grocery game monthly challenge

How To Bring Affordable Organic Food To Your Kitchen Table : The Grocery Game Challenge 2018 #4 Apr 23-29

NOURISH YOUR FAMILY, SUPPORT LOCAL FARMERS AND PRESERVE THE ENVIRONMENT   I’m 100% certain no one can talk me out of why organic food is not better than the other stuff but I will agree that costs may be higher for budget conscious shoppers. There are ways around that though through savings, growing it yourself, trading, markets and home delivery which I will talk about further down. The new organic food trend for the busy family is moving more towards delivery than digging dirt or picking and choosing at the local markets. I agree with my late father-in-law who once told me that the only way you know you are eating organic produce is to grow it yourself. Just like anything in life if you want it done right sometimes you have be the one in charge however not everyone is willing or has the time to sow a garden. Properties are also getting smaller and house prices are not getting any cheaper. This leaves little to no room for homeowners to grow a vegetable garden apart from using pots or even raised gardens although not everyone wants to do this. Related: How to grow organic potatoes in a pot […]

How Canadians Are Saving Money By Online Shopping : The Saturday Weekend Review #253

Over the past decade, online shopping has drastically re-shaped the retail landscape in Canada, introducing greater savings and more convenience in shopping and helping struggling families make their dollars go as far as possible. With cheap, fast delivery options available and less overhead than traditional retailers, online stores are able to offer much lower prices than their brick-and-mortar counterparts. And as online shopping re-shapes shopping behavior, brands that used to draw most of their profits from traditional outlets are now moving a growing part of their business online to stay competitive — which in turn is expanding the number of options available and keeping costs down. Most shoppers now understand that they can save significant amounts of money by shopping over the Internet, which is why e-commerce is now the fastest-growing segment of the $23-trillion global retail market. However, as more and more retail businesses develop sophisticated online sales strategies, navigating the sheer volume of e-commerce sites has become a challenge in and of itself. This has spurred the rise of a number of online shopping tools and marketplaces that allow Canadians to find the best prices for the products they need without having to spend hours scrolling through different […]

Should Your First Rental Property Purchase Be A Condo Or A House?

NEED TO KNOW BASICS BEFORE BUYING A RENTAL PROPERTY   So you’re ready to buy your first rental property. Maybe you’ve heard about all the money you can make just by buying a property, finding a tenant, and letting the cash roll in. Perhaps your parents had rental property and you know the money that can be made. Or maybe you’d like to buy a house with a basement suite and have someone help pay your mortgage. All these are great reasons to consider owning rental property.   Where to Start?  Evaluate Your Current Living Situation   Where are you living right now? Are you happy where you’re currently living? Do you want to live in the same building as your tenant by having a basement suite or one side of a duplex to rent out or would you prefer to live in a dwelling away from your tenants? Do you own your home or are you renting? Are you living in a house or an apartment condo?  If you live in a house, what do you like about living in a house? If you’re living in an apartment condo, what is it about condo living that really appeals to […]

grocery game monthly challenge

How To Handle Food Recalls In Canada : The Grocery Game Challenge 2018 #3 Apr 16-22

AN INFORMED CONSUMER STARTS WITH KNOWLEDGE   “Yet another food recall…” That was the same comment I expected to read by long-time Canadian Budget Binder reader when I posted yet another food recall in Canada on my Facebook page the other day. Christine like many other Canadians stays on top of current food recalls and trends because she wants to protect her health and that of her family. When food recalls get published it’s important for the public to take them seriously and share them where applicable. I received email notice two days ago of a Strawberry recall from the company Montana brand foods via the Canadian Food Inspection Agency (CFIA). There may be products found in Quebec and some stores in Ontario that may be on the recall list. I quickly found an online article which had already been put together by news media (I can’t beat them) and made sure to share it on my Facebook and Twitter page to alert my fan base and so-forth. Although I could have shared the alert from the CFIA it seems that news articles with photos garner more attention by online communities.   Food Recalls explained   Food recalls are taken […]

Yearly Banking Fees of $1000 Seniors Could Have Avoided : Net Worth Update 2018 March (+0.51%)

MONEY OUT THE WINDOW OR MONEY WELL SPENT- THE CHOICE IS YOURS!   You might be paying banking fees for every bank account you own whether it’s with the same financial institution or not. I know plenty of people who bank with several Big 5 banks and I’m not sure if they understand the costs of monthly banking fees and how it may be affecting their overall yearly savings power. Banking in Canada seemed fairly straight-forward to me when I arrived as a permanent resident. I was fortunate to set up my bank account at the time through President’s Choice Financial since my wife banked there but before I moved to Canada. It made life far easier for me especially when I needed to transfer money from my UK bank account to my Canadian bank account. What I loved about PC Financial what is now known as Simplii Financial Canada was that there were no banking fees. We didn’t have to pay for cheques either. If we had any issues we could make a phone call or visit any Canadian Imperial Bank of Canada (CIBC) for help. In total since I moved to Canada over 10 years ago now we’ve […]

%d bloggers like this: