How To Pay Your Credit Card Off In 4 Weeks (Free Plan Included) : The Saturday Weekend Review #313

Free Credit Card Payoff Plan

Offering You Free Hope To Build Your Dreams

Wouldn’t it be nice to pay off your credit card in full in only 4 weeks?

Well, look no further because I’ve included a free plan that will help you wipe out your debt forever.

Keep reading for the free plan and I hope you understand just how easy this is for people.

The Miracle On Social Media Street

Often when we are desperate it’s so easy to fall into a trap of believing what someone is saying is true.

There’s one mind-blowing fact that I’ve learned about life and it’s that people are desperate for money and to lose weight.

We want what someone else has because it’s our dream or something we’ve been working towards our entire life.

Maybe you grew up in a poor family or you’ve been obese all your life and you want that miracle so bad you believe anything.

  • I want to be rich but don’t want to work hard or want someone else to do the hard work for me.
  • I want to be slim but have little to no interest in eating healthy or getting fit.

Then comes along someone who says I can make you rich or I can slim you down and you don’t even have to lift a finger.

BOOM. The people are rolling in like ants because it’s that sense of if someone has the magic potion I want in on it.

Sadly, there never will be magic when it comes to money and diets.

What there will be is truth in motivation, hard work, and perseverance to achieve goals.

Let me be clear about one thing, we’ve all at one point in our lives believed someone or something that turned out to be false.

That’s human nature however as technology and our world evolves scams get harder to detect and at times they stare us in the face.

The need to wipe out debt and remove the weight of stress can propel anyone even at the risk of losing everything.

Keto Diet In The Fast Lane

One of the most common online scams I’ve seen lately revolves around weight-loss which is a billion-dollar industry.

The Keto diet has lit up social media and when that happens the goons come out to play or should I say, prey?

The thought of having a better body shape without effort or following a successful timeline as another is like winning the jackpot.

How many of you have seen the comment spammer on Facebook that SO MANY PEOPLE stumble into?

This is how it goes and why I decided to write this post today because I honestly have had enough of the bananas (another word for B.S).

Deceptive Advertising Comments or Spam On Facebook

It will be a photo of a beautiful woman as a Facebook photo to catch your attention but not as thrilling as what she says.

I’ve lost 30lbs in 10 days.

Comment YES below if you want my FREE Keto Meal Plan.

Honestly, it eats me alive when I see these idiots posting comments like this just as much as scam calls about a Microsoft virus on my computer.

And the amount of people that comment YES far succeeds anything I’ve ever seen before and baffles my mind.

Let’s stop and THINK about this for a moment.

  • Who even is this person?
  • What is she gaining from this?
  • There is a URL to a website she provides which most likely includes links to buy something.
  • Is it even possible to lose that much weight in such a short time without doing something such as extended fasting? 
  • Why am I even thinking about clicking on a link such as this?
  • Am I desperate for help that I might fall into the hands of a scammer?
  • Should I be talking to someone I trust instead of a random nobody in the comment section of a Facebook group?

Let’s explore the first question.

Working vs. Volunteering

When you volunteer to do something it’s because there is a greater cause or need for your assistance and it makes you feel good inside.

You want no monetary gain from the service you provide and only want to be thanked for your time and effort.

Typically volunteering lasts short-term or perhaps over a year for an organization even spreading a word.

This is where people can mix up volunteering with working thus almost being preyed upon or even scammed into buying something that did not want to buy.

Whether the service, products, or information provided is true if you were coerced to visit under pretenses to get something free that will end up costing you money, you’ve been duped.

But you’ve only been swindled out of cash because you believe so strongly that the benefits someone else received are what you will get too.

It may be losing weight quickly, paying off debt in a flash, earning thousands of dollars quickly, or becoming an ambassador for a product you have to pay the shipping on.

The Free Results

I went to the URL that she provided throughout the comment section only to find an extensive post about the keto diet.

It was littered with advertising links and it was inaccurate and mixed with a regular diet.

Here let’s look at that free keto meal plan she says you’d get.

Rice, Apples, Whole Grain Bread on a Keto diet is a massive NO.

This has zero to do with keto and more about who has clicked the link to get what they thought was a keto meal plan.

All they got was a keto article filled with ways the owner of the website would make a fortune from people visiting the blog, clicking the link, or even better buying something.

keto diet meal plan

Let’s have a look at how many people believed this person.


Facebook Keto Meal Plan Scam

785 people liked this comment and likely many of them clicked on her link to get her magical keto weight loss meal plan.

The person who is doing this either runs the website or is being paid by the owner to drop these scam links.

Free Product If You Do This

Let’s discuss the free shipping tactic.

The Wish App is a great example of products that are offered for free but you only pay the shipping.

  1. The product isn’t even worth a dollar
  2. You just paid for the product and the shipping
  3. Nothing you got was FREE.
  4. You fell into a trap of making someone else money while they found a way for you to reach into your pocket.

Sadly, most people don’t work for free so whether it’s advice you receive on social media or someone at the grocery store trying to set you up for a credit card that comes with a freebie, there’s always a catch.

What is that catch? Money.

Sure credit cards might have an introductory low-interest-rate offer or zero interest rate but after 6 months it shoots up to 21%.

When you don’t pay your monthly credit card in full and the interest is added on Cha-Ching you just made someone money.

