grocery game monthly challenge

5 Healthy Office Snacks you should stock for cravings : The Grocery Game Challenge #4 June 22-28,2015

5 HEALTHY OFFICE SNACKS YOU SHOULD STOCK FOR CRAVINGS HEALTHY SNACK IDEAS FOR ADULTS

 

Are you wondering how to eat healthy at work? Easy! A healthy eating plan is a must so bring a nutritious lunch plus office snacks that won’t attack your waist-line and budget.

Office snacks are probably one of the main reasons people gain weight when they don’t want to especially if they are unhealthy snacks being consumed.

Whether you get in your car to drive to the office or you work from home in an office environment like many of my freelance blogger friends, eating snacks will be a part of your day.

My friend and personal finance blogger John over at Frugal Rules just posted his amazing transformation “How I lost 100Lbs” and he works from home. He has learned just how important eating healthy is and working out.

Empty calories add up over time so it may not happen after one office snack but you keep eating chips, chocolate bars, cookies or other office snacks brought in by your fellow workers and you may just wish you held back a little.

Working in an office environment has provided me with insight into what happens when those snack cravings hit. If I were to give in to all the temptations around me I’d be working out even longer but I don’t want to do that.

I eat all foods in moderation which means I like to have snacks like everyone else but they have to be healthy snacks especially when I’m at work. When I’m at home I may indulge in something a bit more naughty once in a while but it’s not often.

Snack breaks at work are not like those cheesy commercials that suggest the snack attack will happen at 3pm so grab a chocolate bar to satisfy the craving. It’s the WORST thing you could do.

Nothing like a sugar high then a sudden crash where you want to go for a nap. I’m not sure if many businesses in Canada offer nap time for their employees after a big meal or sugar-filled snack. (If they do you work for a pretty awesome company, I might add)

I don’t judge anyone at work by what they choose to eat as it’s none of my business. When it comes to leading a healthy lifestyle focus on what goes into your body to help you fuel the day and less worry about what others are doing.

What I do care about is ME!

 

Office Snacks fuel the day

 

I’m not a nutritionist so I’m not here telling you what your best snack selection is but what I will share with you are some healthy snacks my wife and I would bring to work.

Depending on your diet  and grocery budget you may require something different so always base your office snacks around what your body requires. Also, ask your doctor or nutritionist for recommendations if you are struggling as I’m sure they will have plenty of ideas.

Since both my jobs keep me on the go all day when I retreat to the office setting that is when I feel my stomach rumble. Not everyone is like me which means you might stash snacks in your purse, pockets, jackets etc. so you are prepared wherever you are in the office setting.

Healthy office snacks are always going to be your sure winner. Not only do they keep you alert and ready to conquer the rest of the day they won’t wear you down. One of the most common complaints of office workers is the lack of exercise they get and potential for weight gain especially if they are sitting all day.

My wife and I both have worked in office environments and know this feeling all too well. Over the years we’ve had to come up with office snacks that fit our budget and that were delicious.

The last thing you want to be doing is snacking on cardboard wheat breads to satisfy a craving or to relax after a busy day. You might as well just dunk your head in a bucket of water because they are so dry and boring.

When I’m at work I like to take at least 2-3 office snacks with me every shift. I work long shifts however I don’t often get a chance to eat at regular intervals sometimes not at all.

Having office snacks stashed away for a quick bite has saved me on more than one occasion. I know my wife gets a bit upset when I come home with my lunch untouched but there are days where I simply don’t get time to eat a proper lunch.

I’m not one for eating lunch on the go either. I like to sit down to enjoy my hot meal because that’s what I typically bring. I’m not a sandwich type of guy.

My wife on the other hand would rather snack all day then have a proper lunch. We are a bit different that way but I think everyone has different eating habits while at work.

When we are home or have the day off from work our eating is different but It’s mainly because you don’t have the pressures of deadlines or projects on your shoulders.

