PF Weekly Grab a Brew

PF Weekly Grab a Brew #47: Work Smart…How important is family time to you?

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Sometimes it’s easy to forget about the very people who love us the most.

As I get my Friday dose of Yahoo personal finance reading in it was twice this morning that family time came up.

I was intrigued to read an article about a young couple who both want to retire at age 50 with just over a million dollars in a Money Sense article on Yahoo.


I’d love to retire early and if you play your financial cards right that could just happen to you.

I read some of the comments (that’s where it gets all juicy in any Yahoo article) after reading the personal finance breakdown of this couple which looked amazing to me given their young ages of 26 and 32 with her being a nurse and him an engineer.

They are doing it right working hard while they are young in their chosen careers and investing and saving money like my wife and I both did from a young age. When I read the post I was thrilled for this couple as I do enjoy reading about couples who are making money work for them and not against them which for some can be a challenge.


The good the bad the ugly


It’s always when I get to the comments where I’m either scratching my head or happy to read comments that make sense to me. I’m not sure why so many people have to have a negative bashing towards people who are making their hard-earned money work for them.

Some of the comments made me wonder why it’s so hard for some to be happy for those people who are able to stay on track financially. It would be nice if everyone in this world could do the same but we are all dealt different cards in life but it’s up to us how we choose to carry them.

There was one comment that made me think about money and how much it means to us and how far we will go to attain our goals while keeping family first.

Family time is very important to my wife and I especially since we are both very busy people including having me work on this blog full-time during the week. We had a chat about our relationship and how important it is to budget in the romance and spend quality time together, family time.

Although we don’t have any children it’s still imperative as a couple that we take time from our busy schedule to set the money-making  and success building ladder part of our lives aside to do things together.

One commenter stated the he/she had made a million dollars by the age of 32 and went on to have 28 million by age 58 and he questioned whether it was worth giving up family and friends time.

I’ve quoted the comment below and when I read the comment in my head I knew that making the decision to balance work and life was an important one not only to my wife and I but to anyone.

The other Yahoo user comment you will read below shared their success to becoming millionaires but also talked about family time which many of us overlook and put on the back burner for our careers.

Working hard is great, but you also have to work smart. I did and reached the million mark when I was 32, great right, but, I also missed watching my family grow up, had zero holiday time, no friends. Was it worth it, yes, now I’m 58 and worth 25 million and no, I would give anything to have the things I missed….– R

Well, the wife and I lived a similar life and hit the $1 Million mark at 44, now 47 and close to $1.5 Million – all self-made. We raised 3 kids, 2 are still in the house at 18 and 19. I still have a flip phone and the wife has a pay as you go, same phone since 2005.

We take the family on a Caribbean holiday each year for a week, with lots of 3 day weekends wherever. I bought 2 – 51″ Samsung for $550 each a couple of years ago after finally ditching the old tube TV’s. Point is we do not feel like we are missing out on things and can go ahead and do it when we see value in it.

To get started use the 80-10-10 rule. Spend 80 % of your income, put 10% into mid-term savings and 10% into long-term savings. Never touch the long-term savings and only touch the mid-term savings in an absolute emergency – we never have.

Then I went on to read a Canadian Press article about Marc Caira the CEO of Tim Hortons who says his Blackberry is with him 5 days a week but come the weekend it’s on the bed side table and doesn’t get touched.

How many of you actually turn off your cell phone on the weekend?

If you are a blogger do you shut down the blog mind-set and focus on family come the weekend?

Caira goes on to say that for the most part his week is planned with an agenda but come the weekend it’s family time. He likes to try new restaurants with his family and every Sunday they go to breakfast with their grandson because family is important to them.

After reading what I did this morning I’m glad to know that we are working on a work-life-balance as a couple because if you want to get to the next level in your career you must work smart.

Family time, well like the commenter said above he would give anything to get that time back. Once time is gone, it’s gone for good.

How important is family time to you and what do you do?



Top recipe



Every day Food Bloggers from around the world pass by my other love the Free Recipe Depot Facebook page to share a daily recipe which I share with my fans.

This weeks Top Recipe comes from a blog called “What a Girl Eats” and when I laid my eyes on her Warmed Brie with Caramelized Onions and Fig Jam my mouth was watering.

All I need is some homemade crackers, a knife, and a cuppa tea and I’m set. A wonderful brie appetizer for the holiday season that your guests will enjoy.

How do you serve your brie for the holidays?


Weekly reads

Every week I share a few of the best personal finance blog posts that I read over the past week with all of you

Don’t forget to ENTER TO WIN $1000 plus in Cash and prizes  which will be a great way to start the Christmas holidays from my friend over at How to Save Money Canada.

Well, that’s a wrap for this Friday’s grab a brew #47 so happy saving and I’ll see you here again next week when I do it all over again.




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  1. I just recently returned to work after being a stay at home mom for the better part of the last 10 years. Week days now consist of the four of us getting up in the morning and rushing around to get myself and the children out the door in an organized fashion and on time. Afternoons see my husband picking the kids up from the bus stop and doing homework until I come home from work. A that point, the husband and I meet at the door for a passing ships kind of kiss as he heads off to work and I take over the domestic duties. We honestly don’t see much of each other through the week and certainly don’t get to spend much quality time together between work, meals, housework, homework, etc. So the weekends are family time. It is super important to us that we spend as much of our free time as a family as is absolutely possible. Our children are only 8 and 9 right now, but they won’t be that young for long and we don’t want them growing up wishing we had spent more time together as a family. So, conclusion, I of course believe work is important; but to us family is equally or even more important.

    1. Hi Christina,
      You said it right… you don’t want your kids growing up wishing you had spent more time with them. The time is now and like anything we do in life when we look back we are either proud of what we’ve done or realize that we could have put more effort into something or simply it was out of our control. If we have control over a situation and it’s important to us we should run with it. Thanks for dropping by. Mr.CBB

  2. I think family time is very, very important. We are working really hard when we are young to be comfortable enough to spend lots of time with family when we are older and have kids. I don’t work my day job on the weekends, but I do a lot of blog work which does take up a lot of time.

  3. We all have to figure out for ourselves what is important in our lives. Hopefully we figure out the place for family before we lose the chance to have the family life. It’s all balance and what works for one person or family won’t work for another. That balance is as individual as each person. Family is very important to me, especially right now when you just don’t know what tomorrow will bring. Having to deal with health issues can rearrange your priorities in short order.
    The brie looks interesting to say the least!!! Looks like I have some more reading material to look over… Have a good weekend!!

  4. I am going to be taking the words of that commenter very seriously. Sure it would be great to have a million dollars by the time you are 32 but if it means missing your family growing up, that isn’t worth it. You only have so many years where your kids are kids, those can’t be missed. There is plenty of money to be made after kids are grown up and out of the house. I want to be a millionaire but not at the expense of family time.

  5. Family time is very important to me. The evenings and weekends are for my family. While I can’t say I turn off my phone, I don’t actively work either. My focus is on the girls and my husband. It seems like we’re always running around! 🙂 Sunday evenings when the girls go to bed, then I’ll get caught up with The Heavy Purse, etc. While some days are crazier, I feel like a have a good balance between work and family time. Or at least it works for me. 🙂

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