grocery game monthly challenge

First-Class Grocery Receipt Pricing Errors You Might Be Missing : The Grocery Game Challenge 2018 #2 Mar 12-18

PRICING ERRORS AT THE GROCERY STORE GO BEYOND THE SHELF-PRICE

 

Your grocery shopping trip is not over until you’ve read your receipt and are happy with what you see. We’ve created our own consumer pricing policy in the CBB household and that is to make sure we don’t pay more than we should be, EVER.

 

First-Class Grocery Receipt Pricing Errors You Could Be Missing!

Grocery receipt errors are more than just watching for the wrong price which most but not all consumers are aware of which is why reading your receipt is Step 1 in saving money at the grocery store.

Over the years we’ve conditioned ourselves to look for pricing errors and for those stores that do offer what many of you know as The Scanning Code of Practice this can mean free product.

No one wants to believe that a store is being dishonest and in most cases errors that do happen are human errors. This means both the consumer and the grocery store are at fault, not just the grocery store.

The pricing errors don’t just stop at the wrong price though even though we’ve come to depend on price checkers that I believe every store should have available for customers. Most people won’t bother asking customer service to do a price check on a product because that means wasting more time at the store than needed.

We’ve come to learn there are more things we should be watching out for that will also attribute to pricing errors rather than the common computer glitch at the cash register or by using the self-checkout scanners.

Pricing strategies for every grocery store in Canada differs depending on who they are marketing their products to. It’s not hard to see which grocery stores in Canada are the best priced if you know your prices.

 

Pricing Watch-Dog

 

Defects in the computer system whether human or not means your money could be flying out of your wallet unsuspectingly. Have you ever gotten home after grocery shopping and while you are putting your groceries away you decide to read the receipt only to find out you’ve been charged for bananas, but you didn’t buy bananas.

How many of you have actually added up everything you’ve purchased to compare final pricing and taxes after your grocery shop? Probably not many of you but you might be shocked to find that there could be an error right in front of your eyes.

Fortunately for us we do this since we post our grocery shops each week for The Grocery Game Challenge but have yet to find anything suspicious, but you never know.

Am I being too nit-picky? Perhaps, but no one is forcing you to watch where your money goes, these are just potential holes in the system that you should catch. I suppose living on a tight budget has made us more aware of every dollar we spend.

 

Don’t leave the grocery store without doing this

 

It’s so easy for pricing errors to happen that it’s a must that you read your receipt, every single time whether it was a big shop or you just ran in for milk. Our consumer watch strategy is to step aside for a moment before leaving the store and to look the receipt over.

If there is a bench or area that is not busy take a moment to start your receipt review. The worst is having gotten into the parking lot and then decide to read your receipt or even when you get home.

Once a consumer is home the likelihood of them reporting  a pricing error is slim which means they paid more money than they should have. Keep in mind just because you are at home and find an error doesn’t mean you can’t claim it.

Make a phone call right away to the shop and tell them. Most often they will take your name and number so the next time you shop as a valued customer they will honor the error when you bring your receipt to customer service.

We used to look at our receipt in the parking lot but with a baby it was a hassle to bring him back in with the product or full order to have the pricing error fixed. Some people still choose this option but I find once you leave the store you either not motivated to go back if you find a mistake or forget about it and take the loss.

Pricing errors can add up over the course of a year if you just forget about them.

If you shop once a week for the year and each time you shop you are over-charged $2.00 you’re paying $104 a year more than you should have. Realistically this wouldn’t happen each shop but be mindful of the small mistakes adding up over the course of your day.

It might not stop at the grocery store. Pricing errors can happen anywhere you need to pull out your wallet. Today let us all take a look at other ways you may be losing dollars and cents at the cash register without even knowing it.

 

Over-charged for a product

 

Whether the sale price for a product was not entered or the computer system was not updated by the marketing team at the grocery store it’s important to read your receipt. Not only should you be aware of your cash register receipt but any department that prices product by weight or measure.

Costs shouldn’t include the packaging or wrapping of a product when working with weight and measure even though we know it’s likely factored into the overall costs.

