Rich People Don’t Care When You’re Poor

Estimated reading time: 16 minutes

For successful and rich people, everyone else around them is either rich, richer, or poor.

There is no in-between because lifestyle change, if adopted, can skew the mind even if rich people were once poor themselves.

Find out how hard work or inherited wealth affects one’s mentality and lifestyle.

Rich run with Rich because of financial security, true or false?

Money Comes And Goes

It’s easy to get caught up in the luxury of financial security, and for some rich people, their life revolves around becoming even richer.

They didn’t get where they were without hard work unless the money was inherited.

This is where the term “Rich run with the Rich” comes from because what are poor people going to teach rich people about when all they want to discuss is getting richer?

As I sit here typing this with a spoon deep in a jar of peanut butter, I can’t help but remember what a gentleman said to me at the park on Thanksgiving Day, “Rich people don’t care about your life when you’re poor.” I couldn’t get my conversation with him out of my mind.

Talking To Strangers About Rich People Poor People

We decided to bring our son to the park on a lovely autumn day and my day off.

A few other people were at the park, which was nice as our son is amiable and loves playing with other kids.

As I approached the swing with our son, an older gentleman was with his grandson and said hello.

He had asked me if I lived in the area, and I replied yes.

In the 15 minutes or so that we chatted, I learned that he was an investor and had lived in the area for about 25 years,

With a smile, he said that his house had more than tripled in value since purchasing it in the 80s.

He went on to say how this neighborhood was very posh back in the day and still is today, as most homeowners are wealthy with good careers.

This tall, silver-haired man told me he knew that most people in our area were rich people with good jobs.

He knew this because he got a glance into their bank accounts and financial history. (Insert sarcasm)

“Thankfully, we don’t see any homeowners who have to rent out their house just to pay a mortgage around here,” he said with a smirk.

Ugh, enough you’re hurting my ears, and I want to bury my head in the leaves.

Mrs. CBB was picking up leaves to stuff in our orange Halloween bags to decorate the front gardens, and I wished I was taking on that chore.

I don’t care if you’re the richest man in the world

I already knew I was dealing with one of those rich people who thought their sheets didn’t stink.

Mr. Successful only went on to prove my point when he said that this end of town was pricey, whereas the west end was where most of the poor people went to live.

The west end has mostly older townhouses, smaller houses, and low-income housing.

No big deal; it’s still a great area with many parks, community centres, and shops.

This was after he asked me how long I’ve lived in Canada and what I did for a living.

Surely, he expected me to own shares in Microsoft and multiple successful businesses.

After I told him, he acted like I was on the same “rich person” level as he was, which meant I was cool and accepted into his circle.

That meant I was rich enough for him to talk to me about poor people and his feelings.

I didn’t know if he liked me, but talking to rich people who think they rule the world is always interesting.

I kept calm, nodded, and played along to see what this guy would come up with next.

So, what type of investor are you? I asked him.

I work with rich people who want to invest in the real estate market.

Frankly, I don’t care about poor people because they don’t try hard enough to be successful and this is why I stopped trying to work with them.

It was a waste of my time and my time is money.

So, he’s a successful real estate investor.

Who Are These Poor People?

Was I poor to him? (Not that I cared what he thought)

This conversation tops any of the other outrageous stories I’ve ever heard.

Oh, do it, ask him.

I kept arguing with myself because I wanted to hear more about what his arrogance had to say.

You can work for rich people or be their employer.

So, who are these poor people you speak about?

Do you mean people who are poorer than you?

You know the people who can’t afford to buy a house, live off credit and can’t save a dollar to save their life.

Poor people are those who have to save up for months or years to buy something they want.

Rich people don’t have to save because the money is already there and they don’t pay much attention to it because it’s always rolling in.

The poor have no drive, no motivation and are useless with numbers.

Even the people who settle for a mediocre life need to step up their game.

You can’t just work, save money and live happily ever after.

You know what I mean right?

Ugh, no, but whatever dude.

He keeps rambling on as I’m soaking it all up, wondering if I should hit record on the wife’s phone so I would remember the details.

Poor People Waste Time Instead Of Building Wealth

There has to be a desire for success or you are simply wasting away time.

If you don’t have a million dollars in the bank by the time you are 40 then you’ve done something wrong.

I didn’t earn my millions by sitting on my butt playing video games, watching Netflix and golfing on the weekends.

Hey, wait a minute. I was watching Netflix the other day. According to his terms and conditions, that must make me poor and useless.

Darn, I was stripped of my title when I thought I was part of the elite gang because my bank account wasn’t juicy enough.

Piss off, and I’d like to know where he came up with this magical number of 40.

Holy crap, was I talking to a miserable Donald Trump doppelgänger?

Someone rescue me, please!

I replied with my guard up, waiting to get stepped on when I asked him if he’d ever been poor.

Hell no, my parents were just as successful if not more than I am.

They inspired me and drove me to be the best that I could be.

I wanted to become rich from a young age because that’s the life I knew and loved. I don’t want to waste my time hanging around with poor people.

Why would anyone want that kind of lifestyle?

