Discover the power of shaping your mindset into the person you want to become. Learn how to break free from negative beliefs and embrace personal growth.
Being Understood Is The Biggest Mindset Of Life
An essential part of a mindset is ensuring it’s not set in stone.
We change, people change, and life changes. Sticking your foot in the mud and living by everything you learned growing up is never good.
Your personality and beliefs don’t need to be that of your parents.
Part of becoming an adult is shaping your mindset into the person you want to become, although some struggle to find their purpose.
As we age, we need to set our foundation, whether from money or not.
Related: How A Life Changing Illness Shaped Our Financial Future
If your father was a miserable man who only complained about what he didn’t have and everyone else had but did nothing about it, it doesn’t mean you need to do the same.
It’s safe to say that we learn from what we see and do and are taught by our parents.
Not everyone wants to pursue those lessons as they age, but many stay in the same slump without action.
- I don’t understand.
- No one understands me.
- I want someone to listen to me.
Most often, people won’t understand why you do what you do, and even if you have an explanation, they don’t care to listen.
This boils down to ideals and whether someone wants to learn more about what someone else has to say.
When people make their minds up about what you say or do, there is no turning back, and you know what? That’s fine.
You can’t please everyone and never will.
What Is A Mindset?
In a fixed mindset, people believe their basic qualities, like their intelligence or talent, are simply fixed traits.
They spend their time documenting their intelligence or talent instead of developing them. They also believe that talent alone creates success—without effort.
They’re wrong.- Mindset
https://themindsetonline.com/whatisit/about/
Taking on a finance blog is tricky because expectations are that everything is painted with roses when it is more about removing rose-colored glasses.
It takes work and lots of it to become successful and innovative, and the doer who takes risks with actionable moves.
The doer becomes a support system for themselves and others.
Important finance topics are often shoved under the carpet instead of chewed over.
A person with a fixed mindset automatically judges people who don’t understand the message you are trying to convey.
Who’s bullying who?
Nobody.
We want to talk about it.
The Mindset of a Miserable Person
Their mind is made up, the door is closed, and the business has been shut down for good.
A miserable person finds negativity and judgment in everything instead of watching, listening, and doing.
The world is against them, the government is against them, and nothing they want is going to happen, so their life will never change. <<< This is one tough person to deal with.
Miserable people tend to have habits that make them easy to distinguish.
According to Life Hack,
- They’re never thankful for anything.
- They lead a very adventurous life.
- They live in and glorify the past.
- They do things for personal gain.
- They are afraid of economic loss.
- They love to pick fights.
- They love to blame others and play the victim.
- They give themselves a negative identity and revel in it.
- They always expect the worst.
- They focus on themselves.
- They worry too much.
- They are envious of other people.
As chief writer of this blog, one of my roles is understanding all aspects of finance, including various social situations.
I will even venture into territory that sparks outrage, not because I want it but because discussing what needs to be clarified and understood by those who do not is essential.
This is merely from a financial point of view, as it could take on many topics that would garner attention, such as politics and religion.
Recently, I received an email from a wife who wants to get their finances in order because they risk losing their house.
Her husband doesn’t want to budget or learn anything about how to fix the problem. They may end up on the streets, losing everything they own.
All she wants is for her husband to listen and to be understood.
He is the sixth person on my list, the miserable person.
Why? I have no idea; he can tell us that, but I’m sure his wife also wants to understand.
What should happen?
Even if he doesn’t believe there is a way out financially, other options must be discussed.
He is essentially putting the burden on his partner, whom she resents.
She believes they can work something out by using a budget and discussing their finances.
This relationship is possibly doomed, as is their financial outlook if they don’t work together.
Related: Change Your Life With The Perfect Pair Of Shoes
Six Types Of Mindsets To Consider

In a world entire of people, this is how we should take charge of essential situations, whether financial, relationships, government, political, etc.
There are six types of people with different mindsets based on experience.
- The Watcher
- The Listener
- The Doer
- The Risk Taker
- The WLDR (all the above)
- The Miserable Person
It’s easier for the sixth person to jump to conclusions based on what they think rather than using common sense to see the perspective of others.
People want to be heard, but if you are only going to be unhappy about everything, no one wants to listen.
Even if they did listen, it would add no value to their life apart from possibly helping someone ventilate.
1. The Watcher Mindset
The watcher is unsure if they want to do or say something, so they sit back and see what everyone else is doing.
