What’s Your Sign? Mine Is Debt Free Forever Through Financial Discipline : September 2017 Budget Update

YOU CAN EITHER BE A DREAMER OR A DOER BUT ONLY ONE OF THEM WILL GIVE YOU THE FINANCIAL SUCCESS YOU CRAVE   How do you teach yourself financial discipline? Easy but let me tell you one thing, don’t waste your time if you aren’t ready to make this a life-long change. Have a look at the photo above. If you’re the person who always dreams from the background and wishes that could be you in the canoe then you need to ask yourself why you’re not and what you need to do so you can change that. You can’t just turn on your money-saving mode one month and turn it off the next. It doesn’t work that way. What happens is you’re not being consistent and you may just find your financial hole a bit deeper. Today’s post is to remind you about the importance of a clear-mind and solid plan when beginning your money journey whether it be to pay off debt, earn more money or invest. None of this can be possible until your mindset is in drive. Imagine for a minute that you went on a diet and you did well for the first two months […]

grocery game monthly challenge

Easy Meal Prep Ideas We Use To Inspire Healthy Living : The Grocery Game Challenge 2017 #3 Oct 16-22

THE BEST MEAL PREP TIPS COME FROM THOSE ON A FOOD JOURNEY   The hardest task for any kitchen warrior is to make everyone in the house is happy when it comes to meal-time. If you want to learn about meal prep don’t go to someone who has never done it before, consult the professionals and I don’t mean those with a University degree either. Joining Facebook or other community groups which consist of people on the same food journey as you and successful is a bullet-proof way to keep focused and learn. They are always willing to share tips with you so you too can get a kick-start with your meal prep ideas. You may question whether meal prep is worth it but only you can answer that. Consider your lifestyle and ask yourself what you’d rather be doing after working all day? Cooking, Relaxing, Playing with the kids, Working Out, Cleaning etc. If you’re eating out at work every day possibly the only change you need to make is prepping delicious healthy meals to take along with you. Oh, and telling your colleagues that you’ve brought your lunch and can’t join them at the restaurant. You could however […]

Fresh Cherry Tomato Soup + Double Brie Grilled Cheese

SAY GOOD-BYE TO THE CAN And Hello To Homemade Soup   Cherry Tomato Soup with Double Brie Grilled Cheese doesn’t get any better sounding and tastes as good as the photo suggests. Ooey, gooey cheesy goodness wrapped around organic cherry tomato soup with fresh garlic, chives, green pepper, cabbage and a secret ingredient. As the weather turns from hot and sticky to brisk and cold a piping hot pot of soup will always take the chill away. There’s something about soup that makes people smile especially when it is homemade. Although we like using the crock-pot to make homemade soup sometimes it’s faster to use the stove-top which is how this cherry tomato soup went down.   Organic Garden Harvest   You may or may not know from recent blog posts that we’ve dealt with a family emergency which left us to tend to a large garden that was ready to be harvested. It was shocking to see just how many tomatoes were ready to eat and how many had fallen. Related: Types of Cherry Tomatoes in Ontario Not only tomatoes either. A bounty of zucchini, eggplant, figs, tomatoes, heirloom tomatoes, yellow tomatoes, yellow cherry tomatoes, cherry tomatoes, beans, Brussel […]

Emergency Financial Assistance For Fixed Income Senior Parents : The Saturday Weekend Review #237

ONE OF THE HARDEST THINGS TO DO IS WATCH THE HEALTH AND WEALTH OF YOUR PARENTS DETERIORATE AS THEY AGE   One minute you can be fine with your money and the next you’re on the verge of disaster and in desperate need of financial assistance. Not everyone will admit to needing financial help because they are too proud but there comes a point where thinking about the best options is better than what something might cost down the road if other things start going wrong. It is not just the young folks who seek help with financial assistance, debt problems and health care. There are always seniors who keep themselves hidden away or placed in old-age retirement homes because they simply can’t do what they used on their own. That or they can’t afford it. Having senior parents who are living on a fixed income, small pensions and old-age security from government savings with no other savings apart from small work pensions can be heartbreaking. Although owning a house is good it may not yield enough to take care of them in retirement. I know many of you might say that it’s their problem for not saving money for […]

Should Couples Be Financially Stable Before Pregnancy?