 

Office Snacks Monster

 

One of the pitfalls of working in an office is vending machines. Almost all vending machines are placed in office environments as well as hospitals.

If you are lucky your office has a cafeteria like mine does so it makes getting office snacks on the go a bit easier but if all you have is the vending machine, beware.

Not only are vending machine snacks typically unhealthy they will cost your budget some big dollars. The price you pay for convenience and pre-packaged single servings are always higher than packing an office snack at home and bringing it with you.

Now that the hot weather is here creating easy summer snacks to enjoy outside at work or in your office is easier with seasonal produce. That means if you love watermelon, pineapple and other summer fruits you can enjoy munching on a container for a quick afternoon refresher.

When I think up snack ideas for work though I like to bring along good protein snacks. Why? Well protein seems to fill me up so if I pair it with a fruit it seems to keep my blood sugar from spiking and falling.

This might not happen to you but I can certainly feel it with my body. One idea is to bring along hard-boiled eggs as a quick protein snack.

I’m not a huge fan of those commercial protein or health bars but on ‘occasion’ I may enjoy a protein bar such as Quest or Chef Robert Irvine Fortifix Fit Crunch Bars. Calorie intake may be higher than 200 calories for bars so beware.

I always read the nutritional values on the packaging. I aim for high protein, low sugar most times. Check your local health food store or you can order almost all protein bars online shipped right to your door.

Fruit has natural occurring sugars so beware however you should consume fruits every day according to the Canadian Food Guide.(<<Download for Free)

For males it is suggested we get 8-10 servings per day and females 7-10 servings per day.

Canada Food Guide

I also aim for low-calorie snacks so I’m not eating all my daily calorie intake just in snacks. That is super easy for me today especially if it’s a sugary snack from a bake sale or something a teammate has brought in and voluntarily sits on my desk.

My aim is to eat snacks that are less than 200 calories each and that are relatively healthy so I’m not busting my butt harder than I have to working out.

I guess the good thing is I’m not always at a desk and it’s just used for paperwork purposes.

So, what do I bring? Below are a my top 5 office snacks.

 

 5 Office Snacks that pack a punch!

 

  • Hard-boiled eggs
  • Baked Chicken Breast, Can of tuna or other protein
  • Cheese cubes and yogurt
  • All fruits- I like Bananas, apples, watermelon, blueberries, raspberries, blackberries etc.
  • Protein bar or Almonds, raisins, walnuts, peanuts, (mixed nuts)

What are some of your favourite office snacks that keep you going throughout the day? If you are retired or no longer work what are some office snacks you used to bring with you?

 

June Grocery Game Challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

Join in the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post… here are the GGC rules!

 

Grocery Saving Tips

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

If you are a foodie like I am you will enjoy going through my Free Recipe Index where recipes from CBB Home Chef Nicola Don and myself are shared every Sunday on the blog. Check it out!

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $240 per year or $25 per month.

Walmart

  • 2x 2% Milk 4L $3.97- Gift Card

Total out-of-pocket: $7.94- Walmart Gift Card =$0

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00
  • Total Grocery Budget with any carry-overs $206.91
  • Total Gift Cards used to date: $7.94
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 99718
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $1.50
  • Zweet to date: $6.50
  • Cart Smart to date: $0
  • Checkout51 to date: $4.50

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

  • Total to spend this month $235-$28.09 (over May) $206.91
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00
  • Stockpile budget used this month: $25.00
  • Total coupons used this week: $0
  • Total coupons used to date: $26.50
  • Total in-store discounts this week: $0
  • Total in-store discounts to date: $539.38
  • Total spent this week: $0
  • Total spent so far this month: $235.67
  • Total over/Under spend this shop: $28.76 over
  • Total over/Under spend for the month: $28.76 over
  • Total left to spend for the month: -$28.76
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67

Weekly Overview (your final thoughts):

Like we anticipated we didn’t need anything but milk this week so we used some money from a gift card at Walmart that we had. I received it when our son was born as a gift from a work mate.

