grocery game monthly challenge

How to budget groceries for visiting out-of-town guests: The Grocery Game Challenge #4 May 25-31, 2015

how to budget groceries for visiting  out of town guestsFOOD FOR EVERYONE

 

As you may know Mrs. CBB and I have out-of-town guests staying with us for 3 weeks.

My parents are visiting from the UK which means our lovely grocery budget of $235 a month may just take a beating.

Setting up the guest room and bathroom was the easy part. We cleared out the closets, put fresh linens on the bed, dusted and cleaned both rooms so it was ready for our guests.

When we created our grocery budget we never thought much to having guests staying over at our house or to factor that in.

If you are having guests stay over for a few days it likely won’t impact your budget much at all but if it’s for weeks or even months you may want to consider how you can budget the extra expenses into your grocery budget.

Eating out is convenient when you have guests staying at your house but if you are anything like us YOU will pay the bill not your guests. That can get pricey if you start to eat out often so we opted to buy good food and cook it at home.

The great thing is that my parents are perfectly happy with that because they are also budget conscious and they know eating out costs a fortune. After all, they did teach me about money from a young age.

Sure we could just relax and eat out and we will once we are on some road trips but for the sake of daily meals while we are home we needed to come up with a game plan so we didn’t kill the grocery budget by too much in May/June.

Is it rude if you are a guest and offer to buy groceries?

No, I don’t think so but I also don’t think that you should have to especially if you are family. I don’t think it will cause a rift in the relationship but don’t feel that you have to do it.

If you are being welcomed into someone’s home as a guest then they are accepting taking care of you for the duration of your stay. At least that’s the way I was brought up when guests would come to our house. My wife says the same thing of her family.

 

Budgeting for guests

 

We do have a stockpile budget of $25 each month which is great because we could easily use that to supplement any extra food that we buy. This month you will see we used the stockpile budget to purchase a pack of gorgeous steaks.

My wife and I did however not know how to proceed with grocery shopping before they arrived.

We talked about the menu plan for the 3 weeks that they would be here but there was something we couldn’t do and that was make a shopping list. Why? We didn’t know what my parents like to eat and don’t like to eat.

The last thing you want to be doing is stocking the pantry, freezer and refrigerator full of food your guests don’t want to eat. One time we hosted a student from Germany and she ended up being a vegan which we did not know until she arrived.

Lots of good having a freezer full of burgers, sausages and chicken did us that time so we had to revisit the grocery budget and factor in vegetarian meals.

Considering my parents were flying across the Atlantic I didn’t expect them to bring their own groceries as some might suggest as proper etiquette when staying at someone’s house.

They are my parents and I would never ask that of them. There is a time to be frugal but that’s just being down right cheap in my opinion.

Even though my parents might try to pitch in money for groceries I would politely decline as they are our guests and when they stay in our home we will feed them.

They do the same for us and when it comes to family there is no exchange of money when it comes to food and visiting, never.

My wife’s parents when we visit them for a few days we like to bring them a gift such as cheese or a nice bottle of wine. They do ask what we will eat and my wife’s mother will go over some of the meals with us just to make sure they are fine.

We have never had a bad meal and although neither one of us are on any special diets or eat a certain type of menu she always asks just to be polite.

You never know if someone’s diet has changed and are too shy to speak up because they don’t want to cause any extra work for the hosts. Some might say it would be up to the guest to make that known and I don’t think there is nothing wrong with that.

The reason I say that is because if the host can’t accommodate a certain diet because they don’t have the food in the house now that gives them time to create a shopping list and go shopping before the guests arrive.

If your guests are from the same country that seems easy enough as they probably already know the types of products that are stocked in Canada but if your guests are from out-of-country you might want to do what we did… take them grocery shopping with you.

We had to get our son’s photos done at Zehrs so while we were there we decided to take a trip around the grocery store to pick up some groceries. Before we made the trip we sat down with my parents and created a grocery list like we always do.

This time we included foods that my parents liked so they had something to munch on if we weren’t around or if we were busy. What we were really looking at was easy meals and snacks for them that they could create on their own.

Now that we have our baby boy and I am still working it made sense to have foods that were quick and readily available for my parents. You will see in this shop we bought cheese slices, lots of yogurt and even steaks.

The steaks were a great deal because they were more than 50% off and perfect for a BBQ meal that we could have easily gotten at a restaurant BUT decided to stay home and cook.

My parents loved the steak dinner with corn on the cob, macaroni salad, garden salad and strawberries with yogurt for dessert.

The one thing my parents did bring with them was their own tea and coffee since they both drink decaf and the wife and I don’t. That was fine with us besides tea and instant coffee is a bit cheaper in the UK compared to Canada.

Considering they are getting $1.91 Canadian to 1 British pound even if they did decide to buy groceries while they were in Canada they would be getting a bargain.

We also found out that my parents LOVE rhubarb which works out great since we have so much rhubarb in the freezer and in the back garden. Our rhubarb was ready for picking the other day so my dad picked it and my mum stewed it with a bit of sugar.

They enjoy this with a bit of vanilla yogurt. This was great because it was food that was home-grown and had we not of asked then we might not have offered it to them since we hardly ever eat it. We keep saying we will try to think of ways to use it up. Our son loves it too so now we know what we will be doing with our stockpile in the freezer.

So, overall we now know what my parents like to eat, we are stocked up and we no longer have to worry about them waiting to eat because they have full reign in our kitchen.

 

How to budget groceries for out-of-town guests

 

  • Take your grocery budget and do the math… $235/2= $117.50 each per month plus $25 stockpile budget $12.50 each. If you have 2 more adult guests for the month you could easily double this budget to accommodate 4 adults who eat similar to you.
  • If your guests include children I would likely budget much less as kids don’t tend to eat as much unless they are teenagers in which case I would just stick with calling them adults for the sake of the visit.
  • For kids I’d stick with $0.75-$1 per meal extra including snacks. Adults $1.00-$2 per meal including snacks and depending on your budget. I’m just using ours as an example. I know it doesn’t sound like much but meal prices add up over the course of a month so be cautious.
  • If you know ahead of time that they are coming maybe you can save a few dollars in your budget each week in a jar as extra money
  • If you know what they like to eat in advance you can stockpile some of those foods when they go on sale
  • If you don’t know what they like sit down with them and talk about meal plans you have put together to see if there is anything they can’t or won’t eat. Maybe then you can make substitutions and purchase them.
  • When creating meal plans keep them simple with foods that fit in your budget. You don’t have to be superstars in the kitchen to show off to your guests if you don’t have the money to do so.
  • If you have a garden by all means use some of the foods you grow when your guests are staying with you.
  • Think about going to the local farmers market where you can buy local and in bulk possibly for less money than the grocery store since you are going right to the source.
  • If you don’t have any extra money in your grocery budget you will have to create easy meals and snacks that work with any dietary accommodations. There are recipes all over the internet so don’t be shy to look something up and bake or cook it ahead of time. You can easily freeze snacks and meals so you aren’t doing much cooking when your guests arrive.
  • If your guests insist on grocery shopping, let them. If they want to give back let them because that is their way of saying thank-you. If you don’t feel it is necessary by all means let them know that they don’t need to but let them do as they wish.
  • If you overspend on your grocery budget for the duration of their stay consider carrying the overspend to the next month until you can catch up your grocery budget.
  • If you find that you often have guests throughout the year you may want to consider adding some money to an emergency grocery stockpile budget for when your guests arrive. Saving in projected expenses every month will certainly help to offset the extra expenses when your guests come to visit.