PARENTING WHEN YOU’RE OLDER DOESN’T MAKE IT ANY EASIER THAN IF YOU’RE YOUNGER.   Yes, I’m a 40 year-old dad with a 3-year-old toddler, a career I love, zero debt, mortgage free and ability to offer experiences to our son that I didn’t have. This wasn’t the way I had envisioned parent-hood to be but it was the way it turned out for us and we’re surviving just fine. Being financially stable has nothing to do with getting pregnant and everything to do with surviving and never giving up. There are couples out there reading this who are struggling or struggled in the past to get pregnant after many miscarriages and NO results on a pregnancy test. There are also couples who have different parenting styles which may or may not make them “cool parents” but that’s not what parenting is about. There’s more to sharing your heart than all the money in the world. Related: Do Dollar Store Pregnancy Tests Work? Whether you are working or not becoming parents means that you must provide for your child in any way you can. Often this may lead parents to seek support from family, friends and the government system when available. […]

grocery game monthly challenge

12 Delicious Inexpensive Childhood Food Recipes : The Grocery Game Challenge 2017 #2 Oct 9-15

YOU MIGHT BE SURPRISED TO LEARN THAT EATING DOESN’T HAVE TO BE FANCY JUST MEMORABLE.   Childhood food recipes will either be amazing or something to forget but for those you love why not share them with your family. Saving money on food products is the pinnacle of our monthly budget so we work extra hard to make sure we are getting the biggest bang for our buck. Having a toddler in our house that is a picky eater we find that he doesn’t mind tucking into food recipes that are simple to make and inexpensive. Best of all most of the food recipes that he does enjoy are classics from when Mrs. CBB and I were kids. One of his favourite foods is grilled cheese with bacon. He also loves French Toast with Syrup. Easy, Cheap and filling. Food recipes that come to mind when you think of your childhood are likely those that you love because we tend to forget about food recipes that just didn’t sit right. I can easily recall a plate of fried liver and onions and suddenly feeling ill. I never liked liver and never will. I don’t often talk or think about it […]

Shocking List Of Baby Products We Wasted Money On

  FIRST-TIME PARENTS CAN EASILY GET CAUGHT UP IN THE MARKETING GAME OF BABY PRODUCTS JUST LIKE WE DID.   It was time to say bye-bye baby store and welcome back to our living space which was taken over by our first baby all because we thought we needed more for him than he really did need. I bet you are wondering why we were so shocked at the amount of money we blew on baby products we didn’t need and the answer is simple, marketing.As finance nerds we should have known better to watch out for gimmick items but it’s tough when you’re a new parent and limited support around you. Most of all you don’t really know what to expect. Our biggest baby research tool was the internet and chatting to other parents when they noticed the baby bump and started chatting about their own children. We could have asked our parents however times have changed and parents must ensure babies are in a car seat and hot water bottles are frowned upon.   Overwhelmed Parents   The Mrs. and I literally felt like we were running a baby goods store from the time our son was born […]

grocery game monthly challenge

The Ultimate Guide For Buying Real Food : The Grocery Game Challenge 2017 #1 Oct 2-8

THERE ARE SO MANY REASONS WHY WE SHOULD BE MINDFUL OF THE FOODS WE PUT INTO OUR BODY.   We hear the term ‘real food’ splashed around social media constantly and grocery stores market fresh organic produce and other products to entice shoppers to consider what they eat. My father-in-law swears by his garden and says nothing beats organic produce but consumers may find they get lost in translation towards the food industry. What’s good? What’s not good? Costs? Health? Grocery shopping for the most part seems like a simple chore but many consumers are left wondering what they should and shouldn’t be eating. You might be reading this right now and not give a rats a$$ about real food and eat whatever you want and that’s fine. Your choice. Are we mindful enough of the food we put into our bodies or do we shop for quantity over quality? In our house it’s a bit of both although it truly depends on the person behind the grocery list and the grocery budget. Cooking skills are a must as are the ability to follow recipes or even create your own. If cooking isn’t your thing you might struggle with real […]

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