10 Food Products Saving Kitchen Time

Estimated reading time: 14 minutes

Everyone knows you can’t rush a recipe if you want it to taste delicious, but most families opt for food products that save time.

Today, I will discuss food products you can purchase at the grocery store to save time and money.

You may look at the list of food products below and not find one product you use in the house. That’s fine.

This exercise aims to get you thinking about all those foods on the market today, what you need to stock up on, and what you can make at home.

10 Food Products Saving Kitchen Time
10 Food Products Saving Kitchen Time

Making The Plans Work For You

I know you’ve all heard about meal planning and picking one day a week where you can cook lots of homemade meals to freeze and use during the week.

That is a great idea IF you have the time to do it. If you are in the mood for gourmet foods, you will need the time to create these dishes.

Sure, some can be made faster than others. However, if you don’t have time or the mindset to focus on a recipe, you can easily mess it up, which will cost you MORE money and Time.

I’m a huge advocate of cooking homemade rather than buying anything in a box or can.

However, I realize there are times when certain food products come in handy, even when making a gourmet meal.

I watched The Food Network last week, and even Rachel Ray has no issues using canned tomatoes, nor do many chefs on Diners, Drive-Ins, and Dives.

Not everything is homemade!

The food industry knows that the home chef will NOT make everything homemade, so many manufacturers do their best to create homemade food products for us.

You may pay extra for them or find that they are cheaper to buy than make from scratch.

It’s up to you and your budget to decide what foods you want to spend time and money making and which you would buy instead.

Food Products That Save Time

Remember not to substitute so much that your entire grocery shop is from a can, box, or jar.

It would be best to have that balance in your meals where you create meals or part meals from scratch.

Saving time in the kitchen doesn’t mean you have to eat crap food. It means you must pick and choose food products based on your experience and needs.

I know I said there would be ten Food Products, but many food products could fit the list depending on your lifestyle and budget.

That said, Canadian Budget Binder fans and I created this list below of 14 food products we wanted to share with you.

Most fans said they would purchase because they would save them time.

Alternatively, they’d instead not make them homemade because they could save more money buying pre-made, depending on the products.

Pasta

Although making pasta for some is as easy as opening a box, most people don’t have the time to whip up a fresh batch of pasta.

Finding time for prep work can be challenging after a long day at work or with kids wanting dinner.

Sure, you can prepare fresh pasta ahead of time or buy it from a local pasta shop, but it will cost more, and time has to be on your side.

Buying food products in a box is not bad for you, as many healthy pastas are on the market today.

The best part is that they take minutes to cook and won’t bust your wallet.

You can buy a 900g box of pasta on sale for $1.00, which is when you want to stock up.

I like all the different shapes you can get with boxed dry pasta.

Dry pasta works better than fresh for butter/oil based sauces…my favourites.- Sue

Pasta Sauce

This has to be one of the top canned food products that I see in so many grocery shoppers’ carts when I’m food shopping.

I don’t like canned pasta sauce because I find it too sweet.

If you enjoy homemade pasta sauce, I’d suggest making it or buy the canned or jarred pasta sauce to save time.

I don’t mind making homemade sauce, and it’s quick for me because I’ve done it many times.

Yogurt

My friend Aunt B makes her own Yogurt in a Thermos, and she says it’s easy, but she’s likely done it many times.

For any newbie, making Yogurt can be discouraging, especially when you need to source your starter for the Yogurt.

Most shoppers would instead grab a container or two and be done with it, especially if the Yogurt is on sale.

You can’t beat paying $1.88 for a large container of Yogurt, BUT some people like homemade.

So, if you don’t fancy making your yogurt you can buy another kitchen gadget to add to the millions you already have, OR you can buy Yogurt at the grocery store.

Both are acceptable.

Some of my fans had their say about making homemade Yogurt.

Yogurt machine! It’s like crock-pot cooking only it’s yogurt.

Easy peasy and pretty foolproof.-Sue

I make my yogurt too – just sometimes hard to find the kefir starter in my town– Christine B

I keep saying I’m going to buy a yogurt maker but I have no more room for any more kitchen gadgets or appliances.

Apparently it is quite easy to make. I buy plain unsweetened yogurt for 5.49 at Costco for 2 litres, can’t get cheaper than that.-Pam

I bought my yogurt machine from Amazon. They have a large selection, loads of reviews, and yogurt making supplies.

Homemade food always takes more time than bought.

For me, I sacrifice time to get better quality food from local sources if possible and have control of the ingredients in the food I eat. Personal choice.-Sue

I have heard of people using their slow cookers for making yogurt – instead of buying a yogurt maker- Google it – there are lots of different blogs about it – not sure if it works or not but worth a try if it works.-Christine B

It boils down to…

Do you want to make Yogurt, or does buying a tub fit your budget and schedule better?

Angel Food Cake

I’ve never made an angel food cake, but they require many egg whites.

If you don’t fancy having egg yolks hanging around or are uncomfortable making this fluffy white cake, you can buy a boxed version for about $1.00 when they go on sale.

You can also buy food products such as Angel Food Cake Mix if there is an in-store bakery for about $3.99 and up, depending on where you shop.

