Happiness Is everything: Saving Money, Buying Time

Keeping Life Simple Makes Life Easier   Keeping in theme with Mr. CBB’s post this week ‘Money isn’t everything, happiness is‘ relationships and love I decided to share a bit about my day-to-day life. You all know how hectic and busy my life is but now I want to share with you how I am making more time for things that make me happy and saving money at the same time. I’m a mom on the go so working, caring for your children and a house can be overwhelming and challenging. I strive to find the proper balance between them all. I love my job, wish I could spend more time with the kids and less time cleaning and organizing our house.   What is worth your time?   How often do you say I just need a few more minutes or a couple more hours in a day? What could you eliminate from your life or reduce the amount doing in your day to find that time? I want more time to do things like work on my son’s writing and my daughter’s drawing and spend less time doing housework. Mr.CBB’s to-do list has been great in helping me get some of the bigger […]

Reader Question: Meal Planning For The Budget

Meal planning and budgets go hand in hand but not everyone takes the time to do them. Although meal planning is a weekly chore the more you do it the easier it will get for you. For people who want to stick to a grocery budget creating a simple meal plan helps them to be creative in the kitchen while saving money in their wallets. This week’s reader question pertains to my nightly “What’s For Dinner” post on my Facebook fan page. If you follow the blog regularly you know that we have a Grocery Budget of $190 a month. We work with this number to create healthy, quick, frugal meals whilst trying to get the best bang for our buck. We often have people ask us how to grocery shop because they want to learn how to save money in their budget. It all starts with a commitment otherwise you may make it through the first week and return to your old ways. You also know that we like to use coupons but only on items that we know we will use in our meals. We have gone back to basics and have saved so much just by cutting out the “wants” and […]

Top Ten Ways to Cut your Grocery Budget

Looking back at 2011, the first four months of our grocery budget was completely out of control, but that was our own fault. Although we were getting amazing deals, we never stuck to the budget because we were using coupons more than we needed to. We went from spending over $500 a month on groceries to our 2012 goal of $192.78. One thing we learned it was OK to let coupons expire and that we didn’t need to get everything even if it only required us to pay the tax. You see, over time all those little amounts that seem like nothing at the time, all add up. With only 2 people to feed we believe we can easily meet this goal. The problem comes when there is a really good deal or a 20x Shoppers Optimum points events. We also like to keep our eyes peeled for all those discount pink stickers and reduced to clear shopping carts filled with discontinued products. We scan our favourite spots in certain stores to find shelves that have marked down merchandise and so can you! Over time you get to know where in a store they will put all the marked down items for sale. If you are […]

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