For example :

  • Produce department may offer pre-packaged, labelled and priced product
  • The Deli may have issues with their weight scale and charge too much or too little
  • The deli clerk, produce, seafood, bakery or meat department could all easily make pricing errors on the sticker so do the math and always have a calculator on hand. You’ll be amazed that you will find mistakes on occasions whether they are to your benefit or not.
  • You may be paying for extra weight such as frozen product priced after freezing or added ice for packing fish and other items. Products should be weighed before any type of freezing processes for the true weight and cost. It may be tough to determine but if you think something might be wrong, ask the manager how they price frozen foods or ice-packed products.
  • Bulk food products in containers then labelled may have a pricing error.

P.S- It’s up to you whether you want to be honest or not if you’re getting a smashing deal by mistake.

 

Charged for incorrect product

 

You might not have noticed but that package of pre-made hamburgers was actually labelled sausages which may or may not be costing you more money. That’s just an example of how easy a pricing error can happen when someone manually prices products or forgets to change a computer system on a production line.

 

Charged for more than you purchased of a product

 

We’ve in the past had a cashier charge us for more than we purchased for a bakery product. You may notice they count the what is in the clear packing but they do make mistakes. Instead of paying for 8 buns we paid for 10 buns. Seems simple enough to count but if you’re rolling out the customers it’s an easy error to make.

Another time the cashier charged us for more avocados than we had in the bag as well. At $1.25 each that can add up if your receipts shows one or two extra that you didn’t get.

Also, make sure you read the fine print when making a purchase whether at the grocery store or not. There may be other fees or extra fees for products and services that apply that are listed but you fail to see.

 

Online Grocery Shopping Pricing Errors

 

For those of you who order groceries online whether from a well-known grocer in Canada or from places like Amazon Canada, Low-Carb Grocery Canada and a myriad of other websites so be sure and  watch the prices you pay BEFORE checking out.

I’ve also found that if you’re not careful you may end up paying for shipping even if your order is a dollar less than what free-shipping costs entail. Be very aware of the cancellation policy when ordering online and what happens when you do find a discrepancy for your online grocery receipt.

 

Charging Tax on Non-Taxable Items

 

This is probably one of those areas on the receipt that consumers don’t pay much attention to, the taxes they pay. You may be paying taxes on products that are actually non-taxable so as a consumer I’d say learn what is taxed in Canada and what is not. The best way to protect your money is to be informed.

The supply of basic groceries, which includes most supplies of food and beverages marketed for human consumption (including sweetening agents, seasonings and other ingredients to be mixed with or used in the preparation of such food or beverages), is zero-rated. However, certain categories of foodstuffs, for example, carbonated beverages, candies and confectionery, and snack foods are taxable. If a product’s tax status is in doubt, the CRA will consider the manner in which the product is displayed, labelled, packaged, invoiced and advertised to determine its tax status.- For a full list of what is taxed and not taxed in Canada

 

Price-fixing/Inflated Prices

 

After the recent price-fixing bread scandal with Loblaws we have been more watchful of prices especially if we think a store is trying to promote a product to sell it fast at the reg retail price but inflates the price. For example: Bottle of shampoo Sale: $4.99 but regular price IS $4.99 but they label it $6.99. This is an inflated price making it seem to the customer they are getting an amazing deal.

Knowing your prices is very important as a savvy shopper for this reason and take the time to compare products. You might find the reduced rack in the produce department is selling strawberries for $3.99 with a reduced 50% price but find out that strawberries are on sale that week for a dollar.

 

The Good Side to Receipts

 

The receipt always seems to get a bad rap when it comes to pricing errors but there are benefits to holding on to your receipts and reading them. Below I’ve found a few savings that we’ve benefited from in the past.

 

Contests

 

Some shops offer random customers the opportunity to go online and tell the store how they measured up during their grocery shop. Not everyone might get this but if you do, fill it out. We’ve won $50 and a $25 voucher to Giant Tiger over the years just for giving our opinion.

 

Coupons

 

I don’t care who you are if you use coupons on products you do purchase you’re a genius money saver. We don’t often use coupons these days unless we find coupons that suit our needs. That doesn’t mean we don’t look, we do and everyone should.

Would you walk by a fiver on the side-walk, stare at it then walk away? Likely not so don’t do that at the grocery store. Read the back of your grocery receipt as many retailers use this space for marketing purposes and you may just find some awesome coupons.

 

Discount Codes

 

Don’t miss out on those discount codes at the bottom of your receipt or even on the back. These are savings you might be throwing out the window!

