grocery game monthly challenge

Is Being a Grocery Clerk a Bad Job? : The Grocery Game Challenge #2 Oct 12-18,2015

grocery store clerk job

FINDING A JOB YOU LIKE   If you are contemplating applying for a job as a grocery clerk I’ve got some great resources for you today which might help you on your job hunting journey.  I’ve never worked as a grocery clerk before although I did work in the grocery industry. My role was picking cases of products in a warehouse which was a repetitive, tough job with long 12 hour shifts, but it paid well. In the UK it’s not easy to find a job fresh out of University or if you just want to enter the workforce. When I came to Canada I was amazed at all the opportunities that were in front of me but sadly most of the careers that I was interested in required me to go back to school, which is what I did. Working as a grocery store clerk is a great opportunity to gain experience working in customer service which can then take you to other levels in the working world. Not everyone who gets a job in a grocery store wants to retire there but for those that do they may end up getting promoted which means better opportunity and more […]

Amazing Pumpkin Scones With Pumpkin Spice Icing

pumpkin scones with pumpkin spice icing cover

THIS IS WHAT YOU DO WITH PUMPKIN PUREE   As soon as October hits all we see is pumpkin this, that and everything else in our social media feeds. Well I’m sharing with you these moist Pumpkin Scones because you WILL Love them, especially if you are a Fall pumpkin fanatic like I am. I heard Starbucks has a pretty amazing pumpkin scone and judging by the amount of people who loved my Starbucks-like lemon loaf you can trust me that this pumpkin scone is just as amazing. I know I’m tooting my horn but they are that good. Growing up in the UK we had scones (also known as tea biscuits) quite often because they are so easy to make and you can flavour them with just about anything you like. My mum made scones at least once a week and the basic scone recipe is probably one of the first she ever taught me. While out with a colleague at a local coffee shop that sells top of the line bakery items I purchased a coffee and one of their pumpkin scones. I truly was in another place when I was eating that pumpkin scone and I knew […]

5 Things I’m Thankful For Everyday And Not just on Thanksgiving Day : The Saturday Weekend Review #141

Happy Thanksgiving to all fans 2015(1)

THE MEANING OF THANKSGIVING IS YOUR OWN   On Monday October 12, 2015 Thanksgiving Day Celebrations in Canada will begin and we will be spending it as a little family for the second time. This time around though our son will partake in the festivities especially the eating part.  Aside from all the Fall and Thanksgiving decor we put out we know that we all interpret Thanksgiving Day differently from one another. What I mean is that we all give thanks for different reasons and some of us give thanks everyday not just Thanksgiving Day. I’m that person. We won’t be going home to see the family like we typically do because of my work schedule so we are spending the day as a family without the massive turkey dinner. The good part is that we will be enjoying a small dinner of roasted chicken, stuffing, potatoes, vegetables and homemade brownies. No pumpkin pie for us this year I’m afraid but I do have some pumpkin puree I might sneak into the batter to jazz it up a bit. It seems the focus of giving thanks is always based on the calendar and If we could only spend a few […]

How many budget categories should I have? : Sept 2015 Budget Update

Canadian Budget Binder Monthly Budget Update Logo 2 compressed

YOU ARE THE BUDGET MAKER   Being the budget maker means that you are in control of your budget including how many budget categories you decide to use every month. I counted how many budget categories we have in our monthly budget and came up with 34. Honestly, I thought there would be more than what there actually is. When I designed our budget years ago the thought never crossed our mind to only have a few budget categories. I have seen many budgets out there that might only cover common fixed expenses and everything else is bundled into one or two other budget categories. That type of budget would never work for our family. Since we are so picky about the fine detail and wanting to know exactly where our money is going every month I thought we did reasonably well with as many budget categories that we created. I’ve also seen some budgets that have so many categories that I wonder if we’re doing enough. We are our own worst critics when it comes to our finances however it’s all about finding what works for you. I received a short email from a fan who wanted to ask […]

grocery game monthly challenge

President’s Choice World Elite MasterCard Is Helping Us Get Loads Of Free Groceries: The Grocery Game Challenge #1 Oct 5-11,2015


