grocery game monthly challenge

15 Copycat Recipes To Make At Home : The Grocery Game Challenge 2017 #4 Aug 21-27

Copycat Recipes Without The Price-tag May Lure Consumers To Put On An Apron.   One of the main reasons people eat out is convenience either because of time barriers or lack of meal planning at home. If you don’t know it already eating out can drastically alter your monthly budget especially if you are spending more time at the restaurants then you are at the grocery store. How many times have you seen an advert on the television or in a magazine for food and said, “I want to try that”, probably quite a few times. I know because I do that quite often, the art of marketing does work. Factor in the costs of tips and drinks for the meal and you’ve just spent enough for a weeks worth of groceries for one meal. Consider how much it costs to make a batch of your favourite muffins, subs or take-out chili in comparison to drive-thru. What doesn’t work is prices which keeps us at home working on ways to create mouth-watering meals in our kitchen. Grocery shopping for some people is just B.O.R.I.N.G but I don’t know many people who shop to party. Of course it’s not the most […]

5 Ways To Save Money By Using A Credit Card

CREDIT CARDS ARE MORE THAN JUST A BACK-UP PLAN!   There’s no doubt you need to be careful with credit cards. There are people of all ages throughout Canada struggling with credit card debt in the thousands or tens of thousands. And if you start missing payments, your credit score will be in danger, which will affect your ability to acquire assets and may even limit your employment options. Related: How to avoid turning $1 into a $29 Credit Card fee However, credit cards are not inherently bad. Money mismanagement is, and the two don’t necessarily go hand in hand. If you are conscientious about how you use your money, you can actually save money by taking advantage of credit cards. Instead of battling to pay installments, you can live the lifestyle you choose without letting the debt ever get out of hand. There are multiple ways to save money using a credit card. These are 5 of the most effective.   1. Transfer your balance to a 0% APR credit card   If you are already carrying credit card debt, there is a simple way to get out of paying crippling interest. Many credit card companies offer a 0% […]

Mozzarella Stuffed Italian Turkey Meatloaf (Low Carb)

GET READY TO HIT PRINT ON THIS JUICY ITALIAN TURKEY MEATLOAF RECIPE   Mozzarella stuffed Italian turkey meatloaf tastes as good as it looks and it’s low carb, gluten-free and keto-friendly. All the wonderful elements of a classic turkey meatloaf but without the breadcrumb fillers but loaded with Salerno mozzarella which oozes gooey when baked. Just look at the photo once again…yes, it is THAT GOOD!     Characteristics of an amazing meatloaf recipe   A meatloaf recipe has to be moist, flavourful and paired up with a nice homemade sauce or gravy. If I had it my way a nice side of buttery mashed potatoes but these days we opt for something healthier such as a garden salad. These days most people are looking to cut the carbs and opt for smarter choices such as vegetables, fruits and proteins. Do you ever just have one of those days where you come home and the last thing you want to do is cook a big meal? We have them often especially with an almost 3-year-old running around the house. Although we like to use our crock-pot to ease into a quiet evening of family time there are times where we […]

The Ultimate Off-Campus Student Housing Needs List : The Saturday Weekend Review #232

DON’T PACK MORE THAN YOU NEED WHEN MOVING AWAY FOR SCHOOL.   I’m already getting emails from students asking for advice about moving into their first apartment to attend University or College. I thought student housing would be an excellent topic to discuss before students rush out and spend money on things they really don’t need. When we are younger we have a preconceived notion about what living on our own is like because we typically associate living at home to be the same but on a smaller scale. It is and it isn’t which is why you don’t need to hire a moving truck unless you plan to stick around for a long time. When students start returning back to town typically we see trucks and U-haul trailers filled with stuff for students living off campus. Most first-year students tend to stay on campus because student residence is a great place to meet people. It’s also a security blanket for many who also have meal cards and eat at the university and college as well. Other students who may have older siblings at the same school or a few friends may opt to rent a house or 3 bedroom […]

grocery game monthly challenge

The Ultimate Frugal Student Recipe Book : The Grocery Game Challenge 2017 #3 Aug 14-20