 

Discussion: Have you found any of the above pricing errors on your grocery receipt? Am I missing anything that should be added for Canadian consumers to be aware of?

Comment below, I love hearing from you.

 

March Grocery Game Challenge

 

Join the 2018 Grocery Game Challenge (GGC) but before you do you must read The Grocery Game Challenge Rules and Print the 2018 Schedule which includes new prizes!

 

Free Money Saving Tools 2018

 

Click, Save and Print. It’s that easy!

This is the budget that brought us to debt freedom back in 2013 and now I’m offering to all of you for FREE. We still use this budget every month as it helps us to see our overall financial picture.

2014 Free Money Saving ToolsDon’t pay someone for these services, I’ve done the work for you along with some help from other amazing bloggers.

You can download the FREE Canadian Budget Binder Budget Spreadsheet in Excel It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

Free Money Saving Downloads are awesome lists created to get us on track working towards reaching our budgeting goals and now we are sharing them with you.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE.

CLICK HERE to download all the free lists and even our family budget spreadsheet. So many free resources at your fingertips.

 

Ultimate Grocery Shopping Guide 2018

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is packed into this amazing FREE grocery shopping guide that has taken 6 years to create.

The Ultimate Grocery Shopping guide is ongoing with new informative money-saving posts added every month.

Even if you don’t live in Canada there are some amazing budget saving tips that will help put you on the path to more savings at the supermarket.

Share this guide with your friends and tell them about Canadian Budget Binder especially if they are struggling with their grocery budget.

The time is NOW to get started saving money on groceries so please enjoy the  many money-saving posts in the The Ultimate Grocery Shopping Guide.

 

2018 Grocery Shop Results

 

Yearly grocery budget for two + 1 Toddler 2018: $3600 or $300/month (The above total does not include the stockpile budget of $300/year or $25/month.

Points Overview (add any other sections you need to show us your savings or that you would like to track on your own)

  • Total Grocery Budget for this Month: $300
  • Total Grocery Budget with any carry-overs $300
  • Total Gift Cards used to date: $0
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $0
  • PC Optimum Points to Spend: 2,900,000
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Zweet -$0.
  • Checkout51- $1.50

 

Our Grocery Shop This Week

 

Shoppers Drug Mart

  • 4 x 4 litres Sealtest Milk $4.27

 PC Optimum points earned 8100

Total Out-of-Pocket $17.10

Note: All totals below already have tax factored into them.

  • Total to spend this month : $300
  • Stockpile budget 2018 : $25.00/month
  • Stockpile budget used this month: $0
  • Christmas Reserve Fund : $35/month  Jan,Feb $105 Saved
  • Total coupons used this week: $0
  • Total coupons used to date: $0
  • Total in-store discounts this week: $0
  • Total in-store discounts to date: $64.90 (not too bad for 2 months)
  • Total spent this week: $17.10
  • Total spent so far this month: $136.13
  • Total over/Under spend this shop: over
  • Total left to spend for the month: $163.90
  • Total Spent To Date 2018: (does not include stockpile budget) Jan $323.04+Feb $169.42+March $ + April $+ May $ + June $+July $+August $+September $+ October $+ November $ + December $

Weekly Overview (your final thoughts)

Most of our meals this past week had ham in them since we were trying to finish off the huge ham we were given from my sister-in-law before they were going on vacation. We didn’t need anything this week besides milk which we got at a fantastic price at Shoppers Drug Mart. We spent $17.10 buying the milk and got back 8100 PC Optimum points which is $8.10! That means we paid $9.00 for 4 x 4 litres of 2% milk. Awesome deal.

 

2018 Coupons and Coupon Apps

 

Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money.

Related: Are coupon apps taking over the paper coupons?

If you notice I’m missing a valuable link please message me and I’ll add it below.

Sign up for the Nielsen Canada Home Scan Program and you can earn rewards points fast to redeem for awesome products or gift cards. I did this in the UK and loved it!!

Where can I find Canadian Coupons 2018?

Plus check out these other hidden areas online to get more coupons!!

If any of the links below don’t open properly please report them to my email address or use comment form.

