Mr.CBB’s Buttermilk Chocolate Chip Banana Bread

Mr.CBB's Chocolate Banana Bread

You heard that right, I put buttermilk in this banana bread and it’s the best banana bread ever and not because I made it, because it’s the truth. I couldn’t stop eating it and it was dessert every night after dinner until it was gone with a hot cup of tea.

Making banana bread is something that comes easy for the both of us as we both had mothers who made banana bread recipes growing up. Some people call it a banana loaf others banana bread but it all tastes the same to me.

My mother however didn’t add chocolate to her banana loaf so it was a real treat when my wife made her easy banana bread recipe with chocolate chips. My mother would add walnuts for texture which I don’t mind at all.

I never did get my mothers secret banana loaf recipe, I only watched her make it. Now that I’ve made it several times on my own I think banana loaf really is a no fail recipe. If you’ve ever wondered how to make banana bread you will learn today how easy it is and wonder what took you so long to make it.

Freezing Bananas

We all have bananas that ripen too fast before we can manage to eat them up so adding them to baked foods is a great way to make use of them. If you have ripe bananas and are wondering what to do with ripe bananas, all I do is peel them and put them in a freezer bag or container in the freezer until I am ready to use them. Don’t store them in the freezer with the banana peel on as it is difficult to remove or you will find once the banana defrosts it’s a liquid mess.

Ingredients In Buttermilk

This chocolate chip banana recipe today was created in the CBB kitchen when I had leftover buttermilk that I needed to use up. I thought banana and buttermilk would pair up nicely and that it did. I made another recipe that called for buttermilk so I made homemade buttermilk.

If you want to purchase buttermilk at the grocery store you can easily do that but it will cost you a bit of money as it’s not cheap. The ingredients in the homemade buttermilk was 1 cup of milk and 1 tablespoon of white vinegar which I mixed and waited for it to curdle. The curdle time is about 5 minutes. You can also use lemon juice if you don’t have any vinegar.

The problem is I made a bit too much so I had leftover buttermilk. I don’t like to waste food in the kitchen so I needed to come up with a recipe, hence the birth of the Buttermilk Chocolate Chip Banana Bread.

If you’ve made any type of pound cake or loaf cake you know that after a couple of days the flavours come together much better and that’s exactly what happens with this cake. I added sour cream to the batter as well which gave it the creaminess that it needed as well as a light  texture.

Mr.CBB's Chocolate Chip Banana Bread with English Custard

Banana Bread With English Custard

Since I fancy my English custard I thought I would take this banana bread to another level and whip up some creamy custard to ladle on top. I’ve made traditional English custard like in my cookie custard trifle or I’ve made a lovely custard using evaporated milk which I used in my Coconut Custard Tart recipe, both of which will go lovely with this recipe. You will find traditional custard will cost a bit more to make although the custard with evap milk is more budget friendly.

How To Make Banana Chocolate Chip Muffins

If you don’t fancy making a loaf of banana bread than you can easily turn this into banana chocolate chip muffins by greasing a muffin tin and filling with batter. I’ve often turned cakes into muffins if I want to make them personal. Same with using this banana bread batter in mini loaf pans, you can do that as well, just watch the cooking time.

The cook time will differ but I would generally check the muffins after 30 minutes and insert a toothpick to see if it comes out clean. If your toothpick comes out clean you know that banana muffins or loaf is done. Don’t let the chocolate on your toothpick fool you either… that’s just melted chocolate. If you see batter on your testing stick, the loaf is not done yet.

Prep Time

  • 20 minutes

Bake Time

  • 45 minutes -1 hour at 350 degrees


  • Loaf Pan: I used a 9.25 x 5.25 inch pan
Banana Bread Ingredients
  • 1 bag of chocolate chips or 2 cups ( I used milk chocolate chips)
  • 3/4 cup of salted butter softened
  • 2 cups All-purpose flour
  • 1 1/2 cups of white granulated sugar
  • 3 large eggs
  •  1 teaspoon pure vanilla extract
  • 2 tablespoons of pure cocoa
  • 1/2 cup of buttermilk
  • 1/2 cup of 14% sour cream
  • 1 tablespoon of baking powder
  • 1 teaspoon of baking soda
  • 2-3 ripe bananas mashed (I used 3 med sized bananas)
  • Pre-heat oven to 350 degrees
  • Grease your loaf pan lightly and dust with a bit of flour
  • In a bowl or a stand mixer add your softened butter and sugar and mix.
  • Add in your vanilla, eggs, bananas, buttermilk and sour cream and mix to combine (about 2 minutes)
  • Add in your dry ingredients- flour, baking powder, baking soda and cocoa and mix to combine
  • Add in your chocolate chips and if you like walnuts you can add in some of them as well
  • Pour the batter into your greased and floured loaf pan
  • Bake for 45 minutes – 1 hour and test with a toothpick (do not over-bake)
  • I let the banana bread rest until it’s cool then invert it onto my serving platter. If it sticks a bit run a butter knife along the loaf pan gently to release
  • This banana bread is even better after a day or two
  • Enjoy!