If a dozen eggs cost $3.00 plus the other ingredients plus time and hydro, your homemade angel food cake will be costly and time-consuming.

It’s up to you, but if you’re not a baker like me, head for the box or the pre-made bakery versions.

I asked one fan what she would do with the egg yolks.

I would mix them, freeze them in ice-cube tray and add to an omelette, baking, custards, dipping meat in for coating, etc- Colleen

Gravy

My wife and I are guilty of buying Bisto gravy granules and even had my mum and dad bring us a couple in their suitcase.

Bisto is good but pricey to purchase in Canada.

These days, with a couple of beef bouillon cubes, seasoning, flour, and water, you can make a delicious gravy without opening a packet or can.

The issue here is learning how to do it.

Once people learn how to create specific recipes, they will always rely on the quick method, such as opening a can.

Ketchup

Not all food ingredients are created equal, which means just because you can make ketchup at home doesn’t mean it will taste like Heinz ketchup.

I don’t know many people who don’t recognize Heinz and associate it with ketchup.

I don’t mind making a homemade BBQ sauce, but if you grew up enjoying Heinz ketchup, you would know the difference.

Many people don’t have a problem buying no-name ketchup and leaving the name brand behind because they say it tastes the same.

Other people will argue with you until you are blue in the face, and they MUST have their daily dose of authentic Heinz Ketchup.

Ketchup – canning process to boil down the tomatoes is very lengthy and taste is only OK. Yes the store varieties have more sugar, but it is ready to go when you need it.– Angela

Soup

Not everyone wants to make a pot of soup, nor do they have the time to, even though it’s dead easy to make.

The reality is that many people find reading a recipe complicated and overwhelming.

Unless they have someone to support them while making the recipe, they may never try it.

If you only have the odd cuppa soup here and there, then there is no point stocking up on products to make huge pots of soup because you won’t eat it.

You can freeze it, but who wants food products in their freezer for so long if you’re not a huge fan? Indeed, not me.

Soup, we tend to buy Campbell’s when it’s .50 a can..quick cheap meal.- Edna

Tuna

I don’t know about you, but I don’t have time to be out fishing every night, so for us, opening a can of tuna makes this one of the food products that will always come in handy.

Canned tuna – fresh tuna is more expensive and canned is very versatile in sandwiches, casseroles, pasta, etc. It is a quick and easy add from the can.- Angela

Mayonnaise

I occasionally make homemade mayonnaise, and if I find it on sale for $2.99, I may buy a couple of jars of Hellmann’s mayo, which lasts me ages.

If you don’t like making mayo homemade, watch the sales and stock up when possible.

Mayonnaise – not expensive to buy and has a longer shelf life than fresh if you don’t use a lot in one week. And it’s ready to go when you need it.– Angela

Almond Milk

I agree that making almond milk would take time with the price of nuts.

If you don’t have it, spending $2.50 to buy a carton of Almond milk seems the best way to go.

Buying almonds at the bulk store can cost you $9.99lb or more, depending on whether they are on sale or at regular price.

Almond milk is a staple here so although I’ve never attempted to make it almonds are costly so it’s just easier to buy it.-Heather

Pad Thai Sauce

As with any sauce, most people don’t want to invest in all the different spices and pantry ingredients to make a sauce they might use occasionally.

Buying food products that will sit in your pantry and expire or not get used often enough will land them in the garbage. Food waste is costly.

Too many spices involved in it for me to warrant investing so much. And for things I don’t use that often.– Angela

Sloppy Joe mix to figure out yer own blend is a waste of money- Jeff

Canned Tomatoes

CBB fan Michelle said she would likely buy canned tomatoes because it’s easier than growing tomatoes to make a pasta sauce, which is time-consuming.

Most people buy canned tomatoes, such as Aylmer diced tomatoes 798ml, for under $2.00 a can or $16 for eight cans.

If you aren’t the gardening type but want to enjoy the freshness of tomatoes in your pasta sauce or other meals, use canned tomato food products.

Pizza

Pizza is great at home, and your house will smell amazing, but it can be costly if you add expensive ingredients.

Food products such as real pizza mozzarella, prosciutto, sausages, and so on all add up.

You can order a large pizza for $10 or buy 2 Delissio pizzas for under $10 when they go on sale.

You may disagree if you can swing making a homemade pizza with toppings for under $10.

Pizza…. it is cheaper to buy than to make, although I love my homemade pizza, cheese is just so expensive now, and all the toppings add up! -Tammy

Dough

Believe it or not, many people do not know how to make homemade dough.

My wife is terrified of making anything that requires yeast because she is not confident with it.

Instead, She would buy a packet of ready-made dough from the local bakery for $2.

I love to cook and do not find any dish too difficult to make, but I do not enjoy making pizza crust. So, It is easier to just to purchase frozen dough. – Rhonda

I hope to continue encouraging my wife to make the dough, but until then, buying it from the shop for a buck or so isn’t that bad.

Lasagna

To make a homemade authentic Italian Lasagna, you will buy the best food products and make a homemade pasta sauce.

For this reason, a fantastic lasagna will take you time to make and money.

Lasagna is not a frugal meal with many ingredients, but you can buy a decent-tasting PC Lasagna for $5.99 when it goes on sale.

It’s up to you and your taste buds.

We’ve had the PC lasagna, and it’s not bad at all.

I can tell you that for $5.99 or even at a regular price of $13.99, you won’t get the same layers or ingredients as a homemade lasagna.

Lasagna is easier to buy than to make in my opinion- Sara

Time Has To Be Your Friend

Not everyone has the time to create a meal plan, which entails cooking all meals from scratch.

Before we had our son, we cooked all sorts of homemade meals, but it has been challenging since.

We’ve had to make some changes to the foods we eat and how we go about preparing meals.

Some nights, we might enjoy a sandwich and a quick soup from a bouillon cube.

Depending on our busy schedules, we will create a lovely meal on other nights.

As much as we all like to plan our day right down to the hour, we must be realistic and understand that things happen.

Our backup plan does not include eating out because eating out will be far more expensive than buying the odd boxed or canned food product.

Having ready-to-go foods in the pantry for those nights that time is not your friend can be a savior.

What food products would be worth buying for your family to save time in the kitchen?

August Grocery Game Challenge posts

If you missed any grocery game posts for the month, I will post the line-up for the month each week here in this section.

Join the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post.

Grocery Saving Tips

Click, Save, and Print. It’s that easy!

2014 Free Money Saving Tools

Free Money Saving Downloads are fantastic lists created to get us on track to reach our budgeting goals.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a freezer inventory, meal plan, shopping list, price comparison list, and much more, all for FREE.

CLICK HERE to download all the free lists and our family budget spreadsheet.

NEW!! You can now download the Canadian Budget Binder Budget Spreadsheet in Excel.

We use it to budget and, in large part, a reason we could pay our mortgage off in 5 years.

Ultimate Grocery Shopping Guide

the ultimate grocery shopping guide cbb

Everything you want to know about grocery shopping in Canada is below, with new information added monthly.

If you miss a Grocery Game Challenge post, some of the most popular posts are listed below.

Now, find the posts in The Ultimate Grocery Shopping Guide.

2015 Grocery shop results

If you are a foodie like I am, you will enjoy going through my Free Recipe Index, where recipes from CBB are shared every Sunday on the blog.

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $235 per year or $25 per month.

This was a no-shop week for us

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $235.00
  • Total Grocery Budget with any carry-overs $229.08
  • Total Gift Cards used to date: $7.94
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 124736
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $15.00
  • Zweet to date: $14.50
  • Cart Smart to date: $0
  • Checkout51 to date: $6.00

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

Egg Farmer

  • 2 x dozen brown eggs $4.00

Total out-of-pocket $4.00

Shoppers Drug Mart

  • 2 x Neilson Milk $3.97

Total out-of-pocket $7.99

Food Basics

  • 2 x Bavarian Bread $2.29 each
  • Bananas $1.79
  • Yellow onions $1.29
  • Carrots $1.29

Total out-of-pocket $8.95

Grocery Month Tally

  • Total to spend this month: $235-$5.92 (over July) $229.08
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$25.00+ May $25.00+ June $25.00+July $14.44+Aug $
  • Stockpile budget used this month: $25.00
  • Total coupons used this week: $0
  • Total coupons used to date: $30.50
  • Total in-store discounts this week: $0
  • Total in-store deals to date: $564.59
  • Total spent this week: $20.90
  • Total spent so far this month: $20.90
  • Total over/Under spend this shop: under $ under
  • Total over/Under spent for the month: $under
  • Total left to spend for the month: $208.18
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12+ June $235.67+July $212.16+August $0

Weekly Overview

We started to buy free-range brown eggs from a local farmer for $2.00 a dozen, which is excellent if you ask me.

We didn’t need too much this week plus we don’t want to buy more than we need since we are going on holiday for the last two weeks of August.

Canadian Coupons Found This Week

Here are some great places you can find Canadian Coupons!

I found a few coupons last week, but nothing new for this week, so I’ll share the same coupons again for those who missed them last week.

We’re finding fewer and fewer coupons in the stores these days.

Are coupon apps taking over the paper coupons?

August coupons 2015 GGC 2

Frequently Asked Questions

  • Grocery Game Challenge RULES: Read the rules first, and if you have any questions, email me or comment on this post with your questions, and someone will answer you as soon as possible.
  • Best Coupon Apps: Coupons are slowly fading out, but mobile coupon apps are the biggest rave. Just recently, the popular coupon site that mailed coupons to households has gotten involved with their new mobile Save.ca app, joining forces with the many apps that are already out there.

Learning How To Save Money On Groceries

Over time you will gradually learn where you should and shouldn’t go in the grocery store or how to say no, I’m on a budget; I need to buy this or that.

You may also substitute items to stick to your grocery budget to make it work.

Nobody is perfect, heck.

We struggle with this part of our budget like many people do.

The challenge was created to show you that we are like everyone else and work as a team to get our budgets on track.

Feel free to read all the posts I linked to above, which are relevant to learning about the grocery budget and grocery shopping.