It may not be apparent on the surface but no one works for free, not even me. 

Advertising Business Is Real

When I started this blog, I worked for free as I didn’t have a timeline as I just blogged about our journey.

Most people who are new to blogging think of it as an online journal and that’s about it.

I have to admit that’s basically where I started because I was naive however I did read a Blogging For Dummies book.

What I learned in that book was how to start a blog but I never got around to the financial goal setting part.

It has been 9 years since I started blogging and now this has become a business where I earn a five-figure income.

To be fair I lost tonnes of money over the years by not monetizing this blog the way I should have.

I’ve even been duped by people with advertising I didn’t want or had no idea about.

Blogging Is Not Just A Journal

The thing is blogging is a business that goes far deeper than what you see on the surface. WAY DEEPER.

Advertising is about spreading the word as you’ve seen on this blog and how you choose to interpret it falls in your lap.

Where it becomes fishy is when people sell you a lifestyle or prey upon a weakness you have with sketchy intentions.

As a business such as a blog as it grows so does the cost of managing it and no one is going to do it for free. Nobody.

Do I disclose that? Of course, I do because I’m transparent and I don’t try to pull the wool over your eyes.

Have I always? No, because I was not advertising or did not know that I should have a disclaimer.

There are advertisements and affiliate links throughout my blog many of which I’ve used and reviewed some I have not.

If you decide to click on an advertisement on any website or search engine and make a purchase it’s because you believe in it.

Whether what you just bought lives up to your expectations is another story.

Free At Your Door Step

So, how can you pay your credit card bill in 4 weeks?

  • You win the lottery because a psychic gave you the winning numbers on Facebook
  • Gifts of cash fell from the sky after a wind storm
  • The credit card balance is zero because you haven’t used it yet.

All joking aside I want to send the message out to everyone that we have to be diligent in what we believe especially when it’s Free.

There’s no harm in stepping back and doing research, making phone calls, or talking to someone you trust.

Just keep that in mind the next time you read something that seems too good to be true or someone tries to sell you a financial dream.

If someone is struggling with debt and trying to blog and convince you how to become debt-free think about what you’re walking into.

As the saying goes, if it sounds too good it probably is B.S. or Bananas!

Discussion: Have you ever needed something so bad that you ended up buying it even though it was supposed to be free?

Recent Blog Posts You May Have Missed

mashed cauliflower keto

Below is a recap of the blog posts I’ve published over the past two weeks.

If you haven’t subscribed to the blog make sure to add your email to my list so you get my weekly blog posts and access to my Free Budget Resources Library.

Plus, now I also release a bi-weekly newsletter that comes straight to your email only for subscribers.

You’ll find exclusive updates about the blog and CBB home life including photos and exclusive contests.

Seasonal Frugal Recipe Box

beef stew recipe

I asked myself what types of recipes would I like to try and make in the CBB kitchen and one of them is the beef stew.

Come Fall the comfort food recipes including all things pumpkins start ramping up on Pinterest.

Catalina from Sweet and Savoury Meals has this How To Make Beef Stew recipe and video I think you’ll enjoy.

Not only is her stew stunning looking it’s darn easy to make without lots of steps involved.

Have a look for yourself.

Do you like beef stew? Leave me your comment below.

Frugal Fall Tips

We love to decorate for the different seasons and already have our front porch decorated for Fall.

I share some exclusive shots in my next weekly newsletter so you can see what we’ve done.

This pumpkin idea seemed pretty cool to me and perhaps inspire you to do other craft-like things on your pumpkin.

I wonder what we might do? Hmm.

decorated pumpkin

CBB Motivational Corner

seasonal quote

Home And Blog Update

Canadian Budget Binder

Home Update and Blog Update

There’s not been much action on the blog apart from me updating old posts and recipes for Search Engine Optimization.

It’s a big job and I’m taking it on slowly and this is part of the major problem of me not understanding how to blog when I began.

Like I mentioned above there is far more to blogging for business if you want to earn an income than just typing what’s on your mind.

At home, I’ve been cleaning outdoors, raking leaves, and slowing filling our organic bin with garden debris each week.

Our front porch has transitioned to Fall decor and it seems as if a raccoon felt the need to eat our ornamental corn. Haha!

I’d love to see photos of your Fall front porch to feature on CBB.

Send me your photo with you sitting on your porch (to prove it’s your house) to my email with your permission to use it on my blog and to share on Facebook.

I’ll pick my top 5 and host a contest for a President’s Choice Gift Card.

The contest ends on October 31, 2020.

That’s all for now. Subscribe to the blog to learn far more about the CBB family when I share my bi-weekly newsletter that is not published on the blog but sent to your email.

Be Well,


Saturday Search Term Giggles

kermit the frog

These are keywords that readers typed into their search engine and landed on this blog.

I get thousands of these every single day and pick some of the best to feature right here.

  • Go Back To Sleep Silly – Ok, thanks for thinking of me.
  • Rule of Thumb For Grocery Shopping – Hm, I’d like to know too
  • Thick Date – What about the rest of the square?
  • Cheapest Meat in Ontario- Vegetarian
  • Costco People- Oh, Oh is there now a People Of Costco just like a People of Walmart?

Thanks for your continued support of CBB and for listening to me ramble about our financial journey.

I’ll see you back here in two weeks for the next edition of The Saturday Weekend Review.

Be well,


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