grocery game monthly challenge

10 Breakfast Ideas That Are Budget-Friendly : The Grocery Game Challenge #2 Nov 9-15, 2015

10 breakfast ideas (1)THE MEAL OF CHAMPS

 

We’ve all heard that eating breakfast is the most important meal of the day but for many people we let the busy morning get the best of us so we skip it.

Everyday there are school breakfast program advertisements on the television because without breakfast it’s hard for kids to concentrate. The same holds true for adults which is why we need to eat a balanced breakfast in the morning.

I’m probably one of the worst breakfast eaters since our son was born but I’ve been working on changing that. With a busy morning I am that person who puts my needs aside to help take care of everyone else.

Typically grabbing a coffee in the morning would work for me but now I’m reverting back to my old ways where breakfast is king. I want our son to realize how important it is to sit around the breakfast table in the morning and why it’s important to get up early to do so.

While grocery shopping, I always go down the cereal aisle to see what bargains we can find. Buying cereal used to be a big deal in our house when coupons made it worth the while. We don’t find those outrageous deals like we used to though.

Back in 2011 we were getting boxes of Honey Bunches of Oats for $0.99 or less. I think we had about 20 or 30 boxes in our stockpile at one time. The problem is that we weren’t eating them fast enough so we donated most of them.

Over the years we’ve moved more towards quick on-the-go breakfast ideas such as smoothies or even toast with peanut butter and banana. Now that our son is eating solids he goes mad for Cheerios so we must have a box in the house at all times even if just for snacks.

The problem is that I’ve started to dabble into the cereal and noticed that I eat more than the recommended amount in one sitting. Who really eats what the side of the box tells us to eat? We just free pour add milk and away we go with a spoon. That means we can go through a box of cereal pretty quick if I were to start eating it as well. Our son has maybe a half a cup in the morning but not every morning.

I suspect as he gets older cereal will be his top breakfast choice along with some fruit and yogurt since he loves yogurt so much. The issue is that cereal is pricey and if we are going through a box every few days that will add up in our budget.

If the family size box of Cheerios goes on sale for $3.99 that’s the time to jump in and stock up but if your family eats more of the sugary types or even those high-protein breakfast cereals those are expensive. A small box of Quaker Harvest Crunch can run you $4.99 at regular price. If you have a few kids in the house that can easily bump your grocery budget if they eat cereal every day.

We like to eat a relatively healthy diet but we like to splurge once in a while too. That means we like to enjoy meals with a variety of options. Today, I’ve come up with 10 breakfast ideas that we would eat in our home which I feel would fit perfectly with our $235 a month grocery budget.

 

French Toast

 

We love french toast with fruit and yogurt topped with a bit of syrup in our house. If we don’t have syrup I will make a simple syrup with some frozen fruits that we have stored in the freezer from the summer. We call French Toast eggy bread in the UK and before fruit and syrup I used to enjoy it with a bit of tomato sauce for breakfast.

 

Fresh Fruit and Yogurt

 

Fruit and Yogurt is a must in the morning at our house especially for our son. I love bananas and so does he along with pears, rhubarb and any other fruit. We also have plenty of fruit pucks in the freezer from the summer which we made with rhubarb and apples from our garden along with other cheap fruits we were able to find. We stock up on yogurt when it goes on sale as it lasts a long time in the refrigerator.

 

Homemade Pancakes

 

Fluffy pancakes made with buttermilk are delicious and although we make these once a month we love to add fresh fruits and yogurt on top. If we have protein powder in the house we will add some of that to the batter to create our protein pancakes which the wife and I both love.

 

Smoothies

 

Enjoying a smoothie is very popular for many people because it’s a great way to enjoy a beverage filled with tonnes of fruits even hidden veg like Kale, spinach, carrots and cabbage. We love cherry berry yogurt smoothies in our house or any fruit we can buy on sale. We also like to add protein powder as well to give the smoothie a boost.

 

Muffins

 

Who doesn’t love a muffin? Although muffins vary in nutritional value you can make some very healthy muffins filled with nuts and fruit to eat on the run. Nicola’s orange and carrot breakfast muffin is perfect for breakfast in the morning. Muffins are relatively cheap to make and you can freeze them to help them keep longer.