If you are brave and want to learn everything I know about grocery shopping in Canada, check out my Ultimate Grocery Shopping Guide!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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21 Comments

  1. Our weekly budget is $125 making this month $500
    Save on foods
    $3.99×4-$1Cx4 iced tea powder
    lost other receipt
    $21.40 total oop
    Walmart
    $5.40 4L milk
    $1.97 coffee creamer
    .97 glue
    $8.65 total oop
    Co-op
    $9.99-$1C 907g bd cheese
    .69×2 bagels
    $10.35 total oop
    $1 total coupons
    Sobeys
    $5.42×2 4L milk
    $4.52-$4.19staff coupon 2L chocolate milk
    $1.99×6-$1.99C chewy bars – 3fpc mail in rebates 🙂
    $1.90 green grapes
    $1.99×2 sm international – rain cheque
    $2.69×2-$1C dzn eggs
    $1.12×12-$2Cx4 sunny d
    $38 total oop

    $78.40 weekly total oop
    $16.18 weekly total coupons
    $141.05 monthly total oop
    $35.26 monthly total coupons
    $4144.45 yearly total oop
    $1299.13 yearly total coupons

    grabbed some extra snacks and treats before my girl goes home

    1. Hi Juanita,
      You’re almost caught up now! WOW that was a super deal on the Sunny D.. where did you find the $2 coupons? What does it mean when you say “Staff coupon”? Are there new Black Diamond Coupons out? I didn’t see any if there are. Great shop. You get ballot. 3. MR.CBB

  2. Yearly grocery budget for 4 adults and 2 cats -$7800.00
    (The above total does not include the stockpile budget of $235 per year or $25 per month.
    Foodland #1
    2 Flogers coffee @8.99, $3.00 off WUB2 coupon
    4 cans tomato sauce @4/5.00
    2 boxes Rice Krispies @3.99
    1 kg Kraft peanut butter -3.99
    1 Miracle Whip -2.99
    2 cranberry cocktail @2.49
    2 cans tomato paste @.59
    2 4l milk @4.88
    1 yogurt -3.99
    10lb bag potatoes -4.99
    3lbs carrots -2.99
    Bananas -.57
    2 packs lean ground beef – 4.77, 4.33
    2 W/W bread @2.50
    Total OOP -$77.50, 3.00 coupon
    Foodland #2
    1 144count Tetley tea bags -9.99
    4 cans tomato sauce @4/5.00
    2 Cheerios @3.99
    4 cans soup @.99
    2 4l milk @4.88
    1 yogurt -3.99
    1 doz large eggs -2.99
    Bananas -1.35
    1 pack lean ground beef -5.18
    1 bagels -3.99
    1 W/W bread -2.50
    1 pack hamburger buns -2.50, .25 coupon
    Total OOP -$62.23, .25 coupon
    Foodland #3, stockpile
    4 cranberry cocktail @2.49
    Total OOP -$9.96
    Canadian Tire, stock pile
    2 packs 12 Cashmere TP @4.98
    Total OOP -9.96
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $650.00
    Total Grocery Budget with any carry-overs $636.43
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 11250
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $24.25
    Cart Smart to date: $0
    Checkout51 to date: $21.50

    Total to spend this month $650.00- 13.57 from June -$636.43
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar $22.18+ Apr $18.32+ May $40.95+ June $24.15+ July $45.32+ Aug$
    Stockpile budget used this month: $19.94
    Total coupons used this week: $3.25
    Total coupons used to date: $117.64
    Total in-store discounts this week: $0
    Total in-store discounts to date: $112.12
    Total spent this week: $139.73
    Total spent so far this month: $287.23
    Total over/Under spend this shop: Over
    Total over/Under spend for the month: $under
    Total left to spend for the month: $349.20
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb $572.63+ Mar $786.52+April $515.95+ May $621.33+ June $760.66+ July $552.91+ August $0
    Weekly Overview (your final thoughts) i’m going over so far for the week but I still have room to work. Still haven’t been to No Frills yet. The TP at Canadian Tire was nice to keep the stock up around here. Hubby has cranberry cocktail every morning with his meds so this was a good price and I took full advantage, there was also a rebate on one of those apps but I’m not sure if it came through in time to include here. I’ll see how those numbers look next week.

    1. Hi Christine,
      It’s amazing how we don’t sweat it when we go over at the beginning it’s near the last week that we start to get that sweat on lol. I just add the app deal into the write-up as it will eventually be in your pocket. I think Jen used to do the same thing when she posted too. I used to remember there were always coupons for that cranberry cocktail as well. I think my wife picked up a bazillion of them one month a few years back. They were the small jugs but she paid hardly anything for them after coupon. Those days are LONG gone. Wow those potatoes were pricey BUT then again I have hardly seen them going on sale. Sometimes we have to suck up the cost if we need them. Have you ever tried to make bagels before? Try Nicolas recipe. It’s a nice recipe to make on a chilly afternoon like today. Great shop!! You get ballot 1. Mr.CBB

  3. Week 2 – August 2 – 8

    • Grocery budget to work with in August: $240
    • Total coupons used this week: $0
    • Total coupons used to date: $89.24
    • Total RCSS gas coupons used this week: $0
    • Total RCSS gas coupons used to date: $12.49
    • Total value PC Plus points redeemed this week: $20
    • Total value PC Plus points redeemed to date: $320
    • Total gift cards/certificates/gifts used this week: $0
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $0
    • Total student discounts to date: $151.49
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $11.98
    • Total spent this week: $61.80
    • Total spent so far this month: $109.60
    • Total left to spend for the month: $130.40
    • Carry over: $0
    • Total in carry over jar: $52.25
    • Total Spent To Date 2015: $1940.95

