How Spring Cleaning Helped Us Uncover A Hidden Pot Of Gold : The Saturday Weekend Review #251

SELL DUST FOR CASH WITH SOME GOOD OLD-FASHIONED SPRING CLEANING   Don’t wait around for your pot of gold because the only way to fill your pot with cash is to get out there and make it yourself. Let the green of St. Patrick’s Day today inspire you to start spring cleaning your home for some green of your own. Many people go chasing the pot of gold at the end of the rainbow not realizing they have a pot right under their nose, at home. It’s time to clean up the cash you having lying around the house and put it back where it belongs, in the bank. A deep spring cleaning includes more than just wiping walls, cleaning cupboards, windows and the outside of your home. One of the most dreaded chores but most rewarding is a thorough spring clean-up that uncovers ‘stuff’ you haven’t used in months or even years but has worth to it. If you put it for sale online you’d likely find a buyer and recoup some of the money you spend buying the product. It’s amazing how many people tell me they are broke yet they have loads of stuff around their house […]

10 Wealth Strategies: How To Train Your Brain To Think Rich – Net Worth Update Feb 2018 (+0.69%)

TO THINK RICH YOU NEED MORE THAN JUST IDEAS! We went from nothing to simple millionaires in 40 years by going to work and saving our money! It took us a long time with plenty of ups and downs but with the wealth of knowledge available today YOUR rich can be done even faster. Can you remember a time when you earned (first job, first career, extra cash), won (Bingo, Jackpot, Contests etc.) or was given money? I can. Perhaps you can recall the feeling that electrified throughout your body as if you had just eaten the biggest most delicious dessert in the world. (that would be brownies for me) Some may describe it as a money high filled with excitement or thrills that lasts until you do something with that money. It’s almost as if a bit of stress is allowed to fall from your shoulders depending on the situation it is feeding. This is the feeling you want to have every day and it’s called financial peace. In order to get to this point you have to train your brain to think rich. This type of mindful financial education comes with a full buffet of rules set out […]

grocery game monthly challenge

First-Class Grocery Receipt Pricing Errors You Might Be Missing : The Grocery Game Challenge 2018 #2 Mar 12-18

PRICING ERRORS AT THE GROCERY STORE GO BEYOND THE SHELF-PRICE   Your grocery shopping trip is not over until you’ve read your receipt and are happy with what you see. We’ve created our own consumer pricing policy in the CBB household and that is to make sure we don’t pay more than we should be, EVER.   Grocery receipt errors are more than just watching for the wrong price which most but not all consumers are aware of which is why reading your receipt is Step 1 in saving money at the grocery store. Over the years we’ve conditioned ourselves to look for pricing errors and for those stores that do offer what many of you know as The Scanning Code of Practice this can mean free product. No one wants to believe that a store is being dishonest and in most cases errors that do happen are human errors. This means both the consumer and the grocery store are at fault, not just the grocery store. The pricing errors don’t just stop at the wrong price though even though we’ve come to depend on price checkers that I believe every store should have available for customers. Most people won’t […]

Sugared Butterscotch Ginger Snaps

THERE’S LOTS OF SNAP IN THESE EASY TO MAKE GINGER SNAPS   Bring gourmet into your home kitchen without the extra costs of the bakery. I’ve taken an old-fashioned Ginger Snaps recipe to the next level and created a cookie (biscuit) that no one has ever tasted before. Let’s be realistic here for a moment because I know many of you might be scratching your heads wondering why and how on earth I’ve made Butterscotch Ginger Snaps. Although traditional baking holds a place in my heart I find the only way to create new recipes is to experiment. This might mean you fail at some of your test recipes but other times like this, they turn out magnificent.   Old Fashioned-Ginger Snaps   Before we get into my Butterscotch Ginger Snaps recipe for those of you not familiar with the Ginger Snap think crunch. If you’re craving a spiced cookie with a crunchy, chewy texture this is the cookie recipe that you want to make. What are Ginger Snaps? A ginger snap, ginger nut, or ginger biscuit is a globally popular biscuit based snack food, flavoured with ginger. Ginger snaps are flavoured with powdered ginger and a variety of other […]

