What Is A Bare Bones Basic Budget? : May 2018 Budget Update

BUDGETING FOR THE FIRST TIME DOESN’T HAVE TO BE AGGRESSIVE WITH A BASIC BUDGET. LET ME SHOW YOU HOW EASY IT IS TO GET THE NUMBERS YOU NEED TO START SAVING AND PAYING DOWN DEBT TODAY.   Yes, yes, yes a basic budget is important and I will say it until I’m blue in the face. Don’t believe me? I don’t care because what you do with your money is your business and I can assure you that this blog is for the people who want money control and the weight of debt lifted from their shoulders so they can go on living life without financial burdens. It may sound unrealistic but if we don’t have anything to believe in then there’s no point budgeting in the first place or setting goals for that matter. If you already plan to fail then you’ve failed. If I  could go back 10 years now and tell myself that budgeting would allow us to live debt free in our 40’s including wiping out mortgage I might have laughed but certainly listened to what advice I had to give. My money mindset has changed today compared to then and it’s because I have experienced […]

grocery game monthly challenge

The Ultimate Guide To Portion Sizes And Your Grocery Budget : The GGC #2 June 11-17

THE SECRET TO PORTION SIZES AND GROCERY SAVINGS IS IN YOUR HANDS   You eat more, you spend more, there’s no round about way to cover this up. Before we start I just want to say that this is not about a diet it’s about a way of life and how eating healthy and with-in the limits of our body is very important to our well-being and our wallet. A PORTION DIET ISN’T A DIET AT ALL… It’s a way of life. It’s so easy to over-eat especially when we don’t take portion size into consideration. Many of you would probably admit to never reading nutrition labels and have no idea what a portion sizes of cereal is. I bet you’d be shocked to find out you probably eat enough cereal in one sitting for two to three people. I know, I’ve pretty much come to realize that portion size is my best friend when learning how to control the amount of nutrition that goes into my body. Since our son was born I haven’t been running as much as I used to and working out has went from every day to a few times a week or when I […]

14 Flowers and Herbs That Repel Mosquitoes : The Saturday Weekend Review #256

MOSQUITOES WILL CRASH YOUR PARTY AND FOLLOW YOU AROUND UNLESS YOU TAKE STEPS TO PROTECT YOURSELF   I love gardening but what I don’t love are mosquitoes so I’ve decided to fight back to try to keep our property and bodies free from the pests that can cause an itch and potentially serious disease in humans. One of our biggest concerns when it comes to mosquitoes is the bite and not so much for the itch that follows but because of illnesses and diseases linked to mosquitoes such as West Nile Virus and Encephalitis. Although not all mosquitoes carry a disease it’s still important to protect yourself and through research I’ve found plenty of simple ways you can do that. There is a West Nile Virus and other mosquito-borne diseases national surveillance report that you can follow with the Canadian government if you’re interested in being in the loop of these pests. What is West Nile Virus? A bite from an infected mosquito can cause infection with West Nile virus. Infected mosquitoes can spread the virus to humans and other animals. Source- Canada.ca You can buy all sorts of products that claim to help rid of mosquitoes from coils to […]

10 Pointers When Considering A Pay Cut For Career Change

NEVER GET USED TO THE MONEY YOU EARN   If I asked you whether you’d leave your current job for a new job that comes with a pay cut, what would you say? Most people would be on the fence not sure what to do and others might drop everything and dive right in. There are lots of things to consider before making a career change and it starts with the financials.   There’s no way I would take a pay cut   Sometimes you may have no option whether you get a pay cut or not so before you dismiss earning less money remember you are owed nothing and can lose it all in an instant. Perhaps a better way to view a pay cut is that it would take adjusting to but eventually it will work out. What does it mean to take a pay cut? It is what it is, a pay cut. It means you get less money for a job you perform whether it be your current job, a new role with-in a company or a 360 degree role change into something entirely new. It happens every day and to be honest more people need […]

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