 

 Canadian Coupons Found This Week

 

Since we have my parents here I haven’t taken the time to scour the stores or check out the coupon board at Zehrs for coupons.

I’ll hopefully have more to report next week once we do our next shop now that my parents are gone and life gets back to normal.

Here are some great places you can find Canadian Coupons!

June 2015 Canadian Coupons GGC

Frequently Asked Questions

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile Save.ca app joining forces with the many apps that are already out there.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general. If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Name Your Store: i.e. Superstore (Canada)
    Total Coupons Used: $1.92+ 1.16 + .68+ 2.15 + 1.73+ 3.84 +1.98 +1.61 + .57 =$15.64 (superbucks)+ $3.59 cookie coupon=$19.23
    Total Out Of Pocket: $5.99
    Gift card- $2.81+10.93+$0.76+ $13.62+7.04+4.83+1.86= $41.85
    PC points- $20.00+ $20.00 + $100+ 30+20+ 20 = $210
    plastic bag rebate- $0.02+.02+.02= $0.06

    month of June- 1-30 June 2015

    coffee creamer-$4.99
    coffee creamer (1400 PC pts)-$2.99
    cheddar cheese-$5.79
    brussel sprouts 2/$5.00
    reduced produce- $0.99
    reduces produce- $1.49
    sweet potato $1.58
    eggs $2.79
    4 L milk- $6.09
    ice cream-$3.99
    Bacon 4 @3.99 (1500 PC pts )$15.96
    reduced mini naan bread $1.69-.$.85 (400 PC pts)= $.84
    naan bread 2 @ $1.99 (800 PC pts) = $3.98
    BBQ sauce 3@. $.89= $2.67
    4 L milk- $5.99
    bananas- (200 PC pts)= $1.96
    mushrooms ( 600 PC pts) = $3.00
    $100.00 gift card
    cookies – $3.59
    eggs 3 @ $2.79= $8.37
    cheese 2 @ $4.99 = $9.98
    sweet potato ( 200 PC pts) $1.78
    stew pack vegs $4.49
    whole chicken $7.38
    whole chicken $6.88
    4L milk- 5.99
    marmalade- $2.29
    flakes of ham 2 @ $0.99 = $1.98
    4 L milk= $5.99
    cheeze whiz 2 @ $2.84 = $5.68
    cheeze whiz =$2.84
    reduced produce 6 @ $1.49 =$8.97
    reduced produce = $.99
    cheese 2 @ $ 4.79 = $9.58
    eggs 4 @ 2/$5.00 = $10.00
    4 L milk – $5.99
    bagels reduced $3.59- $1.80 = $1.79
    mini naan bead 3 @ $1.69 =reduced –$2.55 ( 1200 PC pts ) =$2.52

    Name Your Store: i.e : Upham Family Outlet (Canada)
    Total Coupons Used: $
    Total Out Of Pocket: $3.74

    salad dressing $0.75
    cream of wheat $1.99
    tomato sauce $1.00

    Name Your Store: i.e. Bulkbarn (Canada)
    Total Coupons Used: $5.00
    Total Out Of Pocket: $21.59+1.59=$23.18

    Yeast & candy= $21.59
    yeast $6.59

    Name Your Store: i.e. Sobeys (Canada)
    Total Coupons Used: $0.00
    Total Out Of Pocket: $0
    Gift card- $8.54

    corn chips – $0.50
    bananas- $1.47
    4 L milk – $6.49

    Name Your Store: i.e. Masstown Market (Canada)
    Total Coupons Used: $0
    Total Out Of Pocket: $3.99

    donuts $3.99

    Overall for the month of June

    $36.90 out of pocket
    $24.23 coupons (coupon and star bucks)
    $50.39 gift cards (I use my PC points and Air miles to buy them )
    $210.00 PC points redeemed

    Do the above for each receipt you have then copy the template below and paste it to the bottom of your shop so we can see your results.
    Points Overview (add any other sections you need to show us your savings)

