Cheques Plus Canada Product Review

Estimated reading time: 11 minutes

Tired of spending too much money on personal cheques? Find out how Cheques Plus had me saving with a 5% discount for CBB fans!

I was recently contacted by Moses Fekete, CEO and Co-founder of Cheques Plus, as they wanted me to review one of their products, personalized cheques.

I was initially skeptical as we had always ordered personal cheques through our financial institution.

However, since they are a well-known Canadian business, I thought I’d check it out. (no pun intended)

I wanted to do so for our family and share my results with CBB fans.

Spending and saving money in our house is serious business, so what you’re about to read is my opinion.

Business & Personal Cheques for The Lowest Price In Canada At ChequesPlus.com

For being a CBB fan, you get a 5% discount if you purchase with Cheques Plus.

Enter coupon code MrCBB5 or click the link below, and it will automatically be added to your order.

Cheques Plus Coupon Code Mr.CBB5

Cheques
Cheques Plus Canada

Personal Cheque Costs From Financial Institutions

Cheques Plus
Personal Cheque Costs From Canadian Banking Institutions

Ordering personal cheques from a bank or credit union can be very costly and take a long time to arrive at your doorstep.

We’ve done our banking with Simplii Financial for over 20 years, where our cheques are free, although they are not the only bank we do business with.

Many other banks charge between $50-$70 for cheque orders.

That’s a steep price for something you should get for far less.

After all, it’s only a piece of paper.

Cheque Use Popularity In Canada

Cheques Plus Canada Review
Cheque Use Popularity In Canada

Do we still use cheques?

Yes, occasionally, as not every business accepts credit cards, e-transfer, or debit.

A few recent instances where we used a personal cheque:

  • Funeral preparation
  • Trust account for my mother-in-law
  • Personal cheque to a friend
  • Payment For House Repairs

Although cheque use steadily declines as electronic alternatives gain popularity, Canadians still use nearly half-billion cheques yearly.

In 2018 Payment Canada Statistics showed cheque volume to be 510,833,402, down slightly from 2017 553,244,377Source

What is a cheque?

A cheque is a written “order to pay”, which you sign and give to another party as payment.

When you pay using a cheque, you are instructing your financial institution to give money from your account to the person (or organization) that is depositing the cheque. 

Source

Ordering From Cheques Plus

Canadian Personal Cheques

The process for ordering personal cheques for Mrs. CBB and I took minutes.

Let me walk you through how easy this process is.

  1. Set up a login
  2. Click on Personal Cheques
  3. You get 100 Personal Cheques for only $24.99
  4. Please select the color of your Personal Cheques (We went with Pink)
  5. Fill in Personal Information
  6. Your bank address will auto-fill once you enter your transit number.
  7. Optional add US funds or Line of Credit Account
  8. Upload or Email a voided cheque sample for accuracy
  9. Add to the cart where you will see a preview of your cheque to approve
  10. Pay, and you’re done.

I expected major blips and delays, but the process was smooth and shockingly easy.

Personal Cheque Suppliers

At Cheques Plus, they use the same quality as the banks and adhere to the same regulations mandated by Payments Canada, formerly known as the Canadian Payments Association (CPA).

Ordering cheques from one of our savings accounts takes upwards of two weeks before they arrive.

However, when we placed our order with Cheques Plus, they were at our door in less than a week.

If you need cheques and fast, you can’t beat free shipping Canada-wide and business cheques free within Ontario & Quebec, $11.99 elsewhere.

Our personal cheques were sent via Canada Post and in our post box safe and secure within a week.

However, many of us have experienced issues with Canada post that is outside our hands at one time or another.

Remember that shipping via Canada Post is classed as standard mail and without tracking, just as the banks do.

Other Products Offered At Cheques Plus

At Cheques Plus, they do more than provide top-line personal cheques.

They also offer excellent quality products such as :

  • High-Security Manual Cheques
  • Carbon Copy High-Security Manual Cheques
  • Personal Cheques
  • Customized Business Cheques
  • Business Window Envelopes
  • Accessories – Deposit slips, Stamps, Binders, and more.

Cheques Plus Price Match Guarantee

Price matching is a big deal for Canadians because this is how we save money.

Through research, there is no known Canadian competitor with a better price than Cheques Plus, but they will price-match a competitor if one is found.

Quick Reorder

When you run out of cheques, all you have to do is hit the quick reorder button, and you’re all set to go.

Cheques Plus Overview

For those of you who must pay for your cheques, I’d suggest ordering from Cheques Plus.

I’ve been through the process, and undoubtedly, it is exceptional, easy, and well-priced.

We’ve used two of our Cheques Plus cheques without issue from our bank.

With 4.8/5 star reviews by over 1464 customers, you know they are doing something right.

Excellent service and great looking cheques.

Thank you

Written on 18 December 2019

Cheques Plus Website

Cheques Plus Discount Code

For being a CBB fan, you get a 5% discount if you purchase with Cheques Plus.

Enter coupon code MrCBB5 or click the link below, and it will automatically be added to your order.