Cheap Healthy Meals For Students In Apartments   Creating cheap healthy meals sounds impossible because we’ve been conditioned to believe that convenience foods are inexpensive and easier to make. Not true in most cases it costs more and tastes can’t be compared to homemade by a long shot. For this reason I wanted to put together the Ultimate Frugal Student Recipe Book for kids who are off to College or University and need some guidance in the recipe department. While at a backyard BBQ party our friend Judy (not her real name) has a 19-year-old daughter off to Western University in a couple of weeks. Instead of moving into residence she opted to share an apartment with two of her friends to keep costs lower for the school year. This means she won’t be part of the University meal plan and it will be her job to prepare recipes on a budget of $50 a week. Related: How much should my grocery budget be? Although her budget may seem high for some people fifty dollars is reasonable enough for anyone to whip up cheap healthy meals without being deprived. That means she won’t have to live on Ramen noodles, toast […]

Crispy Bacon Fried Lupini Beans (Low Carb Snack)

YOU HAVEN’T TRIED A DELICIOUS SNACK UNTIL YOU’VE EATEN THESE BACON FRIED LUPINI BEANS   We got this crazy idea for making Crispy Bacon Fried Lupini Beans only because we found out that Lupin Flour which is ground lupini beans is low carb. You will find some low carb recipes that now use lupin flour as opposed to almond flour or even coconut flour. We’ve had lupini beans before mainly at Christmas time when we visit Italian friends of ours. There are bowls of lupini beans on just about every food table as it’s a traditional snack. Once we found out the nutritional values for lupini beans we were sold. Are you ready for these Crispy Bacon Fried Lupini Beans? They are so good and this is my first time using them in a recipe so if I can do it, so can you. My next attempt at using lupini will be to make a lupini cake and lupini cookies once I order the lupin flour which you will learn about below.   What are lupini beans?   Lupini are ancient and mostly found in the Mediterranean in the European culture, Middle East and South America and have been available […]

I Handed In My Resignation Letter And Quit My Job : The Saturday Weekend Review #231

WORKING SIX DAYS A WEEK WITH YOUR FOOT IN THE DOOR   For the past three years I’ve spent most of my time at work which means I’ve missed out on lots of time with my wife and our 3-year-old son. Over the years readers of this blog would email me and ask why I was working so much if we were debt free. I could understand why they wanted to know but at the same time it’s not unusual as many families struggle on one income or even two. Related: How we became debt free in 5 years There were plenty of days when I asked myself the same question but I continually received the same answer. I’m doing it because I want to work in a career that I will love until I retire. It’s not about the money. Sometimes you just have to look at what you are doing and picture yourself as you age and wonder whether you can continue doing it. If no, find something that you can do or that is sustainable for the long-haul that will make you smile and bring in the income you need. Some careers are great when you are […]

A Guide To Help You Negotiate A Rent Increase (Sample Letter)

YOU CAN NEGOTIATE ANYTHING AS LONG AS YOU KNOW HOW TO MAKE ALL THE RIGHT MOVES.   Dealing with a rent increase is one of those difficult negotiation situations that needs to be backed by top-notch negotiation skills. Whether you’re a new tenant, on the cusp of renewing your rental lease or you’ve been handed a yearly rent increase the ball is now in your negotiation court. The art of negotiation can be used in just about any situation even when someone says the price is firm. Even then if you have the right backing power you might be able to squeeze in a discount or in this case negotiating a rent increase that doesn’t fit with your current budget expenses. Rental prices in our area have gone through the roof in the last couple of years. If you are a family with 2 children and need to rent a 2 or 3 bedroom apartment you’ll be looking at near $1200-$2000 a month whether it be in a basement apartment, one level of a house or apartment complex. An apartment complex is typically run by a property management team and basement apartments and house rentals have landlords who own the […]

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