grocery game monthly challenge

The Ultimate Guide For Buying Real Food : The Grocery Game Challenge 2017 #1 Oct 2-8

THERE ARE SO MANY REASONS WHY WE SHOULD BE MINDFUL OF THE FOODS WE PUT INTO OUR BODY.   We hear the term ‘real food’ splashed around social media constantly and grocery stores market fresh organic produce and other products to entice shoppers to consider what they eat. My father-in-law swears by his garden and says nothing beats organic produce but consumers may find they get lost in translation towards the food industry. What’s good? What’s not good? Costs? Health? Grocery shopping for the most part seems like a simple chore but many consumers are left wondering what they should and shouldn’t be eating. You might be reading this right now and not give a rats a$$ about real food and eat whatever you want and that’s fine. Your choice. Are we mindful enough of the food we put into our bodies or do we shop for quantity over quality? In our house it’s a bit of both although it truly depends on the person behind the grocery list and the grocery budget. Cooking skills are a must as are the ability to follow recipes or even create your own. If cooking isn’t your thing you might struggle with real […]

grocery game monthly challenge

How Thieves Scam The Self-Checkout System : The Grocery Game Challenge 2017 #2 Sept 11-17

IT’S NOT WORTH CHEATING THE AUTOMATED CASHIER   Should customer service workers worry about shifts in the job market with more stores introducing self-checkout systems? I’d believe so because the more we automate the less we will need human interaction although there will always be customers who pass on technology for a traditional checkout with a cashier. Will self-checkout systems replace jobs as technology moves forward and the crunch of cost-cutting and increased minimum wage blanket consumers and retailers? Possibly and we’re seeing self-checkout systems pop up just about everywhere. Questions upon questions which can only be answered as time goes on and not only from the customer and employee perspective but also the companies that introduce the self-checkout system. If keeping costs lower is the name of the game for a company they most likely would do it especially if that means lowered costs to the consumer. Most often this is just a dream but noteworthy. Stores with the self-checkout system seem to be on the rise in Canada with Walmart, Home Depot and just about every grocery store following suit. With the rise in minimum wage topping $15 in Ontario we are hearing more shops are aiming to […]

Debt Free Mom Admits Becoming A Thrift Shopping Shopaholic : The Saturday Weekend Review #235

SPENDING MONEY NO MATTER WHERE YOU SHOP IS STILL SHOPPING   I can count off the top of my head about 6 thrift stores near me and we go to all of them at least once a month. Sounds shocking but it’s not especially when we are looking for something we need. Most often it’s clothes, craft supplies, CD’s and kitchen items. On occasion we find furniture or home decor but we really don’t need any of that stuff any longer. Shopping online sites like Kijiji or Craigslist is just as naughty as shopping secondhand because most often items purchased are well-loved  or deeply discounted by the owner. Thrift shopping online can be far more dangerous than going into the shop because you can do it from the comfort of your home. Sarah a mom of 2 young boys emailed me looking for some advice to help her curb her obsession with thrift shopping. She’s not alone in her plight to cut costs yet over-spend buying used and in some cases brand new items with or without tags. Here’s her story… Dearest Mr.CBB, My name is Sarah and I live in Hamilton, Ontario with my husband and two boys aged […]

The Ultimate Off-Campus Student Housing Needs List : The Saturday Weekend Review #232

DON’T PACK MORE THAN YOU NEED WHEN MOVING AWAY FOR SCHOOL.   I’m already getting emails from students asking for advice about moving into their first apartment to attend University or College. I thought student housing would be an excellent topic to discuss before students rush out and spend money on things they really don’t need. When we are younger we have a preconceived notion about what living on our own is like because we typically associate living at home to be the same but on a smaller scale. It is and it isn’t which is why you don’t need to hire a moving truck unless you plan to stick around for a long time. When students start returning back to town typically we see trucks and U-haul trailers filled with stuff for students living off campus. Most first-year students tend to stay on campus because student residence is a great place to meet people. It’s also a security blanket for many who also have meal cards and eat at the university and college as well. Other students who may have older siblings at the same school or a few friends may opt to rent a house or 3 bedroom […]

How To Build An Inexpensive Summer Highway Survival Kit : The Saturday Weekend Review #228