Cheques Plus Coupon Code Mr.CBB5

Discussion: How much do you pay for your cheques through your financial institution? What are the stipulations for your bank account if there is no cost?

Leave me your comments below on today’s topic, and I’ll respond.

Mr.CBB

Blog Posts You May Have Missed

Below is a recap of my blog posts over the past two weeks so you can catch up on your reading.

If you haven’t already subscribed to the blog, add your email to my list, so you get my weekly blog posts and access to my Free Budget Resources Library.

You’ll get all my Budget Binder Printables and Monthly Budget For Free.

Frugal Recipe Of The Week

Wedding Soup
Italian Wedding Soup

Soup is a big deal in our house as it’s a meal you can stretch with added vegetables and protein.

I also love for soup as a starter to a meal or in combination with a sandwich.

Today I wanted to share one of my favourite soups, Italian Wedding Soup.

The Recipe Critic has what I would consider a classic version of this famous soup that originated in Italy.

What is Italian Wedding Soup made of?

  • Meatballs, usually chicken and chicken sausage
  • Spinach or Kale
  • Carrots
  • Celery
  • Chicken Based Broth
  • Acini de Pepe

Keto Italian Wedding Soup- The Switch Up

You can make this Italian Wedding soup Keto by eliminating the carrots and acini de Pepe and substituting the pasta with Nu Pasta or Konjac Pasta.

We use scissors and cut the pasta into little bits to resemble the acini de Pepe pasta.

Making keto meatballs is easy, no matter what ground mince you use.

If you’re not ready to make homemade keto bone broth, substitute that with Organika, one of our favourites.

We like to top our Italian Wedding Soup with freshly grated Parmigiano Reggiano and parsley.

Mr. CBB’s Motivational Corner

Motivation Quote
Canadian Budget Binder Motivational Quote

Home and Blog Update

Here we are, 2020, and a new year of our exclusive blog and home updates for all of you.

Home Update

I thought CBB was starting on the right foot, and everything went south the past few weeks.

As you may have noticed, I’ve gone quiet and not posted anything for over a week.

I’m still alive and appreciate all your emails and messages, as they warmed my heart.

Besides being deathly ill again with a cough and cold, life took a nose-dive.

Our family had a severe accident that required us to be out of town with only 10 minutes to make the call.

It was probably one of the worst times of our lives since 2018 having to make health decisions for a loved one.

After sleeping on a hospital chair, a week in a hotel, travelling back and forth to the hospital through snowstorms, and lack of sleep, we’re finally home.

keto Sauerkraut
Homemade Sauerkraut

Before this went down, I made a batch of homemade keto sauerkraut fermenting for 30 days on our counter.

We also decided on making a keto daikon radish kimchi instead of cabbage kimchi which is equally good but less work.

Both recipes will be on the blog at some point this year, along with the cucumber kimchi that we made.

Blog Update

We’ve learned a lot through this experience, and it’s something I plan to blog about in the coming weeks.

I’ll be talking about outrageous medical expenses, hotel complaints, hotel parking costs, hospital expenses, hotel food, and the importance of emergency savings.

I have so much to catch up on and have contacted many of my business partners to let them know what has happened.

Thankfully, everyone was more than understanding.

On the blog, Sara has been working on updating my budget binder printables and free resources.

I hope to have that page sorted and password protected shortly.

For those of you who have joined the 2020 Monthly Budget Challenge, I will contact you shortly with a date to send me your first budget.

If you still want to join, please email me immediately so I can add you to the list.

I still plan to have a weekly newsletter for 2020 and a bi-weekly recipe (mostly keto); however, if you want to share your family recipe email me.

I’m also updating how we manually track our budget categories in case of computer failure, as it did in 2019.

There will be a new budget binder printable for this coming shortly.

Please email me if you have any topics you’d like me to review or talk about in 2020.

I’m always open to your personal stories, questions I can answer for you on the blog, or story ideas.

  • What other Budget Binder Resources would you like to see for your Budget Binder?
  • Do you want me to create a Budget Binder cover page for your binder?

Could you leave me your comments below?

Again, thanks for your patience as I get the blog back up and running.

Until next time,

Treat Your Money With Kindness

Saturday Search Term Giggles

Every week I get tens of thousands of people who visit Canadian Budget Binder because they searched online and found my blog.

Yes, I can see your search terms; sometimes, they are funny, educational, and worth sharing.

  • Simple Resignation Letter– I Quit. Haha!! I shouldn’t laugh. That’s what my post title is.
  • The Keto Diet Is Expensive– Not really if you consider what you have reduced or eliminated buying.
  • Ontario Grocery Store Price Mis-Match– I love sharing how people search for SCOP. Some are entertaining.
  • How To Get The Best Deal From Bell?– Don’t Call Them. Lol!

If you see the acronym (SIC) next to a word, I’ve copied the text exactly as it was typed in Google, and it has spelling errors.

That’s all for this week, my friends; see you again in 2 weeks for the following Saturday Weekend Review!

Mr.CBB

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