grocery game monthly challenge

How To Bring Affordable Organic Food To Your Kitchen Table : The Grocery Game Challenge 2018 #4 Apr 23-29

NOURISH YOUR FAMILY, SUPPORT LOCAL FARMERS AND PRESERVE THE ENVIRONMENT   I’m 100% certain no one can talk me out of why organic food is not better than the other stuff but I will agree that costs may be higher for budget conscious shoppers. There are ways around that though through savings, growing it yourself, trading, markets and home delivery which I will talk about further down. The new organic food trend for the busy family is moving more towards delivery than digging dirt or picking and choosing at the local markets. I agree with my late father-in-law who once told me that the only way you know you are eating organic produce is to grow it yourself. Just like anything in life if you want it done right sometimes you have be the one in charge however not everyone is willing or has the time to sow a garden. Properties are also getting smaller and house prices are not getting any cheaper. This leaves little to no room for homeowners to grow a vegetable garden apart from using pots or even raised gardens although not everyone wants to do this. Related: How to grow organic potatoes in a pot […]

grocery game monthly challenge

How To Handle Food Recalls In Canada : The Grocery Game Challenge 2018 #3 Apr 16-22

AN INFORMED CONSUMER STARTS WITH KNOWLEDGE   “Yet another food recall…” That was the same comment I expected to read by long-time Canadian Budget Binder reader when I posted yet another food recall in Canada on my Facebook page the other day. Christine like many other Canadians stays on top of current food recalls and trends because she wants to protect her health and that of her family. When food recalls get published it’s important for the public to take them seriously and share them where applicable. I received email notice two days ago of a Strawberry recall from the company Montana brand foods via the Canadian Food Inspection Agency (CFIA). There may be products found in Quebec and some stores in Ontario that may be on the recall list. I quickly found an online article which had already been put together by news media (I can’t beat them) and made sure to share it on my Facebook and Twitter page to alert my fan base and so-forth. Although I could have shared the alert from the CFIA it seems that news articles with photos garner more attention by online communities.   Food Recalls explained   Food recalls are taken […]

Yearly Banking Fees of $1000 Seniors Could Have Avoided : Net Worth Update 2018 March (+0.51%)

MONEY OUT THE WINDOW OR MONEY WELL SPENT- THE CHOICE IS YOURS!   You might be paying banking fees for every bank account you own whether it’s with the same financial institution or not. I know plenty of people who bank with several Big 5 banks and I’m not sure if they understand the costs of monthly banking fees and how it may be affecting their overall yearly savings power. Banking in Canada seemed fairly straight-forward to me when I arrived as a permanent resident. I was fortunate to set up my bank account at the time through President’s Choice Financial since my wife banked there but before I moved to Canada. It made life far easier for me especially when I needed to transfer money from my UK bank account to my Canadian bank account. What I loved about PC Financial what is now known as Simplii Financial Canada was that there were no banking fees. We didn’t have to pay for cheques either. If we had any issues we could make a phone call or visit any Canadian Imperial Bank of Canada (CIBC) for help. In total since I moved to Canada over 10 years ago now we’ve […]

Waiting For A Living Wage To Start Budgeting Is A Bad Idea: The Saturday Weekend Review #252

MONEY IS YOUR BOX AND A BUDGET IS YOUR KEY TO FINANCIAL FREEDOM   Understanding the difference between a living wage and minimum wage is just as important as knowing your financial numbers from start to finish. Just the other day on Facebook I was reading through the comments after a sponsored post by a popular budgeting app popped up on my screen advertising their service. I suppose reading what others think about budgeting is important to me since this blog revolves around budgeting and frugal living topics. Two of the most important comments I wanted to talk about today which I read stuck in my head because I wanted to speak up and tell them, don’t wait for a living wage to budget, do it now. I’m not budgeting until I have a living wage Why should I pay to use a budget when I’m broke Your debt costs more than you think once you factor in all the interest calculated over the term of paying it back. In fact reading the bottom of your credit card statement might just shock you when you see how long it would take to pay off whatever you charged. Go have a […]

The Ultimate Guide To Protecting Yourself From Rental Scams : The Saturday Weekend Review #249

The best way to protect yourself from rental scams is to meet face to face. It’s equally important to be aware of red flags that fraudsters dangle at unsuspecting renters.   If you value the money you work hard for ( I know you do) and want to protect yourself from perplexing rental scams it’s time to get informed. One of the worst decisions we can make in life is signing something we don’t know anything about. The days of searching for a rental via print media are far less than they were 20 years ago since most people take to the internet for rental property listings. Even though word of mouth is top-notch in the rental community even then you must keep your guard up. By now everyone should know that letting your guard down when it comes to doing business online may come back to haunt you. Parents, if you have a young adult new to the rental scene pass along this vital information about rental scams so they’re protected. Most often students moving away for University and College looking for student housing get stung along with those who post wanted ads on social media or websites such […]

Why Are Hospital TV Rental Costs Beyond Ridiculous? : The Saturday Weekend Review #248

WHEN YOU REALIZE HOW IMPORTANT A HOSPITAL TV IS TO A PATIENT THE COSTS ARE NOTHING MORE THAN AN EMERGENCY EXPENSE WELL SPENT.   When you’re in an all-white room in a not so comfy bed where not all patients are able to take care of themselves that hospital room becomes a very lonely world. For many patients and care-givers in Ontario the price of a hospital TV and WiFi is beyond over-priced and a topic I wanted to discuss with all of you. I’ve always been the first to say if you can’t afford it, don’t buy it but there are times in our lives where money is not the objective, life is. This is something that Mrs. CBB and I have learned through personal experience and just recently with my sick father-in-law who says, “You can’t bring money to the grave”.   Hook me up, but at what cost?   What I did learn recently is that not all hospitals in Ontario offer the same perks and prices for technology based services such as a hospital TV or internet. For example these are the charges for Wi-Fi at Hamilton Health Sciences hospitals yet the University Hospital in London, […]

grocery game monthly challenge

The Ultimate Guide For Buying Real Food : The Grocery Game Challenge 2017 #1 Oct 2-8

THERE ARE SO MANY REASONS WHY WE SHOULD BE MINDFUL OF THE FOODS WE PUT INTO OUR BODY.   We hear the term ‘real food’ splashed around social media constantly and grocery stores market fresh organic produce and other products to entice shoppers to consider what they eat. My father-in-law swears by his garden and says nothing beats organic produce but consumers may find they get lost in translation towards the food industry. What’s good? What’s not good? Costs? Health? Grocery shopping for the most part seems like a simple chore but many consumers are left wondering what they should and shouldn’t be eating. You might be reading this right now and not give a rats a$$ about real food and eat whatever you want and that’s fine. Your choice. Are we mindful enough of the food we put into our bodies or do we shop for quantity over quality? In our house it’s a bit of both although it truly depends on the person behind the grocery list and the grocery budget. Cooking skills are a must as are the ability to follow recipes or even create your own. If cooking isn’t your thing you might struggle with real […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

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