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15 Easy Lunch Sandwiches For Less Than Two Dollars : The Grocery Game Challenge #3, Dec 21-27,2015

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15 lunch sandwiches for under 2 dollarsDELICIOUS SIMPLE LUNCH IDEAS DON’T HAVE TO COST A FORTUNE


Lunch Sandwiches have long since been a popular food to eat any time of the day for both kids and adults whether at home, work, school, picnics, gatherings or on the run.

Although your typical homemade sandwich can range in price depending on how fancy of a sandwich you want you can’t go wrong by making it at home rather than buying it pre-made.

Layering your sandwich with roast beef, Swiss cheese and bacon will cost more than having a simple roast-beef and cheddar sandwich so it’s important to know what ingredients you like in your lunch sandwiches so you can stock up when there are grocery store sales. Keeping prices in mind will help to keep costs low while allowing you to eat the best foods available.

My wife and I are always looking for lunch suggestions because we get bored with eating the same foods all the time so we aim for variety in our diet. Although I enjoy taking a hot lunch to work every once in a while I don’t mind lunch sandwiches because they are easy meals to make paired with soup or other sides.

I do try to keep the sandwiches I make as relatively healthy sandwiches but on occasion I like to sneak in some bacon. Who doesn’t like bacon? It’s all about moderation. I was chatting to our neighbours daughter last week as she was about to go in the house to eat lunch who is 8 years old and always chatting.

I asked her what she was having and she told me a bacon, banana and peanut butter sandwich or avocado with cream cheese sandwich. Although I’m not a huge fan of peanut butter I thought her lunch suggestions were well-balanced but most of all unique. With kids though you have to keep them interested in food just like most adults want to be motivated. One day they might like one food and the next they hate it.

She had me thinking about what types of lunch sandwiches we enjoy eating in our home and were they cheaper to make than to buy at a grocery store, food truck, deli, restaurant, vending machine or cafeteria. Well of course it’s cheaper and let me tell you why, because you made it at home. Eating on the run will always cost your budget more money.


Ideas for simple lunch sandwiches


It’s always nice to pay yourself to be the family chef. Below are a few sandwich ideas that I think are noteworthy for anyone who enjoys simple lunch sandwiches without all the fuss.


Panini Sandwich


I love a nice panini sandwich filled with ham, turkey, cheddar and apple slices then grilled in a panini press. So, if you don’t have a panini press yet ask for one at Christmas time or scope out the sales throughout the year. They are a great way to jazz up any sandwich so they aren’t so boring plus you get a crunchy texture that you won’t get with pan frying.

Ingredients to grocery shop for

  • Panini rolls
  • Deli Ham
  • Deli Turkey
  • Apples
  • Butter
  • Mayonnaise or Homemade Mayonnaise
  • Deli Mustard


Tomato and Mayonnaise Sandwich


This is one of the easiest lunch sandwiches to make especially if you have a garden full of organic tomatoes that need using up. There is nothing quite like fresh tomatoes sliced with a bit of olive oil, salt and pepper layered on a slice of bread then topped with a bit of homemade or store-bought mayo. Easily this sandwich will come under $2 to make at home even if you had to buy the tomatoes at the store.

Ingredients to grocery shop for


Grilled Cheese Sandwich


I think just about all of us have grown up eating a cheese toastie also known as the grilled cheese sandwich. There are so many variations of this sandwich that the costs involved go up depending on what you pair with the cheese inside. Overall, if you keep it simple you could likely get 2 grilled cheese sandwiches in your belly for $2.

Ingredients to grocery shop for

  • Bread
  • Cheese slices or your cheese of choice
  • Butter

Related: Roasted Tomato Basil Soup


Peanut Butter and Jelly


Once in a while our son likes a peanut butter and sugar-free jelly sandwich for lunch but he has to be in the mood for it. Although PB&J sandwiches are cheap to make peanut butter these days must be bought on sale as prices have sky-rocketed over the years.

A 1kg jar of peanut butter for $3.99 is a sale price that most people will stock up on. If you fancy bacon on your PB&J sandwich add a bit more $$ to the costs but again this certainly won’t bring these lunch sandwiches over 2 dollars each. Watch for sales on bacon and stock up in your freezer. It’s not uncommon to find a pound of bacon for under $3.

Ingredients to grocery shop for

  • Bread
  • Peanut Butter
  • Jelly
  • Bacon *optional


Banana with Bacon Sandwich


I know this may seem odd to you but it’s actually very good. How do I know? Our son loves banana sandwiches with bacon on top. Sometimes he might even want a bit of peanut butter or cream cheese layered in his sandwich too but for the most part he digs a jazzed up banana sandwich every once in a while.

It’s also nice for change and if you buy a pound of bacon for $3.99-$4.99 or even on sale for $2.50 making these lunch sandwiches won’t cost you much money. If you are after a sweet fix add some honey to the peanut butter and banana sandwich for a nice treat. Even a dollop of yogurt tastes delicious!

Ingredients to grocery shop for

  • Bread
  • Peanut Butter
  • Bacon*optional
  • Cream Cheese
  • Bananas
  • Honey *optional


Egg Salad Sandwich


Quite possibly one of my favourite easy lunch sandwiches is the egg salad sandwich. I like to add a bit of lemon to my egg mixture along with fresh spring onions to take the flavour up a notch. There has to be butter on egg salad lunch sandwiches along with some pickles on the side with a hot bowl of soup.

Related: Thai Chicken Soup

Ingredients to grocery shop for

  • Bread
  • Butter
  • Dozen Eggs
  • Mayo or homemade mayo
  • Salt and pepper
  • Lemon juice
  • Spring onions (scallions)

Egg Salad Cheese Sandwich recipe

Not everyone knows how to make a simple sandwich so here goes the fasted egg salad sandwich I’ve ever made and eaten before.

  • Hard-boil about 6 eggs takes about 6-8 minutes
  • Crack the shells off and add all the other ingredients apart from the butter. Mix well and serve on a buttered bun or even in a wrap or pita with sliced mozzarella or cheddar.