There’s nothing fun about struggling. I can’t even imagine it.

I have no wish to help others who don’t want to help themselves.

Parenting Is Not Equal

Instantly, I wondered if some parents are too hard on their children and teach them over-the-top and unrealistic values.

What about being kind, empathetic, understanding, and showing sincerity toward others?

This guy lacked all of this, and I’m betting he doesn’t have much fun in his life, either.

His cell phone rang at this point, and he was chattering about investing to someone and then said that he had to go.

At least he was friendly and said that it was nice to meet me, and maybe he will run into me sometime in the neighborhood, but hopefully not where I work. Haha!!

That made sense, in a good way, though.

As Mrs. CBB wandered over, she helped me pick my tongue up off the gravel, and we briefly talked about what had just happened.

She could tell by the way I stood that some serious conversation was happening.

I just wanted to go home, have tea, and forget what I had just listened to.

Nosey Neighbours Or Friendly Folk

What was sad about the entire situation was the lady I spoke to before I bumped into Mr. Successful.

She told me what her two sons and daughter did for a living and stressed that they were all professionals with great careers.

I don’t even know these people; they just started talking to me, wanting to know about my life and telling me about theirs.

Maybe they don’t get out often enough? Perhaps they are just friendly or nosey. Who knows?

I think that we moved into a neighborhood with some judgemental rich people.

Typically, my financial conversations don’t go down like that because I’m often engaged with people struggling with money.

Just because you have a job title that many would love to have doesn’t mean you run with the rich people of the land.

Don’t raise your children to be dependent on money for happiness.

When we got home, I told Mrs. CBB we needed to figure out this parenting thing better.

I don’t want our son to grow up like that guy.

We’re not filthy rich but not broke, although we’ve both had financial struggles growing up with our parents.

Being the finance nerds that we are, our son will learn about money and budgeting when he gets older.

For now, we want to ensure that he understands that being rich and successful doesn’t make you rich at heart.

Related: Are you rich because you are debt-free?

Being rich means different numbers in the bank for different people.

Someone who has never had savings will claim they are rich if they have $500.

Others may need more or less, but what we can’t change is our feelings towards the way we treat people.

Sometimes, We Forget Who We Are

I agree that we need to balance our lives with family, entertainment, and building a career that we enjoy and that allows us to strive to reach the top.

Not everyone craves money to move up the ladder or become a business owner.

They may legitimately feel proud about their accomplishments, and money is secondary fulfillment out of necessity.

That is how it should be, along with a happy outlook on life.

If you are struggling with your finances, don’t believe that all rich people act this way.

Many laid-back, successful people are happy and willing to help others out.

My point is if you treat people with respect no matter who they are, you feel good inside and become successful at being human.

You don’t need to live a rich life filled with luxury to be successful.

All you need to do is be happy with what you have done.

Remember, no one can make you feel a certain way.

Only you do that to yourself when you give away that power.

Smile in the face of those who can’t learn to smile themselves.

Mr.CBB

Discussion: Have you ever met a rich, snobby person who made you uncomfortable to be around?

Please leave any comments or questions below.

CBB Insider Weekly

This past week was our Canadian Thanksgiving holiday, so I had the day off on Monday, which was nice because I’m still working 6 days a week until the end of this year.

We didn’t go to the relatives for any big dinner or Thanksgiving festivities since I had to work the next day so we created our family traditions at home.

There was no turkey, but I did manage to roast a gorgeous chicken with lovely roasted potatoes.

Mrs. CBB made creamy mashed cauliflower and brussel sprouts sautéed with bacon and apple cider vinegar. The dessert was apple raisin date squares.

Our son ate nothing, but we enjoyed a lovely meal together.

After that, we played outside in the leaves, walked, and made ghost lollipops to hand out in our hallway for Halloween.

You might remember me sharing the idea with you last week on the blog.

Besides, I had an emergency milk clean-up in the vehicle as one of our bags was leaking.

It may have caught in the shopping cart on the way to the vehicle.

I’ll bring the vehicle in for detailing and full cleaning, as I haven’t done that in a couple of years.

The cost is about $130, but keeping the vehicle in tip-top shape is worth every penny.

As usual, I’ll also be getting the Krown spray again, which has proven essential as the vehicle is now almost 12 years old and not a spot of rust lurking.

So much to get done. We bought a second-hand Halloween costume for our son, a monkey, for $10.

Mrs.CBB also made some extra cash selling her old clothes.

How was your week?

CBB Published Posts

Top Post This Week: How to make money fast without going crazy

• How we used the back door to get ahead financially and our September Budget Update
• 15 Valuable grocery store services that are critical for customer retention
• How to create Thanksgiving traditions with your family

Making A Difference (MAD)

Welcome to the 2016 Making A Difference series! Join the networking movement of Personal Finance Bloggers around the world.

If you are a personal finance blogger and would like your blog to be featured, drop me an email.

I’m currently booking for December 2016/January 2017.

Today it is my pleasure to share the personal finance blog, Save with Dan, a fellow Canadian blogger.