What do you like to add to your chocolate chip banana loaf or bread? What is your favourite loaf?


  • Are you NEW to Canadian Budget Binder?
  • Follow Me on Social Media:  Twitter, Facebook , Pinterest , StumbleUpon, Reddit and Google+
  • Plus! Don’t forget to Subscribe to the blog so you get my daily email!!
  • If you need to get in touch with me the best way is on Facebook!
Mr. CBB who was born and raised in the United Kingdom, moved to Canada where he is now a permanent resident. He is also a father to a very active 3 year old boy which keeps him young at heart. He bought his first house at the age of 21 in the UK after graduating University and his second at age 24. Mrs. CBB bought her first house at the age of 30. Both Mr.CBB and his wife are 40-ish year-old finance lovers who accomplished debt freedom before the age of 40. Canadian Budget Binder is a fun, family-friendly place where he shares their financial journey with his readers and hopes to learn about theirs. No silver-spoon just hard work and perseverance. Welcome to Canadian Budget Binder! You've got this!


  1. Oh my! These looks so good. I love banana bread but I’ve never had it with chocolate, and they are perfect companions. Will definitely have to make these!

  2. OMG this looks so amazing! I never thought to try it with buttermilk, and I can’t wait to! You always know how to make me hungry CBB, even if I’ve already eaten! LOL:)
    When I start needing a hard core gym membership, I’ll be sending you the bill! LOL:)

  3. My hubby is going to drool over this. Thanks for the recipe.

  4. Oh yum….I think we’ve got some bananas I’m going to let go a little bit bad…

  5. any kind of banana bread is one of my favorite things on earth! I’m always afraid to make dessert like things in my house because I know I will have no self-control and stuff my face. 🙂 Chocolate chip cookies are my real weakness! This looks so good though!

    • Oh oh…. self control is important. I made some chocolate biscotti cookies for the wife and they are as low at they come. They turned good… she eat’s low GI so I’m working on creating her treats that she can enjoy since she can’t really go near the sugar.

  6. Oh my goodness, this looks delightful, Mr. CBB. I’ve always said that no banana bread could rival my great-grandmother’s recipe, but I think this one might beat hers out!

  7. My wife makes the best choc chip banana bread ever, i’ll have to get her to try yours so we can compare.

    • Oh oh, now I feel the heat! I created a recipe the other day for my wife who eats Low GI but it’s new for her. I was wondering if you wife could look at it and tell me if it really is low gi?

  8. Oh my that banana bread looks amazing and I have all the ingredients to make this this week….I don’t know if I ever told you but I give banana bread out every holiday season but this brings it to new levels 🙂

  9. Heading out to buy some groceries to take me through tomorrow ’cause the only thing open will be the garden centres and they don’t sell the kind of flowers that you can eat. lol! On my list are bananas to make this bread. It was the English custard that really sold me on making this bread. Yum!

  10. Christine Weadick says:

    This does look good!!! You freeze your bananas the same as I do…I put 2-3 in a ziplock bag, what ever looks like it will make up the quantity I need for the recipe. Thaw slightly and toss in the mixing bowl, fire up the mixer and it’s mashed and mixed in one step…worst case if the bananas are still a little frozen it adds a few minutes extra to the baking time. I tend to toss and chips, raisins or nuts for a recipe with the flour instead of after as I vaguely remember reading that the flour would coat the chips or what ever and keep them mixed instead of settling in the pan. Not like they would have time to settle….. The buttermilk and sour cream sound like a really nice addition. Reminds me…. I have some baking to do shortly for the church bake sale June 8. On the request list are a couple of banana loaves ( one with and one without chocolate chips) pineapple squares, buttertart squares and a couple of cranberry swirl coffee cakes…. Those went fast last year!!!! Lol!!

    • Yes, I also like to freeze them in the summer for smoothies. If you ask the produce guy/girl they usually have ripe one’s in the back they will see you cheaper. You can coat your fruit or whatever you think might sink. I’ve never had a problem with chipits sinking before though.Wow, those treats sound so good. You will be in the kitchen lots for all this baking Christine! You will have to share photos with us.

  11. I have to show this recipe to my husband! He loves banana bread, and with chocolate too, well that’s just an added bonus! 😀

Add Your Comment


%d bloggers like this: