Do we ignore the poor people? : The Saturday Weekend Review #67



Many of us have a helping hand when it comes to helping the poor by donating your time by volunteering, fund-raising etc.

I watched this video this morning called “F the poor” which I will share with you below but what is ironic in the video is how people react to a strong message and what they consider to be powerful words.

When people are on the streets going about their daily chores and actually see homeless poor people asking for help many turn a blind eye. No one asks to live in poverty yet circumstances are sometimes beyond our control.

Some people even shake their heads in disgust and have nasty words to say like, “get a job” or calling the poor “lazy”.

Most often it’s the opposite and they’d do anything for someone to reach out or recognize them. It’s true though, without a job how can you make any money?

I can’t tell you what life is like being poor as I’ve never been there and I won’t even try to explain to you what emotions some must feel. I’m sure their motivation has decreased and they feel like no one will care but how do we change that mentality with the poor so they believe that people DO care and are willing to help them find a job.

We do have friends that don’t have two cents to rub together and get on each month living pay to pay but what about those that don’t even have that.

All I know is for various reasons people who are poor get where they are because of situations in their life many of us will never understand. It’s up to the poor people to find a way to live and for many it’s asking people for money or donations.

It’s like we know they are out there because we give without seeing but when the visual is in front of our eyes we turn the other way. Why does this happen? How many times have you turned the channel on the TV when you come across program to sponsor a child in a third world country?

It’s that visual that makes us want to not believe that it’s happening but we know it’s happening.

What does poverty mean?

Poverty likely means all sorts to different people but for the most part it’s living without money, a roof over your, clothes on your back, head and food on the table or very little of each.

I like to think of it as not having the bare essentials in life. It all boils down to not having money which means you don’t have a job , too much debt or a job that pays well enough to keep the household going.

Again, this will be defined differently by many especially those who are living it as they can tell us exactly what life is like being poor and living under the poverty line.


F the poor


I won’t lie and say us Brits don’t like to get our point across and say what’s on our mind, because many of us do. We don’t hold back and if we have something to say, we say it. Before you watch the “F the poor” video below featuring a UK social experiment would you give much notice to a man yelling “F_ _ k  the Poor” and wearing a sign stating the same?

Many of you would likely have something to say to him because he uses a word that is what is considered a “bad word” in society yet the word “help” is not but doesn’t come across as loud of a message as the word “F_ _ k.

A UK charity hired a man to wear such a sign to walk the streets to send a powerful message which I believe to show how we are easy to recognize powerful words yet not so giving with a weaker word such as “help” by the same man.

A man asking for help is tough to do as we view it as a weakness. What would we do without You Tube or GPS? We’d be lost because asking for help is difficult. He changes his sign to “Help the poor” shaking a money can in his hand to show us how society reacts to him begging for help.

I was not surprised to see how many people had something nasty to say to the man but I was even more shocked to see how many people walked past him when he was asking for help.

Is it because many people just don’t have the spare money to give? That is a possibility because many of us struggle to put food on the table and keep up with the bills. The working poor can hardly pay their own bills let alone help other people out financially.

How much is too little to give? Can you spare a dollar? Can you forget about that coffee you were going to buy to help the poor out? If you are donating money yet your bills are going to collection agencies, you might lose your home or you are so far in debt than you may have to look at your own life first before you can help others. If you are putting yourself into debt for no reason except you are spending too much on “stuff” you don’t need then no one can help you but you.

The mentality that all poor people or homeless people on the streets begging for money and will just go to the shop and buy booze has been around for ages. Not all poor people want booze. Many just want the basics in life most importantly a job. A job where they can earn their own money and someone to believe in them.

For those of you who would say that poor people are lazy and to get a job, would you hire them? You should say yes because many people won’t especially if they don’t have a home address or clothes to look good for work. Although there are charities out there willing to help sometimes that help runs thin.

The real point here is how we are going to get these poor people off the streets and into a job and place to live with food on the table. Getting donations day after day isn’t solving the problem it’s only helping them live another day, week, month etc.

