$5000 Small Bathroom Renovation With Unavoidable Surprises

BATHROOM RENOVATION

HOW TO RENOVATE A SMALL BATHROOM ON A BUDGET   Please don’t be alarmed by my renovation sarcasm hidden in this post but it gets depressing as a homeowner to find so many problems with the biggest investment of your life. Even though we paid our mortgage off 5 years after we bought this house we put off updating the house because it was livable the way it was, until things started to happen. In our house we have a small bathroom which is a standard 4 piece vanity, toilet, bath and shower and a large master en-suite in need of updating for top resale value. Although the dollar signs just keep on rolling we’re learning how to avoid potential problems in the future. Coming from the UK I’m still learning about Canadian homes and one thing is for sure, there’s not a lot of love in some of them. Problems have developed in our small bathroom on the second-level thanks to some awesome home building techniques since the birth of our house just shy of 20 years ago. What was supposed to be a small bathroom renovation has turned into a small budget grab only because it’s what we […]

grocery game monthly challenge

What Every Grocery Store Clerk Wants Customers To Know : The Grocery Game Challenge 2016 #4 July 25-31

what every grocery store clerk wants to say to customers

There likely isn’t one grocery store clerk out there that hasn’t bitten their tongue when dealing with customers who don’t follow the rules or simply make up their own rules when grocery shopping. It’s been said that if you don’t take care of your customer then your competition will and with that comes silence and smiles from most retail clekrs. The grocery store clerk wants to say things to you badly so you can understand what it’s like being on the other side of the grocery belt all day but fears backlash from the customer and sometimes management. The customer is always right? WRONG!, but in customer service the employee may keep on smiling and carry on just to appease the customer. These bad customer experiences though make for a long work day for any grocery store clerk but always remember happy always outweighs negativity.   You are part of the team   What you are as a customer is part of the company you are spending your money at. That’s right when you shop at any store you become part of that organization which means you help us and we’ll help you. It’s a win-win if we all work […]

How To Save Money Buying Fresh Flowers

THE POWER OF FLOWERS IS PRICELESS 3(1)

The Power Of Flowers Is Priceless   From roses and tulips to orchid’s and pansies, flowers have a powerful way of brightening someone’s day. Whether you are celebrating an anniversary, a birthday or you just simply want to make someone smile, the beauty and fragrance concealed in a single flower can easily turn a bad day into a better one. As with many gifts, unless you are pulling flowers from your garden, gifting flowers to someone will cost you some money. How much money you will spend…that is your choice.   Flowers ARE for everyone   As we all know, Valentine’s Day is the biggest sales day of the year for most florists. Showing others that you care does not need to be limited to your significant other or to only one day a year. Flowers are often sent to family and friends who are grieving the loss of someone, a way of saying congratulations or simply just to make someone feel better. Another massive event is a wedding and just about every wedding has flowers so it’s important to do your homework when searching for the perfect flowers to showcase and for your wedding bouquet and bridesmaid bouquet. Related: […]

Extra Juicy Chicken Avocado Burger (Low-Carb)

extra juicy chicken avocado burger 2

This Is Not Your Ordinary Chicken Burger Recipe. It’s The Best, The Juiciest, The Easiest Burger You’ll Ever Make.   The Chicken Avocado Burger is probably one of the juiciest burgers we make in the CBB house because of a secret ingredient and grilling technique that you must know about. I’m a huge fan of the beef burger and I have secrets up my sleeve to create the perfect beef burger however every once in a while I like a different protein like turkey or chicken in place of beef. Although beef prices have slowly been coming down in Canada it’s still cheaper to find chicken and turkey mince for a fraction of the cost. I can get 2lbs of chicken mince for $12 where beef would cost me $21. The price difference is hefty for anyone on a budget but what you can create with a wonderful mince is by far the best part of all. Keep in mind when you are grocery shopping that buying a 1lb pack of mince that will make 4 large burgers such as this chicken avocado burger recipe that it becomes relatively inexpensive compared to eating out at a restaurant. Back a few […]