    Total Grocery Budget for the Month: $216.67 (averages $50 week)
    Total Grocery Budget with any carry-overs $

    Total Gift Cards used to date: =$76.08+$6.46=(25-31 May)=$82.54 + $50.39 (month of June)= $132.93
    Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)

    Snap Groupon to date: $0
    Zweet to date: $0
    Cart Smart to date: $0
    Checkout51 to date: $0

    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

    Stockpile budget 2015 ($0.00): $0
    Stockpile budget used to date: $0
    Total coupons used this week: $24.23
    Total coupons used to date: $9.73+24.23 (moth of June) =$33.96
    Total in-store discounts this week: $0.00
    Total in-store discounts to date: 0.00
    Total spent this week: $0
    Total spent so far this month: $36.90
    Total over/Under spend this shop: $
    Total over/Under spend for the month $216.67-$36.90 =$179.77

    Total left to spend for the month : $353.02+$216.67 June=$569.69-$36.90 (spent in June)=$532.79

    Total Spent To Date 2015: (does not include stockpile budget) $730.33+ $36.90 ( month of June)=$767.23

    Weekly Overview (your final thoughts): a lot of the same things went on sale this month…and we took advantage of it Smile

    I find that separating discounts from regular price too difficult..so have decided not to worry about it.
    For at least the next few months, I am posting our food purchases monthly.

    • Hi Kathryn,
      So you buy gift cards with your points? I didn’t know you could do that with PC Points. I have about 1000 Air Miles with my wife we need to use up. We aren’t really into Air Miles as we just don’t shop at Metro enough. The milk you buy for $6.49 is that a special milk? What do you mean about posting food purchases monthly? Are you heading back for winter? You get ballot 6. 🙂 Mr.CBB

      • Hi Mr. CBB,
        Yes, I buy a gift card with my PC points. This way I don’t need to spend $20, and then in increments of $10, when buying groceries. I do the same with my Air Miles. Here, we use our Air Miles at Sobeys. Unfortunately, that was the price for the regular milk…at Sobeys.
        I had been posting our grocery purchases weekly, while we were in Australia, but we have been very busy (and tired) while home in Canada…so decided to just do a monthly update.
        No..we are staying home for the winter this year…lol…need to buy all new winter clothes. 🙂

        • That will be a change for you staying home. Maybe that’s all it will take to push you back to Australia for the winter lol. Ok, if you want to post monthly feel free. It’s your grocery budget and how you shop is your choice. Will you be making more jam if you can get some more deals on berries? I have tonnes of apples to give away for free here. 🙂

  2. Our weekly budget is $125 a week making this month $500
    Co-op
    $2.65 oop
    $4 coupgon app
    Save on foods
    $6.60 oop
    $3 coupons
    Superstore
    $24.08 oop
    $17.46 coupons
    Sobeys
    $40.50 oop
    $2 coupon
    Walmart
    $47.50 oop
    $46.49 coupons
    I got things that had coupon value of $7, $5 and only paid tax on a few items.

    $121.33 weekly total oop
    $72.95 weekly total coupons
    $445.13 monthly total oop
    $201.29 monthly total coupons
    $3242.94 yearly total oop
    $1048.27 yearly total coupons

    Wow! Big milestone so far for coupons this year!!!!
    We are under this month which will help this summer as we seem to always go over so it should balance out in the yearly total.

    • Hi Juanita,
      You always rock the coupons. If you ever see anything for Enfamil or Enfagrow let me know I could use the coupons. I keep seeing people with FREE FPC for Enfagrow or $15 coupons that we would LOVE! I might write a post about your coupons usage. We hardly use them anymore but we don’t really buy like we used to either. You’re amazing! You get ballot 5. Mr.CBB

      • Hey Mr.CBB
        I seen someone post about some formula coupons but not sure which cause I must have missed it. But I will keep my eyes open for you!!
        Yes I have been able to use a tonne of coupons this year. My stockpile is pretty big downstairs and I have been trying to make sure that we are set for awhile on staple never go bad items that will only get pricier as time goes on! lol lets hope we never have to move anytime soon!
        Juanita