At the end of the day we just want to spend time with my parents while they are here and the only expectations we have is for them to keep their room and bathroom tidy which is never a problem as my mum loves to clean.

What other tips can you think of to help the grocery budget when you have out-of-town guests staying at your house?

 

May Grocery Game Challenge posts

 

If you missed any grocery game posts for the month I will post the line-up for the month each week here in this section for you.

Join in the Grocery Game Challenge fun and post your grocery shop in the comment section of each blog post… here are the GGC rules!

 

Grocery Saving Tips

 

Click, Save and Print. It’s that easy!

2014 Free Money Saving ToolsFree Money Saving Downloads are awesome lists that were created to get us on track to work towards reaching our budgeting goals and now we are sharing them with you.

I hope you take the time to get back on track and start the savings process in your grocery budget today.

Get organized with a FREE freezer inventory, meal plan, shopping list, price comparison list and much more all for FREE. CLICK HERE to download all the free lists and even our family budget spreadsheet for FREE.

NEW!! You can now download the FREE Canadian Budget Binder Budget Spreadsheet in Excel…Grab it while you can… It’s FREE! We use it to budget and in large part a reason we could pay our mortgage off in 5 years, check it out!

 

Ultimate Grocery Shopping Guide

 

the ultimate grocery shopping guide cbbEverything you want to know about grocery shopping in Canada is below with new information added monthly.

If you are new here and haven’t had a chance to read past posts grab yourself a beverage, sit down, relax and enjoy some educational reading material on ways to save money in your grocery budget.

If you missed a Grocery Game Challenge post some of the most popular posts are listed below or you can now find the posts listed on their own page called The Ultimate Grocery Shopping Guide.

If you know a topic that should be discussed send me an email.

 

2015 Grocery shop results

 

If you are a foodie like I am you will enjoy going through my Free Recipe Index where recipes from CBB Home Chef Nicola Don and myself are shared every Sunday on the blog. Check it out!

Yearly grocery budget for two 2015: $2820

(The above total does not include the stockpile budget of $240 per year or $25 per month.

Food Basics

  • Parmalat 2% milk $3.97
  • 2 x Kraft Peanut Butter $2.97 ea
  • 2x Whole Wheat crackers Premium Plus $3.49 ea
  • Avocados $2.94
  • Seedless cucumber $1.34
  • Red Hothouse tomatoes $2.35

Total out-of-pocket $13.61

Zehrs

  • 2x Danone Creamy Vanilla Yogurt $7.78-50% $3.90
  • Neilson Milk 4L $3.97
  • 2 x fresh strawberries 2/$5
  • 3 x Lean Beef $5.65, $5.65, $5.60
  • Ziggy Macaroni Salad $4.99-50% $2.50
  • Cheerios $4.99
  • Dark Chocolate Sweet and Salty bars $4.98
  • Kraft Singles 2/$5
  • 1 x Astro Coconut yogurt $2.99
  • Olympia coconut Yogurt $4.19-50% $2.10
  • 4 pk Corn $2.50
  • 2 x Stuffer mushrooms $3.99-50% $2 (700 pts)
  • 2 x Oyster mushrooms 2/$8 -50% $4 (700pts)
  • Bananas $2.11
  • Red Onion $1.30
  • Romaine Lettuce $2.49
  • Striploin Steak $54.41 reduced to $24.41
  • Halal Chicken Leg Quarters $4.40, $4.24
  • Kaiser Rolls $2.50-50% $1.25
  • Raisin Bread $2.49-50% $1.25
  • Roasted Red Pepper Dip 2 x $3.99-50% = $4

Total out-of-pocket $108.08

Points Overview (add any other sections you need to show us your savings)

  • Total Grocery Budget for the Month: $190.03
  • Total Grocery Budget with any carry-overs $190.03
  • Total Gift Cards used to date: $0
  • Total Rewards Points redeemed this week: $0
  • Total Rewards Points used to date: $20.00
  • PC Points Plus Earned to date: 90295
  • Scanning Code of Practice (SCOP) to date $0

Coupon Apps (add any other apps you use to save money)

  • Snap Groupon to date: $1.50
  • Zweet to date: $6.50
  • Cart Smart to date: $0
  • Checkout51 to date: $4.50

GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

  • Total to spend this month $190.03 (this is minus overage $44.97 April)
  • Stockpile budget 2015 ($25.00): (Jan/Feb) $50.00 +$0 (Mar)+$16.94+$25.00 (April)+$
  • Stockpile budget used this month: $25.00
  • Total coupons used this week: $1
  • Total coupons used to date: $22.00
  • Total in-store discounts this week: $45.00
  • Total in-store discounts to date: $444.40
  • Total spent this week: $55.60 (not including what I get back from coupon apps)
  • Total spent so far this month: $46.57+$55.60+$19.26=$121.43+$96.69
  • Total over/Under spend this shop: under $over
  • Total over/Under spend for the month: -$28.09
  • Total left to spend for the month: -$28.09
  • Total Spent To Date 2015: (does not include stockpile budget) Jan $166.49+ Feb $261.51+ Mar $231.02 + April $258.44+May $218.12

Weekly Overview (your final thoughts) Considering we have two extra adult mouths to feed I didn’t think we did too bad. We couldn’t pass up such a great deal on those steaks which will go right to the BBQ as soon as we are home. We will have to make up for the overspend in June.

 

 Canadian Coupons Found This Week

 

Last week we found quite a few coupons so check last weeks GGC post if you missed reading it as I’ve scanned in all the great coupons found in Ontario stores right now.

Here are some great places you can find Canadian Coupons!

coupons ggc 4 may

 

Frequently Asked Questions

 

  • Grocery Game Challenge RULES: Read the rules first and if you have any questions email me or comment on this post with your question and someone will answer you as soon as possible.
  • Do I have to be Canadian to post my Grocery Shop?: No, you don’t have to be Canadian to post your shops only to win a monthly prize. We have fans who post their grocery shop who live all over the world.
  • When does the Grocery Game close each month?: The Grocery Game Challenge closes at midnight of the last Sunday of the last post for the month but you will still get a ballot when you post your shops even if they are late but I encourage you to stay on schedule. It’s a proven fact the minute we stop doing something that is scheduled that we end up forgetting to do it all together. Don’t let that be you! You can post your shops all month-long.
  • Does your Grocery Budget include health and beauty and laundry products?: Yes No, our Grocery Budget includes such items as shampoo, conditioner, laundry soap, fabric softener, dish soap etc. As of 2014-2015 we no longer include such items in our grocery budget so we can see actual food numbers at the end of the year so we can plan accordingly for our budget. We don’t mind stockpiling items that won’t be affected by expiry dates or have long expiry dates but not so much food any more. It’s just one way to help cut your budget to save money.
  • Canadian Coupons: Where can I find Canadian Coupons?: Here are your latest  Checkout 51 offers that you can use to help you save money in the Grocery Game Challenge. There are many great Canadian Couponing websites online that share weekly coupon match-ups so you can plan your grocery list.
  • Best Coupon Apps: Coupons are slowly fading out but mobile coupon apps are the big rave these days. Just recently the popular coupon site that mailed coupons to households have gotten involved with their new mobile Save.ca app joining forces with the many apps that are already out there.
  • What is an FPC?: An FPC is a free product coupon which means you can get a free product as described on the coupon.
  • What is GGC?– The Grocery Game Challenge of course!
  • How Do I Grocery Shop?: I can tell you about grocery shopping and what we do in terms of shopping to save money and how it works for us. There are no wrong or right answers, just smart choices.

