How A Gift Closet May Be Your Secret Source For Savings : The Saturday Weekend Review #245

FINALLY A CLOSET THAT YOU’RE NOT AFRAID TO OPEN   I’d like to introduce you to our new savings source, The Gift Closet. Just about everyone I know has a junk drawer or closet where odds and ends gets tossed in hopes it may get used again. You know what I mean right? However, last week one of my readers gave me this idea about getting organized with our junk closets and opening up a gift closet. Sounds like you’re starting your own business but in a way, you are. If you consider savings for your bank account a business then you’re in business. It’s that simple. Not everyone has gifts they need to buy for people during the course of a year but there may be those odd times you find something that is too good to be true and you buy it. You may not want or need to use it right away so instead of it getting lost in the dust pockets of your home you open your gift closet. A good example for us are dish towels. Mrs. CBB has a love for dish cloths and towels and quality products are expensive to buy. When she […]

Check out the top payment options at online casinos

KNOW YOUR ONLINE PAYMENT OPTIONS SO YOU’RE NOT LEFT IN THE DARK   Having a payment method that is fast, reliable and secure is a top priority for any gambler, and being able to make quick and easy deposits at online casinos goes a long way in making your online gambling experience wholesome and fulfilling. While there are a number of payment options available out there, it’s important that you pick a trusted option that keeps your money safe, while simultaneously being fast and easy to operate. Here we’ve compiled a list of the top payment methods at online casinos that are recommended Casino Payment Methods in the industry.   Visa   Visa is one of the most popular means of making payments since when the first casinos started popping up on the internet. On account of its popularity Visa has become a globally accepted payment method, and offers users a safe and reliable payment ecosystem through its extensive fraud protection policies. In addition, Visa users have the option of choosing from the several online casinos that accept Visa for online payments, and can deposit large amounts in a single go. With Visa you can Sail through online gambling with […]

Worried about making online payments? Here’s why PayPal is the perfect solution

PayPal is easily among the biggest online payment systems across the world. Today, PayPal is accepted as a safe and reliable payment gateway by customers and merchants over the internet, and has become an accepted payment method at several online casinos. PayPal’s efficient and reliable model has made it an accepted payment method at several top online casinos like Betway, Jackpot City, Spin Palace and Leo Vegas. Here you can click for more information about the casinos that accept PayPal for deposits and withdrawals. Below we’ve compiled a list of the biggest advantages of using PayPal, and after going through them you’re likely to start using it for all your online transactions. Since starting Canadian Budget Binder I’ve used PayPal services for this blog and now personal purchases. What I love about is that it’s instant and most online shopping outlets accept it. It’s also safe and verifies their customers which is a big deal for those people who worry about online purchases.   Credit card security   While creating a PayPal account, you’re required to enter the details of your credit card and bank account, with which you can make payments online. After entering these details for the first […]

Don’t Make Money Problems Your Daily Obsession : Our Net Worth Update November 2017 (+0.27%)

MONEY ON THE BRAIN WILL LEAD YOU TO A DEAD-END   Are you that person who constantly thinks about your money problems? Do you have a friend who can’t stop talking about their money problems? I’ve been in both situations over the course of my life and I’ll tell you from experience that it’s not a fun place to be. Everyone has had money problems at one point or another unless they were born with a silver spoon in their mouth. Many of the rich and famous grew up in families with money problems yet went on to become multi-million dollar actors, actresses and musicians. 15 Rich Celebs Who Grew Up Poor Leighton Meester Jewel Hilary Swank Sarah Jessica Parker Jim Carrey Demi Moore Eminem Leonardo DiCaprio Tom Cruise Stephen King Mariah Carey Jay-Z Sean Combs Celine Dione Oprah Winfrey  Estimated Net Worth 2.9 Billion Money problems can happen to anyone but constantly worrying about what you must fix instead of living your dreams will harm your financial future. Most people when they get down in the dumps about their money problems they want to do nothing and look to support from anyone that will listen. Some people are super […]

grocery game monthly challenge

The Ultimate Guide Of Economical Christmas Drinks (Recipes) : The Grocery Game Challenge 2017 #2 Dec 11-17