Tea Party Sandwiches


Some of my favourite tea party sandwiches are cucumber with a herb and garlic cream cheese and curried egg with a bit of mayo, old-fashioned ham and old cheddar with butter. These were always popular back in the UK at my parents and relatives house. My mum would make these small sandwiches for a lovely afternoon lunch with some fruit and vegetables on the side with a cuppa tea.

Ingredients to grocery shop for:

  • Old-fashioned Ham
  • Mayonnaise or make homemade mayo
  • Old Cheddar Cheese
  • Eggs
  • Indian spices
  • Butter
  • Bread
  • Herb and Garlic cream cheese  (or your favourite kind)
  • cucumber
  • salt and pepper

Related: 50 Tea Party Sandwiches


Tuna Fish Sandwich


Ingredients to grocery shop for

  • Flaked tuna
  • Mayonnaise or make homemade mayonnaise
  • Butter
  • Salt and Pepper
  • Lemon Juice
  • Green onions
  • Bread

Mix everything in a bowl apart from the butter then make your tuna sandwich. The tuna sandwich is one of the least expensive lunch sandwiches to make. Most adults and children love tuna fish sandwiches and you can buy the ingredients for so cheap.


Chicken Salad Sandwich


If you have leftover chicken from that rotisserie chicken you bought at the grocery store for $5.99 or if you’ve made a chicken and have leftovers now is the time to stuff it in a sandwich. I love chopped chicken with a bit of mayo, salt, pepper, pineapple chunks and a bit of Franks Red Hot Sauce. You can literally add all sorts of flavours and textures to chicken salad sandwiches.

Ingredients to grocery shop for

  • Bread
  • Pre-cooked chicken or Chicken
  • Canned or fresh pineapple chunks
  • Mayonnaise or homemade Mayonnaise
  • Franks Red Hot Sauce
  • Butter
  • Salt and pepper


Turkey Dinner Sandwich


We always get leftover turkey to bring home after a festive occasion at the relatives whether it’s Christmas, Easter or just because. My wife and I both love double or even triple-brie cheese so if we can get it on sale we’ll stock up so we can slice it up and add it to our turkey along with any leftover cranberry sauce. We then warm it up to melt the brie and top with hot homemade gravy.

This is one of those lunch sandwiches you will eat with a fork and knife but it will be so worth it. The great part is this is inexpensive even if you pay $4.99 for a small brie it will still yield at least 3-4 sandwiches which is a great price.

Ingredients to buy at the grocery store

  • Bread Buns
  • Turkey
  • Double-Brie or even triple if you like extra-extra creamy
  • Cranberry Sauce
  • Flour to make gravy from the turkey drippings
  • Salt and Pepper


Italian Sausage and Roasted Pepper Sandwich


I can’t tell you how many times I’ve had this Italian sausage and roasted red pepper sandwich before. It is so delicious and the roasted red peppers really are the star of the sandwich. You can buy a jar for about $1.99 or roast a couple on the stove-top or BBQ, add some olive oil, garlic, salt and pepper after you skin them and you’re good to go. Grill up some Italian sausages, slice in half and layer away on a fresh Italian Bun. You don’t need any condiments on this one, just enjoy the grill flavours.

Ingredients to buy at the grocery store

  • Red Peppers or Jar of Roasted Red Peppers
  • Olive Oil
  • Garlic
  • Salt and Pepper
  • Italian Buns
  • Hot or Sweet Italian Sausages


Bacon, Lettuce and Tomato Sandwich


Everyone loves a bacon, lettuce and tomato sandwich especially club style and toasted. I always enjoy one of these lunch sandwiches when it’s a dreary day outside or raining for some reason. I guess it just makes me happy when I see how gorgeous all the layers look on my plate. A budget-friendly sandwich that should top any sandwich list.

  • Sliced Bread
  • Bacon
  • Tomato
  • Mayo
  • Lettuce
  • Salt and Pepper
  • Butter


Beans on toast with a poached egg and cheese


This is another one of those sit down lunch sandwiches that you need a knife and fork for. You can bring this to work with you as long as you have a microwave oven and toaster. If you don’t mind doing a couple of minutes of prep work to cook it up you can enjoy this hot lunch in a jiffy.

Although you may not be able to poach an egg at work you can easily microwave an egg and beans to top over the toast. If you like cheese you can shred it at home then add a bit to the top. If you are at home enjoying this simply poach an egg or two in some water with a bit of vinegar, swirl the water then crack in your egg. Easy!

Ingredients to buy at the grocery store

  • Bread for toast
  • Can of baked beans or homemade baked beans
  • Shredded cheese
  • 1 or 2 eggs
  • Salt and pepper


Meatball Sandwich


Although beef mince may be costly in some cities across Canada when I make meatballs I like to add a mix of pork and beef which make them cheaper. I can typically get a pound of pork for under $3 and a pound of beef for $5 sometimes less. If you can bulk beef mince in bulk you may even save some money this way and you can break it up and freeze it when you get home. Sometimes I just make huge batches of meatballs and freeze them raw.

Keep in mind that 2 pounds of meat will make a boatload of meatballs that you can drop raw into a homemade tomato sauce to cook on low for a few hours until they are moist and delicious. The costs involved making a pot of homemade pasta sauce is minimal.

Ingredients to buy at the grocery store

  • Pork Mince
  • Beef Mince
  • Salt and Pepper
  • 2 cans of diced tomatoes large
  • 1 can of tomato pastes
  • Garlic
  • Spices- salt, pepper, cumin, curry spice
  • Onion
  • Bread crumbs or stale bread pulverized
  • Mozzarella
  • 6 inch sub buns or round baps (homemade may be cheaper to make)

You can find my meatball recipe here but making a huge pot of meatballs and sauce can be used for pasta and meatball night or for Mozzarella Meatball Sub and all for around $1.90 each. If you like eggplant I also make a beautiful eggplant meatball which would be perfect topped with sauce and mozzarella on a bun. I’ve also made crock-pot turkey meatballs and BBQ sauce which would go perfect on a bun with cheese for dinner.