Over time you will gradually learn where you should and shouldn’t go in the grocery store or at least how to say no, I’m on a budget I need to buy this or that.

You may also substitute items in order to stick to your grocery budget to make it work. Nobody is perfect, heck we struggle with this part of our budget like many people do.

This is why the grocery game challenge was created to not only show you that we are like everyone else but to bring us all together to work as a team to get our budgets on track.

If you have just joined The Grocery Game Challenge 2015 get ready to dive deep into your grocery budget and learn just where you are spending, how much you are spending and what you are saving.

Feel free to read all the above posts that I linked to above which I feel are relevant to learning about the grocery budget and grocery shopping in general. If you are brave and want to learn everything I know about grocery shopping in Canada check out my Ultimate Grocery Shopping Guide! It’s FREE!

You’ve made a wise decision to take control of your grocery budget now show me your shops and let’s get saving!

Welcome to The Grocery Game Challenge 2015!

Join in and become money savers and take control of your grocery budget.

-Mr.CBB

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Mr. CBB
Mr. CBB was born and raised in the United Kingdom who then moved to Canada where he is a permanent resident. He recently became a father to a very busy toddler who allows him to be a kid at heart. He bought his first house at the age of 21 after University and his second at the age of 24. Both Mr.CBB and his wife are Debt and Mortgage Free and they did it all in under 5 years using a Budget. Canadian Budget Binder is a place where he shares their financial experiences with his readers and hopes to learn about theirs. Welcome to CBB!
Mr. CBB
Mr. CBB

Comments

  1. Actually, I just started using a meal plan last week. I’m still observing it how much I can save by creating a meal plan. Right now, we have guest in our house that stays for 2 months. I’m trying to lessen the meat in our menu and stick on more vegetables.

  2. kathryn says:

    Hope you parents enjoy visiting Canada, and the weather co-operates.
    I agree, when you have guests, you don’t expect them to pay for groceries.

    Name Your Store: i.e. Superstore (Canada)
    Total Coupons Used: $0
    Total Out Of Pocket: $0

    Week 16- 18-24 May 2015

    Dad’s oatmeal.choc chip cookies (48 ct) $11.59-50% pink sticker= $5.79
    4L milk $5.99
    Ground beef $5.61 (reduced)= $2.85

    Name Your Store: i.e. Superstore (Canada)
    Total Coupons Used: $2.20 (starbucks)
    Total Out Of Pocket: $0

    2L MM Orange Juice- $1.88
    4L milk- $5.99
    1 lb strawberries $2.50
    .22kg mushrooms $2.31 (400 PC pts)
    NN bacon $5.49 (1000 PC pts)
    PC Naan bread –$1.99

    Name Your Store: i.e. Upham’s Family Outlet(Canada)
    Total Coupons Used: $0
    Total Out Of Pocket: $24.20

    whippet cookies 2 @ $1.85= $3.70
    jam filled cookies =$0.99
    canned tomatoes 3/ $1.00= $1.00
    jelly candy- $1.75
    chocolate bar candy 3 @ $2.00= $6.00
    Oh Henry choc bars 2 @ $1.00 =$2.00
    keilbosa sausage =$2.00
    pepperoni= $2.99
    Barley =$0.90
    Blueberry jam =$2.88

    Name Your Store: i.e. Superstore (Canada)
    Total Coupons Used: $0
    Total Out Of Pocket: $1.85 (superbucks)

    Graves apple juice- $1.25
    NN 3lb margarine 2@$5.89=$11.78 (pink sticker reduced)=$5.88
    1.04 bananas = $1.82 (200 PC pts)

    Do the above for each receipt you have then copy the template below and paste it to the bottom of your shop so we can see your results.
    Points Overview (add any other sections you need to show us your savings)

    Total Grocery Budget for the Month: $216.67 (averages $50 week)
    Total Grocery Budget with any carry-overs $

    Total Gift Cards used to date: $7.32+5.42+3.41+$5.77+$4.58=$26.50+$9.72 (11-17 May)=$36.22+$14.63+$18.04 +$7.19(18-24 May)=$76.08
    Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)

    Snap Groupon to date: $0
    Zweet to date: $0
    Cart Smart to date: $0
    Checkout51 to date: $0

    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)

    Stockpile budget 2015 ($0.00): $0
    Stockpile budget used to date: $0
    Total coupons used this week: $4.05
    Total coupons used to date: $5.73
    Total in-store discounts this week: $14.46
    Total in-store discounts to date: $65.82+$3.84=$69.66+$3.66=73.32+$3.95 (6-13 april)=$77.27+ $2.86 (13-20 april)=$80.13+$7.37=$87.50+ $1.35 (4-10 May)=$88.85+$11.85 (11-17 May)=$100.70+$8.56+5.90 (18-24 May)=$115.16
    Total spent this week: $24.20
    Total spent so far this month: $37.21+$24.20=$61.41
    Total over/Under spend this shop: $
    Total over/Under spend for the month $216.67 (under)-$37.21=179.46 (under)-$24.21=$155.25(under)

    Total left to spend for the month : $367.14-$12.26 = $197.77 (27Apr-03 may)+ $216.67(04-10 May)=$414.44-$37.21(11-17 May)=$377.23-$24.21 (18-24 may)=$353.02

    Total Spent To Date 2015: (does not include stockpile budget) $80(23-29 March)+ $12.26 (30 Mar-5 April)=$510.35+$24.89=$535.24+$28.85=$564.09+$33.08 (6-13 April)=$597.17+$26.39 (13-20 april)=$623.56+$16.95=$640.51+$28.40=$668.91+ 0.00=$668.91 (04-10 May 2015)+ $37.21 (11-17 May)=$706.12+$24.21( 18-24 May)=$730.33

    Weekly Overview (your final thoughts):

    Didn’t really need the cookies, but my husband didn’t agree. SmileThe best part , they are 48 pk of 2 cookies…so they wont go stale too fast. Still trying to eat the food in the house, and just buying what is needed/wanted to fill in the gaps. Boughts lots of cheap treat food.

    • Hi kathryn,
      I think they managed to bring the rain with them. It’s rained so much the past 2 days they are starting to wonder lol. Oh wow what a great deal on the Dad’s cookies. I wouldn’t have passed them up. Is there a reduced rack at your PC store or do you just roam around looking? They are good cookies and I like how they package them up. My wife took them to the office once for her staff and they were a hit. She picked them up at Costco though for a pretty decent price. Great deal on the mince too! You picked up some great deals this week. We have to fill in some gaps too. My parents like their chocolate treats and so far they’ve been hanging out at Tim Hortons and the Dollar store to buy chocolate bars and granola bars. You get ballot 22. Mr.CBB

      • kathryn says:

        There are 3 reduced racks in the store, plus more reduced foods where the regular priced food is. So we usually still need to play hide and seek with reduced food.