Financial Empowerment Tips For International Women’s Day : February 2018 Budget Update

EMPOWER YOUR FINANCIAL INDEPENDENCE AND CONTROL YOUR MONEY   Today, March 8th is International Women’s Day and it just so happens to be perfect timing that a report was released by a national survey commissioned by the Financial Planning Standards Council (FPSC). Financial empowerment is so powerful that only YOU can help start and grow your knowledge. Survey says…Women need to do some serious financial homework. After surveying 1000 Canadian women last month about financial struggles it revealed that roughly four in ten women don’t even know their credit score.  Also uncovered was that a majority of women have at least one struggle when it comes to their finances. What this means is that you may be knowledgeable in one area but fall short in another. Related: Get your Credit Report, It’s Free Canada. Never rely on anyone but yourself when it comes to your money.   Learning finance the hard way   Just this past week my father-in-law passed away and to say that their finances were even a smidge in order would be an understatement. Both of them have little to no knowledge about finance and budgets, never negotiate bills or interest rates, over-draft is in full-swing and […]

grocery game monthly challenge

13 Food Items That Do Not Require Refrigeration : The Grocery Game Challenge 2018 #1 Mar 5-11

ENJOY THE QUALITY OF FOOD THAT YOU PAY FOR WHETHER YOU GROW IT YOURSELF OR NOT   I have to admit before I met my wife there were food items I thought needed refrigeration but really, they didn’t. Growing up you may have learned about food storage in home-economics class, reading books/magazines, cooking shows or your parents shared their knowledge with you. If you grew up on a farm you probably know more than your friends do and sometimes I’m envious of the farm friends I have because they know so much about the earth and how foods grow. I do have a green thumb but need to find time to get back at it. In the meantime I’m foraging when I can and will continue to do so all thanks to my father-in-law who taught me where to look for mushrooms, asparagus, herbs and berries in Ontario. There are so many foods you can forage but even then you must know how to store food items or risk wasting them or losing valuable nutrients and flavours. Coming from a gardening family Mrs. CBB had a dad who knew exactly how to store food items that he grew in his […]

Delicate Almond Peanut Butter Cookies (Only 4 Ingredients)

A SOFT NUT COOKIE WITH CLASS BUT WITHOUT THE COSTS   If you’ve ever wanted the tastes of peanut butter and toasted almonds in one delicious bite I’ve got you covered with these satiny almond peanut butter cookies. Begin by opening up your pantry and refrigerator, blast the oven to 350 degrees, pull out utensils and with-in 30 minutes you will have 20 almond peanut butter cookies cooling as you’re drooling! Homemade baked goods are best…always and forever. Have you ever noticed that any time you want to purchase specialty made cookies from the bakery they come with a high price-tag? You’re not alone and in that moment of lazy baking walk away and vow to make them at home yourself. It’s easy to get caught up in buying pre-made foods including baked goods but you don’t need to. I no longer buy cookies for my family, I bake them myself. These days however my kids love to be in the kitchen with me so simple cookie recipes such as these almond peanut butter cookies are perfect for them to participate with me. Our son Wilson made the last batch of Almond Peanut Butter cookies all by himself and he […]

How To Test Budget A Mortgage Before Buying A Home : The Saturday Weekend Review #250

LIVE LIKE YOU OWN THE HOUSE BEFORE YOU BUYING   Think about the above statement for a moment and ask yourself how that may have changed your past or current budget before buying your home. You may find that had you created a test budget before that purchase you may have noticed that you shouldn’t have spent so much. Typically you wouldn’t hear me say anything about using a test budget because a budget is a budget, however there are times when pretending to budget comes in handy. Forget about the word pretend for a moment and consider the reasons why you would want to prepare a test budget and how it would benefit you as a potential homeowner. Can I afford the house Can I afford the house Can I afford the house   Start Young Finish Free   I often like to believe that anyone who starts learning about finance from a young age will have basic knowledge to make financial decisions that may not impact their lives the way someone who did not. This is why I urge parents to teach themselves about finance FIRST and pass that knowledge on to their kids. Even then there are […]

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