Vegetarian Sandwich


My wife loves to make vegetarian sandwiches that are easy which means adding lots of fresh vegetables to a light layer of cream cheese on a bun, wrap or pita. If we ever find Portobello mushrooms on sale she loves a grilled Portobello mushroom with mozzarella cheese melted on top with a bit of pasta sauce. You can also layer grilled eggplant or zucchini topped with cheese. The sky is the limit when it comes to vegetarian affairs such as the sandwich so splurge a bit and enjoy seasonal veggies for lunch.

Ingredients to buy at the grocery store

  • Buns, Wraps or Pita bread
  • Seasonal veg: Lettuce, tomato, red cabbage, cucumber, spinach
  • Portobello mushroom
  • Cream Cheese
  •  Mozzarella or Swiss Cheese
  • Mustard
  • Mayonnaise or other condiments you’d like.


Wrap Sandwich recipes


Lunch sandwiches made from wraps are healthy and can be filled with just about anything your stomach desires.The best part about wraps are they are less filling than your average 2 slices of bread and may cost less as well. Wraps can run about $2.00 for 10 large whole wheat or white wraps at the grocery store.

A loaf of commercial bread can cost up to $3.99 or more for one loaf. Some loaves of bread sell for $1.00 at the Dollar store and if you love to bake you can make bread, tortillas, pita and wraps for even less.

Related: Homemade Pita Bread

How’s that for a list of lunch sandwiches that are exciting and frugal to make. Although we all have different tastes as you can see it’s easy to create a sandwich that you enjoy by manipulating ingredients in already popular sandwich recipes.

What are some of your favourite lunch sandwiches that you make that are inexpensive and delicious?


December Grocery Game Challenge posts


Join in the Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and if you have any questions feel free to email me.

New monthly prize: $10 President’s Choice Gift Card for Canadian residents only.

NEW!! If you want to play from outside of Canada and have PayPal and you win I will pay you $10CDN via PayPal. I use a random online generator to pick the winning ballot every month.

If you missed any grocery game posts for the month I will post the line-up each week here for you so you don’t have to go looking for past GGC posts for the month. This makes posting a bit easier although all you need to do is click on The Grocery Game Challenge on the homepage sidebar and you will see them all.


Free Grocery Budget Tools


Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!


Ultimate Grocery Shopping Guide


the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.


2015 Grocery shop results


Yearly grocery budget for two + 1 Toddler 2015: $2820

(The above total does not include the stockpile budget of $235 per year or $25 per month.

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00 $174.05
  • Total Grocery Budget with any carry-overs $235.00 $174.05
  • Total Gift Cards used to date: $32.40
  • Total Rewards Points redeemed this week: $90.00
  • Total Rewards Points used to date: $230.00
  • PC Points Plus Earned to date: 31,947
  • Scanning Code of Practice (SCOP) to date $0.98

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $28.00
  • Zweet to date: $18.00
  • Checkout51 to date: $7.00


Grocery Shop This Week


Food Basics

  • 6 x dozen eggs $2.44 each
  • 6 x Schneiders Bacon $2.88 each
  • Pork Roast $11.99-$4.80 discount
  • Avocado Bag $1.88
  • 4x Lactancia cream $1.99
  • Quaker Oatmeal $2.49

Total Out-of-Pocket: $51.44

  • Total to spend this month $235.00-$60.94=$174.05 (overspend from November)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00+July $14.44+Aug $25.00+Sept $25.00+ Oct $25.00+ Nov $25.00+ Dec $
  • Stockpile budget used this month: $23.28
  • Total coupons used this week: $0
  • Total coupons used to date: $40.77
  • Total in-store discounts this week: $4.80
  • Total in-store discounts to date: $718.82
  • Total spent this week: $51.44
  • Total spent so far this month: $114.71
  • Total over/Under spend this shop: under
  • Total over/Under spend for the month: over $n/a
  • Total left to spend for the month: $59.32-$51.44=$7.88
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67+July $212.16+August $118.15+ September $130.37+ October $281.89+ November $249.04+ December $

Weekly Overview (your final thoughts)

This is our last shop for the month as we are heading home to my wife’s parents house tomorrow where food will be supplied even though my wife is bringing some bits from home since she is on a low-carb diet. Overall we had a great shop this week for some odds and ends.

We have just under $10 to spend plus a bit of the stockpile budget so I’ll just hold off for final numbers until next week. You never know what we will need to buy while we are away. Next week I will see how we made out for the year plus toast some of the top GGC posts for 2015! Here we go 2016..I hope you’re all ready to save with us! – Mr.CBB


Canadian Coupons


Here are some great places you can find Canadian Coupons! These are your latest Checkout 51 offers which you can use to help save money. We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

I found one coupon this week for sweetener which is great because it’s $3.00 off even if you buy the packets in the box. You can practically get them for free if you can find them on sale.

3 dollar splenda coupon Canada

Grocery Game Challenge FAQ’s


  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops. We have fans who post their grocery shop who live all over the world.
  • What is the monthly prize and who can claim it?- The monthly prize is a $10 PC Loblaws Gift Card and for our out of country friends it’s $10 CDN via Paypal if they win. As more people join I will add more money to the gift card or I will split it up and offer 2 prizes every month.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. If you choose to post monthly  or bi-weekly you will only get 1 ballot for that shop. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile app joining forces with the many apps that are already out there.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.