 

Toast and Peanut Butter with Banana

 

This is a simple breakfast for us as we love whole wheat toast with banana and peanut butter. Although we don’t use the natural peanut butter in our house it is a great source of nutrients without the added sugars. Our son just dives right in and although this is a treat for him we know that it’s a breakfast that he enjoys along with his fruits and yogurt. You may also like to add a bit of sweetness with honey or even some sugar-free jam.

 

Oatmeal

 

I’m an oatmeal fan but just not every day of the week which is why I like variety in my breakfast or I won’t eat it. I prefer the steel cut oats but you might like quick oats, large flake oats or even oatmeal in the packets with different flavours.

Some people make over-night crock-pot oatmeal which cooks throughout the night such as this over-night apple-cinnamon oatmeal. Others make oatmeal and refrigerate it and enjoy it cold. Whichever way you love your oatmeal it’s nutritious and will keep you satisfied all morning long and perfect in the cold of winter.

 

Fried rice and beans with egg

 

Not everyone likes to eat cereal and oatmeal for breakfast. In some cultures they enjoy eating rice, potatoes, greens and eggs for breakfast. I love to eat rice and beans with scrambled eggs on top for breakfast as a full meal. As long as you are getting a balanced diet and it fills you up it doesn’t matter if you eat what some would consider lunch or dinner for breakfast.

 

Scramble eggs with veggies

 

This is probably one of the easiest breakfast ideas for me that packs a punch in the protein department and keeps me full all morning. I love to scramble up a few eggs with beans and veggies and top with cheese. Nothing beats a filling breakfast like eggs. If you like a bit of meat with your eggs some breakfast ham or sausage will do the trick.

 

Quiche

 

I love a cheesy quiche but I don’t always want to eat that pie crust which adds more calories than I need to my diet. Enjoying a crustless quiche is a great way to enjoy quiche but less of the calorie-filled pastry for breakfast.

Eating breakfast also means you likely won’t be splurging on treats from the vending machine later in the day at school or work because you are hungry. These little expenses add up so it’s worth it to plan to start your morning off with breakfast. I know that I’m going to make sure breakfast is a part of my morning, every morning even if I wake up very early.
What are some of your breakfast favourites in the morning?

 

November Grocery Game Challenge posts

 

Join in the Grocery Game Challenge (GGC) fun and post your grocery shop in the comment section of each GGC blog post. Here are the rules to get you started and if you have any questions feel free to email me.

New monthly prize: $10 President’s Choice Gift Card for Canadian residents only.

NEW!! If you want to play from outside of Canada and have PayPal and you win I will pay you $10CDN via PayPal. I use a random online generator to pick the winning ballot every month.

If you missed any grocery game posts for the month I will post the line-up each week here for you so you don’t have to go looking for past GGC posts for the month. This makes posting a bit easier although all you need to do is click on The Grocery Game Challenge on the homepage sidebar and you will see them all.

 

Free Grocery Budget Tools

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $235 per year or $25 per month.

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00 $188.10
  • Total Grocery Budget with any carry-overs $235.00 $188.10
  • Total Gift Cards used to date: $32.40
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $140.00
  • PC Points Plus Earned to date: 54920
  • Scanning Code of Practice (SCOP) to date $0.98

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $28.00
  • Zweet to date: $18.00
  • Checkout51 to date: $6.00

 

Grocery Shop This Week

 

No Frills

  • 20lbs of potatoes $2.88
  • Table Salt $0.85
  • Hot Dogs 2/$5.00
  • 2 x Bread $0.99 after pink sticker
  • Basmati rice $8.97
  • Bananas $1.00

Total Out-of-Pocket: $20.68

Food Basics

  • 5 x large eggs sale $2.44
  • 2 x 2% milk $3.97 ea
  • 2 x Homo Milk $4.97 ea
  • Lettuce $1.44
  • Carrots 2lb $0.99
  • Avocado $3.99 bag
  • Yogurt $1.97

Total Out-of-Pocket: $34.48

  • Total to spend this month $235 $188.10 (overspend from October to catch up on)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00+July $14.44+Aug $25.00+Sept $25.00+ Oct $25.00
  • Stockpile budget used this month: $23.82
  • Total coupons used this week: $0
  • Total coupons used to date: $34.50
  • Total in-store discounts this week: $2.00
  • Total in-store discounts to date: $657.52
  • Total spent this week: $54.16
  • Total spent so far this month: $105.46
  • Total over/Under spend this shop: over
  • Total over/Under spend for the month: $n/a
  • Total left to spend for the month: $188.10-105.46=$82.64
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67+July $212.16+August $118.15+ September $130.37+ October $281.89+ November $

Weekly Overview (your final thoughts)

We have another slow week in the grocery department as there wasn’t too much to buy plus my wife isn’t eat much in the way of carbs and meat these days.

