BLINK AND YOU’LL MISS THE SAVINGS I would consider myself a grocery shopping deal sniffer because I’ve taken the time to learn as much as I possibly can about grocery shopping in Canada even though I knew nothing only 8 years ago. What is a deal sniffer? When I moved to Canada I had no idea about any prices and was led by my wife who helped get me on board with how things happened at the grocery store. I was always a deal sniffer in the UK and I even had a hand scanner similar to the Nielsen Hand Scanner where I scanned my groceries for rewards points. I did just about anything to save money as long as it was legal even if that meant eating the same foods week after week. My kitchen isn’t that boring these days because now I’ve got my grocery shopping goggles on the second I walk through the door. A deal sniffer is someone who knows their stuff when it comes to grocery prices, the grocery store and other places that sell food products. They know where the deals are how to find them and what they need to do in […]
7 Secrets Of The Grocery Shopping Deal Sniffer : The Grocery Game Challenge 2016 #4 Apr 25- May 1
Product strategy change may equal grocery savings: The grocery game challenge #3 May 12-18, 2014
A MARKETING PLAN IN ACTION Sometimes a new business strategy or product strategy forces a company to make changes to their product. In some cases it’s simply the packaging of the product that is changed. Either way any of these new product design ideas mean that the manufacturer likely wants to get rid of old stock products off the shelves in the grocery stores and retail big box stores to make way for new product packaging. I often wondered if the same product was on the shelf and you would see a new and improved label on a product whether the earlier product was any good or not. I’m sure they mean that their other product was great but this is even better. I’m not sure but for the most part they need to keep the product fresh, up to date and appealing to the customers. Product strategy What is a marketing strategy? For the most part to me it means they want to find the best way to communicate a new or improved product to the customer, get our attention to purchase items and that means finding appealing ways to do it. It might mean product […]
Spending cuts and increases: Budget Update Jan 2014
COUNTING THE CHANGE Staying on top of our end of 2013 budget spending cuts and increases are going to be critical for us in the 2014 year. If you missed our December 2013 budget update you can go back and read about where all of our money went and how our budget has changed for 2014. I’m pretty sure that 2014 will be full of surprises for us so we want to be prepared for the unexpected at least with money set aside for emergencies after the mortgage is paid. With our mortgage coming due in April to the exchange rate rising we hope that we are off to a bit of a kick-start. Hopefully in the next month or so we will meet with our financial advisor to go over our investments. We’d like to make some changes for the 2014 year and maybe even talk about if we can get a further discount for being 2 years smoke-free on our life insurance policies. Spending cuts Spending cuts came to us in the form of having to spend less in a particular budgeted category or having to move money in the budget to balance it out. […]
The Grocery Game Challenge Oct 21-27, 2013 #3: Buying when there is a product limit
A Limit Means A Limit For A Reason When grocery shopping on a budget and you scour the giant weekly ad flyers that come in the mail you are always searching for the best product prices on everyday items you use in your pantry. If you are a player of the grocery game here at Canadian Budget Binder you know sticking to your grocery budget is imperative to meet your monthly and yearly goals but factoring in some amazing weekly deals is also something to be considered when creating your grocery budget. It’s essential to make sure that you are stocked up so you can create healthy meals for yourself or your family and of course the grocery savings are imperative especially when you want to stick to your grocery budget. Product limits When big sales happen for various grocery stores estimating limits for products is a game they have to play otherwise they may run out of product for the customers. The grocery store doesn’t want to overstock a product in which case they may be stuck with it if it doesn’t sell or potentially have a return if that is allowed. I can only assume […]
How I Reduced Our Grocery Budget From $1100 To $600 In 6 Months
ABOUT OUR FAMILY We are on a very tight budget with food being the second greatest expense, preceded only by our mortgage. My husband and I have spent most of our family years raising our kids and figured we would have plenty of time to save for retirement. Retirement has arrived for my husband and is staring me in the face and we are trying to get our financial house in order. Our kids are the joy of our lives but raising 4 of them has proven to be costlier than we would ever have imagined. This is our story about how we are beginning to climb out of debt and onto the road towards financial freedom. It is never too late to take control of your financial future. My family is a single income family of 5 (two parents and three grown kids at home). Last summer, I sat bemoaning my situation (out of control debt and never enough money at the end of the month) and wondering where my money, which in theory should be sufficient to meet our needs, went. I am a professional person and make a modestly decent income, but through the wonder of the […]