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  1. Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $300 per year or $25 per month.
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $10.00
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 21250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $1.75(25.75)
    Checkout51 to date: $6.76($25.50)
    Air Miles Cash redeemed YTD -$70.00

    Grocery Shop This Week

    Foodland #1
    1 jug water -5.49
    2 cans pineapple tidbits @1.25
    1 box saltines crackers -4.29
    2 Cheerios @3.98
    2 packs unflavoured gelatin @3.79
    1 can condensed milk -3.49
    3 cases pop @3.33
    2 yogurt @2.99
    1 cranberry cocktail -2.98
    1 syrup -2.99
    2 cans soup @.99
    1 block cheddar cheese -5.99
    2 4l milk @4.88
    1 coz large eggs -2.99
    5 lbs butter @2.88
    1 container ice cream(black cherry) -3.99
    4 packages frozen veggies @1.99
    1 Dove shampoo -3.49
    1 Dove body wash -3.49
    10 lbs potatoes -4.99
    1 bunch celery -3.99
    1 pack fresh cranberries -2.99
    1 pack fresh sage -2.99
    Bananas -1.71
    1 large lemon -.99
    1 frozen turkey -$37.00, $32.00 turkey bucks
    1 pork loin -4.19
    1 bagels -3.99
    3 raisin bread @2.99, 1 loaf AM 50% savings, 2X .75 coupons, 1-1.00 coupon
    Tax -2.21
    Total OOP -$46.83- $100.00 gift card from sisters-in-law, $1.50 discount, $34.50 coupons(includes $32.00 turkey bucks)
    Foodland #2
    1 bag rice -5.99
    1 jug water -5.49
    2 pasta sauce @2.29
    2 holiday Rice Krispies @1.99
    1 bleach -1.79
    2 tomato paste @.59
    1 pop up timer for turkey -1.99
    2 4l milk @4.88
    1 doz large eggs -2.99
    1 turnip -2.31
    1 pack cole slaw -1.99
    1 grated Parmesan cheese -3.86
    1 doz dinner rolls -2.79, 50% sticker
    2 W/W bread @3.19
    Tax -.49
    Total OOP -$54.17, 1.40 discount
    Foodland #3
    1 Temptations cat treats -1.79
    1 4l milk -4.88
    Tax -.23
    Total OOP -$6.90

    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar $22.18+ (April)+$18.32+ May $40.95+ June $24.15+ July $45.32+ Aug $32.92+ Sept $22.43+ Oct $0+ Nov $0+ Dec $0
    Stockpile budget used this month: $0
    Total coupons used this week: $34.50
    Total coupons used to date: $192.60
    Total in-store discounts this week: $2.90
    Total in-store discounts to date: $187.17
    Total spent this week: $107.90
    Total spent so far this month: $502.23
    Total over/Under spend this shop: under
    Total over/Under spend for the month: over $n/a
    Total left to spend for the month: $147.77
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ April $515.95+ May $621.33+ June $760.66+ July $552.91+ August $674.89+ September $610.32+ October $646.30+ November $650.45+ December $
    Weekly Overview (your final thoughts) I used the gift card from my sisters-in-law finally for most of the food for the Christmas dinner and such. I got my turkey too using those turkey bucks. I even have enough in the budget left to do well for the month, which means I can make the year for the first time in 3 years of trying and working at it! Thank you Loretta and Noreen!! That gift card really helped!!

    1. Hi Christine,
      I went to Foodland over the holidays just to be nosey and I was a bit shocked at the prices BUT they do have good deals and 50% off reduced items which was great. I said to my wife next year forget baking just go to Foodland Christmas Eve and stock up on reduced Christmas treats. That was nice to get such a generous gift card which I’m sure was very appreciative. Did you ask for grocery GC for Christmas? I’m looking forward to your last shop and review for the year! You get ballot 20

      1. No I didn’t ask for the gift card. We quit giving gifts as adults in the family years ago. But when hubby’s sisters found out he was going back on his chemo drug they both came for a visit and left an early Christmas card with the gc inside for the store across the street. They have both been very supportive of both of us over the years with hubby being sick and such…thankfully.
        I manage at Foodland by watching for those stickers and getting as much sale product as I can when I can.

  2. Week 4 – December 20 – 26

    • Grocery budget to work with in December over 5 weeks: $250
    • Total coupons used this week: $1
    • Total coupons used to date: $155.11
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $19.71
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $360
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $73.76
    • Total student discounts this week: $0
    • Total student discounts to date: $224.45
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $13.60
    • Total spent this week: $36.55
    • Total spent so far this month: $199.30
    • Total left to spend for the month: $50.70
    • Carry over: $0
    • Total in carry over jar: $80.15
    • Total Spent To Date 2015: $2,989.15

    Shoppers: NN Chips 4 x .99, Coke Zero 6 pk bottles 2.49, Armstrong Cheese 2.29 x 2 – 2 x 50 coupons, Mozzarella 2 x 2.29, tax .84: Total 15.45

    Walmart: Milk 3.97, 3 lb apples 3.47, bananas 1.00, Croissants 15 pk 5.00, Thin pizza kit 3.77, philly dill dip 2.00, tostitos con queso dip 1.88: Total 21.10 rounded up 1 cent

    A small shop and the end is in sight. During the holidays is our snacking time, so I decided that despite the smaller budget I was going to keep with that tradition. It showed in last week’s shop with finger food, and this week with chips and dip and prepared pizza rounds rather than scratch (just had to throw dinner together quick that night and didn’t have 2 1/2 hours to make our favourite pizza dough and we needed sauce too). We also needed some snacking things for our car ride to and from my sister’s place for my son and I, and to be fair I got some for hubby too while we were gone. It’s an easy way to keep him out of the drive thru.

    Cheese was an awesome sale again at Shoppers. No price matching, time just didn’t fit to get to RCSS on Tuesday for student discount, but the deals speak for themselves.

    I have a small takeout budget allowed for our trip to and from my sister’s place. Subway is the easiest and reasonably healthy for such a small budget. Also, I have a few Halloween coupons that need to be redeemed at Wendys before the end of the month and that will account for a couple of items.

    I anticipate coming in under budget this year, but the budget fluctuated a lot in the first half of the year. It will be more rigid in 2016, we need to pick a dollar value and only reevaluate it at the end of the year. Money flow made that more challenging this year, so target is going to be low, with the possibility for an increase in July when family visits.

