoy the fruits of our labour. I won’t get into too much detail about our extreme emergency this month because I’m going to blast your computer screen in an upcoming blog post all about how I cost us $1400 in the budget this month. I also managed to take my wife out on a well deserved shopping splurge at the mall. It was national splurge month for us and we will certainly evaluate our year-end numbers to see if this is something we should add into the budget or whether it was a […]

Book Review: How To Be Richer,Smarter And Better Looking Than Your Parents

“But I’m already richer than my parents, and I’ve always been smarter and better looking!” All of us like to think that of course, but regardless of whether or not it’s true for you, Zac Bissonnette’s best-seller is a must read. “How to be Richer, Smarter, and Better Looking Than Your Parents” is a book that focuses mostly on personal finance topics, especially frugality and wise money management. The book starts out with some rather hilarious mockery of celebrities who have gone broke, and shows the logical reasons why. No matter how much money you make, if you spend it all, you’ll be gaining nothing. These celebrities made millions, and then blew it all with regular $25,000 shopping trips. Bissonnette then goes into how the mistakes of the rich and famous can be avoided (albeit on a smaller scale money wise) in your own life. The golden rule of personal finance, spend less than you earn, is at the heart of his philosophies. For those of us who grew up in frugal households, this seems like common sense. But to others who didn’t, it can be a big shock to the system. But the rewards are incredible if you apply his advice. His chapter […]

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