PF Weekly Grab a Brew

PF Weekly grab a brew #53: Free excel budget template takes off for 2014

grab-a-brew-online-reviewBUDGET ON THE BRAIN?

 

Unlike New Years diet and exercise videos, budgeting your finances doesn’t have to be painful.

Having only enjoyed two days of the New Year I have noticed a common influx from viewing site statistics.

My Free Excel Budget Templates for creating your own budgets have been popular to say the least.

There is no better time than right now to start your budget and for some eager viewers, they have wasted no time in showing that.

The beginning of the year is the best time to start your new budget if you’re already familiar with them or to start your first budget from scratch.

 

A reason to budget

 

For some people January bills can be daunting especially after the holiday period. I’m sure there’s always some items you bought before Christmas in the grand hopes of using them and yet failed to utilise them.

I’ve done it a few times, I just learned and moved on. That’s what budgeting is all about, learning where your money goes and then correcting the situation. Information is the best tool you have and only you have all the information to start your own budget spread sheet.

 

Being on a budget is good for you

 

As you may have read from one of my recent posts we will not be changing the grocery budget and we we’re spot on for the year. We have honed down our budget to work for us and at a good degree of accuracy.

Our January bills will be in the post-box with everybody else’s, but we have budgeted the money we make to have those bills paid as soon as they arrive.

 

Kick-start your finances

 

I created a budget for our household and then proceeded to create an ongoing Excel Spreadsheet to contain all the information we enter into it. This in turn then generates meaningful figures and facts about our monthly and yearly expenses and what money we have left over for investing and fun.

You may say it all sounds a little boring and tedious but bear with me. If you want to take control of your finances then this is the year to do it.

Stop procrastinating and read our budgeting series and then download the Free Excel Budget Spreadsheet that is right for you.

 

Our Budgeting Series

 

  1. How We Designed Our Budget Step 1– Gathering All the information
  2. How We Designed Our Budget Step 2– Categories
  3. How We Designed Our Budget Step 3– Tracking Receipts
  4. How We Designed Our Budget Step 4- Note-taking
  5. How We Designed Our Budget Step 5– 5S Organization
  6. How We Designed Our Budget Step 6– Who Does What and When?
  7. How We Designed Our Budget Step 7– Balancing Our Budget
  8. How We Designed Our Budget Step 8– Knowing our Coupon Savings
  9. How We Designed Our Budget Step 9– Reading Our Bills
  10. How We Designed Our Budget Step 10– Projected Expenses

 

Top recipe

 

meatball-vegetable-soup

Every day Food Bloggers from around the world pass by my other love the Free Recipe Depot Facebook page to share a daily recipe which I share with my fans.

This weeks festive Top Recipe comes from a blog called “Kitchen Dreaming” run by two lovely ladies whom have been featured here before. I just love their food and they never cease to amaze me. When I went searching for a top recipe today I wanted to find a  hot bowl of something. When I found their Meatball Vegetable Soup, I knew this was the recipe for me.

 

Weekly CBB Posts

 

If you missed any CBB posts from the week here is the list of posts you can catch up on reading!

 

Weekly reads

 

Every week I share a few of the best personal finance blog posts that I read over the past week with all of you so please enjoy my top picks.

Well, that’s a wrap for this Friday’s grab a brew #53 so happy budgeting and I’ll see you here again next week when I do it all over again.

-Mr. CBB

Money-quote

Are You New To Canadian Budget Binder?

 

Related articles

 

Similar Posts

3 Comments

  1. I’m working on rounding up the numbers I need to run the budget, but there are still a couple I’m not sure about like hubby’s benefits from work…. not sure what he is planning to do there and neither is he. I’ve already mentioned what I plan for groceries and I’m looking forward to the next few weekends when new coupons come out to replace all those ones that expired at the end of last year. I think I’ll be trying just a little harder to maximize coupon savings. Last year was $40-45 a month in savings and I think I can do better this year!! Things are looking a little more stable with hubby at this time, but that can change at any time. When it changes it likely won’t be good. I’ll deal with that when I have to. I’m trying to build up something of an emergency fund as we roll over $20.00 a week to the savings acct.
    The good news is we had a good Christmas and there will be no credit bills coming this month for that!! I either made the gift, paid cash or used points collected to get things. The library book sales were a lovely place to get some nice books….hubby got 3 books on chess for Christmas he is happy as a clam with!!! I made the grandson 2 pairs of mittens, a pair of sleep pants and a Lightening McQueen(from the Cars movie) Hat,all from yarn and fabric I had around the house. Plus some books from the book sale and a few little goodies with my points from Guardian Drugs on a 20X points night!!! Christmas is for the kids and he had a very good Christmas!!!!
    I’ll be looking for deals and points anywhere I can all year for next Christmas. If I can get something I know a person will like I will get it months ahead if the price is right!!!
    That recipe does look tasty…have to have a closer look!!!!
    I’ll be working this year to see what I can do with the budget and see where I go from here……

  2. Mr CBB… that’s my kind of Recipe of the Week! I bookmarked it and will be making it very soon with a small alteration or two to make it gluten free. Thanks!

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.