    Christmas this year did the grocery pantry well. My mom got me a few items to put on the shelves, my son got me my favourite coffee and my in-laws got me two containers of my favourite coffee and a $25 gift card that I can use at RCSS. It’s all I wanted this year and I can say, they took me seriously. Hubby was annoyed with me, he says I should have expressed interest in other things, that way he wouldn’t feel bad because he did. If he spent as much time with the numbers, I think he would have been a little more selfless with his desires, and yes, he wanted stuff. But, in all reality, stuff can’t fill my belly. Whatever we don’t have to buy I one more step to keeping our home. So, everyone gave me the best thing I could ask for, a little help. We see my sister over the 27-30 and I anticipate more from her. I love that my family cares.

    1. Hi Angela,
      Well done! I think 2016 will be challenging for all of us with food prices slated to rise up to 4% or a further $345 a year. I think it’s great that your family supports the both of you and that you got lots of pantry items for Christmas gifts. Sometimes when someone doesn’t play with the financial numbers it’s easier to “want” because they don’t realize the severity of the situation like the person running the numbers. Some do but ultimately the person who runs the numbers shoulders the burden. This is why the wife and I both participate in the process. I look forward to your 2016 shops. You get ballot 18 Mr.CBB

      1. Yes, it is important that both adults are part of the financial process. Wish I could convince my hubby of that. I always worry that if something happened to me, he would have no clue what to do! He’s a work in progress, I’ve combated his awful spending over the course of our first decade together, the second decade I’m working on getting him involved in the finances. Baby steps, and a wish that he wanted to get on board. In the mean time, I keep a simple budget sheet on the fridge which I update every few months so that the basics would at least be covered. My son knows it’s there, so he would direct my hubby to it if needed. Hubby has been told that it’s there, but he has short term memory problems and desire to listen problems, lol!

        1. Hi Angela,
          That’s just it if something did happen he needs to know what to do. Many people are in the same situation. Yes baby steps is smart because if you dump it on him all at once he’ll run the other way. Let us know how it goes.

  3. Actually… I might as well practice with my first Grocery Game Post right?!
    I am single, F, 39, living in downtown Toronto and started a budget on Dec 4 to get rid of consumer debt, pay off my mortgage faster and finally being able to save for retirement. I have a daily Starbucks habit that has also been adjusted to one coffee a day ($2.36). Luckily using “swagbucks” I have financed my coffees this month by answering questionnaires etc and I am hoping to keep this up going forward. I have started to pre-cook breakfasts and lunches (used to pickup something on the go, at Starbucks or at the company cafeteria) and am proud to say that apart from my weekly grocery runs / stops at the drugstore I have been very good and didn’t spend much else during the week.

    My biggest challenge though is the grocery/household budget.
    I overspent quite heavily this month and it’s especially due to my tendency to
    A) stockpile cleaning supplies and household items (toilet paper, paper towels)
    B) having quite a few coupons expiring this month
    C) having a hard time resisting an item that is on sale and I have coupons for.


    Yearly grocery budget for 1: $100 per week = $5,200
    (The above total DOES include stockpiling and cleaning, laundry, shampoo etc supplies)

    Monthly Budget vs. actual spent to date:
    Groceries/Cleaning/Bodycare: $400 / $728.20
    Starbucks: $80 / $75.16
    Eating out: $50 / $18.15
    Entertainment: $20 / —
    Hobbies: $40 / $9.64
    Pet: $20 / $20
    Clothing: $20 / —
    Transit: $40 / $18
    TOTAL: $630 / $869.15

    While I overspent this month for a number of household items I know I will use them within the next months. And considering that I am just starting out, I am o.k. with the results.

    Points and Cashback:
    PC Points Plus Earned to date: 28,100
    Shoppers Optimum points to date: 63,431
    Airmiles to date: 137
    1% cashback MC: just starting

    Coupon Apps:
    Snap Groupon to date: $ 0.75
    Checkout51 to date: $ 45.00

    1. Hi and Welcome to the GGC!
      As you will read many of us have started out where you have and have made amazing leaps with our grocery budget by posting here and motivating each other. This was our weakest area for our budget too and is always a struggle but knowing the GGC team is waiting for the report makes us push harder to stick to the plan. Will you be posting weekly? If you can break down your weekly shop so we can read what you buy, what you paid and saved and where you bought it that would be great. I like to review each post and leave some comments about your shop. If you need any help don’t hesitate to comment here as any of us will help you or you can email me and I will respond. How do you plan to stick to your budget each month? Have you set any goals? I’m looking forward to having you on board this year! Every month one GGC player will be randomly picked to win a grocery gift card. Every week you post your shop you get 1 ballot in the draw. I will be posting the 2016 schedule shortly in an upcoming GGC post so you can print it for reference. Mary who has been playing the GGC since it was started kindly did the schedule for us again this year. You can follow along the weeks posted to stay on track or do your own as long as you keep up with tracking your numbers and letting us know where you are in the month. It’s fairly easy though. 🙂 Best of luck in 2016… please do join us on my Facebook page too as we are all posting in the nightly “What’s For Dinner” post I put up and it’s a great way to chat about food and expenses. 🙂 Mr.CBB You get ballot 11 for your month in review post.

      1. Thanks so much for the warm welcome Mr. CBB!
        Yes I will do my best to post weekly because that’s the accountability I need to succeed. It’s like being on a diet… accountability and peer support is half the battle!

        And I already joined the FB group! It’s a great idea to talk about food and recipes! I love cooking and will definitely post a few of my own recipes and will also watch yours closely and copy shamelessly! 🙂

        I am trying my best to not go shopping again this year, though I was thinking of making pulled pork for NYE and need … the pork. I just went and used a few coupons at Metro as well as Shoppers (they have the 20x points event on today) and stocked up on a few more things… sigh… I definitely have to learn to let coupons be coupons. LOL My 1 BR condo doesnt hold much more stock than this! LOL
        I probably have enough cereal, butter, shampoo, toilet paper, dishwashing packs and laundry detergent for the next half year now. 🙂 So you are allowed to yell at me if I am buying more household and cleaning supplies before Easter.