WE LOVE FREE GROCERIES   President’s Choice (PC) Financial has done it again bringing customers the No Annual Fee President’s Choice Financial World Elite MasterCard to the table. We really do love that there are no annual fees on this credit card or any PC Financial MasterCard which is why we chose PC. My wife banked with PC Financial years before I emigrated to Canada. It was only natural that I sign up for my first Canadian Credit card with PC. I needed to build a credit history in Canada as a permanent resident so we were able to get a mortgage. Thankfully the good people at PC Financial were kind enough to give me that start in a country I was now calling home. As the years have passed PC Financial MasterCard has come out with new versions of their popular MasterCard which my wife and I have always applied for. There are now three PC MasterCards all of which we have used over the years including this brand new one I’ll be telling you about today. All PC credit cards now have the chip and pin technology which just about every shop accepts and it’s great for security […]

Homemade Sweet Corn Relish

homemade sweet corn relish cover

HOMEMADE AND FRESH IS BEST!   Making homemade sweet corn takes no time at all and the best part is that you always have a little bit of summer in a jar. Fall is finally in full swing which means the leaves are turning beautiful colours and sweaters, jackets and hats have come out of storage. The Fall season also means that the harvest has blossomed full force for everyone looking to enjoy the hearty crops. The fields around the house are a buzz with the combines taking in the corn crops and plowing for next years season. What vegetables are harvested in the Fall? Most vegetables that harvested in the Fall are vegetables such as Cauliflower, Rutabaga (Swede), Potatoes, Beets, Assorted Squash including Pumpkins, Plums, Pears, Peas, Peppers, Garlic, Peaches, Plums, Eggplant (Aubergine), Beans, Apples, Celery and so on. Knowing what fruits and vegetables to buy in-season and planning your meals around them will save you money in your grocery budget. My boys are nearing the end of football and looking forward to the playoffs which means more time for me in the kitchen. Having more time at home in the kitchen gives me the opportunity to finish up […]

Could Your Budget Handle a 6 Hour Workday? : The Saturday Weekend Review #141

The Saturday Weekend Review logo

IMPROVE MORAL AT WORK   For many of us our workday consists of long hours and if there was an opportunity to go home early we’d take it. We are conditioned from a young age that working full-time meant at least an 8 hour workday unless of course you work non-traditional hours or part-time hours. Working 8 hours a day may be exhausting for many people but if we just cut out 2 of those hours our lives may change for the good or is that entirely true? Anyone who works a typical full-time job of 40 hours a week bases their budget around the income they earn. Could you handle that financial change to your income? If you work part-time hours you wouldn’t have to worry so much unless your part-time hours meant your 2-8 hour working days are now 6 hour working days which means you make less money. Of  course no matter if you work part-time or full-time hours budgeting your money is always important and any dips in your income can cause a ripple effect in each category. Catching my drift yet? Just yesterday I read that Sweden is offering employees the opportunity to bin the […]

Single Man Wants To Know Where To Find Frugal Sexy Women


A CHANCE MEETING STARTS WITH HELLO   For some people love is more than what you feel in the heart, it’s also about how well you deal with money. Men today just like women are looking for someone who will complement their passion for frugal living. Let’s not forget though that a healthy relationship takes more than just money. That means money is only one part of the relationship pie. Back in 2012 I wrote a post asking whether frugal men were sexy and ever since then I’ve noticed quite a few visits to the blog where men were seeking advice about women. Yes there are men who want to date women who give some thought to their financial future. It’s funny how easy it is to generalize one gender over the other but there are no comparisons as we are both equal. The problem is that most men and women don’t know where to start when looking for love as they age. The older we get the harder dating seems to be especially if a career and family comes first. In our younger years we would go to the clubs dancing every weekend enjoying the night life but that […]

grocery game monthly challenge

How to kill fruit flies fast with this simple fruit fly trap : The Grocery Game Challenge #4 Sept 28-Oct 4, 2015