  3. Christine Weadick says:

    Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $240 per year or $25 per month.
    Foodland #1
    3 packs pasta @1.00
    4 x1l chocolate milk @1.00
    6 cans pasta sauce @1.00
    Bananas -.74
    1 ice cream -3.00
    2 Cheerios @3.49
    1 lb ground turkey -4.49
    2 4l milk @4.88
    1 case ginger ale -5.99
    1 pack ground beef, lean -6.22
    Tax -.78
    Total OOP -$50.96
    Foodland #2
    4 cans tomato paste @.59
    2 cans pasta sauce @1.00
    2 1l chocolate milk @1.00
    Bananas -.71
    1 yogurt -2.99
    1 W\W bread -3.19
    1 bagels -3.99
    1 4l milk -4.88
    2 Powerade@1.66
    1 jug water -5.49
    Tax -.43
    Total OOP -$31.36

    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 11250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $22.00
    Cart Smart to date: $0
    Checkout51 to date: $19.00
    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)
    Total to spend this month $650.00
    Stockpile budget 2015 ($25.00): Jan$22.20+ Feb$24.50+ Mar $22.18+ Apr $18.32+ May $40.95+ June$
    Stockpile budget used this month: $14.16
    Total coupons used this week: $0
    Total coupons used to date: $99.40
    Total in-store discounts this week: $0
    Total in-store discounts to date: $82.82
    Total spent this week: $82.32
    Total spent so far this month: $617.44
    Total over/Under spend this shop: $47.18 under
    Total over/Under spend for the month: $
    Total left to spend for the month: $32.56
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ April $515.95+ May $621.33+ June $
    Weekly Overview (your final thoughts): I really don’t gave much for week 5. There were some good sales this week with dollar days at Foodland. The chocolate milk is actually cheaper than buying white with the sale. Worst case I am over for the month but I can get back on track even if it takes me a month or two to do that.

    • Hi Christine,
      I think you should invest in a chocolate milk making cow for your back garden lol. You did find some good sales. You have one more week left and even if you do go over it won’t be by much. Do you BBQ quite a bit in the summer? You get ballot 5 Mr.CBB

  4. Great snack ideas. I definitely like to bring fruit to work, a water bottle, and sometimes homemade oat bars. And I love that you incorporated Canada’a Food Guide! 🙂

    COSTCO
    Baby Wipes, Sale $20.49 (reg $26.49)
    Squirrely Bread (2), $6.29
    Wheat Thin Crackers (6X300g pk), $7.79
    Strawberries (2lb), $3.99
    Salmon ($8.90/lb), $24.29
    Skim Milk (4L), $4.45+ $0.25 ef + $0.25 deposit
    – In-Store Discounts: $8.00
    – Total OOP: $92.38

    SUPERSTORE
    4 Goldfish Crackers (227g), Sale $1.97ea (reg $3.17)
    McCafe Coffee (950g), $18.98 + 2000 Pts
    Buttermilk (4L), $3.99 + $0.08ef + $0.25 deposit
    2 Dozen Eggs, $2.64ea – $1off WUB2
    Carrots (2lb), $1.97
    Red Peppers (4), $2.46
    Tomato ($0.99/lb), $1.19
    Bananas, $2.31
    Cucumber, $1.68
    Pineapple, $1.95
    – In-Store Discounts: $4.80
    – Coupons Used: $1.00
    – Total OOP: $47.13

    SUPERSTORE
    Homo Milk (4L), $3.57 +$0.08ef +$0.25 deposit
    – Total OOP: $4.10

    WALMART
    3 Gerber Puffs, Sale $1.98ea (reg $3.17) – 1FPC WUB2
    2 Gerber Yogurt Melts, Sale $3.50ea -$1off WUB2 – $1 Checkout51 WUB2 (reg $3.87ea)
    2 Granola Bars, Sale $2ea -2x$1off (reg $2.97)
    Infant Toothpaste, $3.38
    – In-Store Discounts: $5.06
    – Coupons Used: $7.17
    – Total OOP: $15.61