  3. Mary F Campbell says:

    MAY – Week #4 of 4- May 25-31, 2015

    2015 GROCERY BUDGET / STOCKPILE BUDGET AND US RESERVE:

    •Total Grocery Budgeted For Year: $190.00 x 12 = $2,280.00 for 2 adults

    ================================================================================================

    REMARKS FOR THE WEEK:

    We scored another really good rain check this week! Hubby went in to Save On Foods on the very last night of the sale for Cheese Smokies 1 Kg package that was 54% off for a cost of $5.99 a pack. He got us a rain check for 2 packages. He shoots, he scores! We’ll definitely use them this summer. He does love his smokies done on the bbq!

    ================================================================================================

    OUR “CANADIAN” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE June 1st!

    ================================================================================================

    OUR “US RESERVE” SHOPPING THIS WEEK:

    OUR NEXT USA SHOP WILL BE July 5th!

    ================================================================================================

    2015 Y-T-D GROCERY SAVINGS:

    •Total Loyalty Card Price Reductions This Year:

    Jan $3.58+ Feb $0.00 + Mar $14.54 + Apr $15.76 + May $0.00 = $33.88

    •Total Coupons/Rain Checks Used This Year:

    Jan $0.00 + Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 = 0.00

    •Total Price Match Savings Used This Year:

    Jan $0.00 +Feb $0.00 + Mar $0.00 + Apr $0.00 + May $0.00 = $0.00

    •Total More Points Earned This Year:

    Jan 22 + Feb 45 + Mar 140 + Apr 12 + May 6 = 225 Points

    •Total Air Miles Earned This Year:

    Jan 0 + Feb 0 + Mar 1 + Apr 1 + May 322 = 324 Air Miles

    •Total PC PLUS Points Earned This Year:

    Jan 1200 + Feb 900 + Mar 900 + Apr 1,500 + May 0 = 4,500 Points

    •Total Optimum Points Earned This Year:

    Jan 30 + Feb 40 + Mar 0 + Apr 0 + May 0 = 70 Points

    ================================================================================================

    2015 Y-T-D GROCERY SPENDING:

    •Total OOP Year-To-Date:
    Jan $199.31+ Feb $180.69 + Mar $274.41 + Apr $105.59+ May (trf $25.00 Xmas Reserve+$35.00 to Summer + $17.50 trf to Re-Stocking Reserve + $20.00 trf to Borscht Reserve + $32.50 trf to US Reserve +$4.69 Points Redeemed +$5.99+$96.32= $237.00)= $997.00

    •Total Year-To-Date Grocery Budget:
    Jan $190.00+Feb $190.00 + Mar $190.00 + Apr $190.00 + May $190.00 = $950.00

    •Total Over/Under on Year-To-Date Grocery Budget: $47.00 OVER

    ================================================================================================

    2015 UNUSED CANADIAN GROCERY RESERVE:

    2014 Fwd $0.00+Jan $0.00+Feb $3.83+ Mar $32.09 + Apr $4.99 + May $4.69 = $45.60

    ================================================================================================

    2015 RE-STOCKING RESERVE:

    2014 Fwd $325.00+Jan $22.50+Feb $22.50 + Mar $17.50 + Apr $18.44 + May $17.50= $423.44

    ================================================================================================

    2015 Y-T-D BORSCHT RESERVE:

    2014 Fwd $412.50+Jan $12.50 + Feb $12.50 + Mar $12.50 + Apr $0.00 + May $20.00= $470.00

    ================================================================================================

    2015 Y-T-D HOLIDAY SEASON RESERVE:

    2014 Fwd $110.00+Jan $10.00 +Feb $10.00+ Mar $10.00 + Apr $10.00 + May $25.00= $175.00

    ================================================================================================

    2015 Y-T-D SUMMER RESERVE:

    2014 Fwd $90.00+Jan $10.00 + Feb $10.00 + Mar $15.00 + Apr $15.00 + May $35.00= $175.00

    ================================================================================================

    • SUMMARY OF FUNDS Y-T-D:

    $ 950.00 Grocery Budget JAN-MARCH
    $ 45.60 Redeemed Points to Purchase Groceries
    ($ 0.02) Hiding Spot Cash – SPENT
    ($ 13.45) 2014 Costco Rebate Chq – SPENT
    ($305.94) Trf to Misc Reserves (Re-Stocking, Borscht, Xmas, Summer)
    ($ 202.50) Trf to US Grocery Reserve
    ($ 45.60) Set in a reserve to offset Redeemed Points
    ($ 475.09) Actual CASH SPENT

    ($ 47.00) OVER ON Y-T-D SPENDING

    • VALUE POINTS REDEEMED Y-T-D:

    $ 4.98 Skim Milk- 3,100 MORE Pts – JAN
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.69 Skim Milk- 3,100 MORE Pts – FEB
    $ 4.99 Whole Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 1.60 Sprouts- 1,000 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – MAR
    $ 4.99 Skim Milk- 3,100 MORE Pts – APR
    $ 4.69 Skim Milk- 3,100 MORE Pts – MAY

    $ 45.60 Total $ Value of Points Redeemed

    So far $950.00 has been budgeted Y-T-D for 2015 and we have recorded these funds as “spent” and in fact they have been “saved”:

    $423.44 Freezer Re-Stocking Fund
    $470.00 Borscht Fund
    $175.00 Holiday Season Fund
    $175.00 Summer Season Fund

    OUR TOTAL UNUSED RESERVES ARE $1,243.44 … that is a $937.50 carry-forward from 2013 & 2014 and $305.94 in NEW 2015 savings.

    This also means that with $190.00 to start MAY less $97.50 transferred to the various savings reserves less $0.00 transferred for Points Redeemed = $92.50 less an overage carried forward from APRIL for $0.00 less an additional $32.50 saved in our US grocery reserve, we opened the month of MAY with $60.00 available to spend on the Canadian side of the border PLUS we have spent $107.00 on our groceries (cash & points) so far this month and have an overage of $47.00 to carry forward into the month of JUNE.

    We have groceries that have been purchased using points redeemed, rather than the budgeted cash in the amount of $45.60. Available as an offset, we currently have $45.60 in our UNUSED CASH RESERVE. As at this moment, we need and additional $0.00 in the UNUSED CASH RESERVE. If our budget is truly sufficient, when we reach December 31st, the unused funds should still be equal to, if not greater than, the value of the points redeemed. It’ll be interesting to see if they actually are.

    Note: Another reserve of $315.57 IS AVAILABLE for our next US shop currently scheduled for July 5th!

    Of the outstanding US Shopping Reserve $315.57:

    $113.07 is carried forward from 2014

    $202.50 is new 2015 Y-T-D savings

    Less $0.00 that we’ve actually spent in 2015

    = $315.57 US Reserve Available

    ================================================================================================

    The valid rain checks I hold are as follows:

    Safeway

    4 Signature Café Pizzas @ 2 pizzas for $9.00- Good ‘til June 19/15
    6 Ronzoni Sweet Onion Marinara @ 2 for $5.00- Good ‘til June 20/15
    2 Boneless, Skinless Chicken Breasts @ $12 ea- Good ‘til July 4/15
    6 Skippy Peanut Butter @ BOGO – Good ‘til July 11/15
    12 Soft Drinks @ BOGO – Good ‘til Aug 18/15

    Save On Foods

    2 Schneiders Cheddar Smokies 1Kg for $5.99 ea- Good ‘til June 4/15

    ================================================================================================

    • Hi Mary,
      Ha ha, I would LOVE to watch you grocery shop and find deals. I bet you do the happy dance. He Shoots, He Scores lol. Love that! It’s nice to see such motivation when it comes to saving. More people need to adopt your mindset Mary. The Skim milk you buy does it take a while to get used to? I drink 2% but always found that skim was so watery. You get ballot 23. Mr.CBB

      • Mary F Campbell says:

        I have always had skim milk absolutely iced cold and I would have no milk in the summer when we went to Grandma’s place because it was whole milk and warm from the cow…total yuck! 🙁

        Hubby went from 2% to skim though when we got together and he eventually got used to it. 🙂

        • I grew up with whole milk and wish that I could still get it. We had a bulk tank that cooled the milk and then when we would take out milk, it was stored in the fridge. I will drink 2%, 1% and even skim but mainly in my cereal that I have milk. My daughter and cooking is what uses 99% of the skim milk that we buy.

