Cheap Healthy Meals For Students In Apartments Creating cheap healthy meals sounds impossible because we’ve been conditioned to believe that convenience foods are inexpensive and easier to make. Not true in most cases it costs more and tastes can’t be compared to homemade by a long shot. For this reason I wanted to put together the Ultimate Frugal Student Recipe Book for kids who are off to College or University and need some guidance in the recipe department. While at a backyard BBQ party our friend Judy (not her real name) has a 19-year-old daughter off to Western University in a couple of weeks. Instead of moving into residence she opted to share an apartment with two of her friends to keep costs lower for the school year. This means she won’t be part of the University meal plan and it will be her job to prepare recipes on a budget of $50 a week. Related: How much should my grocery budget be? Although her budget may seem high for some people fifty dollars is reasonable enough for anyone to whip up cheap healthy meals without being deprived. That means she won’t have to live on Ramen noodles, toast […]
The Ultimate Frugal Student Recipe Book : The Grocery Game Challenge 2017 #3 Aug 14-20
Crispy Bacon Fried Lupini Beans (Low Carb Snack)
YOU HAVEN’T TRIED A DELICIOUS SNACK UNTIL YOU’VE EATEN THESE BACON FRIED LUPINI BEANS We got this crazy idea for making Crispy Bacon Fried Lupini Beans only because we found out that Lupin Flour which is ground lupini beans is low carb. You will find some low carb recipes that now use lupin flour as opposed to almond flour or even coconut flour. We’ve had lupini beans before mainly at Christmas time when we visit Italian friends of ours. There are bowls of lupini beans on just about every food table as it’s a traditional snack. Once we found out the nutritional values for lupini beans we were sold. Are you ready for these Crispy Bacon Fried Lupini Beans? They are so good and this is my first time using them in a recipe so if I can do it, so can you. My next attempt at using lupini will be to make a lupini cake and lupini cookies once I order the lupin flour which you will learn about below. What are lupini beans? Lupini are ancient and mostly found in the Mediterranean in the European culture, Middle East and South America and have been available […]
I Handed In My Resignation Letter And Quit My Job : The Saturday Weekend Review #231
WORKING SIX DAYS A WEEK WITH YOUR FOOT IN THE DOOR For the past three years I’ve spent most of my time at work which means I’ve missed out on lots of time with my wife and our 3-year-old son. Over the years readers of this blog would email me and ask why I was working so much if we were debt free. I could understand why they wanted to know but at the same time it’s not unusual as many families struggle on one income or even two. Related: How we became debt free in 5 years There were plenty of days when I asked myself the same question but I continually received the same answer. I’m doing it because I want to work in a career that I will love until I retire. It’s not about the money. Sometimes you just have to look at what you are doing and picture yourself as you age and wonder whether you can continue doing it. If no, find something that you can do or that is sustainable for the long-haul that will make you smile and bring in the income you need. Some careers are great when you are […]
A Guide To Help You Negotiate A Rent Increase (Sample Letter)
YOU CAN NEGOTIATE ANYTHING AS LONG AS YOU KNOW HOW TO MAKE ALL THE RIGHT MOVES. Dealing with a rent increase is one of those difficult negotiation situations that needs to be backed by top-notch negotiation skills. Whether you’re a new tenant, on the cusp of renewing your rental lease or you’ve been handed a yearly rent increase the ball is now in your negotiation court. The art of negotiation can be used in just about any situation even when someone says the price is firm. Even then if you have the right backing power you might be able to squeeze in a discount or in this case negotiating a rent increase that doesn’t fit with your current budget expenses. Rental prices in our area have gone through the roof in the last couple of years. If you are a family with 2 children and need to rent a 2 or 3 bedroom apartment you’ll be looking at near $1200-$2000 a month whether it be in a basement apartment, one level of a house or apartment complex. An apartment complex is typically run by a property management team and basement apartments and house rentals have landlords who own the […]