    OVERVIEW
    Monthly Grocery & Health/Home Budget: $500
    Total Budget with carry-overs $500.00
    Gift Cards used to date: $34.07
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 4100
    Scanning Code of Practice (SCOP) to date $0

    COUPON APPS:
    Checkout51: $11.50
    Zweet: $2
    Snap Groupon: $0
    Cart Smart: $0

    GROCERY SHOP THIS WEEK
    Stockpile budget 2015: $225
    Stockpile used this week: $0
    Stockpile used to date: $96.74 (Apr$22.79+May$53.45+June$20.50)
    Coupons this week: $8.17
    Coupons to date: $78.47 (Apr$20.49+May$49.81+June$8.17)
    In-store discounts this week: $17.86
    In-store discounts to date: $231.05 (Apr$36.17+May$82.65+June$112.23)
    Total spent this week: $159.22
    Total spent so far this month: $399.47
    Total over/Under spend this shop: $59.22 over
    Total over/Under spend for the month: $
    Total left to spend for the month: $100.53
    Total Spent To Date 2015: (not including stockpile budget) Start Apr: $1,219.48 (Apr$416.16+May$404.75+June$399.47)

    Weekly Overview:
    Need to pay closer attention when I shop! Accidentally bought buttermilk instead of homo milk for the little guy, so had to go back and get the right one later. Then planned to get the Checkout51 coupon for gerber puffs, but realized after I got home that I didn’t buy the right flavour to qualify. Ugh. Spent more than normal on puffs and baby snacks, because we’re headed on a roadtrip next week. Treats for baby and sanity for mommy & daddy 😉 We were quite a bit over this week, but it all evens out as we were quite a bit under last week. I also need to step up my game with SCOP. Could have had 2 free items, but just felt too shy to speak up and would have only saved $2. *sigh*

    • Hi Megan,
      Thanks! So many people forget about the guide and it really is a source of information that we all should be aware of. Ah, that’s a good point. If we aren’t paying attention and get the wrong item we have to waste time and petrol to go back to the store. We never buy buttermilk. I just make it by adding a bit of vinegar to 2% milk. We haven’t bought our son the puffs and aren’t sure if we will. Why did you choose to start buying the puffs? Our son likes cheerios and Baby Mum Mums once in a while. He loves tonnes of fruits though. Tonight he had about 15 mulberries from our tree. Please don’t be shy to speak up. If you are shy in the cash line go to customer service after and they will help you there as well. Most times people get worried about what everyone behind them in line will say. Don’t worry about that. If anything you will teach them something new they didn’t even know about. Keep up the great work. You get ballot 19. Mr.CBB

      • We got started on the puffs before we were confident that he wouldn’t choke on cheerios (they dissolve in his mouth) and now we still use them to add variety to his Sunday Service snacks…keeps him entertained and *somewhat* quiet. We also do lots of Cheerios, mum mums, homemade oatmeal cookies, and arrow roots. I’ve never taken fruit to church, because I figure it could get pretty messy…although fresh blueberries might be a good idea.

        • Oh, our son eats Cheerios like they are going out of style.. no problems at all. I wonder if it’s even worth getting the puffs? We have a $1.00 off coupon and there is another $0.75 with a coupon app this week so maybe we will try a container for him. What is your recipe for the homemade oatmeal cookies?