  4. Angela Mainse says:

    Week 4 – May 24 – May 30

    • Grocery budget to work with in May: $200
    • Total coupons used this week: $3.00
    • Total coupons used to date: $32.03
    • Total RCSS gas coupons used this week: $2.17
    • Total RCSS gas coupons used to date: $10.06
    • Total value PC Plus points redeemed this week: $30
    • Total value PC Plus points redeemed to date: $160
    • Total gift cards/certificates/gifts used this week: $25
    • Total gift cards/certificates/gifts used to date: $38.76
    • Total student discounts this week: $7.20
    • Total student discounts to date: $99.71
    • Total tax savings RCSS this week: $0
    • Total tax savings RCSS to date: $9.57
    • Total spent this week: $214.75
    • Total spent so far this month: $351.25
    • Total left to spend for the month: $0
    • Weekly carry over: $-164.75
    • Total in carry over jar: $218.65
    • Total Spent To Date 2015: $1339.70

    Butcher Shop: Lester Hot Dogs 19.00 x 3, fresh Bacon 11 lb 47.00, fresh boneless skinless chicken breasts 11 lb 55.00: Total paid 159.00

    Walmart: Saputo mozzarella 3.97 x 2 less 1.50 in coupons, Armstrong light old cheddar 3.97, Armstrong light marble 3.97: Total paid 14.30 rounded up 2 cents

    Taits Bakery: Garlic Bread large loaves 2 for 1 sidewalk sale 3.70 (for both): Total paid 3.70

    Westons Bakery Outlet: Weight Watchers white loaf .95 x 2, Weight Watchers multigrain loaf .95 x 3, tortillas 1.50: Total paid 6.25

    RCSS: Mini Wheats family box 3.97 (PM), Kraft peanut butter 1 kg 2.97 x 4 (PM), IOGO yogurt tubes 1.98 x 3, blackberries 1.50 x 2 (PM), grape tomatoes 4.97, bananas .57, asparagus 3.10 (PM), raspberries 1.97 x 2 less 1.50 coupons (PM), less superbucks 1.04, less superbucks .74, less superbucks .39, less student discount 3.77: Total paid 29.95 rounded up 2 cents

    RCSS: Alcan foil .99 x 2 (PM), Sunlight dishwasher tabs 5.47, Halal chicken thighs 3.56 3.56 3.54 3.25, Halal chicken drumsticks 3.29 3.15 3.15 3.06, less student discount 3.43, less 30.00 PC Plus (30,000 points): Total paid 1.45

    Super big week this week. We have been quickly running out of food and the rising cost of meat has made it tough. I can’t keep up with the bread making right now, so a quick trip in to Westons while we were in Kingston took care of that in an affordable way. I have been making bread and tortillas, etc, but having some on hand because I’m behind is wonderful.

    Our butcher had an anniversary sale, and this year is was worth getting some to stock up on. The chicken breast package had 22 large fresh boneless breasts in it. We’ve divided it up and froze it based on the meals. The bacon package divided into just over 15 dozen packages. 14 in the freezer, and 1 cooked up. It was better slices and taste than the Country Naturals we normally buy which only has a dozen slices in it. It worked out to be 2.93 a dozen. I’m lucky to get the Country Naturals on sale for 3.97 or the occasional 2.97. The hot dog frozen packages had about 7 dozen in each. I works out to be 2.70 a dozen. A fair price these days (sometimes it’s 2.99 for 10 Country Naturals which is our preferred) and Lesters is our favourite. It is enough to get us through the summer even knowing we will be entertaining family for a BBQ for my son’s 10th birthday in July. This is good news for us. So the stop at our butcher has been fantastic this week.

    RCSS had a great sale on chicken thighs and drumsticks at 1.88 lb. So, PC Plus points used. We needed so much. And we were out of dishwasher detergent. I’ve been trying the liquid rather than tabs and it isn’t working, a lot redone each cycle by hand or by another round (yes the dishwasher is dying, but liquid isn’t cutting it).

    We dipped into the carryover jar dramatically this week. However, we have a lot of protein ready to go at prices worth shelling out for. Some things will be around for a few months to come. This is completely important since I am still in panic mode as to whether we will have enough money and food. However, we are still hoping to maintain $50 week budget into June despite hubby’s cut in hours. And if we can, now that we have some things back in the freezer and peanut butter on the shelf, I am hoping to build the carryover back up in case of emergency or the September stock up I do at Walmart during their anniversary sale for toilet paper and detergent. So hope this will happen for us. I still have hope despite my fear. It’s been a tough month and we hope that June will be better.

    • Hi Angela,
      What I love is that you do the math. Do you go to the butcher often? You don’t automatically assume you can’t shop at the butcher you take the time to figure it all out. We bought lots of cheap protein too this past while and it’s worth it. Now all we really need is dairy and vegetables. You can do this Angela.. don’t let fear look you in the eyes… conquer it!! If you are doing the dishes twice just buy the good stuff then. No point wasting your time and money on something that isn’t working. Great shopping!! You get ballot 24. Mr.CBB

      • Angela Mainse says:

        We don’t go to the butcher regularly, but we do watch their flyers and their advertising board outside their shop. It is a very successful butcher in our area and their business has expanded dramatically over the last five years. They are successful because of their quality and they can be competitive to the grocery store. While ground beef is a bit pricier, it is better quality and less cooks off when used, so in the end the cost equals out. Since this post, our dishwasher has fizzled completely out. So, we are back to hand wash dishes. Down side, it is my one task in the kitchen I detest. However, my son loves it, so I have taken the opportunity to spend time with him while he washes most dishes and I dry. But, because I love to cook and bake, we go through a lot of dishes and I can’t let it pile up just to do it once a day. Ironically, this came after buying the good detergent, so I will put that away on a shelf and use it down the road when we replace the dishwasher. Down the road being 1 or 2 years away, not the near future. We have enjoyed the meat so far with the butcher purchase. It was the first time we had picked up their bacon, absolutely delicious. I will wait for my sale on that one and get it again. At this point, we are cooking bacon every week now. It’s nice to have protein in the house again.

        • That tells you a lot if the butcher in your area is successful and has expanded. I’d certainly be looking at what the people see and possibly make my purchases there as well even if it’s only something small every month. Handwashing is all we do in the CBB house as we don’t have a dishwasher which is odd considering the age of the house. I guess the owner when she had it built had no need for one in the kitchen.

