How To Keep Debt From Causing A Marriage Crisis


EVERY COUPLE HAS A STORY TO TELL BUT YOU PROBABLY WON’T HEAR ABOUT IT.   A marriage crisis is about to turn your world upside down, so what do you do? You write me an email looking for a twinkle of hope. Marriage is knowing you’re in love with someone but not sure if you can continue to love them based on events that occur in future dealings with-in your relationship. This is where YOU needs to become WE. What does this all mean? This means that anything can happen even to couples who are in love. One minute you’re all mushy about each other and the next you’re ringing up the lawyer because you no longer can stand each other. The annual amount of divorces in Canada tops 70,000 according to the feldstein-family-law-divorce-fact-sheet-2016. Not only that but 33% of first marriages end in divorce. Some of the reasons for divorce documented from Stats Canada in the fact sheet states the following; Communication breakdown Unreasonable behaviour Infidelity Midlife crisis Financial issues Physical, psychological or emotional abuse Relationship “runs out of steam”/fall out of love Where did you both go wrong? Most often lack of communication leads the way to a bigger […]

grocery game monthly challenge

Overpriced Grocery Store Products You’re Wasting Money On: The Grocery Game Challenge 2016 #4 Oct 24-30


DON’T BE CONVINCED THAT YOU’LL SAVE MONEY ON EVERYTHING AT THE GROCERY STORE.   It’s not often that we go grocery shopping and consider buying a BBQ for the steaks we just bought on sale from the meat department. Some people do buy electronics, outdoor gear, toys and just about anything else that can get stuffed into a grocery store most often because it’s there. Quite often the buyer is giving in to an overpriced product that can be bought for less somewhere else which is not an emergency to purchase. If you grocery shop when you’re hungry they say you will spend more money. These days if you let your mind wander and start to think about anything while you grocery shop you’re bound to spend more money unless you handcuff yourself to your grocery list. Most grocery stores stock everything and anything they can to bring in profits. This is where it’s probably a good idea to stick to the perimeter but be warned even this area is getting plastered with marketing ploys to get us to spend more on stuff we don’t likely want but they try to convince us we do. I remember a Super Bowl […]

Banana Oatmeal Chocolate Chip Cookies With Only 3 Ingredients!


TODDLER TESTED AND APPROVED…OH AND I APPROVE TOO, DELICIOUS COOKIES.   All you have to do is…Mash, Mix, Scoop and Bake to create delicious Banana Oatmeal Chocolate Chip Cookies when you want something sweet but not too sweet. These Banana Oatmeal Chocolate Chip cookies truly are the easiest cookies to make in the world because there’s only three ingredients. Yes, you can make delicious cookies with three ingredients all of which most people stock in their pantry especially if they have kids. Since Halloween is next weekend we thought it would be a cool idea to add a bit of premium orange food colouring to convey a pumpkin cookie. I had to laugh because once our son devoured the first one he was already on his tippy-toes reaching for another from the plate on the counter. He had chocolate all over his little face. I don’t know how he does it sometimes. Our son is only two-years old and loves to eat cookies although he doesn’t get them every day. I haven’t met any kids who aren’t fans of cookies and to keep them healthy I wanted to make something that he could enjoy but without all the dad guilt. […]

This Independent Woman Doesn’t Care About A Man’s Money : The Saturday Weekend Review #195


IF YOU WANT TO MAKE IT IN THIS WORLD YOU FIRST HAVE TO FIND YOUR PATH UNASSISTED BY OTHERS WEALTH.   My wife and I were having this conversation the other day about someone we know who is beautiful, smart, successful and single. She confided in my wife that when she finds her true soul mate she will know, which is why she would never settle for the possibility of love. I can understand how she feels because we all want to get love right. Fair enough I thought because there are plenty of single women who don’t want to jump into a relationship with just anyone. It has to be the right moment, the right attitude, the right feeling, the right everything so that the pieces fall into place. What I didn’t know was that she had a past which was a dark time for her but now she’s living a new life. When I asked my wife why her friend seemed so strong with a “don’t come near me” type of aura about her I was expecting her response. She looked at me in the eyes and said that she was once in an abusive marriage where she […]

5 Vital Personal Budget Audit Questions To Consider


DEBT FREEDOM CAN HAPPEN AS LONG AS YOU PREPARE, EXECUTE AND EVALUATE.   A budget audit really is serious stuff not to be missed or forgotten. No excuses. If you don’t care about how your budget is working for you stop reading this post now and get on with your day. If debt freedom is on your to-do list then continue to learn how we audit our budget and the importance of continuing to do so even when you have no debt. Become a leader and do not simply focus on short-term results or you’ll miss important financial opportunities. Giving your budget the once-over is never enough especially if you are serious about saving money, paying bills and becoming debt free so you can continue to build wealth. This is your opportunity to be the big boss, the one in charge of something so important that it could make or break you financially. How do you think the rich get richer? Well, not all of them do but when you have money you can build your empire if you do it right. I can assure you the financially savvy rich folk don’t spend money frivolously unless they have so much […]