Why A Second Income Sometimes Isn’t Enough: April 2018 Budget Update

MORE THAN ONE INCOME STREAM DOESN’T MEAN YOU’LL BE RICH!   When people tell me that they earn a second income I’m impressed and nosey at the same time. Who wouldn’t be? I’m always keen to understand why people choose to earn extra money whether it be to get ahead or to stay afloat. A few months back I had a gentleman send me an email to ask about a third income stream because the money he earned wasn’t enough to make ends meet. As you know I worked two full-time jobs for many years just to get my foot in the door to where I am now a permanent employee but it’s not something that was easy. Sometimes I dread thinking back to all the time it took away from my family but it was something I did for all of us. A second income however doesn’t mean a second full-time or even part-time job it simply means earning extra money aside from your main money source. There are many of you reading this right now who probably have multiple money streams and YES that is awesome but as we all know the best money earned is that where […]

grocery game monthly challenge

How To Return Food To A Grocery Store Successfully : The Grocery Game Challenge 2018 #4 May 21-27

YOUR MONEY IS IMPORTANT TO YOU SO MAKE SURE YOU GET WHAT YOU PAY FOR   Step-by-Step I’m going to walk you through how you can return food to a grocery store so the next time you’re not a happy customer you know how to get your money back! I don’t often return food but when I do I make sure I get our money back How many times have you eaten something new or food that you were familiar with from the grocery store and you just didn’t like it? I’m betting you can count a few times on one hand in your lifetime but I want to know, what do you do about it? Today, I’m going to walk you through exactly how we would return food to a grocery store including what we would say and do. When I first moved to Canada there was no way in hell I was returning anything food or not. In fact, I had no idea how to grocery shop in Canada which meant I was starting from scratch. I’m not alone, this happens every day even with people born and raised here. Today, my views and experience have greatly changed […]

Copycat Starbucks Strawberry Acai Pink Drink Keto Style

YOUR GO-TO SUMMER PINK DRINK LOW ON THE CARBS AND SUGAR-FREE   When Mrs. CBB made her way to Starbucks on the way home from a recent trip she decided to try their popular pink drink known as the Strawberry Acai Starbucks Refresher but keto style. In all honesty she had no idea what she was about to order but the barista was very helpful and together they created a sugar-free Passion-Fruit Strawberry Pink Drink made with coconut milk. Now that the warm weather is officially here we thought no better way to celebrate than to make the expensive grande $6.20 Starbucks Pink Drink at home. This will obviously be a huge savings to the Starbucks Pink Drink lover and for anyone who wants to control the amount of sugar and carbs they are getting in their diet. Before we started our keto pink drink we put our large fancy glasses in the freezer to frost them up. Nothing better than a cold, frosty drink in a frosty mug. Right? Ingredients for Strawberry Acai Starbucks Refresher (these are the original ingredients) Ice, Strawberry Acai Base [Water, Sugar, White Grape Juice Concentrate, Natural Flavors, Citric Acid, Natural Green Coffee Flavor, Fruit […]

grocery game monthly challenge

8 Costly Baking Ingredients To Include On Your Flyer Watch-List : The Grocery Game Challenge 2018 #3 May 14-20

STOCKING UP IS THE ONLY WAY TO GET WHAT YOU WANT FOR LESS   Walking down the baking aisle at the grocery store or even the bulk food shop is cringe-worthy at times when you start to see the prices of baking ingredients. Here’s the thing though, you have to understand that food costs money and eating well is possible on a budget but YOU must do the work to find the deals. If you are a savvy shopper you need a flyer watch-list which simply means a master list of products that you WILL use but are far more expensive than others you purchase. This means that you will keep an eye on prices for those products in particular because when the time  and price is right you should stock up. This is where a reserve fund or stockpile budget really comes in handy for the everyday consumer. Baking ingredients have always been higher to the consumer who values pre-made products over baking only because we see what we want to see when it comes to pricing. It’s far more convenient to buy a 6 pack of muffins for $5 rather than a bag of flour for $8 especially […]

Should There Be A Garage Sale Return Policy? – The Saturday Weekend Review #254

GARAGE SALE BUYERS AND SELLERS CAN BOTH PROTECT THEMSELVES FROM  RETURNS AND EMOTIONS IN A FEW EASY STEPS   A garage sale return policy isn’t as bad a bad idea but if you do it right nothing will have to be returned. If you’ve ever had a garage sale deal gone wrong or felt ripped off because the item you purchased didn’t work I have some ideas so it never happens again. For the sellers, I’ve also got you covered with ideas that might offset any potential issues at your garage sale. Should you expect what you purchase at a garage sale to work? Of course it should especially if the seller assures you that it works. The problem with trusting what someone says is that they aren’t always sure themselves and there are shady people out there that don’t care if you aren’t smart enough to ask about testing the product. When you spend your money at Home Depot, Wal-Mart, Canadian Tire and so on if something doesn’t work you return the item with the receipt and they will refund you the money as per their return policy guidelines. When you go to garage sales there is no return […]

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