Our new baby has changed our life: The Saturday Weekend Review #88

New Baby arrivalA BABY HAS BEEN BORN


I’ve received lots of emails from the fans wondering if our baby had arrived and he has!

Yes, we have a son who I will call baby CBB and he’s adorable with chubby cheeks, long fingers and a huge appetite.

Baby boy names are just as difficult to figure out as is a baby girl’s name.

His real name is a biblical name which took forever for us to agree on. It’s not easy coming up with a baby name that both parents like but in the end it worked out for us.

Everyone says he looks like me and I agree especially his facial features and feet. I’m not sure if he will have my green eyes as that takes time.

As new parents we are learning every single day and we are making mistakes and learning from them. I never expected being a parent to be a walk in the park but there is a certain rush of energy you get when you know that you are a little one’s life-line.


Baby expenses


Just the other day we made a mad dash to Target for the second time since they opened to buy some newborn outfits for baby CBB. Everyone kept telling us to buy 0-3 month outfits because he wouldn’t be in newborn long or fit in them depending on his size.

Well, none of his 0-3 month clothes fit him at all. He was born just over 8lbs and you would think with all the clothes we have in his room that something would fit, but nothing does.

We spent $9.99 for 2 outfits which wasn’t bad. Who thought a baby onsie would be so important but at the rate he goes through them they are just as important as baby clothes i.e. cute jeans and shirts. I expect him to be growing fast since he’s eating quite a bit and gaining weight so we didn’t want to go overboard buying new clothes for him.

One thing we don’t want to fail on is the baby budget but since we have planned for junior to arrive all year we’ve got budget measures in place. We will be registering baby CBB for a passport and social insurance card this week and getting him set up for his RESP. 

I can honestly tell you that some expenses have come up that we didn’t expect due to issues with our new son. I’ll likely talk more about them in the upcoming weeks but to say his birth was easy is an understatement. It was a long stay in hospital and although we are now home we still have a small concern to sort out for him.

Staying in hospital let’s just say almost drove me to drink lol.. OK not that bad but it was non-stop crying day in and day out. I personally think they keep you in the hospital just to get you over-prepared for the crying that will happen at home.

One thing for sure is that I don’t ever want to eat hospital food ever again. It was disgusting and we are both thankful we packed snacks which we devoured. Bland food is not my kind of meal.


Learning about baby


I know what you are thinking… here comes all the baby posts. You may be right but I promise I won’t drop loads of baby posts on you all at once.

Becoming a father this past week to a healthy baby boy has changed my outlook on life. I used to enjoy having all the freedom in the world, but that no longer exists. My son comes first and even though I’ve taken time away from the blog to be with my family I plan to make sure that every day includes time spent with my loved ones.

I don’t want to let work take up so much of my time that my family is put on the back-burner. Money and hobbies are important to me but not so much as I’m consumed with them day and night.

Life changes that is a fact especially when you have a little one to care for. It was certainly something I wasn’t able to connect with before having our son but I understand now.

In less than a week I am sleep-deprived beyond belief and realize that this little boy is depending on us to take care of him. It’s been surreal and I know that although our budget might change with all the new baby expenses that no matter what we do we will always love this little boy more than anything.

On that note thank-you all for your continued support and patience as I get back into some sort of routine with my regular life and blog life.

For those that asked, no I did not pass out when my son was born and changing nappies is a breeze as long as you don’t look at it like a chore rather something that your child relies on you for.

Have a great week everyone!



CBB blog news


The blog has been quiet lately because I decided to take a blog break. Yes, that’s right Mr.CBB decided to take some time away from the blog after 3 years of blogging non-stop.

I’ll be honest when I say it was tough to do because my days have been filled with checking in on the blog, writing blog posts and interacting with the fans and other personal finance bloggers.

I had to make the call because my family is important to me and even though I know I’ve worked like a maniac on this blog the numbers have stayed consistent over the past week which tells me the blog is surviving on its own without me. That made me very happy.

I am going to do my best to get back into blogging according to the schedule I set-forth before our son arrived but anything can happen. Right now I have some guest blog posts ready to share with the fans.

I am behind posting the guest posts but I know the personal finance bloggers understand that baby comes first. I’ll be sharing these awesome blog posts starting this week so enjoy the reads and the bloggers who come to share here at CBB.

Other than that things have been peaceful around the blog which is great news since I’ve struggled the past few months with spam.


Fan deals and inspirations


area rug garage sale

Submit your Brag or Inspiration If you have a brag that you want me to share email me at canadianbudgetbinder (@) [yahoo] [.ca] or fill out my contact form by Friday each week to have your brag considered for the Saturday post.

Jen is back this week with some garage sale finds to share with us.

Hi Mr.CBB and Fans,

There weren’t many garage sales today but one we went to had lots of free stuff!  I got everything FREE today!

  • Small area rug (32″x45.5″)
  • Globe stress ball
  • Keychain flashlight
  • Reusable wine bottle stoppers x 3 (for my mom)
  • Bag clip
  • Olay Regenerist makeup remover (for my mom)


Making a difference


If you know a personal finance blogger that is making a difference and want to nominate them please send me an email canadianbudgetbinder (@) yahoo.ca so I can reach out to them for a feature story.

