What’s Been Happening at Canadian Budget Binder?
With the New Year comes thought to personal finances for many and it’s no exception for our family. Earlier this week I put out a blog post detailing the changes we made to our 2013 budget and why we made those changes. Planning your personal finances is not always the easiest task for most so keeping the process simple and clean is the best route especially for those who have never used a budget before. I’ve been getting many emails from fans who want to test out our budget spreadsheet which I am happy to see. Thank you for all your kind notes and emails as I hope that all of you continue to battle through the tough times with a positive outlook.
Around the Home with Mr.CBB
If you don’t know about me I’m from the UK and struggled with communicating when I moved to Canada. I know you’re thinking, “but you speak English” although what you speak and what I speak are two different things. I struggled to understand some of the words people were saying to me at a million miles per hour but how to interpret them. I’m still learning all the differences with words not only the way I say them but the way they are written. A good example: I say aluminium as A-Loo-Mini-Um where Mrs.CBB says A-Loo-Min-Um which sounds wrong to me but that’s what I’m used to. She says the same about the way I say but slowly we work through it but not without many laughs that’s for sure. I should really put together a post on what I’ve learned since moving to Canada.
So, last week I continually was coming across what I thought was an typo but apparently it’s not. I read online in an article about “personal finance advisers” and thought well surely advisers should be spelled advisors. Well here’s what I came up with when I searched What is the difference between advisors and adviser? I found there is somewhat of a difference with adviser being an alternate to advisor. It does make sense to me the suggestion that “an adviser is someone who gives advice” where an “advisor is tasked to specifically give advice”.
Do you use advisor or adviser?
Clean, Clean and more cleaning….
We started off 2013 cleaning and organizing everything we could around the house. We like to get rid of items we no longer use or have used in the past 6 months a year. Clutter is one thing that doesn’t work well for us as we like to walk through our house without banging into things or stepping on Aunt Betty’s tea kettle from the 50’s. Like our finances we like to keep the rest of our life in check which means we talk alot about not only day-to-day activities but our visions for the future. That is what 2013 will be all about our visions for tomorrow which mean renovations and around the house DIY projects for me. Looking at kitchens and bathrooms, colours, designs, decor is all fun (until you see the price tag). That’s why our savings plan will be critical this year because renovations can be money wasted or invested depending on what you do.
What are your plans for around the home in 2013?
Until next week….prepare to plan because if you fail that you will stand still. -Mr.CBB
Canadian Budget Binder’s Weekly Post Recap
I’m currently accepting guest posts. If you are a blog owner email me today with your topic ideas! I can’t guarantee everyone a spot but give me your best topic pitch and show me what your work looks like!
- Canadian Budget Binder Weekly Reading List #1
- Our December Budget Update
- Three Best Things About Being Single When It Comes To Money
- Finances In The New Year + Budget= Success Formula
- The Grocery Game Challenge Dec 31-Jan 6, 2012 #1
- Mr.CBB’s British Spud Nuts A.K.A Zeppole Potato Donuts
Blogs That Shared Us With Their Fans This Week!
I know many of my fans read this post as they tell me they wait for it each week. To all of my fans please check out these personal finance Bloggers below and follow them. I read their Blogs everyday and I know that you will benefit from them as well. Come back each week as I will name other Blogs that I think you should follow!
Thanks to all the Bloggers that link up and share my posts and this is why I do my best to share your posts with my Fans via social media, so thanks! -Mr.CBB
(If I miss You..please let me know as I didn’t get the Ping back and I will include your post next week as this runs Sat to Sat so if you linked me on Sat it will show up next week)
My Money Design– Welcome Back To Work; Did You Notice Your Paycheque Was Lower?
Emily’s List (credit cards dot-com)- Welcome to 2013 Edition
Work Save Live– Personal Finance Week In Review #45
Finance Fox– Weekend Recap Hello 2013 and Money Talks
IHeartBudgets– Weekly Wrap Ups, Mentions and Good Reads #26
Debt Round Up– Weekly Personal Finance Round Up
Budget and The Beach–Link Love Week in Review
My Own Advisor– Out With The Old In With The New
The Career Advisor– How To Make Friends At Work shared my British Spud Nuts Recipe
Club Thrifty– VIP Round Up -15th Edition
Reach Financial Independence–Little House in Guatemala week 8/9 recap
The Family Finances– Friends of the Family Holiday Edition
One Smart Dollar– Personal Finance Week In Review
The Outlier Model– Mentions New Year’s Resolution Canadian Debt and Tackling Personal Finance
Carnival Mentions: I’ve just started to submit here and there to carnivals.
Nerd Wallet– Nerdy Finance #20 Welcome to 2013
What People Searched to Find Canadian Budget Binder on the Web
Search terms of the week are really a hoot! Here are a few of them for your viewing pleasure. What are you saying about them? Any typos below are simply the person who searched who made the error or me Search terms make up a huge amount of my visitor traffic and it keeps increasing month to month so I hope that means I’m doing something right.
Top Pick: How much does it cost for groceries? If you are thinking what I’m thinking it’s someone’s first time in the real world. No mom and dad won’t be paying for groceries forever.
- Being Frugal is the New In– Oh ya bring it on baby… I can see it now, the nerdy group, the jocks and now the frugals.
- People Who Act Like they Have Money Are…..- You finish the sentence
- I want a gift– Really, so do I.
- If I ever feel you are cheating on me I will silently move out of your life– Well at least they aren’t sticking around, smart.
- Bakery In Toronto Owned by the Binder Family– No my last name is not binder and I don’t own a bakery haha.
- What happens in Ontario if you can’t pay your property taxes until the next calendar year- Two Words….
You’re Screwed!Maybe not! Check with your city as it was brought to my attention that some may qualify for a deferral program.
- Horrible Credit, No Money Down Mortgages- Again… You’re Screwed! Why would anyone even think about buying a home.
- How to Renovate a House– Please, Please, Please hire a professional that’s how!
- Smoking is important– Ya, tell that to the people that have died, or are suffering from the effects of smoking and second-hand smoke.
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Do You Have A Question For Mr. CBB? The best way to get in touch with me is on Facebook