You Won’t Believe The Year CBB Had In 2017 : The Saturday Weekend Review #246

THE GOOD, THE BAD AND THE UGLY SIDE TO OUR BLOGGING JOURNEY   I’m not sure if magical is the term I’d like to describe 2017 for Canadian Budget Binder like it was in 2015-2016 but I will say it was challenging and we conquered it. We may not have reached all of our blogging, personal and financial goals but there was no way in hell we were going to give up, and we didn’t. There is no good, bad or ugly to CBB rather we tend to view it as opportunity to do better, learn from our mistakes and take on new challenges. I’ve grown so much as a blogger over the years and the most important thing I’ve gained is a reminder that this blog is MY opinion. I don’t get bothered as much when people say what they want to say like I used to. You can take it, or leave it. Isn’t this the way we should look at most things in life? If it adds value stick around but if you’re not willing to change your financial situation or don’t care then leave it. One of the coolest things we did in 2017 was take […]

PF Weekly grab a brew #45: Butt out that smoke with kids in the car

ONLY YOU CAN MAKE THE DECISION TO BUTT OUT Kids don’t always have a voice when it comes to people smoking around them so we must be their voice and butt out. No one likes second-hand smoke and I understand that more than ever since I am now officially a non-smoker. Saving money in the budget is only one perk to butting out or smoking less for those who are working on kicking the habit. The most important perk is that it is saving your health from potential self-inflicting problems which many can avoid simply by giving up this habit. On Thursday the government of Alberta introduced a law Bill 33 of The Tobacco Reduction Amendment Act that if you have anyone under the age of 18 in your vehicle you are no longer able to smoke in the vehicle with them present. There may be a health savings aspect to this new proposed law but it also might save you some money in the budget if you aren’t smoking as much as you used or were allowed to. Growing up my parents did not smoke so I did not have to worry about them smoking in the vehicle when […]

The Saturday Weekend Review #41: Would you buy a house that has a spooky or illegal past?

Behind Closed Doors Lurks A Story You Might Want To Know You are looking for your dream home when you suddenly find it but then you also find out there is more to the home than meets the eye. Getting my daily dish of Yahoo this morning I was reading about whether Satanists decrease the value of a home. The article had me thinking about what other things might decrease the value of a home that was out of the ordinary and would I put an offer on a home of that calibre. I don’t suspect the property assessment with the Multiple Property Assessment Corporation (MPAC) would be affected as they value the homes that are comparable in the neighbourhood so we might not see any value decrease reflection documented when the paperwork arrives. Then again, what do I know? Whether it was a grow op house for sale, illegal activities, someone may have died or even worse was murdered inside of a house would you put an offer in on a house you fall in love with knowing this information? There was a time last year where a beautiful home sitting on a large property in our city was […]

September 2013 net worth update: (+0.72%) Believe and see victory in numbers

Your Net Worth Is Seen Through Your Eyes So Open Them Wide I love reading about how other people grow their net worth because it’s motivating for me to see that if someone else can do it, so can I. I believe that having a positive attitude about money is a way to get from the bottom to where you want to go, after all we all started down there. Just the other day I finally included our Canadian Budget Binder Budget Spreadsheet to my Free Money Saving Tools which only took me 2 years to put together. I have had many people test out our budget for me because I wanted it to reflect our values as a couple in terms of finance but also to include elements that others might enjoy. Without our budget I can safely say that our net worth wouldn’t be where it is today although we have a long way to go in order to reach our personal finance goals. This past month our budget has taken a hit with all the spending we have been doing around the house mainly. Finishing the landscaping and purchasing 2 new computer systems cost us big time […]

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