 

Canadian Coupons Found

 

Here are some great places you can find Canadian Coupons!

We’re finding less and less coupons in the stores these days. What are your thoughts? Are coupon apps taking over the paper coupons?

We didn’t find any this week as we didn’t go into Zehrs and hardly ever find them at No Frills or Food Basics these days.

 

Grocery Game Challenge FAQ’s

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile Save.ca app joining forces with the many apps that are already out there.
  • What is the Best Flyer App- We use Flipp on our Iphone so if you wan to have all your flyers in one spot download Flipp from the Apple Store or get it on Google Play.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general.

If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. So many ways to eat frugally for breakfast. Since I am typically not very awake in the morning I mostly eat a breakfast that can be as simple as a banana, but I love how versatile yogurt is, yogurt with fresh fruit has got to be my favorite breakfast food though.

  2. Most of these revenues can be doctored into more delicious breakfast treats. Don’t for get potatoes! Hearty and inexpensive, AND you can toss veggies in with them.

  3. I have had a hard time with breakfast because I usually feel nauseated when I first get up, and can’t always get past that before I have to leave for work. So I started making a crustless quiche on Sundays, and then dividing it into tupperware containers for the week. I just grab one, and then heat it up at work when I finally feel like eating. I do much better with the protein over cereals in the morning, and it’s a great way to use up any veg that is nearing its peak.

  4. I love to have some variety in my diet, but I’ve found that the more variety I seek the more money I tend to spend. In order to save money on groceries I try to keep breakfast pretty simple most of the time. Our kids love to have fruit, especially strawberries, with their breakfast.

  5. I find that many of your suggestions, I leave for the weekend breakfast/brunch meals. During the week, I will either stop in at Tim Horton’s, McDonald’s or have a packet of instant oatmeal at the office. This enables me to get to the office at my normal time and still get to wake up at some what of a decent time. I do stock up on cereal when it’s at $3.99, depending on the budget and how big the box is for that price.

  6. This is week one of the two week posting….

    Nov 6 – 19, 2015
    Name Your Store: Superstore
    Total Coupons Used: $0
    Total Points = 26400
    Total Out Of Pocket: $109.91

    Human – $75.40
    2 – 20 roll Toilet Paper – (20,000 PC Points) = $47.98
    2 Quaker Oatmeal – 3.48 (PM Zehrs @ 2/$3.00) = $3.00
    2 Habitant Pea & Ham Soup – 2/$3.00 = $3.00
    Highliner Fish Sticks – $7.98 (PM Freshco @ $3.99) = $3.99
    Bananas – (400 PC Points) = $2.09
    Hot Dog – 5.99 (PM Sobeys @ $1.99) = $1.99
    Extra Lean Ground Beef = $7.21

    Cats – $34.51
    7.5 Kg Friskies Chef Blend – (1500 PC Points) = $19.98
    2 Cans Friskies Salmon – (3000 PC Points) = $1.58
    18 Kg NN Cat Litter – (1500 PC Points) = $8.98

    Name Your Store: Giant Tiger
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $10.15 (Stockpile)

    Human
    2 – 400 g Cheese = $7.94
    2 – 35 g Toblerone Bar = $1.96

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points =
    Total Out Of Pocket: $15.73 (Stockpile)

    Human
    Large Vegetable Platter = $14.98

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $0.00
    Total Coupons Used To Date: $12.25
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Discounts/SCOP to Date: $10.19
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $8.95
    Total Price Match to Date: $471.39
    Total Meat this 2 Week Period: $
    Total Meat to Date: $514.17
    Total Produce this 2 Week Period: $
    Total Produce to Date: $272.31
    Total Adhoc Stockpile this 2 Week Period: $10.15 + 15.73
    Total Adhoc Stockpile to Date: $470.18
    Total PC Points Received this 2 Week Period: 26,400 + 100
    Total PC Rewards Points Used this 2 Week Period: 0
    Total PC Rewards To Date: 42,015

