5 Simple Money Rules We Live By To Stay Debt Free

Working Hard To Pay Off Debt May Be Challenging But Staying Debt Free Is Smart Money Management.   If you start by reading this post believing that you will never become debt free not only will succeed but you’ll also carry the burden of debt with you wherever you go. Creating Money Rules are not just for people who are debt free but they are for everyone. It’s important to stop being so negative and start believing that you can pay off debt, save money and become financially free. How else do you think people slay the debt dragon? That’s right they do it by themselves. An email from a reader prompted Mrs. CBB and I to reflect on our life of debt freedom that we achieved just over 2 years ago when we burned our mortgage papers in the back garden. It was a party of two adults carrying on like kids while grilling steak, drinking beer and listening to music. Our lives were about to change but there were no maids, drivers, mansions, private jets, gold credit cards and unlimited sources of income on the agenda. What we were left with was a clean money slate waiting for […]

How To Make Easy Money When You’re Broke : The Saturday Weekend Review #180

THE MOST IMPORTANT THING YOU CAN DO FOR YOUR FINANCES IS TO NEVER GIVE UP TRYING.   Over the last 6 months I’ve read article after article about increases in household expenses with Ontario Hydro in the spotlight. I’ve had a few fans contact me with questions about using our budget who then confide in me that they can’t keep up with rising costs and they don’t know what to do. It’s always hard for me to read personal stories because I wish I could take the financial stress away that people are feeling which is why I started this blog in the first place. Not everyone is struggling because they spend too much or have piles of consumer debt either. Sometimes financial struggles are beyond our control so we have to find other ways to make ends meet. If you’re not earning or saving enough money there are options for you to help keep you on your feet. Falling on hard times is a wide-spread problem for some people who end up moving to a smaller city with cheaper rent or renting a room instead of an apartment or condo. If you are a homeowner struggling to pay the […]

Stealing Outdoor Christmas Decorations Is The New Money High : The Saturday Weekend Review #148

IF IT’S NOT NAILED DOWN YOU’LL LOSE IT   Just when you thought your home was safe because you installed a home security system now you have to worry about theft outside your home, including Christmas decorations. We’re told to lock our doors before we retire for the evening and to never leave valuables in our vehicles. These days homeowners are faced with not leaving anything worth value outside the home because their house might be the next target for thieves. Don’t think that something won’t be stolen because it’s too heavy or just not realistic. There’s always a plan if someone wants something bad enough. The world is filled with people whose only goals in life are to come up with ideas on how to commit crimes to earn money. Many are good at it too because they never get caught but one day they might. Maybe that’s all part of the risk or the thrill for them. Just last week our neighbour put out his Christmas decorations as most of our neighbours had. He typically has Christmas lights around the house and this year he put out some ornaments that he picked up during the end-of-season sale last […]

grocery game monthly challenge

11 Ways to Feed Your Family When You Have Little to No Money : The Grocery Game Challenge #3 Aug 17-23, 2015

I’LL NEVER LET MY FAMILY GO HUNGRY BECAUSE I LOVE THEM   We hear it more on the news these days about parents who have no money and feel that shoplifting is their last resort to put food in the stomachs of their children. It shouldn’t be this way. There is so much food on this planet that no one should ever have to starve, but they do. A CBB fan emailed me looking for tips about how she can feed her family of 4 during the months she has no money and the cupboards are bare. She is a single mom who relies on social assistance for money every month but that money is met with bills and earlier credit card debt she is still trying to pay off. Her comment about not letting her kids starve because she is poor pushed me to talk about this topic because it’s real. It’s heartbreaking to see children go without food for days or parents who give up eating for their children. They get shunned for not having a decent paying job (what is decent these days?), an education or for having habits that cost big dollars. Let’s not forget parents […]

How we cash in on unused clutter in the winter

EVERYTHING HOLDS VALUE   Don’t underestimate the value of an item because what you may consider junk another may consider a treasure. It’s cold outside especially if you are living in Canada like us. There’s no denying the temperatures in 2014 are by far the coldest we’ve had in a long time.   Clear the clutter   It seems almost everyone is complaining about being stuck indoors and having nothing to do so how about winter pre-spring cleaning around the house? Yes you read that right! I’m always getting emails or fans asking, “How can I make extra money to pay down debt?”. Well sometimes the easiest and fastest answer is right in your own home. There’s no point sitting around the house this winter doing nothing if you have piles of potential cash in unused clutter sitting around your house. Make the most of your clutter and sell it for a nice profit that you can put into your emergency savings or use the money you earn for whatever financial decisions are important to you.   The clear-out   How do you begin to clear out clutter? That’s easy. Every successful clutter clear-out starts with a plan so know […]

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