        My plans for next year are:
        1. keep track every day and of every dollar
        2. post here every week
        3. shop my pantry first
        4. cook from scratch and take breakfasts and lunches to work
        5. only buy what’s on sale and use coupons on top of that if possible
        6. plan meals around sales/flyers
        7. learn prices to stock up only on REALLY good sales
        8. save the cash back’s I earn in a separate savings account

        Today’s hopefully last grocery run (apart from a pork shoulder or such) was this:

        Metro Yonge & College
        2x Diana BBQ Sauce – 2/5$ on sale
        2x Pepperridge Farm Cookies – 2/5$ on sale – 2$ coupons= 2/$3
        2x Quaker Cereal – $7 on sale plus 18 Airmiles
        1x Heinz organic Ketchup – $5.49 plus 3 Airmiles
        1x Redpath brown sugar – $1.99 on sale – 50 cents cash back
        2x Fleischmann Yeast – $1.49 on sale – 2x 50 cents coupons= -,98 each
        5x Dole Fruit Jars (my favourite!) – 2.99 each on sale plus 3 Airmiles
        2x Cavendish Fries – 2/$5 – 1$ coupon= 2/$4 plus 10 Airmiles
        1x Lactantia 10% cream – 2.49 on sale + 3 Airmiles

        Total out of pocket $45.96
        earned 39 Airmiles + 1% cashback through Mastercard

        Shoppers at Yonge & College
        3x Catelli Pasta – 3/$5 sale – $1.50 CO51 = 3/$3.50
        2x Tropicana OJ – 3.49 each on sale
        3x Unico Tomatoes – 3/$4 sale
        1x Neilson Milk bags – $3.97
        2x black Beans PC blue menue – $-,99 on sale
        2x Kelloggs Special K protein – $3.99 each on sale – 2x $1 coupon – $1.50 CO51= $2.24 each
        4x Butter no name unsalted – 3.79 on sale
        1x Diana BBQ sauce – 2.49 on sale
        2x dozen eggs – 2.49 on sale
        2x Kraft 100% natural Peanutbutter – $3.99 each on sale

        out of pocket $58.52
        earned 12,000 optimum points (=$15) + 1% cashback through Mastercard


        Monthly Budget vs. actual spent to date:
        F/B/C $400 vs. $902.82 (food $572.24, bodycare $70.63, cleaning $259.95)
        Starbucks: $80 vs. $81.30
        Eating out: $50 vs. $18.15
        Entertainment: $20 vs. —
        Hobbies: $40 vs. $9.64
        Pet: $20 vs. $20
        Clothing: $20 vs. —
        Transit: $40 vs. $24
        Medications: $40 vs. $36

        Points and Cashback:
        PC Points Plus Earned to date: 32,100
        Shoppers Optimum points to date: 75,901
        Airmiles to date: 176
        1% cashback MC: $2.27
        Snap Groupon Cashback: $ 1.00 Cashback: $ 0.50
        Checkout51 to date: $ 52.00
        Swagbucks: $65.00 (in starbucks giftcards)

        1. Hi,
          Now I know who you are on Facebook.. it was the pulled pork that gave it away haha!! Make sure you say hi!! I like how you have your goals laid out and your motivation is uplifting even for someone like me who has been posting our grocery shops for years. It’s so important to stay motivated so we help each other out and you’ve done that for me. I see you get lots of Swagbucks money and you take advantage of rewards programs good for you!! Have you signed up for the Neilsen homescan yet? The link is on my home page on the right side of the blog. I used it in the UK and got tonnes of free stuff including gift cards. Well done. Next week is week 1 for the GGC 2016! Get ready to shop and save!! You get ballot 12. Mr.CBB

  4. These are really great Sandwich ideas! Thank you! And starting next year I want to join the Grocery challenge! Do I have to sign up officially, or do I just post my weekly grocery runs here (or in the new year post respectively)?

    I just started using snap by groupon, checkout51 and printed coupons. Also just signed up for PC plus points and made a fairly ok budget, so after December being a testrun, I am looking forward to January 2016.

  5. DECEMBER – Week #3 of 4- Dec 21-27, 2015


    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults



    At the start of this week, we had the following funds available to spend:

    Regular Groceries $4.72
    Holiday Groceries $8.92
    USA Groceries $147.45
    PC.Plus Points: $70.00

    We have $14.70 remaining available from our recent shopping trip to the USA. This balance will now be transferred back to the Christmas reserve for use this holiday season.

    I will also transfer the $4.72 Regular Groceries over to the Holiday groceries as it’s all about the holiday season now straight through to the new year.

    So we now sit at:

    Regular Groceries $4.72-$4.72 = $0.00
    Holiday Groceries $8.92+$4.72+$14.70-$4.69-1.97- 5.94-22.04= ($6.30) << Oh Oh! I am over!!
    USA Groceries $147.45-$132.85-$14.70 = $0.00
    PC.Plus Points: $70.00

    Oh dear, I am over $6.30 this week. I will have to use some points when I finish my shop on Dec. 30th at RCSS for our New Years supplies!!!