    Total Over/Under spend this Human shop: $4.60 under
    Total Left to Spend for the Human Month: $28.52
    Total Spent To Date – Human: Jan $234.85; Feb $130.22; Mar $146.35; Apr $186.85; May $187.95; Jun $156.49; Jul $137.58; Aug $174.29; Sept $194.80 ; Oct $198.63 ; Nov $75.40 ; Dec $ = $1,823.41

    Total Over/Under spend this Cat shop: $19.51 over
    Total Left to Spend for the Cat Month: $5.16 over
    Total Spent To Date – Cat: Jan $47.65; Feb $22.08; Mar $33.69; Apr $21.35; May $26.96; Jun $29.06; Jul $16.91; Aug $41.06 ; Sept $48.82 ; Oct $26.83 ; Nov $34.51 ; Dec $ = $348.91

    Overview: 1st week – The year is coming to a close so I’m looking at what we need to make it through til the next year to see how much of the budget is needed for non-food items. With the PC Points, that will help with either extras or make the budget last until the end of the year. This year definitely has been a learning curve for both my daughter and myself and next year will be no different. I’ve taken this year to determine how I want to record items so that they make sense to me and make the data useful for my year-end analysis. This coming week, there will be a couple of nights where we are going to be home so the number of meals have been reduced but there was some good deals that I couldn’t pass up on.

    • Hi Dee,
      Were double rolls? So you got back $20 of the $47 you spend on the 2 packs of toilet paper? The great thing about the GGC and obviously documenting on your end is that you get to see those numbers. So many people have no care in the world to do this BUT i bet if they did they would be so shocked at how much money they spend every month with or without a budget. This is the way we got ourselves to debt freedom and we’d do it again. Numbers meant everything to our success. Great deal on the Hot Dogs as they can be so expensive. Our son loves them so I’m looking out for a deal now. 🙂 Well done. I can’t believe this year is almost over. I’d love everyone’s feedback for the GGC in 2016~ 🙂 You get ballot 5.

      • Actually the toilet paper was triple rolls. Normally I don’t spend that much on TP but I’m going to blame the PC Points for it. But now I have $40 worth of PC Points that I can use for groceries to help make up my overage. I had dinner with a friend of mine and she told me that she did a comparison between Sobey’s, Zehrs and Food Basics by shopping at each store for 3 months and she couldn’t believe how expensive Sobey’s and Zehrs were in prices. I love the fact that if I can find a deal with those stores, I can get that deal without having to drive to so many different stores.

  7. Christine Weadick says:

    Hubby loves his Cheerios and I have managed the last couple of weeks to get him stocked up nicely. I need to be awake for a while before I can face food but I usually have some toast and cinnamon sugar once I wake up enough. I like oatmeal every now and again but I usually cook it in a bowl in the microwave…not a great idea but it works for one bowl. The older boy has his coffee and the younger boy makes himself a bagel and my home made jam.

    • That’s how I am with food in the morning as I need my coffee first so I try to get up a bit early so I can get breakfast into me now. Any microwave oatmeal explosions along the way? Haha! Homemade jam is so good. We still have lots of the crab apple spice but next year we may have to make a dozen or so more jars.

  8. I work on a farm part-time so I get all the free eggs I want. In order to use use up all those eggs, I got a Hamilton Beach egg sandwich maker, and it makes “egg mcmuffins” fast and easy in the morning. By switching up the bread ( english muffins, breakfast waffles, thin bagels, sweet breads, hashbrowns), cheese or meat you use, you can have a variety of sandwiches too. I am able to make an egg mcmuffin (english muffin, egg, cheese, ketchup) for less than 50 cents a piece. It is one of the best kitchen tools I have ever bought! Before all the eggs, I would make myself a big bowl of oatmeal, also pretty cheap and filling. I will buy breakfast cereals occasionally if I can get it for $2 or less a big box with sale/coupon, but we eat it for a snack, instead of breakfast.