This person understands simply by creating a notion in their head based on the surroundings and actions of others.
2. The Listener Mindset
The listener keeps themselves busy but occasionally listens to what is happening, even if unavailable.
The listener genuinely wants to understand, but it doesn’t necessarily mean they will do or risk anything.
3. The Doer Mindset
The doer wants to get things done, and sometimes, they jump in too fast only to get burnt, but what’s important is that they are doing something.
The doer needs to watch and listen first or deal with the consequences of their actions.
4. The Risk Taker Mindset
The risk taker knows they might fail but also understands that they could surpass all personal expectations if they make a move.
This should be cautioned and never taken lightly without first understanding your actions and the consequences.
5. The WLDR (All Of The Above)
This person combines all the above and shows me where I like to sit. I’ve always been a people-watcher.
I would never take charge or feel the need to be a leader, so watching and copying was easy for me.
When I started blogging, I realized that our world is more significant than we think, and everyone has a story.
I became a super-sonic listener (not in a weirdo creepy way either). By watching and listening, I could somewhat understand what was happening.
The critical part of my life is becoming the doer and the risk-taker.
People shy away from these aspects of life because they may cause rejection and failure.
Ironically, the only way we will succeed is to learn from failure, provided we don’t do it often.
There must be some improvement that builds our immunity to falling usually.
You most certainly won’t become a WDLR overnight, as it takes practice and a belief that you want to be a better person and to understand others and yourself.
6. The Miserable Mindset
There is nothing you can do to change their minds.
Don’t waste your time. Sometimes, people have to find it hard to understand themselves.
Avoid being this person on all levels, but remember, if you fit this category and want to make changes, start slow and change yourself first.
Change Your Mindset, Improve Your Life
Understanding is critical, but to do nothing but complain means you aren’t part of the solution; you are just a nuisance to everyone around you.
Blame shifting is a rigid response, as is judgment without facts.
Treat your day as a business day if you want a solid base.
Sometimes, you may need to take risks to become successful or reach goals that seem out of your league.
The most crucial part is that you are doing something; even if you fail, you learn from your mistakes.
This is what makes a professional a professional.
I once read a quote that said a sailor does not understand the sea if it’s always calm.
Whatever we do in life will always be bumps, but understanding what someone else is trying to communicate is essential to self-growth.
Only the misinformed pack themselves into a corner, especially when they believe others have never walked in their shoes.
If you ever need to lash out at someone, ask yourself why it affects you and the motive behind your anger. Anger does not build strength. It tears it down.
Risk Means You Take A Leap In Life
This motivational post by Mr. CBB comes to you today.
I took on a bold move yesterday and walked away from it happy after attempting to take time to understand a skewed topic.
After posting a viral meme (not mine) on Facebook, I wanted to know why there was a divide between the middle class and those collecting government funding (welfare, ODSP, etc.).
There is much hatred, but people also want to understand but can’t because they have never walked in another’s shoes.
The most important thing they can do is to understand each other rather than generalize.
I’m amazed at the pleasant responses and many readers who shared stories about their situations.
I did not judge, but boy, I got an earful, which helped me grow as a finance writer, even if I upset people.
Unfortunately, that’s the way life goes.
Pleasing Everyone Is A Myth Mindset
You can’t please everyone, but to help many people and upset a few, I think it’s worth the effort to voice an opinion.
Note: I found the meme’s original owner on the photo’s side.
After reading about 100 comments out of over 31,000 on the original meme, I realized that I got more poo than the original poster who created it did.
The best of all is that I have worked hard for six years, blogging on CBB to help those in need.
I only had good intentions to understand.
What I wanted to discuss wasn’t coming across as I meant.
The only way to stop the hate comments was to delete the post from Facebook.
I was hoping for a better understanding as to why there is such a divide, and there is.
However, no one wants to discuss why there is this belief that welfare recipients get it better or whatever the meme was intended to portray.
Stand Up For Hatred
Please use your voice and stand up for hatred instead of hiding because nothing ever comes of sweeping essential topics under the rug.
Be good, and don’t let people scare you away from reaching your goals.
I don’t understand every financial story, but I want to learn about others’ experiences.
Discussion: How do you handle when people don’t want to listen to what you have to say and judge you based on what they believe they know?
Have a great day, friends.
Mr.CBB
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