How To Pick Food Storage Containers The Right Way : The Grocery Game Challenge 2017 #2 Aug 7-13
FOOD STORAGE IS IMPORTANT FOR MANY CONSUMERS ESPECIALLY WHEN IT COMES TO COST, QUALITY AND THE ENVIRONMENT. Cooking recipes are always hit or miss when it comes to portion sizes and the mouths that you have to feed. For this reason you either make too little or too much food. This results in leftovers which then need to be put in food storage containers for lunches or dinner the next day. Related: Food Waste In Canada Some people batch cook purposely so they can freeze dishes for lazy or busy cooking nights. The dilemma for many home cooks is finding food storage containers that meet their needs. If we had money to spend we’d buy the best of the best of everything but reality is, we don’t. This means we often have to go without the top brands on the market even for simple things like food storage. Food storage containers in particular plastic has long since been a debate about BPA and you’ll find some consumers no longer wish to use anything plastic at all. Often I find people get crazy nervous about new scientific facts and that everything is going to harm us if we don’t make […]
Low Carb Bread – The Only One You Will Need (Gluten-Free)
CUE THE BUTTER AND SUGAR-FREE JAM IT SMELLS LIKE LOW CARB BREAD You’ve finally found a bread low in carbs and you’re not sure how to make it or whether you’ve got all the ingredients. I know it can happen but it won’t with this simple no-knead, low carb bread recipe that I’m SO excited to share with everyone. Get ready to watch the butter drip from thin slices of this low carb bread toasted to perfection. We refuse to pay huge amounts of money to have low carb breads delivered via online grocery shopping from a specialty website in Canada, so we made our own for far less. Rejoice bread lovers and set aside those lettuce leaves you’ve used as low carb bread alternatives and get ready to indulge your tummy with crispy toast and butter, sandwiches of all types and even chunky croutons! Creating a low carb bread recipe I know it sounds daft but Mrs. CBB and I have created loaves of this low carb bread for about 3 weeks now. Although we suffered and had some fails where the bread tasted like egg or was heavy as a rock we didn’t give up […]
How To Port A Mortgage In Canada Successfully : The Saturday Weekend Review #230
SHOULD YOU BREAK YOUR MORTGAGE OR PORT IT WHEN SELLING AND BUYING A NEW HOME? Whether you can port a mortgage depends on a few factors but ultimately it all has to do with numbers. Porting a mortgage may not be in your best interest especially if you’re not happy with your current lender and want to search out a new one. The good news is that if you can save money and you’re eligible to port your mortgage you’re doing alright. Renewing a mortgage is far different from porting a mortgage which I’ll get into a later but in the mean time wrap your head around this question- How much do I know about my current mortgage? If you haven’t read the fine print now is a smart time to break out the paperwork. Why am I talking about how to port a mortgage today? Honestly, I had no idea about how to port a mortgage in Canada but I do know that it’s a common practice in the UK where I was born. What I’ve learned while living in Canada as a permanent resident is that I can’t compare apples to apples from what I know in […]
5 Simple Personal Finance Tools You Need For Budgeting
IT’S NOT ALWAYS ABOUT TRYING TO FIX SOMETHING THAT IS BROKEN. For many people money management tools can be overwhelming especially when computer programs come into play such as excel or even finance apps. Please don’t feel pressured into believing you need to own a computer or a cell-phone to stay on top of your finances. That’s simply NOT true. My parents are NOT computer savvy and have no interest in budgeting or banking online. They don’t trust the system because it’s just not the way of the past. Bundle that with too many hacking horror stories which is enough for them to say, no way I’ll do it myself. Related: What are the sources of your financial stress? That means if you want to budget your money to ensure you are on track to meet your financial goals but aren’t ready to jump online, keep it simple. You don’t need to fix a simple budgeting system to be successful you only need to change it to fit your current needs. I’m not ready for technology A quick email from a fan about a month ago reminded me that not everyone is ready to download a budget […]