  9. Angela Mainse says:

    Week 2 – November 8 – 14

    • Grocery budget to work with in November over 4 weeks: $200
    • Total coupons used this week: $0
    • Total coupons used to date: $136.41
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $19.71
    • Total value PC Plus points redeemed this week: $0
    • Total value PC Plus points redeemed to date: $360
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $63.76
    • Total student discounts this week: $2.15
    • Total student discounts to date: $208.98
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $13.60
    • Total spent this week: $46.60
    • Total spent so far this month: $95.75
    • Total left to spend for the month: $100
    • Carry over: $3.40
    • Total in carry over jar: $77.30
    • Total Spent To Date 2015: $2,696.10

    Valumart: NN chips 2 x 1.00, Pork liver 1.10 and 1.06, tax .26: Total paid 4.40 rounded down 2 cents

    RCSS: NN tortilla chips super bag 3.99, tax .52: Total paid 4.50 rounded down 1 cent

    Walmart: Great value whole wheat loaf 2.17, Equality acetametophin ultra 2.83, Advil 3.27, tax .79: Total Paid 9.05 rounded own 1 cent

    Walmart: Green Works dish soap 2 x 2.00, tax .52: Total 4.50 rounded down 2 cents

    RCSS: Mini Wheats 2 x 2.48, NN cream cheese 2.47, PC Candy Cane ice cream 4.98, iceberg lettuce 2.49, grape tomatoes 4.99, bananas 1.49, student discount 2.15: Total paid 19.25 rounded up 2 cents

    Shoppers Drug: Pringles chips 2 x .50 clearance, Starbucks K-cups 10pk 3.75 clearance, tax .13: Total paid 4.90 rounded up 2 cents

    Lots of shopping this week. It was a scattered week, so much going on, no focus. Not everyone was feeling great, so focus was on some painkillers and ready to go bread, couldn’t keep up to making it, plus I’m out of whole wheat flour, so the fibre was a bonus because it was whole wheat. As I’m logging it in, there is a lot of junk this time. Particularly chips. I think we’ve just been going without some luxury things for so long, this week we just didn’t stop. However, the tortilla chips went very well to make chili nachos for days. We were low on coffee again, so the kcup find was a nice one, coffee for a week. Ice cream was great for the sore throats, tired of freezies. Oh well, despite the randomness of this week, we still came in under budget for the week and have added to the carryover jar. At least nothing we got will go to waste! Back on track next week. I’m hoping for a smaller shop, or at least a smaller dollar value. I have never had a no shop, never will because we include life basics with grocery, but the lower the better! I have some pc plus points still and it would be a great time to get ready to use them up and get some meat. But, I’m thinking it’s time for a trip to our butcher shop for some good ground beef.

    • Hey Angela,
      It’s not the end of the world if you can’t make your bread. You are so busy these days I’m amazed you even attempt it. We used to include the life basics but I wanted to break down our budget a bit further so I could see other dollar amounts. There’s no problem with putting it all together. Do you find the butcher is cheaper for meat than the grocery store? Well done.. pat on the back for this shop. You get ballot 7. Mr.CBB P.S Did you get the gift card in the mail? I hope so. 🙂

      • Angela Mainse says:

        The butcher works out to be about equal to the grocery store. You pay a bit more per pound, but when you cook it, there is less run off and condensing of the meat. So, when cooked it is about 10-20% more leftover to the grocery store in final meat, where you may pay less at the grocery store and it cooks down so much that it is almost nothing left. Also, I know what the butcher has done to the meat – more meat, less filler and the grocery stores tend to have more filler over all (part of the cook down and who knows what else). This gives us a better tasting meat, working out to be about same cost, and less junk in it. Much of the meat is also locally raised and that supports some of our farmers. For us, it’s about the taste. The buther’s medium grade meat is less fatty than the grocery store’s lean (sometimes even the extra lean). Perhaps I have just found that diamond in the rough who just does their job well, but unless the grocery store has a ridiculous sale or we are redeeming PC plus, we like to stick to butcher for ground beef. We can’t afford their roasts right now, but they are good too, however we aren’t even buying roasts in the grocery store.
        We did get the gift card, thank you, it will show up on the next shop I post, I just haven’t gotten the last two weeks organized yet. It went to good use! And, we appreciated it so much.

  10. Mary F Campbell says:

    NOVEMBER – Week #2 of 5- Nov 9-15, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ===========================================================================================

    REMARKS FOR THE WEEK:

    This month is super tight in terms of available cash for regular groceries…I am focusing on picking up only the absolute necessities and the holiday season items as they go “on sale”. Have a look at this week’s shopping to see what I mean. And, check out the new the 4 new rain checks that we picked up this week for Save On Foods. 🙂

    ===========================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Safeway – Maple Ridge –

    3 bunches of green onions (3 for $2.49) = $2.49
    3 bunches of radishes (3 for $2.49) = $2.49

