Everything to do with debt and life will be posted here.
POOR MONEY MANAGEMENT CAN LEAD TO ALL KINDS OF FINANCIAL PROBLEMS Poor money management doesn’t just happen overnight especially the type that affects financial security. Not only do you need to be aware of the money you are spending today but how it will affect you when you retire. If you haven’t had a glimpse…
SIMPLE $100 MISTAKE WAS ALMOST MISSED HAD WE NOT READ OUR MONTHLY BILLS When you’re working on cutting expenses the last thing you need is to miss important errors on your monthly bills. Everyone has their ideal best way to pay monthly bills whether it’s by direct debit, credit card, cash or even the somewhat…
HOW I STOPPED WAITING FOR MY PAYCHEQUE TO FORGETTING IT WAS PAYDAY One of the hardest things to do is to stop living paycheque to paycheque when costs are soaring and debt levels are high. Housing costs, interest rates and rent are on the rise and we need to buckle down if we want out…
RESET AND REGENERATE YOUR MONEY MINDSET WITH A FINANCIAL FAST A financial fast sounds as though you are being deprived of all things that bring happiness but it’s not as bad as it sounds. Lately, in our house, Mrs. CBB has been embarking on intermittent fasting and extended fasting for her keto lifestyle. The goal…
CLEANING UP FINANCIAL DIFFICULTY IS A MOP AND BUCKET AWAY A common cause of financial difficulty typically stems from not being able to manage money properly. Obvious right? Well, not to everyone which is why bankruptcy exists. Money management is the key fundamental for success and critical to anyone who wants to avoid financial difficulty….
I Am In Financial Trouble And Don’t Know What I’m Going To Do. Does that sound familiar? The best way to recognize financial difficulties is before they get to the boiling point. Rushing out to earn more money will only band-aid financial difficulties that can literally take over your life. In other words, it buys…
Owning A Mortgage-Free House Is Possible For Everyone Hi everyone, I’m a 38 years old CBB reader and own a mortgage-free house which was only possible because of my lifestyle changes. I don’t choose to share that I own a mortgage-free house to many people but wanted to share my mortgage success story with all…
THE DEBT COLLECTOR WILL COME FOR YOU IF YOU OWE THEM MONEY The debt collector is also known as the bill collector who will stop at nothing to get the money that you owe to pay off your debt. In Canada, there are laws that must be followed when a debt collector contacts you and…
YOUR SAVINGS MAY NOT COVER THE BIGGEST CASH CRISIS OF YOUR LIFE Financial worries can cause increased stress which can cause a huge impact on mental health and blanket personal financial turmoil. Being broke doesn’t mean that you are in debt but when you have debt and you’re broke that is cause for alarm. During…
BEFORE YOU KNOW IT THE DEBT TRAP CAN SNAP YOU UP The debt trap is so easy to fall into that many people aren’t aware they are in it until they cannot keep up with the bills nor balance their budget. Last night while waiting for Mrs CBB to wander around the kitchen section at…
CHEAP LIVING BECOMES A PART OF LIFE THAT YOU HOLD ON TO Being thrifty and incorporating cheap living tactics into our budget has changed our life drastically. At least twice a week I wake up and wonder how we managed to save enough money before we turned 40 to allow us to live debt free….
CREDIT CARD TRACKING WILL HELP KEEP YOU OUT OF DEBT There was a time when credit card tracking became a big part of our monthly budget because like most people our bill was far more than expected. In fact, most people tend to shop with plastic more often than they use cash simply because it’s…