Free Stuff To Do During A Heat Wave To Keep Cool : The Saturday Weekend Review #182

FREE STUFF TO DO DURING A HEAT WAVE TO KEEP COOL(1)

DON’T LET THE EXTREME HEAT WARNINGS GET YOU DOWN THIS SUMMER   Spending time together this summer with your friends and family outdoors especially during a heat wave will include water, water and more water. Whether you are splashing in it or drinking it water seems to be the highlight of the summer all across Canada. The Weather Network (TWN) has forecast dangerous heat warnings for most of Southwestern Ontario as of Monday with the humidex values reaching near 40. Yes, that’s Hot, Hot, Hot. It’s critical that we stay cool in these types of heat waves and to drink plenty of water. If you live in the GTA and have had a sneaking suspicion that this year’s meteorological summer has been hotter than last years, you’d be absolutely right. -TWN What is a heat wave? According to The Weather Network a heat wave is; No official criteria Generally 3+ days over 32 degrees Celsius is accepted Dew point and humidity not taken into account. With many cities applying a water ban for homeowners it’s easy to see that grass is looking lifeless and plants are screaming for rain. I’m sure many of you will agree with me but one […]

How To Become Financially Secure So You Forget It’s Payday : June Net Worth Update (+0.74%)

HOW TO BECOME SO FINANCIALLY SECURE YOU FORGET IT'S PAYDAY(1)

FOCUS ON LIFE NOT JUST YOUR BANK ACCOUNT   I know people who count down the hours before payday when their bank account will be back in business. It’s not the best spot to be in financially because you are living payday to payday but the struggle is real for so many Canadians. It becomes a vicious circle until you find a way to put the brakes on a stress that is probably weighing you down. Becoming financially secure is a dream for just about everyone so we can forget the daily worries of car payments, mortgage, credit card bills and a host of other debts that cause stress-related issues, relationship issues and potentially depression. No one likes to feel that they are not in control of their lives especially where money is concerned. What does financially secure really mean? Well, I can tell you that it doesn’t mean that you have a job that pays you big bucks. That misconception is what gets people into financial trouble in the first place. This just happened, check it out.   It takes more than an income to stay away from debt   While chatting to a colleague at work briefly the […]

grocery game monthly challenge

Supermarket Confrontation and How To Avoid Embarrassment : The Grocery Game Challenge 2016 #3 July 18-24

supermarket confrontation and ways to avoid embarrassment 2(1)

GROCERY STORE WARS TAKES FOODIE FIGHT TO A WHOLE NEW LEVEL   Dealing with difficult customers is something that grocery store staff contend with every single day but when customers are dealing with irate customers things can get a bit messy. There are people who love to grocery shop and other that despise it. Then we have people who don’t know how to deal with their emotions and anyone that steps in their way sets off a trigger that could turn deadly over something small in most cases. This stuff really does happen   I remember a time in the UK while I was grocery shopping a woman turned the corner of an aisle with her shopping cart and her child was distracting her while sitting in the carrier seat of the cart. The woman wasn’t looking where she was going and smashed into another customer’s shopping cart knocking her purse to the ground. Conveniently her purse was wide open and the contents fell out for everyone to see which upset the women who verbally got abusive with the lady. The situation was resolved quickly but not after an hot exchange of words that made the mother cry. The grocery […]

Simple Italian Tomato Salad…Buono!