    •Total OOP: $4.98

    • Christmas Budget OOP: $0.00
    • Grocery Budget OOP: $4.98

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.76 Loyalty Savings on this shop **

    —————————————————————–

    Shopper’s – Maple Ridge –

    2 GRADE “A” LARGE WHITE EGGS 1 Dozen @ $2.49 ea = $4.98
    1 Heavy Cream $3.27

    Total OOP: $8.25

    ** Earned 40 Optimum Points on this shop **
    ** SAVED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    —————————————————————–

    RCSS – Pitt Meadows –

    4 ED Smith Cherry Pie Filling @ $3.28– for holiday treats = $13.12
    1 1.3kg Craisins ($2.00 OFF COUPON) – for holiday treats = $6.30

    Total OOP: $19.42

    ** Earned 2400 PC.Plus Points on this shop **
    ** SAVED $2.00 in Rain Check/ Coupons **
    ** SAVED $2.00 Loyalty Savings on this shop **

    —————————————————————–

    Save On Foods – Maple Ridge –

    2 Celery $5.17
    1 Spinach $3.49
    1 fresh mushroom $3.60
    3 White Rice Vermicelli Noodles $5.97
    1 Brown Rice Vermicelli Noodles $3.78
    6 WF Pineapple Chunks $1 ea = $6.00 – for holiday treats
    2 Eagle Brand Condensed Milk $2.99 ea = $5.98 – for holiday treats
    2 WF Marshmallows $3.00 – for holiday treats
    1 10kg Rogers White Sugar $9.99 – for holiday treats
    1 glace green cherries $4.99 – for holiday treats
    2 GF WW Bread – for holiday stuffing $7.38

    Total Regular Grocery OOP: $22.01
    Total Holiday Grocery OOP: $27.35

    ** Earned 84 MORE Points on this shop **
    ** SAVED $0.00 in Rain Check Coupons **
    ** SAVED $26.83 Loyalty Savings on this shop **

    —————————————————————–

    Thrifty Foods – Maple Ridge –

    1 Aloha coconut $1.50
    1 Golden Boy 750g Sultana Raisins $3.99

    • Christmas Budget OOP: $5.49
    • Grocery Budget OOP: $0.00

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.69 Loyalty Savings on this shop **

    —————————————————————–

    Save On Foods – Maple Ridge –

    2 glace red cherries $4.99 ea – for holiday treats = $9.98

    Total Regular Grocery OOP: $0.00
    Total Holiday Grocery OOP: $9.98

    ** Earned 10 MORE Points on this shop **
    ** SAVED $0.00 in Rain Check Coupons **
    ** SAVED $2.00 Loyalty Savings on this shop **

    —————————————————————–

    Safeway – Maple Ridge –

    2 x 2L Lucerne 3% Milk $4.00
    1 x 2L Lucerne 2% Milk $2.00
    1 x 2L Lucerne Chocolate Milk $2.00
    10 tomatoes on the vine = $4.86
    5 Bananas $2.07

    •Total OOP: $14.93

    • Christmas Budget OOP: $0.00
    • Grocery Budget OOP: $14.93

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $9.45 Loyalty Savings on this shop **

    —————————————————————–

    RCSS – Pitt Meadows –

    2 jars of 5 Fruit Mincemeat– for holiday treats = $7.00
    4 Planter’s Dry Roasted Peanuts – for holiday treats = $15.92
    2 cans Chickpeas– for holiday treats = $1.94
    1 1.3kg Dried Chickpeas – for holiday treats $3.98
    1 Sirloin Roast– New Years Dinner $35.79
    1 President’s Choice Smoked Salmon – for holiday treats = $7.98
    1 President’s Choice Smoked Trout –holiday treats = $9.98 +1000 Points
    8 Limes $2.00
    tax $0.80

    • Christmas Budget OOP: $83.39
    • Grocery Budget OOP: $2.00

    ** Earned 1000 PC.Plus Points on this shop **
    ** SAVED $0.00 in Rain Check/ Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    ===========================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP MAY BE in December while hubby is on vacation.