    RCSS: Fresh tortellini 2/$7.00, clearance Blue Menu pasta 3 x .94, coleslaw 1.99, tax .10: Total 11.90 rounded down 1 cent

    RCSS: Gatorade 2 x 3.47, PC Zero 12 pk 2.99 (PM), tax 1.29: Total 11.20 rounded down 2 cents

    Valumart: Oktoberfest sausages 9 x 2.22, IOGO raspberry 4.69 less 50%, redeem 20.00 PC Plus: Total 2.30 rounded down 2 cents

    Canadian Tire: 2 kg sugar 1.97: Total paid 1.95 rounded down 2 cents

    Walmart: Smores Kit clearance 4.23, tax .55: 4.80 rounded up 2 cents

    Dollarama: Whole Wheat bread 1.25, hot dog buns 1.50: Total 2.75

    Westons Bakery: Dare Bear Paws irregulars 4 x 1.30, Whole wheat bread 1.70, hot dog buns 3 x 1.50, raisin bread 2 x 1.50, weight watchers wraps 3 x 1.50: 18.90

    Kingston Farmer’s Market: 3/1.00 purple peppers, 5/1.00 jalapeno peppers, 2.00 dill bunch, 4.00 wilton cheese curd.

    This was a different week. No student discount, did a lot of shopping around. I don’t do that regularly, however, the best deals were elsewhere to us that couldn’t be PM. Gatorade became a necessity at the swim meets with the extreme heat. We drank plenty of water, but at the end of the day, the two six packs of the small bottles went a long way. I couldn’t wait for the discount day. Bread has been difficult to do. Ran out of yeast and didn’t realize it. The westons stop we always make when in Kingston. The wraps are a great price, the hot dog buns are also good as it is far more in the grocery store, dollarama is the only other place that comes close, but the bakery is fresher. Too hot to bake any right now. And, I don’t make raisin bread, so 1.50 a loaf is always a good thing. My peppers in the garden are a fail again, so 3 for 1.00 is great even for the farmer’s market and grocery store. Also, I don’t grow jalapenos we always have too many. I would rather buy a few and just be done with them as hubby is the one that prefers it.

    We now have a BBQ again, so we are cooking outside more. The sausages were a great stock up price and have four in a package. The find for those was a happy one.

    More expensive this week than others weeks, but that’s ok. We aren’t over budget yet, not even close and half way through the month.

    1. Hi Angela,
      No student discount.. oh my!! I think you have done with the savings so far $151 with that discount. That sure can go a long ways with more groceries. I saw the Gatorade powder on sale for $3.99 at Food Basics this week which I thought was great since they normally cost $7.99. I was going to make blueberry breakfast squares this week but it’s too hot to turn on the oven. I’ll wait. Did you just buy a new BBQ? Ya, I’d stock up too if I found a deal on sausages since I eat them as often as I can. They do go far when mixed with a dish. You still did well considering there was no discount but you saved lots. What do you use the cheese curds for? Well done. You get ballot 11. Mr.CBB

  4. This will bring me up to date with my GGC posts!

    AUGUST – Week #2 of 5- Aug 10-16, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    This week was about stocking some fresh fruit and veggies in the house after my being away from home for over a month. Boy they sure taste good!!! Hospital food is really wretched.

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Safeway – Maple Ridge –

    5 corn on the cob = $2.50
    1 x 1 Compliments Broccoslaw $2.49
    1 pkg imitation crab $4.99

    •Total OOP: $9.98

    ** Earned 0 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.45 Loyalty Savings on this shop **
    ——————————————————————
    Safeway – Maple Ridge –

    1 Breton GF White Bean Crackers $3.69
    1 Breton GF White Bean Crackers $3.69
    1 Campbell’s NO SALT Chicken Broth $2.99
    1 Campbell’s NO SALT Chicken Broth $2.99
    1 Assorted Peppers $3.99
    2 Yams $4.77
    1 Sliced Mushrooms $3.99
    8 Yellow Potatoes $4.08
    1 Green Cabbage $5.92
    8 Tomatoes on the vine $2.99
    1 Cauliflower $2.99
    1 3lb Carrots $2.99
    6 Corn on the cob $2.40
    2 Haas Avocados $3.98
    1 Celery $1.49
    6 x Limes $3.54

    •Total OOP: $56.98

    ** Earned 52 Air Miles on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $2.45 Loyalty Savings on this shop **
    —————————————————————-
    Save On Foods – Maple Ridge –

    2 radishes $0.88
    1 x taco shells $4.07
    1 x cauliflower $1.96
    1 3-pack English cucumbers $2.28
    1 5lb carrots $2.45
    2 bunches green onions $0.88
    8 tomatoes $1.71

    •Total OOP: $14.23

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **
    —————————————————————-
    Save On Foods – Maple Ridge –

    1 Lean Ground Beef $6.79

    •Total OOP: $6.79

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **
    —————————————————————
    Save On Foods – Maple Ridge –