There is no reason that we should have homeless poor people on the streets as long as they are willing and able bodied to work, believe in themselves and believe that someone else will believe in them. Many times the poor are the happiest people you will ever meet and the most generous.


Your life


What if it was you? You lost your job, your home, everything and no one would hire you to work and you were the sole provider for your house. How would you feel and what would you do? It’s likely easy to plan it all out now but when you have nothing left and no one wanting to help that plan may take a backseat to reality.

Sure we keep sharing the voice of financial literacy, budgeting, saving money in that emergency savings and it’s true we need to have back-up money just in case. Ask yourself next time you go to buy something whether you need it or not and how that money can help serve you better in the event you have no money.

Most people live in the now and forget about the future and deal with it when it comes their way. That’s not a good way to think because you leave yourself vulnerable. If you can create a safety net for your life, why wouldn’t you?

The end of the “F the poor” video makes me smile knowing that there are still people out there that care to help those in need. You’ll see.

What did you make of this social experiment video? Do you think the “F the Poor” message was more powerful than “Help the Poor”?


CBB Blog and at home


Not too much happening here except for plenty of spring cleaning and it’s only bound to get busier like many of you. The neighbours are already out in full force cleaning their properties and raking up the leaves from last year.

As soon as the ground dries a bit I’ll get out to the landscaping company and nursery to buy the last of the products we need to finish off the landscaping and be done with it. I’m hoping to continue the renovations inside as I really need to get the upstairs bathroom renovated this summer.

I’ve also got to get the winter tires swapped over to the all-season which I will likely do in the next couple of weeks as they are calling for more snow this week and below seasonal temperatures.

Like that’s a shock. The inside of the vehicle is full of sale and needs a good commercial cleaning and yes I will pay for this. I typically bring it to the professionals every other year to get cleaned inside and out to make sure all the salt is removed from the carpets.

A bit of extra money to keep the carpets clean is worth it to us just as the rust proofing in the winter. Our vehicle is over 11 years old and is in mint condition inside and out because of that money we save in the budget each year.

Other than that Easter with the family is around the corner although I don’t suppose anyone will hide mini Cadbury Easter eggs around the house for me to hunt.

As for the blog, all seems to be working well except I notice that on the odd occasion a blog post from the day before gets sent out to my subscribers at odd times of the day. I’ll be looking into that to see why that is happening but it’s certainly not a bad thing at this point.

Have a great week everyone!



Weekly CBB posts


If you missed any CBB posts from the week here is the list of posts you can catch up on reading!


Fan deals and inspirations


freebies with coupons canada

Submit your Brag or Inspiration If you have a brag that you want me to share email me at canadianbudgetbinder (@) [yahoo] [.ca] or fill out my contact form by Friday each week to have your brag considered for the Saturday post.

This week CBB fan Jen P shares her awesome freebies that she picked up at the grocery store with coupons from local inserts that come in your mail or flyers each week. Well done Jen!

Hi Mr.CBB and Fans!

This shop was at RCSS on No Tax Day 🙂 so I could save the tax on my products using coupons.
  • Sunlight laundry pods regular $6.97 PM to $4.00 x 7= $28.00 – 7 x $4.00 coupons (insert)= FREE
  • Sunlight dish soap on sale for $1.98 x 7= $13.86 – 7 x Free dish soap wub laundry product (insert)= FREE
  • It was No Tax Day so I saved $5.44 in taxes.

My whole shop was FREE! 🙂
(My RCSS is very easygoing with price matching.  They PM pretty much everything, even multi-buys, so I had no issues PM’ing from


Making a difference


If you know a personal finance blogger that is making a difference and want to nominate them please send me an email canadianbudgetbinder (@) so I can reach out to them for a feature story.

Note: If you are a blogger who gives back and would like to be featured by all means get in touch with me as I am filling spots up for the rest of 2014 and they are going quickly.

There is no feature this week but will be back next week with some amazing personal finance bloggers that you will want to follow!! Stay tuned!!- Mr.CBB


What is a blog carnival?


Some fans have asked me “what is a blog carnival?” so a little explanation is due here for anyone reading for the first time or for my long-time fans.