  5. Christine Weadick says:

    For the most part it’s either us going to hubby’s sisters place or them coming here. I always try to take something with us to add to the meal and she has brought us a whole meal a couple of times. If it’s a planned visit, I ask if what I’m thinking of making is OK with them or if we go there it’s what do you want me to bring. They have done so much to help us out with hubby’s health issues I have no problem doing something back for them.
    Last summer we visited a friend and his wife in Perth, 2-3 hours east of Peterborough for a couple of days. What ever they put in front of us was fine. Both men have health issues and we lucked out in that both were healthy enough then. We were gone for 3 days and the one night we were there her brother and wife put on a lovely meal for us all and then took us out on the lake in his pontoon boat…..we had a wonderful time!! I did take some teabags to make our tea as it does make it easy for us to have a cup without putting our hosts out. Not everyone drinks as much tea as we do!!
    Whether we are the ones visiting or the hosts I always try to make things as easy as possible for all so we can enjoy the visits!!

  6. This instance makes me panic whenever my mother in law comes and visit us. I just don’t know what meal to prepare so she kinda expects that we eat out. Probably, I gotta do meal planning with the help of my wife so that we eat out less often.

    • I hear ya mate. It’s worked out great so far as they loved sharing what they like to eat and we only went over by about $28 dollars in the budget for food. We will be paying for hotels, gas, transportation, dinners out when we go on all of our road trips which will eat up a chunk of the budget but with the food we eat at home we stick to the budget. 🙂

  7. Elizabeth says:

    Oh my!!! I don’t think this is extreme for you, but only because you write a blog about finances. For others who are financially blessed (which I would consider Mr. CBB to be), just concentrate on enjoying and blessing your guests and put your net worth on hold! It’s a sad day when balancing the budget becomes the focus when guests are coming WHEN IT DOESN’T NEED TO BE THE FOCUS. If you are able…..go overboard in blessing your guests……make them feel extra-special…..put chocolates on their pillow……make their favourite expensive dessert, etc. And if you are the guests……bless your hosts appropriately. Budgeting is a wonderful thing, but it can also rob us of some of the joys of life if taken to extremes. IF your finances allow, always budget for CHARITY and EXTRA MOUTHS TO FEED – and if you go over budget – ADJUST NEXT YEAR!!

  8. If you don’t know what to do with all your rhubarb, try rhubarb and strawberry crumble. It is wonderful. I’ve also made my own version of rhubarb upside down cake. It’s also great in crepes and on top of pancakes. Lots of recipes online.

  9. May 22 – June 4, 2015
    Name Your Store: Superstore
    Total Coupons Used: $0.25
    Total Points = 1000
    Total Out Of Pocket: $27.56

    Human
    Dawn Ultra = $1.97
    NN Mushroom = $1.19
    2-15 Rolls Cashmere TP – $11.99 (PM Food Basics @ $4.97) = $9.94
    2L Sprite = $.98
    4 Kraft Dinner – $1.67 (PM Walmart @ $1.00) (800 PC Points) = $4.00
    2 Tubs Danone – $4.27 (PM Freschco @ $2.00) = $4.00
    4L Skim Milk = $3.97
    2 kg Cavendish Fries – $4.29 (PM Giant Tiger @ $2.98) = $2.98
    High Liner Fish – $13.48 (PM No Frills @ 3.97) = $3.97
    Banana – 1.18 kg @ $1.26/kg (200 PC Points) = $1.49
    Lettuce = $1.48
    Tomato – .25 kg @ $3.90/kg = $0.97

    Cats
    4 Friskies Soft Cat Food – $0.79 = $3.16
    1.5 kg Friskies Hard Food = $4.98

    Name Your Store: St. Jacobs Farmer Market
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $10.00 (Stockpile)

    Human
    6 – 1 lb Strawberries

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 700 (Joanne’s)
    Total Out Of Pocket: $5.00 (Stockpile)

    Human
    2.63L Simply Orange – (700 PC Points) = $4.98

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $5.50 (Stockpile)

    Human
    Rice Krispies Cereal = $5.49

    Name Your Store: St. Jacobs Farmer’s Market
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $19.00 (Stockpile)

    Human
    3 bunches of Rhurbarb = $8.00
    2 Cucumbers = $1.00
    3 baskets of Peppers = $10.00

    Name Your Store: Walmart
    Total Coupons Used: $0.00
    Total Points = 0
    Total Out Of Pocket: $3.94

    Human
    2 loaves WW Bread – $1.97 = $3.94

    Name Your Store: Superstore
    Total Coupons Used: $0.00
    Total Points = 1400
    Total Out Of Pocket: $51.40

    Human
    2 Catelli Spaghetti Sauce – 2/$3.00 = $3.00
    2 NN Mushrooms – $1.19 (400 PC Points) = $2.38
    4 Cans Goldseal Tuna – $1.77 (PM Food Basics @ $0.99) = $3.96
    Bread Crumbs = $2.99
    Fudgee-O Cookies – $4.69 (PM Frescho @ $2.00) = $2.00
    Kraft Dinner – $1.67 (PM Food Basics @ 2/$0.99) = $1.98
    ICBINB Butter – $2.97 (PM Walmart @ $0.98) = $2.94
    4 L Skim Milk = $3.97
    2 Tubs Astro Yogurt – $3.27 (PM No Frills @ $1.97) = 3.94
    5 Minute Maid Frozen Juice – 5/$3.00 (1,000 PC Points) = $3.00
    Bananas – 2.135 kg @ $1.26/kg = $2.69
    NN Bologna – 2.98 (PM No Frills @ $2.97) = $2.97
    Lean Ground Beef = $9.93

    Cats
    10 Cans of Friskies – 10/$5.00 = $5.00

    Grocery Game Challenge Results
    Total Grocery Budget for the Human Year ($2080.00, for the pay period – $80.00)
    Total Grocery Budget for the Cat Year ($390, for the pay period – $15.00)

    Total Coupons Used this 2 Week Period: $0.25
    Total Coupons Used To Date: $9.25
    Total Discounts/SCOP this 2 Week Period: $0.00
    Total Checkout 51 rebates this 2 Week Period: $0.00
    Total Checkout 51 rebates to Date: $10.00
    Total Snap rebates this 2 Week Period: $0.00
    Total Snap rebates to Date: $1.00
    Total Price Match for this 2 Week Period: $32.08 + 22.09
    Total Price Match to Date: $256.42
    Total Adhoc Stockpile this 2 Week Period: $34.00
    Total Adhoc Stockpile to Date: $283.77
    Total PC Points Received this 2 Week Period: 1,000 + 1,400
    Total PC Rewards Points Used this 2 Week Period: 20,000
    Total PC Rewards To Date: 5,965

    Total Over/Under spend this Human shop: $1.05 under
    Total Left to Spend for the Human Month: $1.05
    Total Spent To Date – Human: Jan $69.59+$34.74+35.42+47.21+47.89+24.54; Feb $32.86+39.96+32.86; Mar $26.70+0.80+50.41+5.00+26.07+52.01; Apr $11.23+58.66+17.83+6.84+7.74+3.96+28.58+23.51 ; May $90.90+18.36+3.94+45.75 ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $886.22

    Total Over/Under spend this Cat shop: $5.00 under
    Total Left to Spend for the Cat Month: $5.00
    Total Spent To Date – Cat: Jan $3.22+11.28+32.17+0+0.98 ; Feb $12.50+$0.00+9.58+4.59 ; Mar $16.04+0+13.06; Apr $9.58+11.77+1.96 ; May $10.15+9.20+5.65 ; Jun $ ; Jul $ ; Aug $ ; Sept $ ; Oct $ ; Nov $ ; Dec $ = $151.73

    Overview: 1st week – This week, I made up for the overage from the previous 2 weeks. It took me spending my PC Points to help me to do that but all’s good. I purchased some strawberries to either freeze or make some strawberry jam for the freezer.
    Overview: 2nd Week – I’ve stayed under budget for this 2 week period 🙂 YEAH ME!!! I’ve been spending more time (and money) putting food away in the freezer this year so I’ll have to see how that affects my budget this coming winter. This past weekend, I’ve put 8 cups of peppers in the freezer and 13 cups of rhubarb. It will be interesting to see how much room I have left in my freezer or storage closet when I’m done with all the freezing and canning that I hope to complete this year. This will be an area that I need to focus more on for next year’s budget to see if I can actually carve out a category for this.