 

Grocery Game Challenge 2018 FAQ’s

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible. The rules have been updated to reflect changes for the 2018 challenge year.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
  • What is prize payout?- I’ve changed the prize to yearly so I’ll be tracking everyone’s shop and draw accordingly for larger prize payouts.
  • When does the Grocery Game close each month? Ideally you would want to have all your shops in by the end of the month for review in order to make improvements for the next.
  • Does your Grocery Budget include health and beauty and laundry products?: No, our Grocery Budget does not include such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014 we no longer included such items in our grocery budget so we could see our actual food numbers at the end of the year in order to plan accordingly.
  • Do you stockpile food? We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any longer as we found we weren’t eating it fast enough. Stockpiling is still great and just one way to help cut your budget to save money if you do find items that you can buy in bulk at a sale price.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading with mobile coupon apps being the big rave these days. Just recently the popular coupon site Save.ca that mailed coupons to households has gotten involved with the addition of a new mobile Save.ca app joining forces with the many other coupon apps available. If you find an app that I don’t talk about please let me know as they are always being added and I’d like to review them.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon. Some of these coupons have an expiry date and others no expiry date so be sure to check.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Know what stores accept coupons?:  If you are not sure it’s always best to call the store and ask.
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

If you’ve just joined The Grocery Game Challenge 2018 get ready to look at your grocery budget by learning;

  • Where you are spending money
  • How much money you are spending
  • How much money you are saving every month

If you want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide!  You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2018!

-Mr.CBB

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Comments

  1. Angela M says:

    Week 2 March 12 – 18

    March Monthly budget $240 ($60 per week)

    March Costco budget $80 ($20 per week)

    Total Spent Grocery this week: $48.25
    Total Spent this month: $63.40
    Total Spent Costco this week: $0
    Total Spent Costco this month: $0
    Grocery left to spend: $176.60
    Costco left to spend: $80.00
    Coupons used: $0
    Coupons to date: $0
    PC Optimum Redemption: $0
    PC Optimum Redemption to date: $0
    Checkout 51 Opening Balance: $136.45
    Checkout 51 weekly offers redeemed: $0.10 (watch video offer)
    Checkout 51 Current balance: $136.55
    Checkout 51 Cheque Redemption: $0
    Checkout 51 Cheque Redeemed to date: $0
    Grocery carry over: $22.95
    Costco carry over: $31.45

    Food Basics
    Pad Thai sauce 7 x 1.25
    Pepperoni 5.49
    Black Diamond Cheese slices 2 x 1.88
    Pita bread .99
    Total Paid 19.00

    Walmart
    Pizza Kit 4.67
    Cheese blocks 6 x 3.77
    Pizza Sauce 1.96
    Total Paid 29.25

    Did not need a lot again this week. My son had a friend over for a day on March break so I got pizza fixings. We also were completely out of cheese blocks at home and the Walmart price of 3.77 is a stock up for us. So, despite not planning to stock up, we got cheese (and that will never go to waste). I took a look at the clearance bin at Food Basics when I went in for a couple of things, one of our favourite Pad Thai sauces looks to be discontinued at the store, I bought every package I could find. We will use it all well before it expires (we use two packets at a time) and the cost normally runs about $6-7 each package. A big find for us, but a sad moment knowing that we will have an even tougher time locally finding this ingredient. If there were more than 7 packages, I would have bought them too. Some things are just too good to pass up, and we had hardly spent anything this month. Other basics we didn’t need, traveled to my sister’s house for 4 days at the end of March break so we wanted very little for perishables.

  2. Week 11 – Mar 9 – 15/18
    Name Your Store: Wal-mart
    Total Coupons Used: $
    Total Points =
    Total Out Of Pocket: $9.28

    Human
    2 – 450 g Marble Cheese = $7.54
    2 Cans Mushrooms = $1.74

    Name Your Store: Frescho
    Total Coupons Used: $
    Total Points =
    Total Out Of Pocket: $34.52

    Human
    Case Kraft Dinner = $5.88
    2 Frozen Pizzas = $7.98
    4 lb Clementines = $3.99
    2 Goldfish = $4.98
    Ham = $5.99
    2 WW Bread = $3.30
    English Cucumber = $.98
    Tomato – 0.360 kg = $1.42

    Name Your Store: No Frills
    Total Coupons Used: $
    Total Points = 10,500
    Total Out Of Pocket: $130.64

