BUDGET ON THE BRAIN?
Unlike New Years diet and exercise videos, budgeting your finances doesn’t have to be painful.
Having only enjoyed two days of the New Year I have noticed a common influx from viewing site statistics.
My Free Excel Budget Templates for creating your own budgets have been popular to say the least.
There is no better time than right now to start your budget and for some eager viewers, they have wasted no time in showing that.
The beginning of the year is the best time to start your new budget if you’re already familiar with them or to start your first budget from scratch.
A reason to budget
For some people January bills can be daunting especially after the holiday period. I’m sure there’s always some items you bought before Christmas in the grand hopes of using them and yet failed to utilise them.
I’ve done it a few times, I just learned and moved on. That’s what budgeting is all about, learning where your money goes and then correcting the situation. Information is the best tool you have and only you have all the information to start your own budget spread sheet.
Being on a budget is good for you
As you may have read from one of my recent posts we will not be changing the grocery budget and we we’re spot on for the year. We have honed down our budget to work for us and at a good degree of accuracy.
Our January bills will be in the post-box with everybody else’s, but we have budgeted the money we make to have those bills paid as soon as they arrive.
Kick-start your finances
I created a budget for our household and then proceeded to create an ongoing Excel Spreadsheet to contain all the information we enter into it. This in turn then generates meaningful figures and facts about our monthly and yearly expenses and what money we have left over for investing and fun.
You may say it all sounds a little boring and tedious but bear with me. If you want to take control of your finances then this is the year to do it.
Stop procrastinating and read our budgeting series and then download the Free Excel Budget Spreadsheet that is right for you.
Our Budgeting Series
- How We Designed Our Budget Step 1– Gathering All the information
- How We Designed Our Budget Step 2– Categories
- How We Designed Our Budget Step 3– Tracking Receipts
- How We Designed Our Budget Step 4- Note-taking
- How We Designed Our Budget Step 5– 5S Organization
- How We Designed Our Budget Step 6– Who Does What and When?
- How We Designed Our Budget Step 7– Balancing Our Budget
- How We Designed Our Budget Step 8– Knowing our Coupon Savings
- How We Designed Our Budget Step 9– Reading Our Bills
- How We Designed Our Budget Step 10– Projected Expenses
Every day Food Bloggers from around the world pass by my other love the Free Recipe Depot Facebook page to share a daily recipe which I share with my fans.
This weeks festive Top Recipe comes from a blog called “Kitchen Dreaming” run by two lovely ladies whom have been featured here before. I just love their food and they never cease to amaze me. When I went searching for a top recipe today I wanted to find a hot bowl of something. When I found their Meatball Vegetable Soup, I knew this was the recipe for me.
Weekly CBB Posts
If you missed any CBB posts from the week here is the list of posts you can catch up on reading!
- New Years Resolutions 2014: My Health, My Money
- Happy New Year 2014 is here to stay
- The Grocery Game Challenge Dec 30-Jan 5, 2014: Join the challenge starting now
- The Best of Canadian Budget Binder 2013
- Biscotten Torte (Biscuit Cake)
Every week I share a few of the best personal finance blog posts that I read over the past week with all of you so please enjoy my top picks.
- Group RRSP’s Strength in Numbers– The Brighter Life
- Our experience sponsoring a child from Africa– Prairie Eco-Thrifter
- Does saving get easier as you get older?- Money Bulldog
- Surviving the death of a spouse- Retire Happy
- Technology has made me lazy or less productive?– Krant Cents
- Knowing and recognizing the signs of financial trouble- Master the Art of Saving
Well, that’s a wrap for this Friday’s grab a brew #53 so happy budgeting and I’ll see you here again next week when I do it all over again.
Are You New To Canadian Budget Binder?
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- If you like FREE then click this link for my FREE Excel Budget Spreadsheet and all my Free Money Saving Lists!
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