    After reviewing our pantry supplies, and realizing we have no room left in our fridges, I have decided to let the following rain checks expire without using them:

    Thrifty Foods –

    12 x 14 oz Compliments NO SALT Diced Tomatoes @ $1.00 ea – good until Dec 27/15

    6 x WW Bread @ $1.00 ea – good ‘til Dec 29/15



    Walmart – Mission –

    1 x 10lb White Potatoes $1.97

    • Christmas Budget OOP: $1.97
    • Grocery Budget OOP: $0.00


    Safeway – Maple Ridge –

    2 pkgs Coleslaw $0.99 ea = $1.98
    2 pkgs Green Salad $0.99 ea = $1.98
    2 Loaves French Bread $1.98

    • Christmas Budget OOP: $5.94
    • Grocery Budget OOP: $0.00

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **


    Save On Foods – Maple Ridge –

    1 4L Skim Milk – 3,100 Points Redeemed re $4.69
    1 Large Cottage Cheese $4.99
    2 Large cartons sour cream $7.38
    2 boxes frozen chopped spinach $4.48
    6 Green Onions $5.19

    Total Holiday Grocery OOP: $22.04

    ** Earned 122 MORE Points on this shop **
    ** SAVED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **



    Franz Bakery Outlet – Bellingham

    6 Normal loaves $6.00 << You need to spend $8 to get freebies

    • US Grocery OOP: $6.00

    Walmart – Burlington

    1 jar Molasses $2.88
    14 Yogurt $8.12
    2 x 2lb Velveeta Box $11.92
    2 Sugar Free Pancake Syrup $5.56
    2 pkg Apple slices $9.96

    • US Grocery OOP: $38.44

    COSTCO – Burlington

    1 2-pack lemon juice $5.79
    2 x 2.5 lb Pepper Jack Cheese $15.98
    1 Tillamook Cheddar cheese slices $9.69
    1 5-lb Medium Cheese Block $15.99
    2 x 4lb pkgs butter $21.98

    • US Grocery OOP: $69.43

    Fred Meyers – Burlington

    2 Coffeemate Coffee Creamers $5.00
    6 cinnamon raisin English muffins $6.00
    2 pkgs bagels $3.98
    2 pkgs onion buns $4.00

    • US Grocery OOP: $18.98



    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 + Aug $35.63 + Sept $138.97+Oct $65.17 +Nov $57.50 + Dec $82.65= $419.48

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 + Aug $0.00 + Sept $88.75 +Oct $7.79 +Nov $10.13 + Dec $0.00= $120.67

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 + Aug $0.00 + Sept $0.00 + Oct $0.00 +Nov $0.00 + Dec $0.00= $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 + Aug 160 + Sept 84+Oct 29 + Nov 5,197 + Dec 116= 5,823 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 + Aug 4 + Sept 176 + Oct 72 + Nov 0+ Dec 4= 580 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 + Aug 900 + Sept 2,200 + Oct 1,411 + Nov 3,400 + Dec 0 = 14,211 Points

    •Total Optimum Points Earned This Year:

    Jan 40 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 + Aug 0 + Sept 0 + Oct 0 + Nov 40 + Dec 40= 160 Points



    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug $319.00 + Sept $117.32 + Oct $373.03+ Nov -$5.82 + Dec ($37.24 trf to US funds +$100 trf to Holiday Reserve-$11.00 Trf back from Holiday Reserve +$52.55+$24.43+$4.98$+$3.49+$2.49+$35.95-$35.95 Trf from Holiday Reserve+$24.00+$11.98+$4.72 = $254.88) =$2,280.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 + Sept 190.00 + Oct $190.00 + Nov $190.00 + Dec $190.00 = $2,280.00

    •Total Over/Under on Year-To-Date Grocery Budget: $0.00 AVAILABLE



    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 + Aug $0.00 + Sept $9.38 +Oct $4.69 + Nov $4.69+ Dec $9.38= $87.81



    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 + Sept ($17.50-$120 – $167.50= – $270.00) + Oct $17.50 + Nov $0.00+ Dec $0.00= $217.50



    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 + Sept $12.50 + Oct $12.50 + Nov $0.00+ Dec $0.00 = $537.50



    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00 + Sept $10.00 +
    Oct -$63.70 + Nov -$205.43 + Dec ($100.00-$11.00 Trf to Groceries -$35.95 Trf to Groceries+$4.72 Trf from Groceries+$14.70 from US Reserve-4.69-1.97+5.94+22.04= $84.35)= ($6.30) << I'll carry this into the new year 🙁



    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31 + Sept ($9.85-$106.16 = -$96.31) + Oct $17.09 + Nov -$67.09 + Dec $0.00= $100.00



    $ 2,280.00 Grocery Budget JAN-DEC
    $ 87.81 Redeemed Points to Purchase Groceries
    $ 381.30 DRAW FROM: Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($ 0.00) Trf to US Grocery Reserve
    ($ 87.81) Set in a reserve to offset Redeemed Points
    ($ 2,647.83) Actual CASH SPENT



    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT
    $ 4.69 Skim Milk- 3,100 MORE Pts – DEC
    $ 4.69 Skim Milk- 3,100 MORE Pts – DEC

    $ 87.81 Total $ Value of Points Redeemed

    So far $2,280.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $217.50 Freezer Re-Stocking Fund
    $537.50 Borscht Fund
    ($ 6.30) Holiday Season Fund
    $100.00 Summer Season Fund

    OUR CURRENT TOTAL UNUSED RESERVES ARE $848.70. This means the $1,230.00 that we carried forward from 2013 & 2014 less the $381.30 that we drew out of our reserves for purchases in 2015 but the funds had already been recorded as spent.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $87.81. Available as an offset, we currently have $87.81 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.


    The valid rain checks I hold are as follows:

    NONE << Say what?!


    1. Hi Mary,
      Well you are certainly stocked up that’s for sure. You have the points to use up so you might as well use them if you need them. I was going to ask you if you’d be using those rain checks by the end of the year too. I have one I think I need to let go. I’m going to track rain checks next year too. How big are the jars of sugar free pancake syrup? That seems like a great deal for them. What do you use Molasses for? I have a carton that I’ve had for ages and use in cookies or baking mainly. Lots of great deals this shop!! Well done Mary. You get ballot 10 Mr.CBB.