KILL FRUIT FLIES FOR GOOD   It was back in January when I wrote about pantry pests but I never gave much thought to pesky fruit flies. We’ve never had a problem with fruit flies before although we’ve seen the odd one or two here and there in our kitchen. Most people wouldn’t give a second thought to seeing a few fruit flies around the house but when you kill fruit flies and they return daily you know there is a bigger problem lurking. When we got back from our summer trip we brought plenty of fresh fruits and vegetables back from our relatives gardens. Most of the tomatoes and a few fruits sat on the counter waiting to get eaten up. We never store tomatoes in the refrigerator especially ripened tomatoes from an organic garden. A chemical process will occur and change the flavour of your tomatoes which defeats the purpose. The best tasting tomatoes are from an organic garden or farmer. If you have unripened tomatoes and put them in the refrigerator the ripening process will stop and you will never see whatever colour your tomatoes are supposed to be. Anyways, our tomatoes sat on the counter for […]

Cinnamon French Toast With Mango


AN EASY FRENCH TOAST RECIPE   Most people have the ingredients to make Cinnamon French Toast in their house but they might not know how to make it. Believe me making Cinnamon French Toast is so simple you will be making if often like we do in the Canadian Budget Binder house. Breakfast foods for most people consist of muffins, oatmeal, bagels, cereals, smoothies, fruits, yogurt, eggs, bacon, ham, sausages, hashbrowns, toast and so on. Sometimes it’s nice to go the extra mile and splurge to make french toast or even pancakes. I’m sure many of you out there will admit to eating breakfast on the run most days but it really is nice to sit down to a proper breakfast to savour the wee morning hours before work or on the weekend. I’ve had oven baked french toast before and it’s good as well but it will take you a bit more time. This recipe is for the speedy person in you especially if you have a crowd of hungry eaters waiting at the table. Our son is now a year old and once in a while we like to make what we call back in the UK, ‘Eggie […]

How Distraction Theft Will Make You Their Next Win : The Saturday Weekend Review #140

The Saturday Weekend Review logo

DO YOU TALK TO STRANGERS?   It doesn’t matter where you are distraction theft seems to be the hottest way for thieves to steal what you own these days. It’s not a new way for thieves to get your stuff but it sure does seem as if it has been revived. I wonder if scammers are running out of ideas or maybe this is the easiest way without much effort involved. A few years ago a friend of ours told us how her daughter was almost the victim of distraction theft while studying at a local coffee shop. On the table she had her Apple iphone and wallet along with her school books like most students would. A customer who had just purchased a coffee came up to her and asked a question looking for directions. While responding to him and looking out the window pointing she caught him trying to steal her cell phone. She said to her mom, “The guy had his hand on my phone so I removed it and put it in my backpack”. He apparently laughed it off saying that it was a habit because he had an iphone as well which he pulled from […]

Couple Cancelled Wedding and Used $3000 Stag Party Cash For Debt

stag party

EVERY GOOD PARTY HAS AN ENDING   Unfortunately for this guy his stag party ended with excitement but his wedding never brought him to the alter. Every year couples get married but before the big day they may hold a party to raise money for the wedding. Some people are against being asked to participate in funding a wedding by attending a Stag Party (for men), Hen Party (for women) or a party for everyone also known as a Stag and Doe or Jack and Jill. There are no shortage of names for these kinds of money-raising events which consist of lots of drinking and plenty of fun games. That’s only the first stage because there may also be a wedding shower, Bachelor Party, Bachlorette Party and so on mainly orchestrated by the wedding party, family or friends. Some pre-wedding events are merely just getting out for the last time as a single male or female and partying with your friends. Personally I didn’t go out with my mates or have a Stag Party. My wife and I were pretty low-key about our wedding and saved the money ourselves, although it was a frugal wedding to begin with. A Stag […]