  5. Angela Mainse says:

    Week 4 – June 21 – 27

    • Grocery budget to work with in June: $250 as a 5 week month for groceries (Translates to $50 weekly)
    • Total coupons used this week: $0
    • Total coupons used to date: $37.53
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $10.75
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $200
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $3.66
    • Total student discounts to date: $117.57
    • Total tax savings RCSS this week: $.65
    • Total tax savings RCSS to date: $11.98
    • Total spent this week: $48.10
    • Total spent so far this month: $211.95
    • Total left to spend for the month: $38.05
    • Weekly carry over: $0
    • Total in carry over jar: $53.90
    • Total Spent To Date 2015: $1551.65

    RCSS: chips 3/$5, deli meat 2.14, less taxes .65: total paid 7.15 rounded up 1 cent

    Winners: Coffee clearance 4.00: paid 4.00

    RCSS: Goldfish crackers 1.98, Quaker Oat Squares 2 x 2.50, granola bars 1.98, Heinz mustard 1.00, BBQ sauce 2 x 1.00, milk 3.97, Black diamond cheese slices 2 x 1.99 (PM), Cavendish fries 2.2, NN frozen green peas 4.87, NN vanilla ice cream large bucket 4.48, 3 pk English cucumbers 1.98, baby carrots 1.49, grape tomatoes 3.98 bananas 1.95 less 30%, tax .23, less student discount 3.66: Total paid 36.95 rounded up 2 cents

    It was a fine week. I am still trying to build up the coffee grounds to have some on the pantry shelf, hubby requested frozen fries for when I am away at my sisters. My son requested the chips for my hubby on Father’s day. Came in under the 50 week and gained more ground to staying on budget this month. I have 38.05 to work with for next week. I can do that since we need travel snacks for my son and myself and hubby only really needs burgers, broccoli and lettuce. I started on the travel snacks for us this week with the goldfish crackers and granola bars. What he and I will need is some fruit that’s easily portable that he enjoys… like raspberries, blueberries and grapes.

    It is strawberry season and I need to work in a 4L basket to get picked to add to the freezer. I would rather get 3 or 4 baskets, but that isn’t in the budget this year. I know that will cost me $11 of next week’s amount. If I decided to go with 2 baskets, which I really might, then I still have over $100 PC Plus points that I can redeem. The strawberries are really important to my son’s smoothies throughout the year. Smoothies are a way of life and a huge source of nutrition for us.

    The tub of ice cream seems to be frivolous, but it is the super huge container and I am having my son’s birthday party with his friends this Saturday before everyone disappears for the summer. His birthday is really the middle of July, but so many people travel, we thought this may be easier. This is the first time we have tried this in June for him. I am making cupcakes for it and still need to pick up icing since I am not great at making it. I will bake the cupcakes soon!

    Overall, I am alright with this week. A little low on the fruit aspect, but I tried to maximize what I could.

    • Hi Angela,
      Ha, that’s awesome that you found a deal at Winners for your grocery budget. Awesome! You are the smoothie family of this world. I don’t think I’ve ever met a family that has as many smoothies as you all do However that is so healthy. What got you started with the smoothies? Great shop this week. You get ballot 18. Mr.CBB

      • Angela Mainse says:

        I really don’t recall what got me started on smoothies, I’ve just always done them, even when growing up and the rest of the family wasn’t as interested. I got my hubby into it, but many times he can take them or leave them. Our son is a direct reflection of me, however I have to limit him to one a day since he could drink one at every meal lol. It’s no wonder one of his favourite takeout places is Booster Juice. We go perhaps once a year. Theirs are of course richer and full of more calories than mine with the frozen yogurt they use and far more expensive. I tend to focus on just fruit and ice. Sometimes milk. The odd occasion yogurt.

  6. I’m a big fan of cashews and bananas while I’m at work. The banana is usually the morning snack about 2.5 hrs into my day and the cashews take me thru the afternoon a couple at a time. Gotta be careful if you’re counting calories cashews are deceivingly dense in calories.

  7. Christine Weadick says:

    It’s been a while since I have had to bring anything in to eat at breaks but my sister-in-law would bake and take things in to work so she wouldn’t be tempted to eat it at home. She loves baking but doesn’t need the calories.
    Closest we have been lately has been hubby’s appointments in London. There is a vending machine by our waiting area but we took one look at the prices and said no way!! Right now we go every 12 weeks so it is no big deal. My usual routine is to head downstairs to the Timmie’s once hubby gets his blood work looked after and we are waiting for the pager to go off so we can see the doctor. I have time to get us each a cup of steeped tea and maybe a muffin each. As an occasional treat it’s fine but I would re-think it if it was daily.

