THE BIGGEST FIGHT OF YOUR LIFE IS TO BE UNDERSTOOD An important part of a mindset is to make sure that it’s not set in stone. We change, people change and life changes. It’s never good to stick your foot in the mud and live by everything you learned growing up. Your personality and beliefs don’t need to be that of your parents. This is part of becoming an adult although some people struggle to find their purpose. As we age we need to set our own foundation whether we come from money or not. Related: How A Life Changing Illness Shaped Our Financial Future If your father was a miserable man who only complained about what he didn’t have and everyone else had but did nothing about doesn’t mean you need to do the same. It’s safe to say that we learn from what we see and do and are taught from our parents. Not everyone wants to pursue those lessons as they get older but many stay in the same slump without action. I don’t understand. No one understands me. I just want you someone to listen. Most often people won’t understand why you do what you […]
Why Live A Frugal Life If You’re Always Going To Be In Debt?
JOKES ABOUT BEING CHEAP AREN’T FUNNY TO MOST PEOPLE I’ve never heard anyone say that they LOVE living a frugal life. Carrying debt is not something to take lightly so choosing to watch where the dollars go is better than the stress of debt collectors calling. Nobody wants to struggle with their finances. Nobody wants to budget but many of us do it so we can make ends meet and save for the future. We do what we believe we must do to get ahead, but not everyone thinks this way. Anyone that can add and subtract should realize that if you continue to spend money that debt will mount, especially if it’s not being paid in full every month. I’ve had the painful luxury of listening to a conversation between two guys who said there’s no point saving money because we’re all going to die before we can spend it. I’ve also been in the middle of a conversation where an acquaintance was saying to his wife that he doesn’t care about debt because he will never pay it off before he dies. I’ve come to the conclusion that some people are clairvoyant and can see into the […]
Happy New Year 2014 Is here to stay!
As we move into 2014 I notice how life can slip by in an instant if we aren’t paying attention and how it’s a blessing to wake up in the morning. Simplicity and life at it’s best work together when we just live a life that makes us happy as individuals. No amount of money can be put on happiness, not now, not ever. Money pays for things we need to survive, full-stop. It is what it is and to be honest, those who do that are missing out on much of life’s precious moments. One thing I like to do is not dwell on the past, rather look forward to a brighter future and believe that the path ahead will bring much joy and happiness into my life. Life is a series of photos and what you create in these photos is up to you most often but for those times you have no control the only control you have is those over your emotions. Be strong. We create paths in our lives and we also follow the path that gives us or what we believe will benefit us the most. Overall, the end result is mostly a product […]
Life, Money and Retirement~Skype Doesn’t Reach Heaven
Sometimes it seems people are in the money race to retire, comparing who has more money saved, who’s making the better investments, who has bigger goals and it becomes a whirlwind of dreams and a fixation that many get sucked into. When I was writing my post about pre-paying the mortgage last week I started to think about how far ahead we are in comparison to our parents. There are times I think we are missing things along the way and why we as a couple need to take a step back and evaluate life, money and retirement. I’m not going to say I’ve not had my head buried in the sand when the topic of early retirement comes up but I’ve also been thinking about how not to fall off the ladder on my way up. Retirement and keeping up with the Joneses is an interesting topic. You don’t have to live and think in the present just to keep up with “stuff”. In one form or another we are also rolling the dice for our future along the way. Retire When? When to retire and at what age still remains a mystery to me. Some people have a definite number […]