    Human
    1 kg Sugar = $1.98
    1 kg Icing Sugar = $1.98
    4 NN Pasta = $4.00
    2 Boxes Cereal = $5.96
    1.89 g Mayo = $3.98
    4 L 2% Milk = $4.27
    2.27 kg Lasagna – (1,500 PC Points) = $12.00
    4 NN Frozen Vegetables = $8.00
    2 Chicken Lasagna = $9.96
    Bananas – 1.590 kg = $2.00
    Chicken Legs = $10.54
    Hot Cross Buns = $3.00
    St. Patricks Cookies = $3.00
    Cinnamon Raisin Bagels = $1.87
    Sesame Seed Bagels = $1.87

    Cats
    7.26 kg Friskies Chef’s Blend = $22.58
    10 Boxes Baking Soda = $10.00
    3 – 18 kg NN Cat Litter = $23.66

    Grocery Game Challenge Results
    Total Grocery Budget for the 2 Adults ($1820.00)
    Total Human (Adults) this Week Period: $118.20
    Total Human (Adults) to Date: $495.54 (minus Debt pymt & Gift Cards) = $479.22

    Total Grocery Budget for the 3 Cats ($390)
    Total Cats this Week Period: $56.24
    Total Cats to Date: $176.31 (minus Debt pymt & Gift Cards) = $128.42

    Total Grocery Budget for the Personal Hygiene ($390)
    Total Personal Hygiene this Week Period: $6.78
    Total Personal Hygiene to Date: $98.00 (minus Debt pymt & Gift Cards) = $73.73

    Total Coupons Used this Week Period: $
    Total Coupons Used To Date: $2.25

    Total Grocery Savings for this Week Period: $14.27
    Total Grocery Savings to Date: $40.02

    Total Price Match for this Week Period: $
    Total Price Match to Date: $1.18

    Total PC Points Received this Week Period: 10,500
    Total PC Rewards Points Used this Week Period:
    Total PC Rewards To Date: 62,718

    Overview: Did a major stock up on goods and PC Points.

  3. MARCH 12-18
    Yearly Budget for 1 Adult $2400 or $200/mo
    Total Grocery Budget with any carry-overs $200

    STORE: NO FRILLS
    -Medium Eggs $2.85
    Total Out Of Pocket $

    STORE: T&T
    -Mizkan Rice Vinegar 710mL $3.89 *
    -T&T Dried Shitake Mushrooms $10.88
    -Jayone Sliced Rice Cakes $5.99
    -Sticky Rice Roll & Hot Soy Drink $6.81 (lunch)
    Total Out of Pocket $27.57
    *Last time I spent $4.77 for a 355mL bottle! I’ll have to remember this price in the future since I use rice vinegar a lot.

    POINTS OVERVIEW
    Total Gift Cards used to date: $0
    Total Rewards used to date: $42.61
    PC Optimum Points Balance: 20741
    PC Optimum Points Redeemed: $0
    Scanning Code of Practice (SCOP) to date $0

    COUPON APPS
    Checkout51- $6.95

    GROCERY SHOP THIS WEEK
    Total to spend this month : $200
    Total coupons used this week: $0
    Total coupons used to date: $0
    Total in-store discounts this week: $0
    Total in-store discounts to date: $0
    Total spent this week: $30.42
    Total spent so far this month: $37.67
    Total over/Under spend this shop ($50/wk): Wk1 under $42.75 + Wk2 $12.33 = under $55.08
    Total left to spend for the month: $144.92
    Total Spent To Date 2018: Jan $217.46 + Feb $127.79

    WEEKLY OVERVIEW
    Again, not much shopping this time. I haven’t been feeling up to it lately and I feel I have plenty of stock to make some basic meals as I have also not been feeling up to cooking much.

    For week 3, I’m planning to make Tuna Pasta Salad for lunch and Japanese Curry for dinner. I am totally fine with eating the same thing everyday for a week so I just make a big batch of each. Since I haven’t been feeling like cooking, it’s nice to just have everything ready in about 2 minutes.