    1 Celery $1.90
    1 1% Cottage Cheese $4.99
    8 Medium Onions $1.91
    2 Olympic Yogurt $7.00
    1 WF Tortillas $4.29

    •Total OOP: $21.06

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Rain Check Coupons **
    ** SAVED $0.00 Loyalty Savings on this shop **

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I hopefully am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points

    ====================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug (trf $15.00 Xmas Reserve+$21.31 to Summer + $20.00 trf to Re-Stocking Reserve + $12.50 trf to Borscht Reserve + $0.00 trf to US +$9.98+$56.98+$14.24+$6.79+$21.06= $177.90)= $1399.05

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 = $1,520.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $120.95 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 = $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 = $470.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 = $512.50
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00= $215.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31= $246.31
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,520.00 Grocery Budget JAN-AUG
    $ 59.67 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($505.91) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset Redeemed Points
    ($ 677.17) Actual CASH SPENT

    $ 120.95 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,520.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $470.00 Freezer Re-Stocking Fund
    $512.50 Borscht Fund
    $215.00 Holiday Season Fund
    $246.31 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,443.81 … that is a $937.50 carry-forward from 2013 & 2014 and $506.31 in NEW 2015 savings.

    This also means that with $190.00 to start AUGUST plus $108.81 carried forward from JULY less $68.81 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $230.00 plus an additional $0.00 saved in our US grocery reserve, we opened the month of AUGUST with $230.00 available to spend on the Canadian side of the border LESS we have spent $109.05 on our groceries (cash & points) so far this month and have a $120.95 AVAILABLE for the month of AUGUST

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

    1. Hi Mary,
      I hope we can score a deal on some tuna as we are running low. That’s a great deal for the tuna that you have at $0.97 each. You can’t beat that. I agree hospital food is disgusting. Spending a week with my wife at the hospital I think I lost 10LBs! We were eating soup from a can in the pantry kitchen most days. I can’t get over the price of limes. I only buy them IF I need them or 12/$1.00 at Freshco which I haven’t seen in a bit. Although you stocked up on fruit and veg you did very well with the budget. Great job shopping. I bet you happy to eat the foods you love now. 🙂 You get ballot #10. Mr.CBB

  5. AUGUST – Week #1 of 5- Aug 3-9, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    Before we start our AUGUST off though, I am going to make my “reserve” transfers for the month:

    Grocery:

    $ 190.00 for the month
    $ 108.81 Carried Forward from July
    ($12.50) trf to borscht reserve-
    normally $12.50
    ($ 20.00) trf to re-stocking – normally $17.50
    ($ 15.00) trf to holiday reserve–normally $10.00
    ($ 21.31) trf to summer reserve–normally $10.00
    ($ 0.00) trf to US Reserve –normally $50.00

    Grocery Balance $230.00 for AUGUST

    REMARKS FOR THE WEEK:

    This is another NO SHOP WEEK as I am in the hospital and hubby is using what we have in the house.

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    OUR NEXT CANADIAN SHOP WILL BE next week!

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points

    ====================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July $53.25 + Aug (trf $15.00 Xmas Reserve+$21.31 to Summer + $20.00 trf to Re-Stocking Reserve + $12.50 trf to Borscht Reserve + $0.00 trf to US = $68.81)= $1,290.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00+July$190.00+Aug $190.00 = $1,520.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $230.00 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69 = $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00 + Aug $20.00 = $470.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+July $0.00 + Aug $12.50 = $512.50
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00+ Aug 15.00= $215.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56+Aug $21.31= $246.31
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,520.00 Grocery Budget JAN-AUG
    $ 59.67 Redeemed Points to Purchase
    Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($505.91) Trf to Misc Reserves (Re-Stocking,
    Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset
    Redeemed Points
    ($ 568.12) Actual CASH SPENT

    $ 230.00 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,520.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $470.00 Freezer Re-Stocking Fund
    $512.50 Borscht Fund
    $215.00 Holiday Season Fund
    $246.31 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,443.81 … that is a $937.50 carry-forward from 2013 & 2014 and $506.31 in NEW 2015 savings.

    This also means that with $190.00 to start AUGUST plus $108.81 carried forward from JULY less $68.81 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $230.00 plus an additional $0.00 saved in our US grocery reserve, we opened the month of AUGUST with $230.00 available to spend on the Canadian side of the border PLUS we have spent $0.00 on our groceries (cash & points) so far this month and have a $230.00 AVAILABLE for the month of AUGUST

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

    1. Hi Mary,
      We had a no-shop as well this month. It’s been a LONG time for us. This week we used a GC we had but we are heading out so we didn’t buy too much. You get ballot 10 this week Mary… 🙂 Mr.CBB

  6. JULY – Week #1 of 4- July 6-12, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ====================================

    REMARKS FOR THE WEEK:

    Before we start our JULY off though, I am going to make my “reserve” transfers for the month:

    Grocery:

    $ 190.00 for the month
    ($ 28.34) Overage from June
    ($ 0.00) trf to borscht reserve-normally $12.50
    ($ 20.00) trf to re-stocking – normally $17.50
    ($ 15.00) trf to holiday reserve–normally $10.00
    ($ 13.56) trf to summer reserve–normally $10.00
    ($ 0.00) trf to US Reserve –normally $50.00

    Grocery Balance $113.10 for JULY

    REMARKS FOR THE WEEK:

    We’re using points again to pick up our 4L Skim Milk.