SIMPLE ITALIAN TOMATO SALAD 2(1)

YOU CAN’T RUSH A DELICATE TOMATO SALAD TO THE DINNER TABLE   Italian tomato salad with fresh basil is a summer must-have dish for any BBQ party. You’ll have an empty dish to take home and your guests will rave about how amazing the flavours were in your tomato salad and want the simple recipe. If you’re looking for a salad alternative besides greens this simple Italian tomato salad will do the trick every time. Both my wife and I live for this salad every summer which is one of the reasons we grow so much basil in our planters. Related: Too Much Basil?- Basil Pesto Cubes Nothing beats the fresh flavours of minced garlic, fresh basil and organic tomatoes. You can 100% taste the difference when you bite into a juicy organic tomato rather than the over-grown, tasteless tomatoes you can buy at the grocery store. Even though they have organic options we both gravitate towards the home gardener who has an abundance of tomatoes like her father. Every year he plants about 100 tomato plants and thousands of organic garlic bulbs for the family. It’s a fun hobby for him since he’s retired and we all get to […]

Should I Buy A Cheaper or More Expensive House? : The Saturday Weekend Review #181

SHOULD I BUY A CHEAP HOUSE OR EXPENSIVE HOUSE

DON’T BE A FOOL TOWARDS THE SHIMMER AND SHINE IN THE REAL ESTATE MARKET   The most expensive house in the world is the one you are living in or contemplating purchasing. Owning a home becomes your world even though some people consider a roof over their heads a house and never a home. Buying the most expensive house on the block is not something I would do unless I was paying cash or was 100% certain that I could maintain it even through unforeseen circumstances. The problem is that there are people who aren’t considering what could happen which could promote a for sale sign on their property. Plus, if you think those are expensive homes now just wait and see what happens if you find major issues with the home down the road. Be ready to part with money you thought you had saved for something more than surprise home renovations. Whether you buy a cheap house or an expensive house you are now holding something expensive that could cost you even more.   The hometown living vibe is slowly being lost   Many families are being forced to move away from their hometown mainly Toronto and Vancouver […]

What to Expect With Little to No Retirement Savings : Our June 2016 Budget Report

What to expect with little to no Retirement Savings

UNDERSTANDING HOW RETIREMENT WILL AFFECT YOU NOW IS BETTER THAN FINDING OUT LATER WHEN TIME IS NOT ON YOUR SIDE.   If you’re tired hearing about how much money you should have in your retirement savings to live comfortable in the golden years and want to hide because you’re not part of this elite group of savers- you’re not alone. Company pensions, in particular defined pension plans are becoming a perk of the past and Canadians are left will few options when it comes to retiring without living the rest of their years poking through a tight budget. I’d love to retire early but since the birth of our son we’ve seen our life goals change significantly where we were content living mortgage free in our house and living happily ever after. Now we are talking about buying a bigger house to have more room for our son to run around along with an in-ground pool. That means we’ll need to save even more money if we hope to pay cash for the next house or face added debt of a mortgage loan once again. Related: Retiring Early Should Never Be Expected I received an email from a reader who […]

grocery game monthly challenge

Costly Grocery Store Distractions You Should Avoid : The Grocery Game Challenge 2016 #2 July 11-17

costly grocery store distractions you should avoid

IT’S EASY TO FAIL FINANCIALLY AT GROCERY SHOPPING ESPECIALLY IF YOU LET THE SOPHISTRY OF THE INDUSTRY WIN!   Once the prep work is completed to go grocery shopping, your next challenge is bypassing in-store costly distractions but it’s not that easy to defend yourself against. Consumers are complaining about costs at the grocery store because like everything else prices keep going up and pay cheques are stagnant. Who is to blame for this though? The customer wants better deals and the store wants their major suppliers to lower prices so they can roll them out to the customer. It’s a battle against each other and the emptied pockets will come from the customer in the end. Related: Loblaws sends strongly worded letter to major suppliers, asks group to lower costs Loblaw’s missive comes as the price war escalates between Canada’s biggest grocery retailers and as consumers increasingly seek out discount food options after two years of rising food prices. The moment you enter any grocery store you are now on their territory which means they can easily take control of your wallet, mind and appetite with the right marketing tactics. Odds are you won’t see a clock around and […]