    ===========================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 + Aug $35.63 + Sept $138.97+Oct $65.17 +Nov $45.73= $325.10

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 + Aug $0.00 + Sept $88.75 +Oct $7.79 +Nov $2.00 = $112.54

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 + Aug $0.00 + Sept $0.00 + Oct $0.00 +Nov $0.00= $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 + Aug 160 + Sept 84+Oct 29 + Nov 94= 590 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 + Aug 4 + Sept 176 + Oct 72 + Nov 0= 576 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 + Aug 900 + Sept 2,200 + Oct 1,411 + Nov 3,400 = 14,211 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 + Aug 0 + Sept 0 + Oct 0 + Nov 40= 130 Points

    ===========================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug $319.00 + Sept $117.32 + Oct $373.03+ Nov (trf $0.00 Xmas Reserve+$0.00 to Summer + $0.00 trf to Re-Stocking Reserve + $0.00 trf to Borscht Reserve + $0.00 trf to US-$0.00 trf from Christmas Reserve+$4.69 Trf to Unused re Reward Point Redemption +$4.98+$8.25+$19.42-$19.42 Trf from Xmas Reserve+$22.01+$27.35-$27.35 Trf from Xmas Reserve+$5.49+$9.98-$15.47 Trf from Xmas Reserve +$14.93+$2.00+$83.39-$83.39 Trf from Xmas Reserve = $56.86) = $2,087.80

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 + Sept 190.00 + Oct $190.00 + Nov $190.00= $2,090.00

    •Total Over/Under on Year-To-Date Grocery Budget: $2.20 AVAILABLE

    ===========================================================================================

    2015 CANADIAN UNUSED RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 + Aug $0.00 + Sept $9.38 +Oct $4.69 + Nov $4.69= $78.43

    ===========================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 + Sept ($17.50-$120 – $167.50= – $270.00) + Oct $17.50 + Nov $0.00= $217.50

    ===========================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 + Sept $12.50 + Oct $12.50 + Nov $0.00 = $537.50

    ===========================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00 + Sept $10.00 + Oct ($25.00 – $64.88 trf to US Reserve – $8.82 trf to groceries- $15.00 trf to groceries = -$63.70) + Nov (-$19.42 -$27.35-$15.47-$83.39 = -$145.63 trf to groceries) = $15.67

    ===========================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31 + Sept ($9.85-$106.16 = -$96.31) + Oct $17.09 + Nov $0.00= $167.09

    ===========================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 2,090.00 Grocery Budget JAN-NOV
    $ 78.43 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($ 0.26) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 201.81) Trf to US Grocery Reserve
    ($ 78.43) Set in a reserve to offset Redeemed Points
    ($ 1,788.87) Actual CASH SPENT

    $ 2.20 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – SEPT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT
    $ 4.69 Skim Milk- 3,100 MORE Pts – OCT

    $ 78.43 Total $ Value of Points Redeemed

    So far $1,900.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $217.50 Freezer Re-Stocking Fund
    $537.50 Borscht Fund
    $ 15.67 Holiday Season Fund
    $167.09 Summer Season Fund

    OUR CURRENT TOTAL UNUSED RESERVES ARE $937.76… that is a $937.50 carry-forward from 2013 & 2014 and $0.26 in NEW 2015 savings.

    This also means that with $190.00 to start NOVEMBER less $130.94 overage carried forward from OCTOBER less $0.00 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $59.06 plus an additional $0.00 saved in our US grocery reserve, we opened the month of NOVEMBER with $59.06 available to spend on the Canadian side of the border LESS the funds we have spent of $56.86 on our groceries (cash & points) so far this month and have $2.20 AVAILABLE for the month of NOVEMBER.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $78.43. Available as an offset, we currently have $78.43 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $110.21 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $110.21:

    $113.07 is carried forward from 2014

    $252.50 is new 2015 Y-T-D savings

    Less $115.57 that we’ve transferred back to the grocery funds

    PLUS $64.88 transferred from our Christmas Reserve funds

    Less ($9.98+$5.00+$15.32+$34.58) = $64.88 Christmas spending in the US

    Less ($10.00+$71.86+$57.93) = $139.79 that we’ve actually spent in 2015

    = $110.21 US Reserve Available

    ===========================================================================================

    The valid rain checks I hold are as follows:

    Thrifty Foods –

    12 x 14 oz Compliments NO SALT Diced Tomatoes @ $1.00 ea – good until Dec 27/15

    6 x WW Bread @ $1.00 ea – good until Dec 29/15

    SAVE ON FOODS

    6 fresh express garden salad $1 ea – good until Nov 25

    1 Pomegranate Arils $5 ea – good until Nov 25

    6 fresh express garden salad $1 ea – good until Nov 26

    1 Pomegranate Arils $5 ea – good until Nov 26

    ===========================================================================================