THE BEST MONEY YOU WILL SPEND IS BEING PREPARED JUST IN CASE SOMETHING HAPPENS ON THE HIGHWAY.   Having a summer highway survival kit in your trunk is not just important to have, it’s vital. A few days back there was a chemical spill from a truck that crashed which closed the 400 series highway by Newmarket, Ontario between Hwy 89 and 9 for 11 hours. Related: Frustrated drivers trapped for hours on 400 highway for chemical spill Reports of tweets from parents complaining that their kids have not had food or drink to eat were popping up and overall frustrations of the slow chemical spill clean-up. Generally any time I’ve been held up on the highway between Toronto and the Greater Toronto Area all the way up to Windsor and London I plan for a holdup. They do happen and happen often and I’m always ready for the, ‘just in case’. Although concerns are important from motorists stranded on the highway especially medical emergencies motorists need to be responsible when travelling. Don’t have the “It will never happen to me attitude”, because it could. You might not have everything you need in your prepared highway summer survival kit BUT […]

Mortgage Freedom Means You Still Need To Run : Our May 2017 Budget Update

EVERY DAY IS LIKE A FINANCIAL ROAD TRIP WITH BUMPS, DETOURS, GREEN LIGHTS AND FLAT TIRES.   Teach me how to get rich my sister-in-law asks me surprisingly a few weeks back since finding out we’ve been mortgage free 4 years as of May 2017. I don’t know about the “Rich” part but I can certainly talk for hours about budgets, frugal living and the importance of it all.   Mortgage Freedom is just the beginning   Since burning our mortgage papers Mrs. CBB and I have done one thing that some people might stop doing. Do you want to know what it is? Of course you do. Related: How we became mortgage free in 5 years We never stopped with the financial discipline we’ve ingrained into our routine over the past 10 years. Sometimes it’s hard to look back and think it has been that long but not really when you consider the life of a typical mortgage is 20-25 years. I don’t have all the answers but I do know that if you aren’t prepared to invest in your finances then you must deal with what you have. I don’t care if you’re already rich, collecting welfare, earn […]

How To Build Your Wealth Without Earning Big Bucks : April Net Worth Update (+1.96%)

YOU MUST BE EARNING BIG BUCKS IF YOU’RE DEBT FREE- Not exactly.   The misconception that you must be rich and earning big bucks if you’re debt free is SO WRONG. The first thought that comes to mind when a young person says they are debt free without a mortgage is that they must have inherited money from someone. Typically the parents are the first target of interest, but does that really matter? Not really. It helps but it’s not often parents have the spare cash to dish out but for those that get that kick-start if they aren’t money-wise they could lose it all. Buying a house depending on where you live in Canada is becoming out of reach for many people especially millennials looking to get into the real estate market. A recent house sale on our street went for nearly $700,000 at just under 1400sq feet. Have a look at how much we value our house at in our net worth chart below and you’ll see what I mean. Manulife Bank issued survey results on Tuesday that suggest 45 per cent of millennial home buyers received a gift of money or a loan from family. That compares […]

Inexpensive Long Weekend Activities Rain or Shine : The Saturday Weekend Review #224

BIRDS CHIRPING, EARLY SUNRISE, KIDS PLAYING, WATER SPLASHING, GRILLS ON FIRE, MUSIC AND LAWN MOWERS BLAZING-IT’S THE LONG WEEKEND VIBE!   The first long weekend of the year is upon us this Monday for Victoria Day 2017 and I’m at work, but maybe you’re not. You will want something to do even if it’s an hour or two just to get out of the house or short travel to destination to enjoy the sunshine. Don’t you just love the feeling you get go through your body and mind when you wake-up knowing it’s a long weekend and you don’t have to work? I do too but sadly that won’t be me for the Victoria Day long weekend. What I love about a long weekend is that people seem to be  relaxed and they tend to smile more and become engaged. This may be the best time to ask your neighbours to split a cost for a new fence or ask for help, haha! Even though we’re scheduled for some rain in the Greater Toronto Area on Sunday for the long weekend don’t let that hamper your plans. Grab an umbrella, rain boots and away you go whether you have a […]

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