A blog carnival is where a blog or website hosts what we call a carnival of blog posts from around the web. Most blog carnivals have a theme and certain rules for submitting which must be followed.

If you are a blogger and would like to learn what blog carnival directories I submit to each week you can find the information in a previous Saturday Weekend Review post that I wrote.


Carnival glory


A big thanks to these pages for accepting my blog posts and sharing them in the following carnivals and/or sharing my blog posts with their fans.




Google search terms


Every week I get thousands of people visit Canadian Budget Binder because they did a search online and found my blog. Keep in mind any spelling errors below are because I share with you the exact way they typed their search engine query to land on my blog.

Here are a few of my favorite searches that may have even brought you here and you’re reading this, now.

  • Writing your own rain checks for Canadian Tire– Um, not sure you should be doing that.
  • Happiness Binder– Lots of happiness going on here at CBB!!
  • Where to find good things in dumsters.. no that’s not my typo.

That’s all for this week’s edition of The Saturday Weekend Review #67. Have a great week and catch me here again next Saturday with more updates.



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  1. Mr. CBB, I love what you said about we can think what we want, but if we were the ones who’d lost everything and needed to support our families it might be a different story. I think about this often. A church we used to go to housed homeless families in the winter, and it was a lot more “real’ when you saw moms, dads and kids living there. Made it easy to realize that it can happen to anyone. 🙁

  2. The video was great. It shows how people react on bad things and the way they react on good things. Unfortunately, more people noticed him when he’s saying “F*** the poor” than “HELP the poor”, and that’s not good, right?

  3. I often see people waiting at traffic lights asking for money, there are 2 in particular that I know from my high school days and I know exactly why they are asking for money so I never give them any. I often don’t give money to those waiting at lights but a few weeks ago I saw a girl about my age who looked sincerely in need so I handed her a toonie out my window. It wasn’t much and I may have had to give up a french vanilla cappuccino that week but I felt good knowing she may have got to have a drink or something to eat that day. Years ago my sister and I were in Ottawa on a school trip and together we purchased a meal from McDonald’s for a homeless man who literally threw it in our face as he walked away yelling at us, he wanted the money for other reasons obviously. The kids like to put money into the fireman’s boots when they do the charity drive at a local plaza and we do often through money at the University students (not to hurt them lol) when they are doing the Cystic fibrosis charity days every fall.

    1. You never know how someone will react when you go to help them unless you know exactly what they are looking for. IN your case obviously not food. At least your heart was in the right place.

  4. We simply don’t have spare money to hand out but I have no problem giving my time to help out. I have always felt that no matter how bad I have it, there is always someone in worse shape than I am…..
    We were just at the library book sale Thursday. Didn’t get much this time but we feel it’s a good cause and we will likely donate back to them for the next sale when we are done with the books or give to the Salvation Army Thrift store to sell. The Thrift store sees a lot of business from us both buying and donating. Another good cause in our books.

  5. I’ll watch the video when we return to Canada in 3 weeks. Personally, I don’t come across many homeless people, but the times I have, I never give them anything. As the poster said, I also think it enables the situation.
    Long term homelessness is usually because of mental illness and/or addiction of some type. Giving them money won’t help. They refuse to go to shelters because they have rules. (no drugs/alcohol etc)…so I’ve heard/read from documentaries.
    We already fund help through our taxes. This provides welfare and shelters. Until they are willing to help themselves, there is nothing anyone can do.
    Working poor are a different breed of poor. With this group I think you can show or guide them to a better quality of life. Usually it is because of ignorance and they just haven’t been taught skills. All ‘ frugal blogs’ (including this one) can teach people how to use their limited funds to the maximum. It’s up to them to embrace that knowledge.

  6. Interesting article! You are right giving money is not the answer to resolving homelessness. Many people are in these situations for many reasons. Some are more temporary than others. Some are long term. There really is not a simple answer because there are so many different circumstances to address. I personally feel that giving money is only enabling the person and I would rather give a hand up than a hand out! I do volunteer at a couple non profit organizations that assist those with immediate relief during times of distress or food insecurities. I would rather give time than money.

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