KNOWING YOUR SAVINGS IS JUST AS IMPORTANT AS YOUR DEBT NUMBER
Knowing how much money we saved each month is just as important as knowing what we spent because it’s motivating.
If we don’t see numbers as motivators just debt than it’s not that exciting especially if you have lots to get rid of.
Another reason that we want to see our savings figures each month is because it helps us to look back at how far we have come. For example if in two years time you want to know how much money you saved in a particular month or year you will have those figures to fall back on.
Not everyone is coupon savvy or out to save a buck in their budget but for those of us who do I thought it would be a great idea to track our spending habits whilst using coupons and coupon apps.
Coupon apps have surpassed the paper coupon over the past few years which means there are less going around because manufacturers save more by allowing customers to utilize computer apps.
Tracking Coupon Savings
When we started budgeting we began with something pretty basic where we downloaded a home budget spreadsheet free from the internet. We soon discovered that to satisfy our craving for knowing our personal budget savings we needed a coupon savings tracker of sorts.
There are coupon trackers and goal meters on the internet but we wanted something that was built right into our budget. We thought this would be easy on the eyes for us and less hassle with a separate tool.
The good part is that coupon savings are alive and well and many Canadians are still taking advantage of the savings whenever they can. Just because I wanted to make tracking savings easy for everyone we have this handy free tracking sheet that you can print and store in your budget binder.
- Tracking Sheet: Coupon, Freebies, Trades, Trains and Rebates– Track your coupons and rebates with this tracking sheet.
See all Free Printable Budget Binder sheets on the Free Money Saving Downloads page.
Whether you get direct mail coupons, internet coupons which are coupons for printing (sometimes called e-coupons you get via email) or use coupon apps you should use a spreadsheet for tracking expenses or any money-saving that you might do in a given month.
If you get product rebates that’s another thing you will want to track because you got the item for free so that’s money savings in your pocket.
Canadian Coupon Sites to Order and Print Coupons online
If you are a coupon saving mom or dad, single or even married you can easily track expenses along with coupon usage with the Canadian Budget Binder monthly expense sheet template that we designed to manage our family finances.
If you are a student there is no reason you couldn’t use this as a college budget spreadsheet to track your expenses while in school. Attending University and College is a costly venture in life, one that can keep you in debt for a long time after graduation.
Take the time as a student to investigate the city you will live in and the best ways to save money. I’m not shocked in this day and age when I see students using coupons and coupon apps because money is tight.
The Best Coupon Savings Apps in Canada
- Snap Groupon
- Nielsen Canada Sign up and receive a hand-scanner to scan your groceries, earn reward points and redeem for awesome gifts and gift cards!
- Swagbucks…Earn while you shop online, take surveys and more in Canada! Free Sign-up, no gimmicks.
- Earn Extra Cash when you shop online. Sign up with EBATES Canada and receive money back when you shop! We LOVE it!
Sources For Finding The Best Canadian Coupons
- MySavings.com Printable Smart Source Coupons
- Proctor and Gamble PandG Sign up for printable coupons
- Hidden Coupon Portals You Should know about – I found this over at Save a Loonie and you’ll want to sign up for notifications and check out the site so you get notified every time a hidden coupon is available from Save.ca, Brandsaver, Smart Source etc.
- Get More of What You Love Costco Coupons
- Clorox Canada Coupons
- The Healthy Shopper Canada
- Kraft Canada Coupons
- Tasty Rewards Canada
- Smart Source Canada
- Bayer Canada- My Medicine Cabinet
- Danon Canada Coupons
- Walmart Coupons Canada
- Kimberly Clarke Canada Coupons
- Honey Honey is a browser extension that automatically finds and applies coupon codes at checkout with a single click.
- Great Canadian Rebates
- My Points All payouts are made through gift cards to Amazon or other leading retail companies.
- Go Coupons
- Snap Groupon
- Receipt Hog
With our Canadian Budget Binder Spreadsheet we wanted to have a running total of coupons that we had redeemed through the month.
Each month now we know exactly how much we have saved every step along the way. If you are someone who has set a monetary savings goal using coupons this might be handy for you.
For example: If you need or want to save $20 a month using coupons using a tracking spreadsheet will help you reach your target and goals because it’s a visual motivator.
My friend who blogs at Frugal Sally asked her readers about saving money and how they do it. One reader posted this great tip!
Whenever I intentionally save money, I move it out of my checking acct. Ex: if I save $15 using coupons, I then transfer $15 into my savings account. -Talara
We also recognized that we purchase quite a few gift cards or receive them as gifts for birthdays and holidays. We have incorporated this into our excel spreadsheet as well so that way you can track gift card expenses throughout the year.
If you don’t use coupons that’s fine, you can still use the Canadian Budget Binder Spreadsheet for all your budgeting needs. I’ve made sure it’s user-friendly and offer 3 different versions, paper and printable, with projected-expenses and with-out projected expenses.
- Did we reach our monthly, yearly target?
- To set a new goal for the following year or month
- To monitor trends in coupon use
- To monitor what stores we use the most coupons at
- To understand our spending habits
- How We Designed Our Budget Step 1– Gathering All the information
- How We Designed Our Budget Step 2– Categories
- How We Designed Our Budget Step 3– Tracking Receipts
- How We Designed Our Budget Step 4- Note-taking
- How We Designed Our Budget Step 5– 5S Organization
- How We Designed Our Budget Step 6– Who Does What and When?
- How We Designed Our Budget Step 7– Balancing Our Budget
Photos Courtesy of:123RF