    The following are NO SHOP WEEKS and the $113.10 available grocery money is carried forward into August.

    Week 2 – July 13-19
    Week 3 – July 20-26
    Week 4 – July 27- Aug 2

    ====================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    Save On Foods – Maple Ridge

    1 x 4L Skim Milk $4.69 = re 3,100 Points Redemption

    •Total OOP: $4.69

    • Grocery Budget OOP: $0.00
    • Stockpile Budget OOP: $0.00
    • Cash Hiding Spot: $0.00
    • Points Redeemed: $4.69

    ** Earned 0 MORE Points on this shop **
    ** USED $0.00 in Coupons **
    ** SAVED $0.00 Rain Check Savings on this shop **

    ====================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE in 2016 when I am in better health.

    ====================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 + June $5.68 + July $0.00 = $39.56

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $14.00 + July $0.00 = $14.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 + June $0.00 + July $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 + June 12 + July 0 = 237 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 + June 0 + July 0 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 + June 1800 + July 0 = 6,300 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 + June 20 + July 0 = 90 Points
    ==================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May $237.00 + June $171.34 + July (trf $15.00 Xmas Reserve+$13.56 to Summer + $20.00 trf to Re-Stocking Reserve + $0.00 trf to Borscht Reserve + $0.00 trf to US+$4.69 Points Redeemed = $53.25)= $1,221.59

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 + June 190.00 + July $190.00= $1,330.00

    •Total Over/Under on Year-To-Date Grocery Budget:
    $108.81 AVAILABLE
    ====================================
    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 + June $9.38 + July $4.69= $59.67
    ====================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50 + June $6.56 + July $20.00= $450.00
    ====================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00 + June $30.00+ July $0.00 = $500.00
    ====================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00 + June $10.00 + July 15.00= $200.00
    ====================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00 + June $36.44 + July $13.56= $225.00
    ====================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 1,330.00 Grocery Budget JAN-JULY
    $ 59.67 Redeemed Points to Purchase
    Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($437.50) Trf to Misc Reserves (Re-Stocking,
    Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 59.67) Set in a reserve to offset
    Redeemed Points
    ($ 568.12) Actual CASH SPENT

    $ 108.41 AVAILABLE FOR Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JUNE
    $ 4.69 Skim Milk- 3,100 MORE Pts – JULY

    $ 59.67 Total $ Value of Points Redeemed

    So far $1,330.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $450.00 Freezer Re-Stocking Fund
    $500.00 Borscht Fund
    $200.00 Holiday Season Fund
    $225.00 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,375.00 … that is a $937.50 carry-forward from 2013 & 2014 and $437.50 in NEW 2015 savings.

    This also means that with $190.00 to start JULY less $48.56 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $107.00 less an overage carried forward from JUNE for $28.34 less plus an additional $0.00 saved in our US grocery reserve, we opened the month of JUNE with $113.10 available to spend on the Canadian side of the border PLUS we have spent $4.69 on our groceries (cash & points) so far this month and have a $108.41 AVAILABLE for the month of JULY.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $59.67. Available as an offset, we currently have $59.67 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ====================================

    The valid rain checks I hold are as follows:

    Safeway

    12 Soft Drinks @ BOGO –
    Good ‘til Aug 18/15
    24 cans Heinz Maple Baked Beans @ 4 for $5 –
    Good ‘til Sept 4/15
    24 cans Cloverleaf Tuna in Water @ $0.97 ea –
    Good ‘til Sept 14/15

    ====================================

  7. I have made pasta myself before. Once it’s made it does tend to cook faster than the store stuff. I have a pasta maker, hand crank beastie but hubby thought it would be a good idea to put it way up on a top shelf…. I need to get a ladder out to reach it!! I can make flat pasta with it using just flour, eggs and a pinch of salt. Canned sauce is a good starting point here to make a sauce. Add some meat and this and that, a few leftovers from the fridge and it’s all good! I have canned tomatoes in a boiling water canner and I have froze tomatoes to use in sauce, both work well.
    I would like try making yogurt here, the younger boy has some pretty much every day.
    I will buy the ready made angel food cakes when strawberries are in season. I’m usually very busy then making jam to make it myself, plus the kitchen is hot enough as it is then to be having the oven on.
    Ketchup and mayo are handy to have in the pantry as is the Bisto, I use that for making beef gravy…or I did back when we had a roast beef regularly.
    There are some good things on the list here that can make meals a little quicker. I need to talk to the lady next door about where she gets her farm fresh eggs again…those were nice and a good price. Last time I got some they were $5.00 a flat(2-1/2 doz)

  8. July 31 – Aug 13, 2015
    Name Your Store: Herrles Market
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $19.95 (Stockpile)

    Human
    2 Zucchini = $1.98
    1 Carrot Box = $2.50
    1 quart Beans = $3.49
    1 Grape Tomatoes = $2.99
    1 Canteloupe = $2.99
    3 L Basket of Peaches = $5.99

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 1200
    Total Out Of Pocket: $43.35