    • Hey Dee
      What an awesome shop! I’m so impressed at how far you have come since you started posting your shops. Everything from your enthusiasm and motivation has changed and I sure am proud of you. Keep it up. I love the PM’ing which is saving you a fortune. Do you typically shop at the market when you work or does it depend? If you lived close to us I’d give you our rhubarb, we get loads of it. Do you learn anything about preserving at the market from those that you meet who work there too? What are some valuable tips you can share with us? You get ballot 25. Mr.CBB

  10. Christine Weadick says:

    Yearly grocery budget for four adults and two cats
    (The above total does not include the stockpile budget of $240 per year or $25 per month
    Canadian Tire
    1 Downy -8.99, .50 coupon
    2 A&H laundry @$3.50, 2X 1.00 coupons, stockpile
    1 Dawn dish soap -1.99, .50 coupon
    2 Folgers coffee @8.99, stockpile
    2 Charmin TP @10.99, 1X1.00 coupon
    Total OOP -$30.96+ $22.98 stockpile, $4.00 coupons

    Foodland #1
    4 cans pasta sauce @1.00
    4 cans soup @2/1.00
    2 cans pineapple @1.00
    Bananas -1.51
    2X1 doz eggs @2.99, 1.00WUB2 coupon
    1 pack hamburger buns -3.00
    2 packs lean ground beef -4.21+ 4.24
    1 pack ground turkey -4.49
    2 4l milk @4.88
    1 Cheerios -5.49
    1 jug water -5.49
    Total OOP -$51.17, 1.00 coupon

    Foodland #2
    2 pasta sauce @1.00
    1 apple sauce -1.79
    1 yogurt -2.00
    2 pasta @2.00
    1 Certo light -2.29
    2 W/W bread @2.99
    1 bread crumbs -2.49
    1 pack snap lids -2.79
    2 Gatorade @2/4.00
    1 deli ham -4.05
    2 4l milk @4.88
    1 Powerade -1.67
    1 Cheerios -5.49
    2 cases pop @5.99, 2.00 coupon
    1 green pepper -1.52
    Tax -2.40
    Total OOP -$62.21, 2.00 coupon

    Foodland #3
    Bananas -1.17
    1 cranberry juice -2.98
    3 lbs butter @2.99
    2 yogurt @3.99, 2X1.00 coupons
    1 pack ground turkey -4.49
    1 4l milk -4.88
    3 Powerade @3/4.98
    1 lean ground beef 5.81
    1 block cheddar -5.99
    Tax -.65
    Total OOP -$51.39, 2.00 coupons
    Points Overview (add any other sections you need to show us your savings)
    Total Grocery Budget for the Month: $634.77
    Total Grocery Budget with any carry-overs $634.77
    Total Gift Cards used to date: $0
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 10550
    Scanning Code of Practice (SCOP) to date $0
    Coupon Apps (add any other apps you use to save money)
    Snap Groupon to date: $3.00
    Zweet to date: $21.00
    Cart Smart to date: $0
    Checkout51 to date: $18.50
    GROCERY SHOP THIS WEEK (add any other sections you need to show expenses and savings)
    Total to spend this month $634.77, minus overage from April
    Stockpile budget 2015 ($25.00): Jan $22.20+ Feb $24.50+ Mar $22.18+ Apr$18.32+ May$40.95
    Stockpile budget used this month: $40.95
    Total coupons used this week: $9.00
    Total coupons used to date: $86.03
    Total in-store discounts this week: $0
    Total in-store discounts to date: $68.13
    Total spent this week: $195.73 (not including what I get back from coupon apps)
    Total spent so far this month: $185.93+$124.86+$114.81+$195.73=$621.33
    Total over/Under spend this shop: under
    Total over/Under spend for the month: $13.44 under
    Total left to spend for the month: $13.44
    Total Spent To Date 2015: (does not include stockpile budget) Jan $640.13+ Feb$572.63+ Mar $786.52+ Apr $515.95+ May $621.33
    Weekly Overview (your final thoughts) Well I did it!! Even though I went over for the week I had plenty to carry it. I am still under for the month! The laundry soap and the coffee from CT are stock pile items and were good enough prices to do that. It put the stock pile amount through the roof but it still balances out long term. June is strawberry picking time and jam making time here. I started getting some Certo light and snap lids as a slow stock up for making jam. The butter is on sale right now so I will be getting more for the freezer as well as the sugar CT has on sale. It took some work but I am back on track budget wise after March…

    • Hi Christine,
      You picked up some great deals this week and you stockpiled. I like how you use coupons even if they are only $0.50 off. Money is money after all. I can’t remember what store it was but it was end of season and all their canning products were like $0.25 for the Certo lids etc. We bought a bunch to last us a few rounds of apple jelly. They can get pricey but they do often go on sale.
      You had a great month considering all that you bought. Once my parents are gone we can focus on the groceries a bit more. Right now we don’t have time to do it all. Well done…. how many rolls was the toilet paper? You get ballot 26 Mr.CBB

  11. GGC: May 25-31, 2015
    1. Real Canadian Superstore
    Homo Milk (2L), $3.57 + $0.08crf + $0.25 deposit
    Skim Milk (4L), $4.45 + $0.08crf + $0.25 deposit
    Bananas ($0.77/lb), $3.27
    Bagels, $3.00 -30%
    STOCKPILE 1XSunlight Detergent, Sale $9.98 -$3coupon (reg $16.97)
    – In-Store Discounts: $7.90
    – Coupons: $3
    – Out Of Pocket: $21.53

    2. Safeway
    Cheddar Smokies, $9.49
    Hot Dog Buns, $3.49
    Landjaegar Sausages, $4.49
    5 Mr. Noodle’s, $0.49 each
    – Out Of Pocket: $19.92

    3. H&W Produce
    1 Spaghetti Squash ($1.59/lb), $3.16
    Spinach, $1.49
    2 Asparagus (Sale $1.68/lb, reg $3.99/lb), $3.41
    4 Grapefruit (Sale $0.49ea, reg $1ea), $1.96
    Field Tomatoes ($0.98/lb), $2.16
    2 Zucchini ($0.99/lb), $2.39
    Strawberries (1lb), $2.98
    Russet Potatoes (10lb), $4.99
    – In-Store Discounts: $5.42
    – Out Of Pocket: $22.54

    OVERVIEW
    Grocery & Health/Home Budget for the Month: $500
    Total Grocery Budget with any carry-overs $583.78
    Gift Cards used to date: $34.07
    Total Rewards Points redeemed this week: $0
    Total Rewards Points used to date: $0
    PC Points Plus Earned to date: 1700
    Scanning Code of Practice (SCOP) to date $0

