Crazy Notions About Being Young And Living Debt Free : The Saturday Weekend Review #221

IF YOU GET EXCITED ABOUT WHAT SOMEONE ELSE HAS DONE ASK THEM IF THEY WILL TEACH YOU TO DO THE SAME.   There was a time in my life where I would come down on myself hard because I was sick and tired of not being able to live the dream. Whatever that meant back then I can’t tell you but I know today that it means living debt free. If one of my mates had rich parents I would be jealous about it and wished I was that lucky. There was lots of wishing going on and not much doing. Once I had my first job earning money that’s all it took because I never looked back, only to say I’m sorry for judging you in my own little way. I wanted all the riches back when I was a boy but as I became older and lived through many financial experiences that super-charged my mindset. I’m finally at a happy place in my life where money doesn’t matter so much. It’s just nice to have and money stress is gone for the most part. I don’t go to work for the money, I go because I love it. […]

Poverty Stories: Growing Up Poor Made Me Rich But Not Happy

SOMETIMES WE KEEP LOCKED UP THINGS THAT HURT US THE MOST.   Fan Submission to Poverty Stories My parents married when they were 17 years old back in the early 70’s and lived in a town just outside of Toronto. Shortly after I was born into what was a loving family environment that did what normal families do. This was the happiest and scariest moments for my parents because financially they were just getting started. Luckily both of their parents lived in the same city and they were able to get help from them with babysitting and anything else they needed. Both my parents are the youngest of many siblings who watched their brothers and sisters grow up to become successful in their careers.   Walk down the aisle   Back in the early 60’s and 70’s it wasn’t uncommon to get married before the age of 20 years old so naturally having a baby was the next step. My mother was an accomplished musician among her peers and my father followed his passion as a plumber in the trades. By the time they were in their mid-twenties they were both working steady jobs and life was getting busy. My […]

How Should Couples Split Household Bills?

WHEN YOU MOVE IN WITH SOMEONE YOU SHOULD NEVER EXPECT TO PAY LESS OR MORE BASED ON YOUR INCOME LEVEL.   Moving in together is a big step for couples and with that comes an entirely new set of financial rules mainly called, splitting. When should you talk about money in relationships? Whenever it is right for the both of you but certainly before moving is ideal. Don’t be afraid to pull out the money card because if you’re thinking it then it is important to you as it should be. Living together may be economical especially if you are spending every day with someone you care deeply about however there is much to discover before you take that step. Some couples just end up moving in together without even knowing it. A shirt here, pants there and before you know it your bathroom counter shares his and her health and beauty products. What in the world just happened? You moved in together and with that comes financial responsibility. Unless you plan to fork over all the money for your partner who now lives with you, talking about splitting household bills is a good idea. Generally doing this before-hand is […]

How To Keep Debt From Causing A Marriage Crisis

EVERY COUPLE HAS A STORY TO TELL BUT YOU PROBABLY WON’T HEAR ABOUT IT.   A marriage crisis is about to turn your world upside down, so what do you do? You write me an email looking for a twinkle of hope. Marriage is knowing you’re in love with someone but not sure if you can continue to love them based on events that occur in future dealings with-in your relationship. This is where YOU needs to become WE. What does this all mean? This means that anything can happen even to couples who are in love. One minute you’re all mushy about each other and the next you’re ringing up the lawyer because you no longer can stand each other. The annual amount of divorces in Canada tops 70,000 according to the feldstein-family-law-divorce-fact-sheet-2016. Not only that but 33% of first marriages end in divorce. Some of the reasons for divorce documented from Stats Canada in the fact sheet states the following; Communication breakdown Unreasonable behaviour Infidelity Midlife crisis Financial issues Physical, psychological or emotional abuse Relationship “runs out of steam”/fall out of love Where did you both go wrong? Most often lack of communication leads the way to a bigger […]

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