    Human
    4 NN Pasta – $2.27 (800 PC Points) (PM Zehrs @ $0.88) = $3.52
    4 cans Tuna = $4.68
    890 mL Mayo – 6.59 (PM No Frills @ $2.97) = $2.97
    2 – 1.75 mL 5 Alive – 2.19 (PM Giant Tiger @ $0.99) = $1.98
    18 Eggs = $4.69
    4 L Skim Milk = $3.97
    1.66 L Breyers Mint Chocolate Ice Cream – $5.49 (400 PC Points) (PM Zehrs @ $2.97) = $2.97
    Bananas – 1.410 kg @ $1.26/kg = $1.78
    Spaghetti Squash – 1.150 kg @ $3.95/kg = $4.54
    2 Loaves Old Mill WW Bread = $4.34

    Cats
    18 Kg NN Cat Litter = $6.98

    Name Your Store: Superstore
    Total Coupons Used: $1.00
    Total Points = 1,000
    Total Out Of Pocket: $40.91

    Human
    3 – 750 g Corn & Pea – 3/$6.99 (600 PC Points) = $6.99
    Quaker Oatmeal – 2/$5.00 = $2.50
    720 g Apple Cinnamon Cheerios – 6.97 (PM Walmart @ $3.99) = $3.99
    Tub of Danone Cherry Yogurt – $4.27 (PM Walmart @ $2.67) = $2.67 ($1.00 Coupon)
    500 mL NN Sour Cream = $2.19
    4L Skim Milk = $3.97
    3 lb Carrots = $1.78
    10 lb Potatoes – $4.48 (PM No Frills @ $2.77) (400 PC Points) = $2.77
    Bananas – 1.520 kg @ $1.26/kg = $1.92
    Club Pack Chicken Breast = $18.18
    300 mL Shampoo & Conditioner – $3.49 (PM Walmart @ $2.72) = $5.44
    900 mL Campbells Broth – $2.67 (PM Food Basics @ $1.99) = $1.99

    Cats
    1.5 kg Friskies Stuffed Morsel = $4.98
    Baking Soda = $1.19

    Name Your Store: St. Jacobs Farmer’s Market
    Total Coupons Used: $0.00
    Total Points = N/A
    Total Out Of Pocket: $4.50 (Stockpile)

    Human
    1 Loaf Raisin Bread = $2.25
    1 Loaf Honey Oat Bread = $2.25

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $1.00
    Total Coupons Used To Date: $10.25
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Discounts/SCOP to Date: $9.59
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $14.08 + 8.31
    Total Price Match to Date: $362.77
    Total Adhoc Stockpile this 2 Week Period: $19.95 + 4.50
    Total Adhoc Stockpile to Date: $442.32
    Total PC Points Received this 2 Week Period: 1200 + 1000
    Total PC Rewards Points Used this 2 Week Period: 20,000
    Total PC Rewards To Date: 2985

    Total Over/Under spend this Human shop: $8.13 under
    Total Left to Spend for the Human Month: $8.13
    Total Spent To Date – Human: Jan $69.59+$34.74+35.42+47.21+47.89+24.54; Feb $32.86+39.96+32.86; Mar $26.70+0.80+50.41+5.00+26.07+52.01; Apr $11.23+58.66+17.83+6.84+7.74+3.96+28.58+23.51; May $90.90+18.36+3.94+45.75; Jun $41.920+61.15+28.90+24.52; Jul $43.63+21.36+30.63+41.96+36.59; Aug $35.28 ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $1,252.16

    Total Over/Under spend this Cat shop: $2.61 under
    Total Left to Spend for the Cat Month: $2.61
    Total Spent To Date – Cat: Jan $3.22+11.28+32.17+0+0.98; Feb $12.50+$0.00+9.58+4.59; Mar $16.04+0+13.06; Apr $9.58+11.77+1.96; May $10.15+9.20+5.65; Jun $10.15+7.89+2.00+18.61+(-9.59); Jul $5.65+0+5.63+5.63+6.76; Aug $5.63 ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $210.08

    Overview: 1st week – Hard to believe that approximatley 1/2 of the summer is over. I’ve wanted to get much more accomplished in regards to putting produce away for the winter but I know there’s still time. I have finally sat down and figured out that if I stick to a tight budget, I’ll be debt-free in 3 years. I can’t wait until that day.
    Overview: 2nd Week – Noticed that with the weather changing, what’s on special has changed to reflect that. It’s got me looking at what we are eating and how we are looking at changing the food that we are going to eat this week and this winter.

    1. Hi Dee,
      What did you stockpile at the market? What AMAZING news about debt freedom for you. I’m so happy for you. I’ll be right here to celebrate with you. Lots of people (us included) change the way we eat according to seasons. Great shopping this week and making use of price matching for PC points…now that’s smart grocery shopping. How often do you redeem? You get ballot 6 for August. Mr.CBB

      1. I bought some extra bread from one of the Mennonite vendors. The raisin bread doesn’t last long around here but I think the honey oat will have to be used for French Toast as it’s a little more crumbly than we like it but still good. I would like to save my PC Points for extra food in December but finances haven’t allowed that so typically about every 3 months I redeem the minimum unless some deals in PC allows for a quicker saving up of points.

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