  8. Thanks for the mention Mr. CBB, I really appreciate it! I’m very thankful to be working from home for the very reason of not having to deal with snacks being brought in. In every office setting I’ve ever been in there was almost always something brought in and when you can’t avoid the temptation PLUS you’re sitting all day it can be a bad combination. Thankfully I can control what comes into the house. 😉

    • You’re right John as it happens all the time where I work. It’s hard to say no when they put it in front of you and stand there until you take a bite haha!

  9. Mary F Campbell says:

    JUNE – Week #4 of 5- June 22-28, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    =============================================================================================

    REMARKS FOR THE WEEK:

    Hubby did take advantage of a Safeway rain check we had for: 4 Signature Café Pizzas priced @ 2 pizzas for $9.00.

    I am still not really eating proper meals – just canned fruits and yogurt mostly… so the pizzas will get hubby a dinner other than wieners or Kraft dinner since those are his usual fall backs when I am not eating.

    =============================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Safeway – Maple Ridge

    4 Signature Pizzas @ (2 for $9) = $18.00

    •Total OOP: $18.00

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $0.00 Rain Check Savings on this shop **

    =============================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE SEPTEMBER!

    =============================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 = 90 Points

    =============================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June (trf $10.00 Xmas Reserve+$36.44 to Summer + $6.56 trf to Re-Stocking Reserve + $30.00 trf to Borscht Reserve + $0.00 trf to US Reserve +11.98+$4.69 points redemption+$23.08+$2.99+$5.98+4.69+$11.93+$18.00= $166.34)= $1,163.34

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00 = $1,140.00

    •Total Over/Under on Year-To-Date Grocery Budget: $23.34 OVER

    =============================================================================================

    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 = $54.98

    =============================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 = $430.00

    =============================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00= $500.00

    =============================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00= $185.00

    =============================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44= $211.44

    =============================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,140.00 Grocery Budget JAN-MARCH
    $ 54.98 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($388.94) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 54.98) Set in a reserve to offset Redeemed Points
    ($ 558.43) Actual CASH SPENT

    $ 23.34 OVER FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE

    $ 54.98 Total $ Value of Points Redeemed

    So far $1,140.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $430.00 Freezer Re-Stocking Fund
    $500.00 Borscht Fund
    $185.00 Holiday Season Fund
    $211.44 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,326.44 … that is a $937.50 carry-forward from 2013 & 2014 and $388.94 in NEW 2015 savings.

    This also means that with $190.00 to start JUNE less $83.00 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $107.00 less an overage carried forward from MAY for $47.00 less plus an additional $0.00 saved in our US grocery reserve, we opened the month of JUNE with $60.00 available to spend on the Canadian side of the border PLUS we have spent $83.34 on our groceries (cash & points) so far this month and have a surplus of $23.34 OVER for the month of JUNE.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $54.98. Available as an offset, we currently have $54.98 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop currently scheduled for SEPTEMBER!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    =============================================================================================

    The valid rain checks I hold are as follows:

    Safeway

    2 Boneless, Skinless Chicken Breasts @ $12 ea- Good ‘til July 4/15
    6 Skippy Peanut Butter @ BOGO – Good ‘til July 11/15
    12 Soft Drinks @ BOGO – Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 – Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea – Good ‘til Sept 14/15

    =============================================================================================

    • Hi Mary,
      I was looking at your reserves and they sure are building up since 2013, wow. Good for you. Sorry to hear you aren’t feeling your best yet. I hope that happens for you soon. Your husband picked up his favourite pizzas on sale so that will give him some variety. Sending you good vibes Mary. You get ballot #15. Mr.CBB

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