  4. Week 11 –March 12 –18

    Weekly Budget ($140 for a family of 3)
    Total to date: $150.35

    Total Grocery Budget for the Month: $600

    STORE: BM Produce
    -Onion Yellow $0.72
    -Onion Red $0.32
    -Cabbage $2.38
    -Kabocha $3.48
    -Organic Banana $4.08
    -Leeks $1.25
    -Green Pepper $1.19
    -Spinach $1.68
    -Pocky $4.90
    -Strawberries 2lb $4.88
    -Beet $1.07
    -Ambrosia 5lb $4.98
    -White Mushroom $1.21
    Total Out Of Pocket: $32.15

    STORE: Thrifty Foods
    -Brown Eggs $2.89
    -Cucumber (2) $1.98
    -Chicken Thighs $7.87 (B1G1)
    -Stakes $7.71
    -Wild Snapper $7.60
    -Crab Cake $2.00
    -Chicken Breast Cooked $2.24
    -Ham Oven Roasted $1.67
    -Smoke Salmon $3.83
    -Honey Ham $1.63
    -Bread $2.99
    Total Out Of Pocket: $42.43

    STORE: Donald’s Market
    -NP Cereal $3.65
    -Oranges $2.72
    Total Out Of Pocket $6.35

    STORE: Farm Fresh Produce
    -Leeks $0.75
    -Green Pepper Bag $1.00
    -Red Onion 3lb $1.75
    -Broccoli $1.50
    -Yam $1.50
    -Green Onions $1.00
    -Orange (5) $2.00
    -Cantaloupe $2.00
    -Banana $2.34
    Total Out Of Pocket $13.89

    STORE: Independent
    -PC Frozen Fruit (2) $5.98
    -Que Pasa Chips $2.49
    *Used a $25 gift card
    Total Out Of Pocket: $0

    STORE: No Frills
    -Ambrosia Apple 3lb $2.88
    -Mushroom $0.88
    -Cucumber (2) $1.76
    *Used a $25 gift card
    Total Out Of Pocket: $0

    STORE: Whole Foods
    -Ground Beef $2.88
    -GF Bread $3.99
    -Bread $3.99
    -Tuna can (2) $3.00
    -Eggs $4.69
    Total Out Of Pocket: $18.55

    STORE: Fujiya
    -Seaweed $4.22
    -Rice $32.78
    Total Out of Pocket: $37.00

    Weekly Overview:
    This week is bit higher than normal week because I bought a bag of rice. Otherwise, staying away from a bakery and using $25 gift card from Superstore helps reducing expenses. I still have $10 on that card. Try using it next week.

  5. Christine Weadick says:

    Yearly grocery budget for 4 adults 2018: $7800 or $650/month (The above total does not include the stockpile budget of $300/year or $25/month.

    Total Grocery Budget for this Month: $650
    Total Grocery Budget with any carry-overs $650
    Total Gift Cards used to date: $40
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $80
    PC Optimum Points to Spend: 178451
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)

    Zweet -$13.25
    Checkout51- $11.50

    Our Grocery Shop This Week

    Shoppers Drug Mart
    2 Sensodyne toothpaste @ 3.99, stockpile
    Total out of Pocket- $9.02, stockpile
    No Frills
    2 Tide laundry @4.47
    1 tetra pack NN orange juice -1.97
    1 plum sauce- 2.00
    1-30DR Royale TP -7.97
    1 PF cookies- 1.97
    2 KD @1.07
    1lb butter -3.97
    1 4l milk -4.27
    1 bag GG frozen peas- 2.99
    1 pineapple -1.47
    1 pack muffins -3.47, 50% discount- 1.74
    1 raisin bread -2.47
    1 bread crumbs -1.99
    Total out of Pocket -$50.90, 1.74 discount and 800 PC points
    Foodland #1
    3 cases pop@ 3.69(last day of sale)
    Total out of Pocket- $12.51
    Foodland #2
    1 Folgers coffee -6.99
    1 jug water -5.49
    1 kg brown sugar- 2.49, 6 AM
    3 pasta sauce @1.99, 5 AM
    1 block cheese -4.99
    1 bag frozen fries -1.99
    Bananas -.97
    1 pack lean ground beef- 10.28
    1 pack boneless chicken breasts -7.82, 30% discount- 3.91
    Total out of Pocket -$43.14, 11 Air Miles, $3.91 discount
    .