    • Hi Mary,
      I noticed you are stocked up on rain checks again. I love the price of the fresh express garden salad mixes. They are great time savers. We love dry chickpeas here and they are inexpensive and a healthy treat to have. They satisfy that crunch if you get bored of vegetables and crackers. It certainly looks like you are well ahead of the Christmas holiday shopping game. It’s probably just as well because I hate grocery shopping when it’s cold and miserable out there. You’re smart to stock up now. What do you make with your condensed milk? We’re over budget for November already but we should be able to clear that up in December when we go away for the holidays. Lots to think about for next years grocery budget especially since our little one is eating our food now and not baby food any longer. This month seems to be flying by and before we know it we will be working on our 2016 budgets!! wow. Well done Mary. You get ballot #8. Mr.CBB

  11. Christine Weadick says:

    Yearly grocery budget for 4 adults and 2 cats- $7800.00
    (The above total does not include the stockpile budget of $235 per year or $25 per month.
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $650.00
    Total Gift Cards used to date: $10.00
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 21250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $.75 ($25.75)
    Checkout51 to date: $2.25($25.50)

    Grocery Shop This Week

    Foodland #1
    1 bottle Real Lemon juice -2.99
    2 4l milk @4.88
    1 brick cream cheese -2.99
    1 doz large eggs -2.99
    Bananas -1.57
    1 doz dinner rolls -2.99
    1 bagels -3.99
    1 raisin bread -3.49
    Total OOP -$30.87
    Foodland #2
    144 count Tetley tea bags -9.99
    1 vanilla extract -5.49
    1 OEP taco kit -3.99
    1 6pack Royale paper towels -3.99, 1.50 coupon
    1 6pack Royale tissues -3.99, 1.00 coupon
    1 12DR Royale TP -3.99
    1 peanut butter -3.49
    3 Cheerios @2.99
    1 yogurt -2.99
    1 pack SOS pads -2.59
    1 jar pickles -1.79
    1 can pineapple -1.59
    1 can diced tomatoes -1.15
    1 4l milk -4.88
    1 honey -6.99
    1 green pepper -1.59
    1 bunch celery -2.99
    Bananas -1.28
    1 bagels -3.99
    Tax -1.89
    Total OOP -$75.12. 2.50 coupons
    Foodland #3
    1 jug water -3.49
    1 pack manicotti noodles -3.49
    2 yogurt @2.99
    1 plum sauce -2.98
    1 pack raisins -2.29
    1 pack pot barley -1.49
    1 large lemon -.99
    1 grated Parmesan cheese -5.30
    Total OOP -$26.01

    Total to spend this month $650.00
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar)+$22.18+ (April)+$18.32+ May $40.95+ June $24.15+ July $45.32+ Aug $32.92+ Sept $22.43+Oct $25.00
    Stockpile budget used this month: $0
    Total coupons used this week: $2.50
    Total coupons used to date: $138.14
    Total in-store discounts this week: $0
    Total in-store discounts to date: $157.85
    Total spent this week: $132.00
    Total spent so far this month: $293.40
    Total over/Under spend this shop: under
    Total over/Under spend for the month: $n/a
    Total left to spend for the month: $356.60
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+ April $515.95+ May $621.33+ June $760.66+ July $552.91+ August $674.89+ September $610.32+ October $646.30+ November $
    Weekly Overview (your final thoughts) Given that it’s a 5 week month I squeaked it for this week. The honey is expensive but the boys have colds and the younger boy likes a nice hot lemon tea with honey for his colds. I’ll let you know at the end of the month for the turkey bucks as the older lady next door has brought me hers as she will be at one of her daughter’s for Christmas dinner so she won’t be using them. My benefit!! What would be really nice is if I can get enough for two turkeys and keep one in the freezer for Easter as the deals then never seem to be nearly as good as this time of the year.

    • Hi Christine,
      That was nice of your neighbour to offer her Turkey bucks to you. It would be great to score 2 turkeys as that would be lots of meals for your family. If the kids like honey when they are ill then buy it for them. When our kids are sick we do whatever we can to make them better again. Everything on your list seems to be decent prices for Foodland but you can see that produce is going up again with the price of celery at $2.99. How do you combat produce increases over the winter months? Oh… a great post idea! You get ballot 13 Mr.CBB

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