Note: If you are a blogger who gives back and would like to be featured get in touch with me as I am booking spots for the rest of 2014 and they are going quickly.

Today my friend Steve from Kapitalust will be sharing his personal finance blog with all of us.

Hello! I’m Steve and I write over at Kapitalust on my quest towards financial independence and freedom from the 9-to-5. I plan to achieve my goals through aggressive savings and investing. I plan to accumulate enough capital producing assets in 10 years time to be able to comfortably shift from full-time work in my 9-to-5 job to full-time work doing whatever the heck I want.

I became interested in investing when I finished graduate school in 2011. I thought I wanted to be an academic, so after finishing my undergraduate here in Vancouver at SFU, I went to a prestigious but expensive masters program over in the UK.

However, after finishing my masters, I realized I had little interest in being an academic (it’s a long story). Suddenly, the student loans I had taken out for school were due for repayment very, very soon.

$52,000 of student loans to be exact.

I remember a high school teacher telling our class how she still had student loans she was paying back. She had to have been in her 40s and I couldn’t imagine still repaying student loan debt that late into my life.

When I finished grad school and decided not to go back to academia, I knew I wanted to pay off my student loans as quickly as possible.

It took 8 months of gruelling job hunting to find the job I am currently at right now. Once I secured a job, I made it a priority to put aside half of my pay cheque every month for student loan repayment. It took 2 years and 3 months, but I was able to finish paying off all of my student loans.

Now I am completely debt free and shifting my priorities to implementing the 10 year plan of growing a sizeable investment portfolio of capital producing assets. My wife and I currently save and invest 50% of our take home pay.

My goal at Kapitalust is to show others that it is very possible to eliminate large amounts of debt and start to build wealth through smart savings and investments. I truly value the freedom to choose what to do in this life, and Kapitalust is a journey towards achieving that through financial wealth and success.


Top recipe


glazed double chocolate chip pumpkin bread

If you don’t already know I have a second Facebook page called The Free Recipe Depot where I share recipes from other Food Bloggers from around the world.

Once a week I pick one recipe that has been submitted as my Top Recipe of the week. Trust me when I say this is no easy task as some of these foodies can cook up a storm.

With the cooler weather on the way this Glazed Double Chocolate Chip Pumpkin Cake from Aunt Bee’s Recipes is a perfect treat with a cuppa tea. If you are a pumpkin pie fan don’t forget to check out Mr.CBB’s pumpkin spice pound cake.


Editor’s Pick


Every week I will pick a blog post of the week from around the web that I found interesting and want to share with you and an Editor’s top blog post pick.

Editor’s blog post pick of the week goes to Makin the Bacon where a discussion about whether schools should have a school uniform to cut down on clothing costs in the budget for your kids.

Growing up in the UK we had to wear a uniform to school and my wife wore a uniform when she went to high school in Ontario, Canada.

One thing she can recall is that many parents and kids were opposed to the uniform when it was implemented but over time realized how much cheaper it was in the long run, prepared the child for the real world of a career and wearing a uniform or dress code of sorts

It also created less discrimination among the kids whose parents couldn’t afford to buy higher end clothing or name brand clothing for their kids. In essence, everyone was the same.

Did you wear a uniform to school?


Google search terms


Every week I get thousands of people visit Canadian Budget Binder because they did a search online and found my blog. Keep in mind any spelling errors below are because I share with you the exact way they typed their search engine query to land on my blog.

  • Ways to cheat Walmart Savings Catcher- There is always someone trying to cheat a system and it’s true you probably can search out the ways online but you won’t find them here.
  • Don’t mind being house poor- I don’t know anyone who doesn’t mind having no money but maybe there are some people who enjoy living pay to pay and on the edge financially.
  • My house hasn’t sold in 2 years– Clearly the price is too high or you have some major issues to address.
  • You are in la la land- Ha, I know I’ve used this on the blog many times only because my wife says it and now I do. Glad to see that others use it as well.

Thanks for joining me for this edition of The Saturday Weekend Review #88. Join me here again for more crazy stories from around the web and at home!


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  1. A belated congratulations! Hopefully you’ll get a little rest in, and make the time to take care of both of you! My son was the same with staying up – he still hates to go to sleep. You could try some baby massage and we found that having a fan making lots of white noise helped alot. You two are just beginning one of the greatest adventures in life. Not to mention that as a fellow mom of a little boy, they make duct tape that looks like a road, so when you want to make a place for him to drive his cars….

  2. Congratulations, Mr. CBB. I was wondering if you had good news to share when I saw you weren’t posting last week. I’m glad that Mom and baby CBB are at home and doing well. Can’t wait to hear more about your little guy. Enjoy this precious time with them. They do grow amazingly fast and you don’t want to miss a moment. Best wishes to you and Mrs. CBB and baby CBB and start a new adventure together!

