ONLINE PRICE COMPARISON SITES CAN SAVE YOU TONNES OF MONEY
If you love to budget and want to learn how to save money then the fact that I love to compare sites will come as no surprise to you.
When I lived in the UK there were many comparison sites where you could compare and select the best choices for just about everything.
Anything from the cost of socks to which domestic gas supplier you choose and which home insurance covers the damage if the gas supplier was a bad choice.
It was available online and you could compare prices so you saved the most money available.
Using Price Comparison Sites In The UK and Canada
There are comparison sites for just about anything that you want to spend money on and they are waiting for you to compare.
After moving to Canada there didn’t seem to be anywhere near the number of choices of utility companies, insurance companies etc.
That is until I started looking into insurance quotes for my first Canadian car which started out a disaster.
Or so I thought
My Outrageous Car insurance Quote In Ontario
I phoned just about every Ontario insurance agent in our local area and was disappointed at best and totally disgusted at worst with the quotes they were offering me.
One quote I received for 1 year of car insurance was in excess of $6,000, which was utterly ridiculous.
I’d held a valid UK driving licence from a young age, never had a crash or even a speeding ticket.
My previous insurance company in the UK even furnished me with proof of 10 years NO CLAIMS DISCOUNT certificate, which basically states I’ve never claimed on the insurance.
So, why was the insurance rate so far from reasonable?
I don’t know, but it wasn’t a true reflection of my driving skills, it was more of a money-making scheme, or at least that’s what it felt like.
What I don’t understand is that the Canadian government was perfectly happy to allow me to do a straight swap from my British driving licence to a full Canadian licence with no extra testing.
Why on earth would the insurance companies I called deem me to be a potential disaster on the roads?
I’m happy to say I did find a Canadian insurance company that would honour my UK no claims discount and I’ve been happily insured with them ever since.
The whole insurance process took me through the wringer and I gave up using agents as such and tried my hand at dealing directly with the insurance company.
Price Comparison Sites Canada
Trawling the internet also revealed a small but evolving community of comparison sites in Canada.
There are loads of sites in the UK and in the USA but not so many in Canada.
That may be due to the lower population density, but I’m always open to other opinions.
Now back to the comparing, when it came to getting ourselves a mortgage I used a Canadian mortgage comparison site.
Not long after that, we were happily signing the paperwork and the rest, as they say, is history.
The thing to remember is that you have to do the legwork in order to find the deals.
I’ve searched the web for some of the best comparison sites in Canada so we could save our family money.
Every dollar you save means you can put money towards debts such as paying off your mortgage, credit cards, personal loans and more.
Why wouldn’t you look for the best price available to you?
It would be like throwing your hard-earned money out the window.
Best Price Comparison Site For Canadian Groceries
I’m sure almost everyone who has the Flipp.com App on their phone will tell you that it is the best price comparison site in Canada for groceries.
Flipp offers you local weekly ads, coupons and deals in your area and compares prices to each grocery store.
Today, our team is committed to helping people live a more affordable life. We are on a mission to make Flipp the central destination that will help consumers across North America find value and save money.
With over 50 million downloads in Canada and across the US, 1 million product views per minute Flipp is the number one grocery price comparison app.
Related: The Ultimate Grocery Shopping Guide For Canadians with over 300 Money Saving Articles.
Comparing Canadian Gas Prices
The gas tanks are another budget guzzler so I’m always on the hunt for the best prices on gas in our local area.
On a more week to week basis I use ontariogasprices.com to comparison shop local filling stations.
That way I can take full advantage of the lower prices at each garage and save myself a little at the pump every time I fill up.
There are other sites but it seems to be harder to track them down unless you’re prepared to spend hours surfing the net.
Comparing Prices OnHousehold and Electronics
During my brief Canadian adventure, I’ve also had to return to the internet to compare many other things such as TV’s, Computer equipment, household appliances, car parts, in fact, quite a lot.
There are some sites that are certainly well put together and keep up to date in order to give the customer an accurate picture of what is available out there.
Retail giants like Amazon.ca or Walmart.ca often don’t compete as well as some of the other names out there so always hitting the same sites may actually be costing you more than you think.
Just in case you need to shop for household items you can visit, shopbot.ca who compare just about everything you can put inside a house.
This can narrow down your search, but I tend to find I’m looking at different model numbers, so I try to narrow my initial search by make and model number.
Once you have your results you can narrow the possibilities even further to specifics such as colour and size for example.
Another thing to consider is paying for shipping as opposed to spending time and gas to pick it up.
These days almost all online outlets offer free shipping when you reach a certain dollar threshold so it’s still very competitive.
I can remember a specific electronic item I was looking for and found that my local ‘The Source’ shop had it and was only 10 minutes away.
Review Of Comparison Sites
Price comparison sites can and will save you money on a purchase but also time which is valuable to everyone.
Remember to always read the small print though, just because one price is cheaper than the other, company policies may vary wildly.
Make sure you ask questions to important questions you might have.
- Are returns accepted?
- Is return shipping free?
Always do your own research about the product and the company your thinking about purchasing it from.
Comparison sites may not tell you all the details, so it’s in your own interest to always investigate.
For example, you may think you are getting a deal on a bag of sugar when you compare it to another store but miss out on the size.
It’s important to compare apples to apples meaning everything must be the same to get an accurate price comparison.
We’ve done this before and had to return it, thankfully Amazon offers free returns.
Other Comparison Sites In Canada You Should Check Out
Here are a few other comparison sites in Canada and what they compare:
Maybe you know of others that I don’t so please share them in the comment section of this post for others who want to compare prices.
When dealing with big-ticket items likes mortgages, loans and banking these types of comparisons must not be taken lightly as they can cost you thousands of dollars.
- Mortgage Comparison Canada– Find the best mortgage rates in Canada
- Shoptoit.ca Find the best prices on just about everything in Canada
- Credit Card Rates– Find the best credit card rates in Canada
- Pricebat.ca – Compare prices on electronics, computer products and games in Canada.
- Kanetix.ca for free auto insurance quotes and they also offer home, travel, health, insurance quotes and more
- Ratesupermarket.ca for car insurance, mortgages, bank accounts, home insurance and more
- Insurancerates.ca for insurance on homes, life and cars etc.
- Isure.ca for insurance, travel, home, business and high-risk insurance
- Comparemyrates.ca who compare mortgages, insurance, cell phone plans, banking, Voip and credit cards.
- Flip App to compare prices on all your grocery needs in Canada
Discussion: What comparison sites do you use, or would you recommend one or more that I’ve already mentioned?
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