    Total to spend this month : $650
    Stockpile budget 2018 : $25.00/month
    Stockpile budget used this month: $9.02
    Total coupons used this week: $0
    Total coupons used to date: $16.00
    Total in-store discounts this week: $5.65
    Total in-store discounts to date: $30.50
    Total spent this week: $106.55
    Total spent so far this month: $297.91
    Total over/Under spend this shop: under
    Total left to spend for the month: $358.09
    Total Spent To Date 2018: (does not include stockpile budget) Jan $565.41+Feb $414.90+March $ + April $+ May $ + June $+July $+August $+September $+ October $+ November $ + December $
    Weekly Overview (your final thoughts)
    Things are going well this year so far for my grocery budget and I am trying to keep that rolling. The pop was on sale, and the boys drink it. Nice part was a couple of the boxes of ginger ale have $2.00 off coupons printed inside. Those will be handy later! With the sale in ground beef I’m good there for a little while. The Sensodyne I just happened to see in the store picking up a list of medical costs for my late uncle’s income tax. So I grabbed a couple for the drawer upstairs. I have enough there to keep us going for a while now. Things like the orange juice and cookies are for hubby.

  6. What I see and hear a lot of is people thinking the price on the shelf is for the product they are picking up. Things get moved. Customers like to put things back on shelves or throw into bins where they do not belong because they are too lazy to go back and put it where it belongs. Some prices are for products up above or down below, depending on how shelving is. You name it.

    Verify that indeed that shelf label and its price is for the item. Don’t want to hear at the register, “oh, the sign said that was $8 something” not the $10.97 it is ringing up. A store may take your word for it and check afterwards (don’t become one of those dishonest people, however, who pull that crap again and again), and I can tell you, many times when it is checked afterwards, either the price was made up, the price was for the item on the shelf beside the one picked up, or the price was for the store brand on the shelf beside the name brand you picked up. You want the stores to be honest, etc. with you….goes the other way as well.

  7. Mary Campbell says:

    MARCH – Week #2 of 4- Mar 12-18, 2018

    2018 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ========================================================================================

    REMARKS FOR THE MONTH:

    Happy St. Patrick’s Day everyone! This is my favorite holiday of the year mostly because I love all the Irish dishes we make.

    REMARKS FOR THE WEEK:

    This week’s shop is about getting ready for our holiday celebration supper! It goes without saying that there’ll be corned beef, colcannon, roasted peppers, onions and carrots for supper at our house on Saturday! I’ll be using up the last corned beef in my freezer though so it’s time to watch for a sale again to re-stock. We’ve obviously got Hot Cross Buns for a bedtime snack with a cup of tea.

    ========================================================================================

    OUR “CANADIAN” SHOPPING:

    Thrifty Foods – Maple Ridge –

    1 x 510g Blueberries $5.99
    1 Green Cabbage $2.77
    2 English Cucumbers $1.98
    2 x dozen Hot Cross Buns $6.98

    • Grocery Budget OOP: $17.72

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $9.00 Loyalty Savings on this shop **

    ========================================================================================

    OUR “US RESERVE” SHOPPING:

    OUR NEXT USA SHOP WILL BE IN APRIL

    ========================================================================================

    2018 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year: $121.02

    •Total Coupons/Rain Checks Used This Year: $0.00

    •Total Price Match Savings Used This Year: $0.00

    •Total More Points Earned This Year: 88 Points

    •Total Air Miles Earned This Year: 4 Air Miles

    •Total PC Optimum Points Earned This Year: 0 Points

    ========================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 570.00 Grocery Budget JAN-MARCH

    ($132.91) NET RESERVE TRANSFERS

    ($ 377.70) Actual CASH SPENT

    $ 59.39 AVAILABLE Y-T-D GGC SPENDING NOT INCL RESERVES

    • RESERVES Y-T-D:

    $ 309.94 Freezer Re-Stocking Fund
    $ 217.59 Holiday Season Fund + $260 PC Optimum Points (Mary $220 + Larry $40) + $10 Dream Air Miles = $487.59
    $ 694.59 Summer Season Fund
    $ 601.87 US Shopping Reserve
    $ 42.32 GGC Savings Reserve
    $ 0.00 Points Redeemed Reserve

    OUR CURRENT TOTAL UNUSED RESERVES ARE $1,866.31. This means the 1,761.30 that we carried forward from 2017 PLUS AN ADDITIONAL $345.80 that we have added in 2018, LESS $240.79 that we have drawn out for use in 2018.

    ========================================================================================

    • Hi Mary,
      I think I might keep my eye out for corned beef as I’ve never cooked it before. Is this something you put in the oven or slow-cooker?

      • Mary Campbell says:

        I actually boil mine stove top with the seasoning mix in the packet. I have done it once in the slow cooker too.

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