    COUPON APPS USED TO DATE:
    Checkout51: $10.50
    Zweet: $1.75
    Snap Groupon: $0
    Cart Smart: $0

    GROCERY SHOP THIS WEEK
    Stockpile budget 2015: $225 ($25/month Apr-Dec)
    Stockpile used this week: $6.98
    Stockpile used to date: $76.24 (Apr$22.79+May$53.45)
    Coupons this week: $3
    Coupons to date: $70.30 (Apr$20.49+May$49.81)
    In-store discounts this week: $13.32
    In-store discounts to date: $118.82 (Apr$36.17+May$82.65)
    Total spent this week: $57.01
    Total spent so far this month: $404.75
    Total over/Under spend this shop: $92.99 under
    Total over/Under spend for the month: $95.25 under
    Total left to spend for the month: $95.25 + $83.78 carry-over from April
    Total Spent To Date 2015: (not including stockpile budget) Start Apr: $820.01 (Apr$416.16+May$404.75)

    Weekly Overview:
    Our family is finally feeling better! Hallelujiah! A throwing-up toddler is no fun. As far as groceries go, I’ve been thinking about bread lately. It seem so expensive to buy a decently healthy bread these days. Maybe this week I’ll start a new habit of baking off several loaves and freezing. Wish me luck. Oh and I promise to stop stockpiling laundry detergent lol. Everywhere I turned this month there seemed to be such great deals on laundry detergent! Hence the overshoot on my stockpile budget. Arrg! At least I was under for the monthly grocery budget. Do you guys ever take that extra and dump it into your stockpile budget?

    • Hi Megan,
      I like the instant post update lol. The last GGC post I said I hope you feel better then I find this post right after it. You had a great month scoring some awesome deals. Yes bread is very pricey although in Ontario we find it for 50% off almost every day at all PC stores so we don’t pay too much. If I could make it I would. I do on occasion as you will see I have posted my pita, tortilla and olive bread recipes on the blog. How many jugs of laundry soap do you have lol? You got a great deal though. No, if we don’t spend it we just move on. We only carry over any overage we need to catch up on. You can do that if you want though. It’s up to you. You get ballot 28. Mr.CBB

      • Thanks I will have to check out your recipes. Tortillas?? Now that’s something I’ve never made before! Cool. PS – I have 3 bottles of laundry detergent stockpiled within the past 2 weeks 😉

        • Yes check out the Tab Recipes on the blog. One of the tabs in the drop down list says Recipe Index which has a master list of all the recipes on the blog. Tortillas are super easy to make. Nicola makes mine all the time and just loves them as much as we do. You can alter the flavours as well.

  12. I’ll admit that many things have changed for me this year. I’m sick and tired of this debt so I had to change my attitude and vowed that this year was going to start new things for me and my family. I’m a work in progress and I’m sure that some things will never be completely reverted but I’m trying. I do wish that I had a rhubarb patch because both my daughter and I love rhubarb but the price it is in the stores is stupid. I really didn’t like the 3 bunches for $8.00 but it gave me more rhubarb than I was expecting.

    Actually the preserving that I’ve been doing is from what I can remember from my mom and learn on-line. We would be freeze beans (mom grew those), strawberries, corn, different kinds of jam. We would can peaches, pears, cherries, relish, pickled beets, and dill pickles….many different things. It was something that we did basically all summer. I just purchased a canning kit so that I can peaches, pears and maybe some jams (have a small freezer). I’m sure that your readers could give me tips as this year is the 1st year in close to 20 years that I’ve done any major harvest for winter. Back in those days, it was a team effort with my mom, sister and myself and we would put enough food for about 4 families.

    I shop the market near the end of the day so try and score some good deals as most of the produce vendors don’t want to repack the produce and some produce wouldn’t last until the next market day. Trying to shop there otherwise really wouldn’t work out unless I went at lunch. Maybe while your parents are here, you’ll stop in at the market to take a look-see. The building that burnt down approximately 1.5 years ago will be open June 16th so there will be 3 buildings to look around in, in addition, to all the outside vendors. It’s quite something to view and take part of.

  13. Juanita says:

    The only guests we usually have are my mom and my kids. We try to pre buy everything we can before they get here and save a little bit of the budget for when they are here and want to eat certain things that we didn’t already buy.
    Our weekly budget is $125 a week making this month $500.
    Co-op
    $1.40 cucumber
    $3.33 4kg sugar
    .69×2 cheese bagels
    $4.32×2 4L homo milk
    $14.75 total oop
    Superstore
    $4.86 dr pepper cherry pop case
    $1.31×2 pc 2L pop -200P each
    $8.85 total oop
    H&W Produce
    $2.59 asparagus
    $3.76 red peppers
    $1.24 tomatoes
    $1.75 yellow peppers
    $3.04 green peppers
    $6.78 acorn squash
    $8.18 butternut squash
    $1.49×2 iceberg lettuce
    .88×2 cucumber
    $5.99 20lb russet potatoes
    $1.41 bananas
    $35.50 total oop
    $3.95 10% discount wub $30 or more
    Safeway
    $3.89,$5.75 lean ground beef (4.39kg!!!!) this will get us 4-8 meals depending what we use it for
    $1.99×2 1lb butter
    $13.60 total oop
    this was a one day only sale that was only advertised instore and thankfully for social media it was posted on a fb page so we were able to get these deals 🙂
    Sobeys
    $2×3 astro yogurt
    $1.99×2-$1.50Cx2 sm international creamer
    .88 orange aero chocolate bar
    $1×2 2pk pizza pops
    $1 cucumber
    $3.69 whole pineapple
    $2.23 hot&spicy chicken deli meat
    $2.08 comp bologna deli meat
    $2.49 romaine lettuce
    $1×4 chicken & turkey fully cooked strips – clearance
    .58, .52 pepperoni deli meat
    .59 bananas
    $2.50×3-$2.50C gerber baby snacks
    $32.08 total oop
    $5.50 total coupons

    $104.78 weekly total oop
    $9.45 weekly total coupons/discounts
    $530.49 monthly total oop
    $170.88 monthly total coupons/discounts
    $2797.18 yearly total oop
    $846.98 yearly total coupons/discounts

    We were over again this month but did stock up on food for little miss again.
    Hubby and I just talked today and he realized our day to day spending has gotten off track so he drew up a new budget and has created a budget just for little miss because well that is just the reality of it and I can’t do our groceries and all her needs on our $125a week budget especially when I wanna stock up on items when they are on for a really good sale. So I foresee us getting back on track for our regular grocery budget and maybe sometimes having a surplus here and there. Our new budget will start this month (june) and make experience some hic ups for july and august while my girl is here but we will then get back on track in sept with any adjustments then made after the kinks have been worked out. Looking forward to saving again especially since we will be travelling next year for my sons high school graduation ceremonies.

    • Hi Juanita,
      At what age do you switch to homo milk? I haven’t forgot about our post yet either. I just need time to get it organized and I’ll PM you for more info. Do you get meat right from the deli? We have a seperate budget for our son as well under “Baby” in the budget. Any food and health needs goes in there for him. It has worked out great. Once he stops eating baby foods and formulas we will look at adding more to our budget. I look forward to seeing your new budget. Will you be tracking both the baby budget and the grocery budget here? I’d love to follow that. Great shopping. You get ballot. 4 Mr.CBB

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