      1. The sugar free pancake syrups are 24 ounces each – or 3 cups apiece! That’s perfect for the winter roasting and the pancake season. That’s a lotta syrup!! The molasses is mostly for gingerbread muffins, gingerbread pancakes and molasses cookies. After realizing we have 4 meals out in the next week (a get together with Larry’s family, my Dad’s 85th birthday dinner, a get-together with a friend and “Wings Night” at the local pub) plus we have a carload of leftovers in the fridge, I will be finishing the year off with a “No Shop” week. I must admit though, it’s tough to stay home when there are some real humdinger sales to be had. Next week I will review and evaluate how we did in 2015. All in all, it’s been a good year in terms of groceries. 😀

        1. Ha, I know what that’s like. Sometimes I just don’t look at the flyer if I need a no-shop week but that’s hard to do. Same here.. it’s been a fun year. I will evaluate for the last post of the year. 🙂 I love the end numbers.

  6. If I’m at home, I typically make PB and Jam sandwiches. I don’t typically make sandwiches for lunch as I find it’s best to make them that morning and I don’t work like that. I’m up and out the door so anything needs to be made the night before so typically my lunches are hot for what I take to work.

  7. 2nd last grocery posting of the year….where has the year gone??

    Dec 18 – 24, 2015
    Name Your Store: Frescho
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $6.94

    5 lbs Clementines = $3.97
    20 lbs Potatoes = $2.97

    Name Your Store: Superstore
    Total Coupons Used: $0
    Total Points = 3000
    Total Out Of Pocket: $77.92 (includes Stockpile)

    2 boxes Crackers – 2/$3.50 = $3.50
    5 Cans Tomato & Cream of Mushroom Soup – 5/$4.00 = $4.00
    Primo Spaghetti Sauce = $1.79
    Hersey’s Reese Chipets – $3.49 (PM Giant Tiger @ $2.47) = $2.47
    Lantic Brown Sugar = $1.97
    1.4 kg Minute Rice – $5.79 (PM Food Basics @ $4.44) = $4.44
    NN Baking Powder = $2.99
    NN Coconut = $2.49
    900 g NN Long Grain Rice = $2.79
    4 Cans NN Evapourate Milk – 4/$5.00 = $5.00
    890 g Hellman’s Mayo = $3.97
    450 g NN Farmer’s Cheese – $5.48 (PM No Frills @ $3.77) = $3.77
    Dozen Eggs – $2.78 (PM Shopper’s Drug Mart @ $2.49) = $2.49
    500 mL Gaylea Sour Cream = $1.98
    4 L Skim Milk = $3.97
    2 – 900 g McCain’s Hashbrowns – $2.29 (PM Walmart @ $1.97) = $3.94
    1.89 L Breyer’s Dark Cherry Vanilla Ice Cream – (800 PC Points) = $3.98
    2 – 750 g NN Green Peas = $3.56
    PC Mushrooms – 3/$5.00 = $5.00
    Bananas – (200 PC Points) = $1.89
    Lean Ground Beef – (2000 PC Points) = $9.93
    Wonder WW Bread – $2.22 (PM Shopper’s Drug Mart @ $1.99) = $1.99

    No Shop

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this Week Period: $
    Total Coupons Used To Date: $13.25
    Total Discounts/SCOP this Week Period: $
    Total Discounts/SCOP to Date: $10.86
    Total Checkout 51 rebates this Week Period: $
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this Week Period: $
    Total Snap rebates to Date: $1.00
    Total Price Match for this Week Period: $5.24
    Total Price Match to Date: $524.76
    Total Meat this Week Period: $
    Total Meat to Date: $629.17
    Total Produce this Week Period: $
    Total Produce to Date: $274.81
    Total Adhoc Stockpile this Week Period: $39.10
    Total Adhoc Stockpile to Date: $528.37
    Total PC Points Received this Week Period: 3000
    Total PC Rewards Points Used this Week Period:
    Total PC Rewards To Date: 14360

    Total Over/Under spend this Human shop: $5.76 over
    Total Left to Spend for the Human Month: $37.43
    Total Spent To Date – Human: Jan $234.85; Feb $130.22; Mar $146.35; Apr $186.85; May $187.95; Jun $156.49; Jul $137.58; Aug $174.29; Sept $194.80 ; Oct $198.63 ; Nov $99.41; Dec $33.10+5.15+4.88+33.68+6.94+38.82 = $1,969.99

    Total Over/Under spend this Cat shop: $
    Total Left to Spend for the Cat Month: $5.55
    Total Spent To Date – Cat: Jan $47.65; Feb $22.08; Mar $33.69; Apr $21.35; May $26.96; Jun $29.06; Jul $16.91; Aug $41.06 ; Sept $48.82 ; Oct $26.83 ; Nov $34.51 ; Dec $7.89+11.40 = $368.20

    Overview: One more shop of this year. I should still be able to end the year in the black, in all areas. There is much to improve but I know that I have done just about a full 360 from where I started this year at, which I am please about. I have 2 (plus my fridge) freezers which are full of food that I never thought I would see. I just need to expand on my menu but I know that’s not going to be easy as I don’t like certain foods.

    1. Hi Dee
      You killed it with this shop, I’m impressed. Great deal on the potatoes and you can make homemade hashbrowns with them too. Yes you have done so well since I’ve first started reading your posts. I am almost tempted to go back and read some now ha! What do you use the Reece Chipits for? Evaporated milk in the house is always handy especially for tea, coffee or baking just in case you run out of milk. Well done… almost there! You get ballot #9 Mr.CBB

      1. I’ve made homemade hash browns but only if there’s leftover potatoes. I’ll be using the Reeces Pieces for baking…cookies, brownies, etc. Unfortunately that bag won’t go far. The evaporated milk will be used for homemade mac and cheese or baking. Really have to watch what I make as I’m pushing the freezer space to the limit.

        1. Hey Dee
          I’m horrible for stealing chipits from the bag so they wouldn’t last long around me. That’s a great idea to use it for mac and cheese!! I think I want to see a photo of your freezers packed!! haha! I make crispy hashbrowns once in a while too if there are leftovers.

          1. Well I’ve sent an email to you of my 2 chest freezers and fridge freezer….mainly full. A lot of that is the result of applesauce, corn and the 1/2 pig.

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