Hi Mr. CBB and Fans,

I’ve been helping people with their relationship with money for the past 10+ years, and for the last couple of years, I’ve been doing it professionally as a Financial Literacy coach.

My name is Daniel Trezub, and I am the voice behind SaveWithDan, nice to meet you all from CBB!

When I first started blogging about personal finances, I wanted to share something unique that would make a difference to people’s lives, to people like me. But who was I?

I was a Brazilian guy, newly arrived in Canada (or Montreal, if you wish), trying to figure out how everything I’ve learned about money could fit this baffling and wonderful situation that’s immigration.

Boy, I’ll tell you: most personal finance rules don’t apply when you have just arrived in a new country.

Finance For Canadian Expats

I try to focus on this in my blog, tips and tricks about Saving Money in Canada, whether you are a Canadian or an expat.

General personal finance tips are an added and inevitable bonus.

At first, I found strong resistance from the Canadian Brazilian community because talking about money is taboo back home.

However, since I was writing in English, I soon found my tribe of other PF writers (including Mr. CBB and several others already featured here), and I could pursue my goal without feeling like an ugly duck!

What goal? Helping people like I wanted to be helped when I first arrived here.

I’ve been focusing on building my coaching business in the last few months, but now I am back to blogging. Why? Because I miss it!

I miss the sense of community and the feeling of being helpful to a larger audience.

And being part of the MAD from Mr. CBB is a perfect example of what I miss.

So, if you want to learn about financial basics with a foreign accent, grab a coffee and be my guest!

Dan

Fan Budget Brags

I created this spot to showcase readers’ enthusiasm for saving money.

Send me your Budget Brag, and you will automatically be entered into a yearly draw for a surprise gift card.

Open to Canada and USA residents. email: canadianbudgetbinder@yahoo.ca

Hi, Mr. CBB and Readers,

This is my great brag for the week.

We were shopping on Tuesday this week, and a lovely lady asked if we would like to come to Salisbury’s house for a free meal! 

Yes, we said, not looking at the flyer, thinking yeah right.

After a close inspection of the flyer and speaking to a salesperson in the shop we were amazed, yes it was true.

They are opening a new restaurant here in Steinbach and wanted to help staff get organized for a busy and popular place to eat.

We took them up on their offer, arrived promptly at 10:20 am, and were allowed to order anything off the menu.

After breakfast, we were stuffed with 3 cups of coffee, a breakfast meat skillet, eggs Benedict, blueberry pancakes with bacon, and two lemon meringue pies.

What would have cost nearly $70 for the three of us was free!

Thanks, Salisbury House!

Nicola Don.

Spotlight on Finance

I firmly believe that if you can’t afford to pay cash, you can’t afford to buy it.

Some people get in over their heads when they can’t afford something and turn to credit to make a purchase they typically don’t need.

You have to ask yourself how much of an emergency is what you need to buy or can it wait until you save up the money.

An emergency savings fund will bring peace of mind to just about anyone.

I encourage my readers to start saving at least 6 months of expenses where they are easily accessible.

The buy now pay later scheme can get you into hot water just as easily as buying a house over budget or a vehicle over the top.

Think about your purchases and whether you can afford them tomorrow if you were to lose your job or something would happen. 

Your best bet is to save up and pay cash.

Frugal Recipe Pick

Food is a part of any budget and a struggle for many, so it has been vital for me to create frugal recipes for my fans.

I have a second Facebook page, The Free Recipe Depot, where I exclusively share recipes from Food Bloggers worldwide.

Check out the Free Recipe Index on CBB, which is compiled of frugal recipes 100% tested and accepted by family and friends!

This week, I stopped by the blog “A Family Feast” and found this wonderful recipe for Mini No-Bake Pumpkin Cheesecakes that looks delicious.

What I love about this recipe is that it takes no time to make an individual serving size and is frugal.

You don’t have to spend a fortune to enjoy something delectable, and this proves it.

This is perfect for Thanksgiving dinner dessert or to fulfill your inner pumpkin spice addiction.

Cool Pinterest Find

Over at Crafty Lumberjacks blog for under $3.00, Dennis and Andrew created this awesome Spider Web for Halloween out of yarn.

It’s a brilliant idea, especially for the frugal-minded folks like all of us.

Google Search Giggles

Every week, thousands of people visit Canadian Budget Binder because they searched online and found my blog.

Most times funny, Sometimes serious.

• Go into Walmart, throw stuff in the trash, and get it out later– Did I just read that right?
• Husband won’t get a job– Now that sucks for your finances.
• Good evening, romantic read– Haha, ya, that’s this blog. So much love going on here!

That’s all the fun for this week; thanks for dropping by, and we’ll see you all again next Saturday!

Always begin and end your day with a SMILE!

Mr.CBB

Don’t forget to Follow me on Social Media and Subscribe to the blog!

• 7 Reasons People Think You’re Broke When You’re Not
• Makeup And My Beauty Routine Almost Bankrupt Me
• Become Debt Free By Asking The Mirror 3 Questions
• How To Create Thanksgiving Traditions With Your Family

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