  3. Congrats, CBB family!!!!! So happy for you. My best parenting tip for newborns: wake him every three hours during the day to feed, no matter what. By night time he’ll be tired and will learn quicker that night time is sleeping time. We had all four of our kids sleeping through the night by 8 weeks with this method. Can’t wait to learn more about baby CBB!

  4. I always got mad when people told me our baby looked like me. Why would they say that, my wife is very attractive and I want my daughter to look like her mom and not me. Thanks to grandma our daughter was spoiled from day one and having the only grand kid within a days travel she still gets spoiled 5 years later. Congrats!

  5. Congrats on the baby! My sister can relate to the clothing problem. Everyone told her don’t buy a lot of newborn things, but when her daughter was born, she ended up wearing size NB for almost 4 months. Congrats again!

  6. Congratulations! Of course the baby comes first! Sounds like the wife and I should become Canadian citizens if we want a kid, 55% salary for a year? All we get here is 12 weeks unpaid leave. But I do like that list of expenses to expect.

    1. First of all Kipp, yes 55% is great but… just to clarify for fellow Canadians who are planning parental leave in the future, the 55% is of your salary UP TO the maximum yearly insurable earnings amount is $48,600. This means that you can receive a maximum amount of $514 per week. This is important if you make more than $48,600 as you will not get more than $514 per week. Also, the year is broken down into 2 portions – maternity leave and parental leave. Maternity leave is 15 weeks and taken by the mother. Parental leave can be taken by either parent or split between the 2 parents for a total of an additional 35 weeks.

  7. Congratulations! You’re life will never be the same. Time will fly by fast, though. Make sure you capture those memorable moments. My oldest will turn four this December and I have trouble recalling the first few years of his life. I have to keep asking my wife about some the things he did. Keep those cameras charged!

  8. When you read about some of these babies that are 9-10 pounds and more 8 Lbs doesn’t seem quite so bad!!! LOL!! It can make me cringe reading about them….legs crossed!!! My 3 were 6 lbs 11oz, 7lbs 4oz, and 6lbs 6oz respectively but were also 2-1/2 weeks, 2 weeks and 3 weeks early so I wasn’t complaining…..much!!! At least the doctor was there for the 2 boys, my daughter wasn’t interested in waiting for him to get there. I cut things close with her…I checked in 22 minutes before she was born. That kid has never been a patient one!!! I was there when my grandson was born so I got to see him come into the world and I loved it!! So nice to be in the delivery room and not being the one being told to “Push!!!! Come on…you can do it!!! PUSH!!!!!!!

  9. Such awesome news MrCBB! Congratulations to you, three! I love reading posts about babies so keep ’em coming! Especially funny when you see parents who think they are prepared but no matter what you do you can never be fully prepared. I have no doubt though that you will be fantastic parents for the little guy! What joy!

  10. Glad to hear that baby CBB made his official debut healthy and that you and your wife are doing well overall. It’s going to be nothing short of an adventure for you but I think you’re more than up for the challenge. Let me know if there’s anything I can do for you moving forward.

  11. Glad to see you are settling nicely with the new baby, and you were able to agree on a name! Some friends took about a week before giving their baby a name, they wanted to see her personality before deciding, which I think was quite a nice approach. I have rarely seen babies fitting in birth clothes, generally I give parents 3-6 months clothes and even then some parents told me they get so many they’d rather get 12-18 months, even as a birth gift. Now you can use the sleepless nights to go back to blogging 🙂

    1. I wouldn’t quite call it settling yet.. he’s in charge and he’s got his day and night mixed up so he sleeps all day and is up all night. We’ve got some hard work ahead of us. 🙂

  12. Congratulations on the birth of the Little CBB!!!!! Sounds like he was slightly smaller than my grandson when he was born, Bubs was 8 lbs 12.5oz, not a small baby. They kept my daughter in the hospital for an extra day (she was not impressed) because she wasn’t eating the hospital food….at the time she wasn’t eating meat and the only going not having meat was off the kids list…grilled cheese sandwich!! Needless to say I got a frantic phone call to bring in some food for her! The smallest size of clothes I bought him was a 9 month set of Carter’s I found that was too cute to pass up and that was he largest size they had. Glad to hear Little CBB has a good appetite and is gaining well!!!! Hugs from us for him please!!!
    Nice deals for Jen!!!! I need to check the recipe out on the laptop so I can save it to print later!!!!
    Have a lovely weekend with the little man and your wife….
    Oh…..has he hosed you down yet when changing his nappy???? What is it about baby boys and peeing when getting the nappy changed????? As soon as the air hits the equipment they let rip!!! Enjoy!!!!

    1. Thanks Christine… I bet if you say the word small to my wife she will scream haha.. he was massive to her. It was pretty cool to watch the birth. I wouldn’t have missed it for the world.

  13. Congratulations on your new addition. I’m a mother of three so feel free to ask me for any baby advice. I have twins so I consider myself an expert in the baby department. Good luck!

  14. Congratulations to you and Mrs. CBB. Life will never be the same but in a good way! We chose a biblical name for our first born. We only picked out girl names because that’s what we thought we were having. What a surprise – it was a boy. Glad that you got to take a little break and enjoy some time with the family. Looking forward to the baby posts actually……..

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