DELICIOUS CHRISTMAS DRINKS FOR EVERYONE   Serving economical Christmas drinks during the holidays doesn’t mean they have to be non-alcoholic. You can offer an array of fancy frugal beverages to your guests by keeping it simple or jazzing them up with a shot of alcohol. Of course non-alcohol will always be cheaper than buying booze but if you want to offer drinks with a splash of buzz I have our top Christmas drinks picks for you. Recently I’ve had readers of this blog ask me if they should include Christmas drinks in their holiday budget planning and the answer is, yes. If it is money coming from your bank account you always include it in your budget. One problem that could arise is that hosting a Christmas party might be a last-minute arrangement. This means when you set your Christmas budget for the year you may or may not have considered hosting expenses. This is one of those cases of not being able to budget for all projected expenses. Related: The Ultimate Guide For Christmas Desserts When creating your yearly budget if you plan to factor in projected expenses for the what-if’s it could save you in the long run. […]

The Best Frosted Apple Cinnamon Rolls

A PLEASANT SURPRISE AWAITS YOU WITH THESE CINNAMON ROLLS WRAPPED IN WARM APPLES WITH A BLANKET OF GOLDEN ICING   It smells so good in here already don’t you think? Today’s Apple Cinnamon Rolls recipe is a family favourite around here during the Christmas holidays. What’s even better is when my sister-in-law said my apple cinnamon rolls are the best she has ever tasted and she is a pretty good baker herself! Compliments are always welcome. Birth of the Apple Cinnamon Rolls recipe   My apple cinnamon rolls started with a recipe that I found in a library cook book years ago and modified it to suit our family tastes. I remember the first time I made these apple cinnamon rolls because I had one lonely apple in the kitchen that needed using up. Sometimes good things come from just one inspiration such as an apple. Since apples and cinnamon are such a tasty pairing and quite common in many recipes, it seemed to be an easy step to add that one apple to my cinnamon rolls. A new family recipe was born, Apple Cinnamon Rolls! I have to admit some of the measurements are not very exact but I […]

Extraordinary Co-workers Christmas Adopt A Family Story: The Saturday Weekend Review #244

IT’S AMAZING HOW THIS GROUP OF CO-WORKERS CAME TOGETHER TO ADOPT A FAMILY THIS HOLIDAY SEASON.   I’ve always wanted to learn more about the Christmas Adopt a Family program in Canada and when a Canadian Budget Binder fan mentioned that her company participates, I wanted to learn more. So far, I’ve learned that there are a multitude of Adopt a Family Christmas programs in just about every community across Canada. That’s amazing! There’s nothing and I mean nothing that feels better than giving during the holidays or any time of year. Mrs. CBB and I often reflect on how fortunate we are and often donate time or money to services in our community to help those in need. In Toronto alone there are over 5000 homeless people living on the streets hoping to get into a warm shelter this holiday season. On top of this there are families that are struggling to put food on the table and individuals that have no money or limited resources to get them on their feet. During the holiday season it’s terrible to be alone with no family or Christmas dinner and cheer to participate in. Some parents may feel sorrow because priorities […]

3 Foolproof Savings Tips For One-time Expenses : November 2017 Budget Update

TAKE THE STRESS AWAY FROM ONE-TIME EXPENSES THE EASY WAY   Over the years I’ve had many fans email asking me how to budget for one-time expenses when using a budget. This is no surprise as we’ve made our fair share of mistakes during our newbie years of budgeting. Let me explain. If you’ve never used a financial budget before for your expenses and are contemplating ringing in the new year with a fresh look on money, you’ve come to the right place. You won’t find any hard-to-understand information here as I tend to keep it simple. The key to budgeting is to start slow and to remember that your first go at budgeting might need tweaking. You may find that using budget jars works for you or stashing money in envelopes for the month. Some readers would not dare keep cash at home for fear of dipping into the jar here and there. Everyone IS different the way they handle their money. What’s important to remember here is that it really doesn’t matter what budgeting platform you choose as long as it’s working for you and not against you. How do you know if you’ve found the right or […]

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